feat(F4): auth + account dashboard (mockable client)

The self-service account surface consuming helexa-upstream's /web/v1 (B4/B5),
with a mock so it works before/independent of the live backend.

- api/types.ts + api/account.ts: typed AccountApi over a same-origin `/api`
  prefix (vite-proxied in dev, nginx in prod) covering register/verify/
  login/password-reset/keys(list,create,archive,limit)/account/redeem;
  ApiError carries the backend code. MockAccountApi behind
  VITE_USE_MOCK_ACCOUNT_API (in-memory account, raw-key-once, redeem).
- auth/: context + useAuth, AuthProvider (JWT in localStorage, login fetches
  the account and runs claimAnonymousData → anon IndexedDB history is
  re-owned to the account, still client-side), RequireAuth guard
  (→ /login?next=).
- pages/auth/: Login, Register (sends the FingerprintJS visitor id →
  triggers the silent abuse detection), VerifyEmail (?token), RequestReset,
  ResetPassword (?token, matches the backend /reset?token= link).
- pages/account/: Dashboard (allocation balance + usage bar, redeem top-up,
  logout) and ApiKeys (list, create-modal showing the raw key ONCE with
  copy, per-key limit editor percent↔hardcap, archive). 401 → logout.
- App wraps AuthProvider + routes (account guarded); Header auth cluster
  reflects useAuth (Account/Sign out vs Sign in/up).
- `account` i18n namespace (53 keys) added + wired across all 32 langs.

Validated: lint, typecheck, build, i18n:check, lang-labels all green.
Explicit-path commit; no node_modules/dist.

Co-Authored-By: Claude Opus 4.8 (1M context) <noreply@anthropic.com>
Claude-Session: https://claude.ai/code/session_01F6o3ddqmYNh9kzdwq6eowh

.gitignore

@@ -1,6 +1,9 @@
 /target
 /bench/node_modules
 /bench/dist
+/helexa.ai/node_modules
+/helexa.ai/dist
+helexa.ai/.env.local
 *.swp
 *.swo
 .idea/

CLAUDE.md

@@ -185,6 +185,32 @@ Run these locally before pushing. `cargo fmt --all` fixes formatting
 automatically. Clippy warnings must be resolved, not suppressed with
 `#[allow(...)]` unless there is a clear rationale.
 
+## Development workflow
+
+Work each change on its own branch; `main` stays releasable.
+
+1. Implement on a feature branch (`fix/<issue>-…`, `feat/<issue>-…`).
+2. Run the CI triad locally (`cargo fmt --check --all`,
+   `cargo clippy --workspace -- -D warnings`, `cargo test --workspace`).
+   Local builds are **CPU-only** — the `#[cfg(feature = "cuda")]` neuron/TP
+   paths do NOT compile locally. The branch CI's **CUDA type-check** job is
+   the only thing that validates them, so for any neuron change the push to
+   Gitea is the real gate, not a rubber stamp.
+3. Push the branch on local-green (no need to ask first), and background-watch
+   its CI run via the gitea-mcp `actions_run_read` tools. Start the next piece
+   of work meanwhile.
+4. Merge to `main` when the four **validation** jobs are green — Format,
+   Clippy, Test, CUDA type-check. The SRPM / COPR / version-bump jobs are the
+   deploy pipeline (they run on `main`), not validation — don't wait on them.
+5. Merging/pushing to `main` triggers the auto-deploy pipeline.
+
+Docs-only changes (no `#[cfg(feature = "cuda")]` impact) can go straight to
+`main` — there's nothing for the CUDA type-check to prove.
+
+SSH note: the gitea remote host offers multiple agent keys and cuts the
+connection before reaching the right one. This repo pins the working key via
+`git config core.sshCommand "ssh -i ~/.ssh/id_grenade -o IdentitiesOnly=yes"`.
+
 ## Environment
 
 - Targets Fedora 43 (systemd, SELinux enforcing)

Cargo.toml

@@ -7,6 +7,9 @@ members = [
     "crates/neuron",
     "crates/helexa-acp",
     "crates/helexa-bench",
+    "crates/helexa-router",
+    "crates/helexa-stream",
+    "crates/helexa-upstream",
 ]
 
 [workspace.package]

cortex.example.toml

@@ -48,3 +48,60 @@ vram_mb = 12288           # e.g. RTX 3060 (12 GB)
 pinned = [
     "your-org/embedding-model",
 ]
+
+# -- Entitlements (multi-tenant governance, #47) -------------------------
+# Identity + per-key token budgets. Omit this section entirely for the
+# legacy single-operator behaviour: requests are anonymous and uncapped.
+#
+# The local/static provider below is the source of truth for accounts,
+# keys, and hard caps until the upstream clearing house exists. Identity
+# rides standard bearer auth only — clients send
+#   Authorization: Bearer <key>
+# no custom headers or body fields.
+
+[entitlements]
+# Reject unauthenticated requests with 401 invalid_api_key. Leave false
+# (allow-anonymous) during rollout; flip to true once keys are issued.
+require_auth = false
+
+# One entry per API key.
+[[entitlements.keys]]
+key = "sk-example-rolling"        # the bearer token the client sends
+account_id = "team-research"      # billable account (keys may share one)
+key_id = "research-ci"            # stable label for ledger/metrics (optional)
+hard_cap = 5_000_000              # hard token cap over the window
+# Rolling window that resets — over-cap requests get 429 rate_limit_exceeded
+# + Retry-After, so well-behaved clients (opencode/AI SDK) back off and retry.
+window = { kind = "rolling", seconds = 3600 }
+
+[[entitlements.keys]]
+key = "sk-example-balance"
+account_id = "team-research"
+key_id = "research-prepaid"
+hard_cap = 20_000_000
+# Hard balance, no reset — exhaustion returns 429 insufficient_quota
+# (the client surfaces and stops). This is the default when `window` is
+# omitted. Never 402.
+window = { kind = "balance" }
+
+[[entitlements.keys]]
+key = "sk-example-infra"
+account_id = "operator"
+key_id = "infra"
+# No hard_cap → uncapped operator infra key (own fleet, own use). Still
+# metered for visibility.
+
+# -- Upstream (helexa mesh) entitlements client (#57) --------------------
+# When enabled, a bearer key NOT found in [[entitlements.keys]] above is
+# validated against the helexa-upstream authority (mesh accounts), and its
+# budget is reserved/settled there. Operator-local keys (incl. the infra
+# key) never leave this process. Fail-closed: if upstream is unreachable a
+# request is refused (503 + Retry-After), never served un-authorized.
+# Disabled by default — a standalone operator runs purely local.
+[upstream]
+enabled = false
+# url = "https://upstream.helexa.ai"
+# Shared client bearer this cortex presents (maps to an operator_id
+# upstream). Override via CORTEX_UPSTREAM__BEARER in prod.
+# bearer = "replace-with-operator-client-secret"
+# timeout_secs = 5

crates/cortex-core/src/config.rs

@@ -1,3 +1,4 @@
+use crate::entitlements::CapWindow;
 use figment::{
     Figment,
     providers::{Env, Format, Toml},
@@ -16,6 +17,76 @@ pub struct GatewayConfig {
     /// non-packaged / local runs.
     #[serde(default = "default_models_path")]
     pub models_config: String,
+    /// Multi-tenant governance: auth + per-key token budgets (#47). Empty
+    /// by default — anonymous, uncapped — so existing single-operator
+    /// setups keep working until keys are configured.
+    #[serde(default)]
+    pub entitlements: EntitlementsConfig,
+    /// helexa-upstream client (#57). When enabled, keys not found in the
+    /// local `[entitlements]` config are validated against the mesh
+    /// authority, and budget is reserved/settled there. Disabled by default
+    /// — a single operator runs purely local.
+    #[serde(default)]
+    pub upstream: UpstreamClientConfig,
+}
+
+/// `[upstream]` — the helexa-upstream authority client (#57). Locally
+/// unrecognised bearer keys are resolved against `url`'s `/authz/v1` surface
+/// (mesh accounts); local keys (operator + infra) never leave the process.
+#[derive(Debug, Clone, Serialize, Deserialize, Default)]
+pub struct UpstreamClientConfig {
+    /// Enable the upstream fallthrough. Off → purely local entitlements.
+    #[serde(default)]
+    pub enabled: bool,
+    /// Base URL of helexa-upstream (e.g. "https://upstream.helexa.ai").
+    #[serde(default)]
+    pub url: String,
+    /// Shared client bearer this cortex presents to `/authz/v1` (maps to an
+    /// operator_id upstream). Sent as `Authorization: Bearer <bearer>`.
+    #[serde(default)]
+    pub bearer: String,
+    /// Per-call timeout (seconds) to upstream.
+    #[serde(default = "default_upstream_timeout")]
+    pub timeout_secs: u64,
+}
+
+fn default_upstream_timeout() -> u64 {
+    5
+}
+
+/// `[entitlements]` — the local/static [`crate::entitlements::EntitlementProvider`]
+/// source of truth (#50). Accounts, keys, and hard caps live here; the
+/// future upstream client (#57) ignores this section.
+#[derive(Debug, Clone, Serialize, Deserialize, Default)]
+pub struct EntitlementsConfig {
+    /// Reject unauthenticated requests with `401 invalid_api_key` when
+    /// true. Default `false` (allow-anonymous) for dev / single-operator
+    /// continuity.
+    #[serde(default)]
+    pub require_auth: bool,
+    /// Static API keys and their budgets, consumed by the local provider.
+    #[serde(default)]
+    pub keys: Vec<ApiKeyConfig>,
+}
+
+/// One configured API key: the bearer token, the account it bills to, and
+/// its hard cap. `[[entitlements.keys]]` in TOML.
+#[derive(Debug, Clone, Serialize, Deserialize)]
+pub struct ApiKeyConfig {
+    /// The bearer token clients send in `Authorization: Bearer <key>`.
+    pub key: String,
+    /// Billable account. Multiple keys may share one account.
+    pub account_id: String,
+    /// Stable per-key identifier for ledger/metrics labels. Defaults to
+    /// `account_id` when omitted, so the secret is never used as a label.
+    #[serde(default)]
+    pub key_id: Option<String>,
+    /// Hard token cap. `None`/omitted = uncapped (e.g. operator infra key).
+    #[serde(default)]
+    pub hard_cap: Option<u64>,
+    /// Cap-window semantics. Default: a non-resetting [`CapWindow::Balance`].
+    #[serde(default)]
+    pub window: CapWindow,
 }
 
 fn default_models_path() -> String {
@@ -87,6 +158,8 @@ impl Default for GatewayConfig {
             },
             neurons: vec![],
             models_config: default_models_path(),
+            entitlements: EntitlementsConfig::default(),
+            upstream: UpstreamClientConfig::default(),
         }
     }
 }

crates/cortex-core/src/discovery.rs

@@ -68,6 +68,57 @@ pub struct HealthResponse {
     pub devices: Vec<DeviceHealth>,
     #[serde(default)]
     pub activation: ActivationStatus,
+    /// Per-model admission load (#53): how many requests are running vs.
+    /// queued on each loaded model right now. Cortex's load-aware router
+    /// (#55) reads this to spread traffic across replicas and to propagate
+    /// honest backpressure. `#[serde(default)]` keeps older gateways/neurons
+    /// interoperable (absent → empty → treated as no load info).
+    #[serde(default)]
+    pub models: Vec<ModelLoad>,
+}
+
+/// Live admission load for one loaded model (#53).
+#[derive(Debug, Clone, Serialize, Deserialize)]
+pub struct ModelLoad {
+    pub id: String,
+    /// Requests currently running (batch-1 → 0 or 1).
+    pub in_flight: usize,
+    /// Requests waiting in the bounded admission queue.
+    pub queue_depth: usize,
+}
+
+#[cfg(test)]
+mod health_load_tests {
+    use super::*;
+
+    #[test]
+    fn health_response_without_models_field_still_deserializes() {
+        // A pre-#53 neuron's /health payload omits `models`; the gateway
+        // must still parse it (serde default → empty).
+        let json = r#"{"uptime_secs":42,"devices":[]}"#;
+        let resp: HealthResponse = serde_json::from_str(json).expect("back-compat parse");
+        assert_eq!(resp.uptime_secs, 42);
+        assert!(resp.models.is_empty());
+    }
+
+    #[test]
+    fn health_response_round_trips_model_load() {
+        let resp = HealthResponse {
+            uptime_secs: 1,
+            devices: vec![],
+            activation: ActivationStatus::default(),
+            models: vec![ModelLoad {
+                id: "Qwen/Qwen3.6-27B".into(),
+                in_flight: 1,
+                queue_depth: 3,
+            }],
+        };
+        let s = serde_json::to_string(&resp).unwrap();
+        let back: HealthResponse = serde_json::from_str(&s).unwrap();
+        assert_eq!(back.models.len(), 1);
+        assert_eq!(back.models[0].in_flight, 1);
+        assert_eq!(back.models[0].queue_depth, 3);
+    }
 }
 
 /// High-level activation state of the neuron daemon. The HTTP listener

crates/cortex-core/src/entitlements.rs

@@ -0,0 +1,152 @@
+//! Identity and entitlement primitives for multi-tenant governance (#47).
+//!
+//! Identity is the shared substrate the whole epic hangs off:
+//! `identity (principal) → accounting (spend) → policy → enforcement`. This
+//! module defines the seam — the [`EntitlementProvider`] trait and its data
+//! types — so the local/static provider (operator-config caps, in
+//! cortex-gateway) can land the auth + per-key-cap + amplification fix
+//! *before* any upstream clearing house exists. The future helexa-upstream
+//! client (#57) is just another impl of this trait.
+//!
+//! The provider owns three jobs:
+//! 1. **resolve** a bearer key to a [`Principal`] (drives auth, #49);
+//! 2. **reserve → settle/release** token budget around a request so spend
+//!    can never overshoot a hard cap under concurrency (drives budget
+//!    enforcement, #52);
+//! 3. expose a [`BudgetSnapshot`] for metering/metrics (#51).
+//!
+//! [`BudgetError`] carries the cap-window semantics so the caller can pick
+//! the correct #63 rejection (`rate_limit_exceeded` + `Retry-After` for a
+//! resetting window vs `insufficient_quota` for a hard balance) without the
+//! provider knowing anything about HTTP.
+
+use async_trait::async_trait;
+use serde::{Deserialize, Serialize};
+
+/// Internal header carrying the resolved account id from cortex to neuron.
+/// neuron trusts these over the WireGuard link (#54); cortex **strips** any
+/// client-supplied copy before stamping the authoritative value, so a client
+/// can never assert a principal directly.
+pub const HEADER_ACCOUNT_ID: &str = "x-helexa-account-id";
+/// Internal header carrying the resolved key id from cortex to neuron.
+pub const HEADER_KEY_ID: &str = "x-helexa-key-id";
+
+/// Who a request is for. Resolved once at the edge from the bearer key and
+/// carried through the request context. `account_id` is the billable owner
+/// (spendable at any operator, by decision); `key_id` identifies the
+/// specific API key for per-key hard caps and ledger/metrics labels.
+#[derive(Debug, Clone, PartialEq, Eq, Serialize, Deserialize)]
+pub struct Principal {
+    pub account_id: String,
+    pub key_id: String,
+}
+
+/// Cap-window semantics for a key's hard cap. Determines which #63 code an
+/// over-cap reservation maps to.
+#[derive(Debug, Clone, Default, PartialEq, Eq, Serialize, Deserialize)]
+#[serde(tag = "kind", rename_all = "snake_case")]
+pub enum CapWindow {
+    /// Hard balance — the cap never resets. Exhaustion is permanent
+    /// (`429 insufficient_quota`, no `Retry-After`).
+    #[default]
+    Balance,
+    /// Rolling window of `seconds` that resets. Exhaustion is transient
+    /// (`429 rate_limit_exceeded` + `Retry-After` until reset).
+    Rolling { seconds: u64 },
+}
+
+/// An outstanding budget reservation. The caller holds this opaque handle
+/// between [`EntitlementProvider::reserve`] and exactly one of
+/// [`EntitlementProvider::settle`] / [`EntitlementProvider::release`]. Not
+/// `Clone` — a reservation is consumed once.
+#[derive(Debug)]
+pub struct Reservation {
+    /// Provider-local handle; opaque to the caller.
+    pub id: u64,
+    /// The principal this reservation belongs to.
+    pub principal: Principal,
+    /// Tokens reserved against the cap.
+    pub reserved: u64,
+}
+
+/// A point-in-time view of a key's budget, for metering and metrics (#51).
+#[derive(Debug, Clone, PartialEq, Eq)]
+pub struct BudgetSnapshot {
+    /// Hard cap in tokens. `None` means uncapped (e.g. an operator infra
+    /// key, #58).
+    pub hard_cap: Option<u64>,
+    /// Settled spend in the current window.
+    pub spent: u64,
+    /// Sum of outstanding (un-settled) reservations.
+    pub reserved: u64,
+}
+
+/// Authentication failure — the bearer key could not be resolved.
+#[derive(Debug, thiserror::Error)]
+pub enum AuthError {
+    /// The key is genuinely unknown → `401 invalid_api_key` (#49/#63).
+    #[error("invalid or unknown API key")]
+    InvalidKey,
+    /// The authority that could resolve the key is unreachable (e.g. the
+    /// helexa-upstream client failed, #57). Fail **closed** but distinctly:
+    /// a transient outage must surface as `503 service_unavailable` +
+    /// `Retry-After`, never `401` — a real key must not be rejected as
+    /// invalid during an upstream blip.
+    #[error("entitlement authority unavailable; retry in {retry_after_secs}s")]
+    Unavailable { retry_after_secs: u64 },
+}
+
+/// Why a reservation was refused. Carries enough for the caller to build the
+/// correct #63 envelope without the provider touching HTTP.
+#[derive(Debug, thiserror::Error)]
+pub enum BudgetError {
+    /// A resetting window is exhausted → `429 rate_limit_exceeded` +
+    /// `Retry-After: retry_after_secs`.
+    #[error(
+        "rolling-window budget exhausted ({requested} requested, {available} available); \
+         resets in {retry_after_secs}s"
+    )]
+    RateLimited {
+        requested: u64,
+        available: u64,
+        retry_after_secs: u64,
+    },
+    /// A hard balance is exhausted → `429 insufficient_quota` (no
+    /// `Retry-After`; the client surfaces and stops). Never `402`.
+    #[error("hard balance exhausted ({requested} requested, {available} available)")]
+    InsufficientQuota { requested: u64, available: u64 },
+}
+
+/// The seam between cortex's enforcement and whatever decides entitlement —
+/// a local/static config provider today (#50), the helexa-upstream client
+/// later (#57). All methods are async so the upstream impl can do network
+/// I/O; the local impl resolves in-process.
+#[async_trait]
+pub trait EntitlementProvider: Send + Sync {
+    /// Resolve a bearer API key to its principal. `Err(InvalidKey)` for an
+    /// unknown/empty key.
+    async fn resolve(&self, api_key: &str) -> Result<Principal, AuthError>;
+
+    /// Reserve up to `max_tokens` against the principal's cap. Returns a
+    /// handle on success, or a [`BudgetError`] (which the caller maps to a
+    /// #63 `429`) if the reservation would exceed the cap. Reserving the
+    /// *maximum* a request could consume before dispatch is what prevents
+    /// overshoot under concurrency.
+    async fn reserve(
+        &self,
+        principal: &Principal,
+        max_tokens: u64,
+    ) -> Result<Reservation, BudgetError>;
+
+    /// Settle a reservation with the tokens actually consumed, releasing the
+    /// unused remainder back to the cap.
+    async fn settle(&self, reservation: Reservation, actual_tokens: u64);
+
+    /// Release a reservation in full — e.g. dispatch failed before any
+    /// tokens were consumed.
+    async fn release(&self, reservation: Reservation);
+
+    /// Current budget snapshot for a principal, for metering/metrics.
+    /// `None` if the provider doesn't track this principal.
+    async fn snapshot(&self, principal: &Principal) -> Option<BudgetSnapshot>;
+}

crates/cortex-core/src/harness.rs

@@ -54,10 +54,26 @@ pub struct ModelLimit {
     pub output: usize,
 }
 
-/// Operator-set pricing in USD per 1M tokens.
+/// Operator-set pricing, **USD per 1,000,000 tokens, as JSON numbers**
+/// (`float`) — the models.dev/opencode `cost` convention, which is what
+/// helexa's primary client reads. NOT per-token, NOT decimal strings (that
+/// is OpenRouter's `pricing` shape, which helexa deliberately does not emit
+/// — see #68). A client must not rescale by 10⁶.
 ///
-/// Self-hosted deployments typically leave both at `0.0`.  Cache fields are
-/// optional — set when the backend supports a prefix-cache discount tier.
+/// `cost` is sourced from the operator's `models.toml` catalogue profile and
+/// surfaced verbatim on `/v1/models`. The *absent* vs *zero* distinction is
+/// intentional and load-bearing (#68):
+/// - **`cost` absent** (the whole object omitted) — the model is **not
+///   priced**: the operator has not declared a rate. Clients should treat
+///   spend as unknown, not free.
+/// - **`cost` present with `input`/`output` = `0.0`** — the model is
+///   **intentionally free** (self-hosted, no charge). opencode renders `$0`.
+///
+/// Cache fields are optional — set them only when the backend supports a
+/// prefix-cache discount tier (relevant once cache-token reporting, #64,
+/// lands). The advertised rate here must equal the rate metering (#51) and
+/// reconciliation (#58/#59) bill against; today both read this catalogue
+/// value.
 #[derive(Debug, Clone, Serialize, Deserialize)]
 pub struct ModelCost {
     /// USD per 1M input (prompt) tokens.
@@ -98,7 +114,8 @@ pub struct ModelInfo {
     /// `None` when neither the catalogue nor the loaded model can provide it.
     #[serde(default, skip_serializing_if = "Option::is_none")]
     pub limit: Option<ModelLimit>,
-    /// Operator-set pricing in USD per 1M tokens (0.0 = free/self-hosted).
+    /// Operator-set pricing — see [`ModelCost`] for units and the
+    /// absent (not priced) vs `0.0` (intentionally free) distinction.
     #[serde(default, skip_serializing_if = "Option::is_none")]
     pub cost: Option<ModelCost>,
     /// `true` when the model's tokenizer contains recognised tool-call

crates/cortex-core/src/lib.rs

@@ -3,6 +3,7 @@ pub mod build_info;
 pub mod catalogue;
 pub mod config;
 pub mod discovery;
+pub mod entitlements;
 pub mod error_envelope;
 pub mod harness;
 pub mod metrics;

crates/cortex-core/src/node.rs

@@ -1,4 +1,4 @@
-use crate::discovery::{ActivationStatus, DiscoveryResponse};
+use crate::discovery::{ActivationStatus, DiscoveryResponse, ModelLoad};
 use crate::harness::{ModelCost, ModelLimit};
 use chrono::{DateTime, Utc};
 use serde::{Deserialize, Serialize};
@@ -27,6 +27,17 @@ pub struct NodeState {
     /// to synthesize `Loading` locations so clients see a catalogued
     /// model that's mid-prewarm as "loading", not "missing".
     pub activation: Option<ActivationStatus>,
+    /// Last-seen per-model admission load from this neuron's `/health`
+    /// (#53), keyed by model id. The router (#55) reads it to pick the
+    /// least-busy replica when a model is loaded on more than one neuron.
+    /// Empty until the first /health poll reports load.
+    pub model_load: HashMap<String, ModelLoad>,
+    /// Consecutive failed `/models` polls. The poller marks a node
+    /// unhealthy only once this crosses a threshold, so a single transient
+    /// miss (e.g. a neuron momentarily slow to answer while busy) doesn't
+    /// yank the node — and all its models — out of routing. Reset to 0 on
+    /// any successful poll.
+    pub consecutive_poll_failures: u32,
 }
 
 /// A model registered on a node, with its runtime status.
@@ -125,7 +136,9 @@ pub struct CortexModelEntry {
     /// at load time. `None` when neither source provides it.
     #[serde(default, skip_serializing_if = "Option::is_none")]
     pub limit: Option<ModelLimit>,
-    /// Operator-set pricing in USD per 1M tokens (0.0 = free/self-hosted).
+    /// Operator-set pricing from the catalogue profile — see
+    /// [`cortex_core::harness::ModelCost`] for units (USD per 1M tokens) and
+    /// the absent (not priced) vs `0.0` (intentionally free) distinction.
     #[serde(default, skip_serializing_if = "Option::is_none")]
     pub cost: Option<ModelCost>,
     /// `true` when any neuron reports this model supports tool calls.

crates/cortex-gateway/Cargo.toml

@@ -6,6 +6,8 @@ license.workspace = true
 
 [dependencies]
 cortex-core.workspace = true
+helexa-stream = { path = "../helexa-stream" }
+async-trait.workspace = true
 tokio.workspace = true
 axum.workspace = true
 tower.workspace = true

crates/cortex-gateway/src/anthropic_sse.rs

@@ -32,6 +32,8 @@ pub async fn stream_translated(
     openai_body: axum::body::Bytes,
     model_id: &str,
     node_name: &str,
+    inbound_headers: &axum::http::HeaderMap,
+    usage_sink: Option<crate::metering::UsageSink>,
 ) -> Response {
     let url = format!("{endpoint}/v1/chat/completions");
     tracing::info!(
@@ -42,13 +44,14 @@ pub async fn stream_translated(
         "proxying streaming request (anthropic SSE translation)"
     );
 
-    let upstream = match client
-        .post(&url)
-        .header("content-type", "application/json")
-        .body(openai_body)
-        .send()
-        .await
-    {
+    let request = crate::auth::forward_principal_headers(
+        client
+            .post(&url)
+            .header("content-type", "application/json")
+            .body(openai_body),
+        inbound_headers,
+    );
+    let upstream = match request.send().await {
         Ok(r) => r,
         Err(e) => {
             tracing::warn!(
@@ -94,6 +97,10 @@ pub async fn stream_translated(
         let mut saw_tool_call = false;
         let mut last_finish: Option<String> = None;
         let mut frames = 0u64;
+        // Engine-truth usage for metering (#51), scanned from the upstream
+        // frames (neuron emits a final `usage` object on the stream, #48).
+        let mut usage_prompt = 0u64;
+        let mut usage_completion = 0u64;
 
         'outer: while let Some(block) = upstream.next().await {
             let block = match block {
@@ -121,6 +128,15 @@ pub async fn stream_translated(
                         continue;
                     }
                     tracing::trace!(node = %node, frame = %data, "anthropic stream: upstream frame");
+                    // Capture usage for metering before translation — the
+                    // usage object rides on a late frame (often after the
+                    // last content delta).
+                    if let Some(p) = crate::proxy::last_count_for(data, "prompt_tokens") {
+                        usage_prompt = p;
+                    }
+                    if let Some(c) = crate::proxy::last_count_for(data, "completion_tokens") {
+                        usage_completion = c;
+                    }
                     let Ok(chunk) = serde_json::from_str::<ChatCompletionChunk>(data) else {
                         tracing::debug!(node = %node, "anthropic stream: unparsable upstream frame skipped");
                         continue;
@@ -162,6 +178,14 @@ pub async fn stream_translated(
             terminated = done,
             "anthropic stream complete"
         );
+
+        // Settle metering with the observed usage (#51). Runs on every exit
+        // path of the pump — clean end, early break, or upstream error — so
+        // the reservation is always resolved. `(0, 0)` when no usage frame
+        // was seen, which releases without recording spend.
+        if let Some(sink) = usage_sink {
+            sink(usage_prompt, usage_completion);
+        }
     });
 
     Response::builder()

crates/cortex-gateway/src/auth.rs

@@ -0,0 +1,144 @@
+//! API-key authentication + principal resolution (#49).
+//!
+//! Identity rides standard bearer auth only — `Authorization: Bearer <key>`
+//! — which is what keeps every tier OpenAI-compatible by construction (no
+//! custom required headers or body fields, per #47). The middleware resolves
+//! the key to a [`Principal`] via the [`EntitlementProvider`], carries it in
+//! the request extensions for cortex-side metering/enforcement (#51/#52), and
+//! stamps it as internal headers on the request so it reaches neuron, which
+//! trusts cortex's assertion over WireGuard (#54).
+//!
+//! Anti-spoofing: any client-supplied principal header is **stripped** before
+//! the authoritative value is stamped, so a client can never assert a
+//! principal it didn't authenticate as.
+//!
+//! Rejection contract (#63): missing key under `require_auth`, or any present
+//! but unresolvable key, yields `401 invalid_api_key` in the #60 envelope.
+
+use crate::error::envelope_response;
+use crate::state::CortexState;
+use axum::extract::{Request, State};
+use axum::http::header::AUTHORIZATION;
+use axum::http::{HeaderMap, HeaderValue};
+use axum::middleware::Next;
+use axum::response::Response;
+use cortex_core::entitlements::{AuthError, HEADER_ACCOUNT_ID, HEADER_KEY_ID};
+use cortex_core::error_envelope::OpenAiError;
+use std::sync::Arc;
+
+/// Endpoints that never require auth: liveness/readiness probes. Everything
+/// else flows through resolution.
+fn is_public(path: &str) -> bool {
+    path == "/health" || path == "/"
+}
+
+/// Extract the bearer token from an `Authorization` header value, if present
+/// and well-formed. Scheme match is case-insensitive per RFC 7235.
+fn parse_bearer(headers: &HeaderMap) -> Option<String> {
+    let raw = headers.get(AUTHORIZATION)?.to_str().ok()?;
+    let (scheme, token) = raw.split_once(' ')?;
+    if scheme.eq_ignore_ascii_case("bearer") {
+        let token = token.trim();
+        (!token.is_empty()).then(|| token.to_string())
+    } else {
+        None
+    }
+}
+
+/// Axum middleware: resolve the bearer key, attach the principal, stamp the
+/// internal headers. Wired in `build_app` via `from_fn_with_state`.
+pub async fn require_principal(
+    State(fleet): State<Arc<CortexState>>,
+    mut req: Request,
+    next: Next,
+) -> Response {
+    if is_public(req.uri().path()) {
+        return next.run(req).await;
+    }
+
+    // Anti-spoof: drop any client-supplied principal headers up front.
+    {
+        let headers = req.headers_mut();
+        headers.remove(HEADER_ACCOUNT_ID);
+        headers.remove(HEADER_KEY_ID);
+    }
+
+    match parse_bearer(req.headers()) {
+        Some(key) => match fleet.entitlements.resolve(&key).await {
+            Ok(principal) => {
+                // Stamp the authoritative principal for neuron. Account/key
+                // ids come from operator config, so they're valid header
+                // values; guard anyway and skip a malformed one rather than
+                // panic.
+                if let (Ok(account), Ok(key_id)) = (
+                    HeaderValue::from_str(&principal.account_id),
+                    HeaderValue::from_str(&principal.key_id),
+                ) {
+                    let headers = req.headers_mut();
+                    headers.insert(HEADER_ACCOUNT_ID, account);
+                    headers.insert(HEADER_KEY_ID, key_id);
+                }
+                // Carry the typed principal for cortex-side metering (#51)
+                // and budget enforcement (#52).
+                req.extensions_mut().insert(principal);
+                next.run(req).await
+            }
+            // The entitlement authority is unreachable (upstream client
+            // blip, #57). Fail **closed but distinct**: a transient outage
+            // must not reject a real key as `401 invalid_api_key` — it's a
+            // retryable `503`. This holds regardless of require_auth: we
+            // can't safely serve a key we couldn't authorize.
+            Err(AuthError::Unavailable { retry_after_secs }) => {
+                envelope_response(OpenAiError::service_unavailable(
+                    "entitlement authority temporarily unavailable",
+                    Some(retry_after_secs),
+                ))
+            }
+            // A genuinely unrecognized key only hard-fails when auth is
+            // *required*. In allow-anonymous mode (the default) we IGNORE it
+            // and serve unauthenticated — otherwise the placeholder keys that
+            // OpenAI-compatible clients send by default (opencode, Open WebUI,
+            // Agent Zero, litellm) would all break though the operator never
+            // opted into auth. Pre-#49 the bearer was never inspected; this
+            // preserves that for require_auth=false.
+            Err(AuthError::InvalidKey) => {
+                if fleet.require_auth {
+                    unauthorized("invalid API key")
+                } else {
+                    tracing::debug!(
+                        "ignoring unrecognized bearer token (require_auth=false): serving anonymously"
+                    );
+                    next.run(req).await
+                }
+            }
+        },
+        None => {
+            if fleet.require_auth {
+                unauthorized("missing API key; supply 'Authorization: Bearer <key>'")
+            } else {
+                next.run(req).await
+            }
+        }
+    }
+}
+
+/// `401 invalid_api_key` in the standard envelope (#63).
+fn unauthorized(message: &str) -> Response {
+    envelope_response(OpenAiError::invalid_api_key(message))
+}
+
+/// Copy the cortex-stamped principal headers from an inbound [`HeaderMap`]
+/// onto an outbound reqwest builder. Used by the Anthropic proxy paths,
+/// which construct their own upstream requests instead of going through
+/// [`crate::proxy::forward_request`] (which forwards all headers verbatim).
+pub fn forward_principal_headers(
+    mut builder: reqwest::RequestBuilder,
+    headers: &HeaderMap,
+) -> reqwest::RequestBuilder {
+    for name in [HEADER_ACCOUNT_ID, HEADER_KEY_ID] {
+        if let Some(value) = headers.get(name) {
+            builder = builder.header(name, value);
+        }
+    }
+    builder
+}

crates/cortex-gateway/src/entitlements_chain.rs

@@ -0,0 +1,112 @@
+//! Chained entitlement provider (#57): operator-local keys first, mesh
+//! upstream for everything else.
+//!
+//! `resolve` tries the [`LocalEntitlementProvider`] (operator + infra keys —
+//! never a network hop); only a locally-unknown key falls through to
+//! [`UpstreamEntitlementProvider`]. Because the local provider treats an
+//! unconfigured principal as uncapped, reserve/settle/release/snapshot must
+//! **not** blindly hit local — they dispatch to whichever backend resolved
+//! that account, remembered in a map keyed by `account_id` (populated at
+//! resolve time).
+
+use crate::entitlements_local::LocalEntitlementProvider;
+use crate::entitlements_upstream::UpstreamEntitlementProvider;
+use async_trait::async_trait;
+use cortex_core::entitlements::{
+    AuthError, BudgetError, BudgetSnapshot, EntitlementProvider, Principal, Reservation,
+};
+use std::collections::HashMap;
+use tokio::sync::RwLock;
+
+#[derive(Clone, Copy, Debug, PartialEq, Eq)]
+enum Backend {
+    Local,
+    Upstream,
+}
+
+pub struct ChainedEntitlementProvider {
+    local: LocalEntitlementProvider,
+    upstream: UpstreamEntitlementProvider,
+    /// account_id → which backend owns it, learned at resolve time.
+    backends: RwLock<HashMap<String, Backend>>,
+}
+
+impl ChainedEntitlementProvider {
+    pub fn new(local: LocalEntitlementProvider, upstream: UpstreamEntitlementProvider) -> Self {
+        Self {
+            local,
+            upstream,
+            backends: RwLock::new(HashMap::new()),
+        }
+    }
+
+    async fn record(&self, account_id: &str, backend: Backend) {
+        self.backends
+            .write()
+            .await
+            .insert(account_id.to_string(), backend);
+    }
+
+    /// The backend that owns `account_id`. Defaults to `Upstream` for an
+    /// account never resolved this process-lifetime (a resolve always
+    /// precedes reserve in a request, so this is just a safe fallback —
+    /// upstream fails closed if the account is bogus).
+    async fn backend_for(&self, account_id: &str) -> Backend {
+        self.backends
+            .read()
+            .await
+            .get(account_id)
+            .copied()
+            .unwrap_or(Backend::Upstream)
+    }
+}
+
+#[async_trait]
+impl EntitlementProvider for ChainedEntitlementProvider {
+    async fn resolve(&self, api_key: &str) -> Result<Principal, AuthError> {
+        match self.local.resolve(api_key).await {
+            Ok(p) => {
+                self.record(&p.account_id, Backend::Local).await;
+                Ok(p)
+            }
+            Err(AuthError::InvalidKey) => {
+                let p = self.upstream.resolve(api_key).await?;
+                self.record(&p.account_id, Backend::Upstream).await;
+                Ok(p)
+            }
+            Err(e) => Err(e),
+        }
+    }
+
+    async fn reserve(
+        &self,
+        principal: &Principal,
+        max_tokens: u64,
+    ) -> Result<Reservation, BudgetError> {
+        match self.backend_for(&principal.account_id).await {
+            Backend::Local => self.local.reserve(principal, max_tokens).await,
+            Backend::Upstream => self.upstream.reserve(principal, max_tokens).await,
+        }
+    }
+
+    async fn settle(&self, reservation: Reservation, actual_tokens: u64) {
+        match self.backend_for(&reservation.principal.account_id).await {
+            Backend::Local => self.local.settle(reservation, actual_tokens).await,
+            Backend::Upstream => self.upstream.settle(reservation, actual_tokens).await,
+        }
+    }
+
+    async fn release(&self, reservation: Reservation) {
+        match self.backend_for(&reservation.principal.account_id).await {
+            Backend::Local => self.local.release(reservation).await,
+            Backend::Upstream => self.upstream.release(reservation).await,
+        }
+    }
+
+    async fn snapshot(&self, principal: &Principal) -> Option<BudgetSnapshot> {
+        match self.backend_for(&principal.account_id).await {
+            Backend::Local => self.local.snapshot(principal).await,
+            Backend::Upstream => self.upstream.snapshot(principal).await,
+        }
+    }
+}

crates/cortex-gateway/src/entitlements_local.rs

@@ -0,0 +1,317 @@
+//! The local/static [`EntitlementProvider`] (#50).
+//!
+//! Accounts, keys, and hard caps come from operator config
+//! ([`cortex_core::config::EntitlementsConfig`]); reservations and settled
+//! spend are tracked in-process. This lands auth + per-key caps + the
+//! amplification fix before any upstream clearing house exists; the future
+//! helexa-upstream client (#57) implements the same trait.
+//!
+//! Budget math is serialized under a single [`std::sync::Mutex`] so
+//! reserve/settle/release are atomic — a key's `spent + reserved` can never
+//! exceed its hard cap even under concurrent requests (the #52 guarantee).
+//! The lock is held only for the in-memory arithmetic, never across an
+//! await.
+
+use cortex_core::config::{ApiKeyConfig, EntitlementsConfig};
+use cortex_core::entitlements::{
+    AuthError, BudgetError, BudgetSnapshot, CapWindow, EntitlementProvider, Principal, Reservation,
+};
+use std::collections::HashMap;
+use std::sync::Mutex;
+use std::sync::atomic::{AtomicU64, Ordering};
+use std::time::Instant;
+
+/// Per-key budget configuration (resolved from [`ApiKeyConfig`]).
+struct Budget {
+    hard_cap: Option<u64>,
+    window: CapWindow,
+}
+
+/// Live, mutable accounting for one key over its current window.
+#[derive(Default)]
+struct Ledger {
+    /// Settled spend in the current window.
+    spent: u64,
+    /// Sum of outstanding (un-settled) reservations.
+    reserved: u64,
+    /// Start of the current rolling window; `None` until the first reserve.
+    /// Unused for [`CapWindow::Balance`].
+    window_start: Option<Instant>,
+}
+
+pub struct LocalEntitlementProvider {
+    /// Bearer token → principal.
+    keys: HashMap<String, Principal>,
+    /// `key_id` → budget config.
+    budgets: HashMap<String, Budget>,
+    /// `key_id` → live ledger.
+    ledgers: Mutex<HashMap<String, Ledger>>,
+    /// Monotonic source of opaque reservation handles.
+    next_id: AtomicU64,
+}
+
+impl LocalEntitlementProvider {
+    /// Build from the `[entitlements]` config. A key without an explicit
+    /// `key_id` is tracked at `account_id` granularity (its secret is never
+    /// used as a label).
+    pub fn from_config(config: &EntitlementsConfig) -> Self {
+        let mut keys = HashMap::new();
+        let mut budgets = HashMap::new();
+        for ApiKeyConfig {
+            key,
+            account_id,
+            key_id,
+            hard_cap,
+            window,
+        } in &config.keys
+        {
+            let key_id = key_id.clone().unwrap_or_else(|| account_id.clone());
+            keys.insert(
+                key.clone(),
+                Principal {
+                    account_id: account_id.clone(),
+                    key_id: key_id.clone(),
+                },
+            );
+            budgets.insert(
+                key_id,
+                Budget {
+                    hard_cap: *hard_cap,
+                    window: window.clone(),
+                },
+            );
+        }
+        Self {
+            keys,
+            budgets,
+            ledgers: Mutex::new(HashMap::new()),
+            next_id: AtomicU64::new(1),
+        }
+    }
+}
+
+/// Tokens still available under `cap` given current `spent`/`reserved`.
+/// `None` cap = unlimited.
+fn available(cap: Option<u64>, spent: u64, reserved: u64) -> Option<u64> {
+    cap.map(|c| c.saturating_sub(spent).saturating_sub(reserved))
+}
+
+#[async_trait::async_trait]
+impl EntitlementProvider for LocalEntitlementProvider {
+    async fn resolve(&self, api_key: &str) -> Result<Principal, AuthError> {
+        self.keys.get(api_key).cloned().ok_or(AuthError::InvalidKey)
+    }
+
+    async fn reserve(
+        &self,
+        principal: &Principal,
+        max_tokens: u64,
+    ) -> Result<Reservation, BudgetError> {
+        // A principal with no configured budget (or an uncapped one) always
+        // reserves; we still track spend for metrics.
+        let budget = self.budgets.get(&principal.key_id);
+        let (cap, window) = match budget {
+            Some(b) => (b.hard_cap, b.window.clone()),
+            None => (None, CapWindow::Balance),
+        };
+
+        let mut ledgers = self.ledgers.lock().expect("ledger mutex poisoned");
+        let ledger = ledgers.entry(principal.key_id.clone()).or_default();
+
+        // Lazily reset a rolling window that has elapsed before checking.
+        let mut retry_after_secs = 0;
+        if let CapWindow::Rolling { seconds } = window {
+            let now = Instant::now();
+            match ledger.window_start {
+                Some(start) if now.duration_since(start).as_secs() < seconds => {
+                    retry_after_secs = seconds - now.duration_since(start).as_secs();
+                }
+                _ => {
+                    // First reserve, or the window has fully elapsed: reset.
+                    ledger.spent = 0;
+                    ledger.window_start = Some(now);
+                    retry_after_secs = seconds;
+                }
+            }
+        }
+
+        if let Some(avail) = available(cap, ledger.spent, ledger.reserved)
+            && max_tokens > avail
+        {
+            return Err(match window {
+                CapWindow::Rolling { .. } => BudgetError::RateLimited {
+                    requested: max_tokens,
+                    available: avail,
+                    // At least 1s so clients don't hot-loop on a sub-second
+                    // remainder.
+                    retry_after_secs: retry_after_secs.max(1),
+                },
+                CapWindow::Balance => BudgetError::InsufficientQuota {
+                    requested: max_tokens,
+                    available: avail,
+                },
+            });
+        }
+
+        ledger.reserved += max_tokens;
+        Ok(Reservation {
+            id: self.next_id.fetch_add(1, Ordering::Relaxed),
+            principal: principal.clone(),
+            reserved: max_tokens,
+        })
+    }
+
+    async fn settle(&self, reservation: Reservation, actual_tokens: u64) {
+        let mut ledgers = self.ledgers.lock().expect("ledger mutex poisoned");
+        if let Some(ledger) = ledgers.get_mut(&reservation.principal.key_id) {
+            ledger.reserved = ledger.reserved.saturating_sub(reservation.reserved);
+            ledger.spent += actual_tokens;
+        }
+    }
+
+    async fn release(&self, reservation: Reservation) {
+        let mut ledgers = self.ledgers.lock().expect("ledger mutex poisoned");
+        if let Some(ledger) = ledgers.get_mut(&reservation.principal.key_id) {
+            ledger.reserved = ledger.reserved.saturating_sub(reservation.reserved);
+        }
+    }
+
+    async fn snapshot(&self, principal: &Principal) -> Option<BudgetSnapshot> {
+        let ledgers = self.ledgers.lock().expect("ledger mutex poisoned");
+        let (spent, reserved) = ledgers
+            .get(&principal.key_id)
+            .map(|l| (l.spent, l.reserved))
+            .unwrap_or((0, 0));
+        let hard_cap = self.budgets.get(&principal.key_id).and_then(|b| b.hard_cap);
+        Some(BudgetSnapshot {
+            hard_cap,
+            spent,
+            reserved,
+        })
+    }
+}
+
+#[cfg(test)]
+mod tests {
+    use super::*;
+
+    fn provider() -> LocalEntitlementProvider {
+        let config = EntitlementsConfig {
+            require_auth: true,
+            keys: vec![
+                ApiKeyConfig {
+                    key: "sk-balance".into(),
+                    account_id: "acct-a".into(),
+                    key_id: Some("key-balance".into()),
+                    hard_cap: Some(1_000),
+                    window: CapWindow::Balance,
+                },
+                ApiKeyConfig {
+                    key: "sk-rolling".into(),
+                    account_id: "acct-b".into(),
+                    key_id: Some("key-rolling".into()),
+                    hard_cap: Some(500),
+                    window: CapWindow::Rolling { seconds: 3_600 },
+                },
+                ApiKeyConfig {
+                    key: "sk-infra".into(),
+                    account_id: "operator".into(),
+                    key_id: Some("key-infra".into()),
+                    hard_cap: None,
+                    window: CapWindow::Balance,
+                },
+            ],
+        };
+        LocalEntitlementProvider::from_config(&config)
+    }
+
+    #[tokio::test]
+    async fn resolves_configured_key_to_principal() {
+        let p = provider();
+        let principal = p.resolve("sk-balance").await.expect("known key resolves");
+        assert_eq!(principal.account_id, "acct-a");
+        assert_eq!(principal.key_id, "key-balance");
+    }
+
+    #[tokio::test]
+    async fn unknown_key_is_invalid() {
+        let p = provider();
+        assert!(matches!(
+            p.resolve("sk-nope").await,
+            Err(AuthError::InvalidKey)
+        ));
+    }
+
+    #[tokio::test]
+    async fn reserve_settle_release_round_trip() {
+        let p = provider();
+        let principal = p.resolve("sk-balance").await.unwrap();
+
+        let r = p.reserve(&principal, 400).await.expect("within cap");
+        // Reserved, not yet spent.
+        let snap = p.snapshot(&principal).await.unwrap();
+        assert_eq!(snap.hard_cap, Some(1_000));
+        assert_eq!(snap.reserved, 400);
+        assert_eq!(snap.spent, 0);
+
+        // Used fewer tokens than reserved → remainder released, spend exact.
+        p.settle(r, 250).await;
+        let snap = p.snapshot(&principal).await.unwrap();
+        assert_eq!(snap.reserved, 0);
+        assert_eq!(snap.spent, 250);
+
+        // A reservation that is released contributes no spend.
+        let r2 = p.reserve(&principal, 100).await.unwrap();
+        p.release(r2).await;
+        let snap = p.snapshot(&principal).await.unwrap();
+        assert_eq!(snap.reserved, 0);
+        assert_eq!(snap.spent, 250);
+    }
+
+    #[tokio::test]
+    async fn balance_over_cap_is_insufficient_quota() {
+        let p = provider();
+        let principal = p.resolve("sk-balance").await.unwrap();
+        // Reserve most of the cap, then ask for more than remains.
+        let _r = p.reserve(&principal, 900).await.unwrap();
+        let err = p.reserve(&principal, 200).await.expect_err("over cap");
+        match err {
+            BudgetError::InsufficientQuota {
+                requested,
+                available,
+            } => {
+                assert_eq!(requested, 200);
+                assert_eq!(available, 100);
+            }
+            other => panic!("expected InsufficientQuota, got {other:?}"),
+        }
+    }
+
+    #[tokio::test]
+    async fn rolling_over_cap_is_rate_limited_with_retry_after() {
+        let p = provider();
+        let principal = p.resolve("sk-rolling").await.unwrap();
+        let _r = p.reserve(&principal, 500).await.unwrap();
+        let err = p.reserve(&principal, 1).await.expect_err("over cap");
+        match err {
+            BudgetError::RateLimited {
+                retry_after_secs, ..
+            } => {
+                assert!(retry_after_secs >= 1, "must advertise a retry hint");
+                assert!(retry_after_secs <= 3_600);
+            }
+            other => panic!("expected RateLimited, got {other:?}"),
+        }
+    }
+
+    #[tokio::test]
+    async fn uncapped_infra_key_never_refuses() {
+        let p = provider();
+        let principal = p.resolve("sk-infra").await.unwrap();
+        let r = p.reserve(&principal, 10_000_000).await.expect("uncapped");
+        p.settle(r, 10_000_000).await;
+        let snap = p.snapshot(&principal).await.unwrap();
+        assert_eq!(snap.hard_cap, None);
+        assert_eq!(snap.spent, 10_000_000);
+    }
+}

crates/cortex-gateway/src/entitlements_upstream.rs

@@ -0,0 +1,246 @@
+//! helexa-upstream client (#57): an [`EntitlementProvider`] that resolves
+//! keys and reserves/settles budget against the mesh authority's
+//! `/authz/v1` surface (B2). It is "just another impl of the trait" — cortex
+//! enforcement (`auth.rs`, `metering.rs`) is unchanged.
+//!
+//! **Fail closed.** When upstream is unreachable, `resolve` returns
+//! [`AuthError::Unavailable`] (→ `503`, never `401`) and `reserve` refuses
+//! with a retryable [`BudgetError::RateLimited`] — a request is never served
+//! on an un-authorized key, and a real key is never rejected as invalid
+//! during a blip.
+
+use async_trait::async_trait;
+use cortex_core::config::UpstreamClientConfig;
+use cortex_core::entitlements::{
+    AuthError, BudgetError, BudgetSnapshot, EntitlementProvider, Principal, Reservation,
+};
+use serde::Deserialize;
+use std::time::Duration;
+
+/// Retry-After (seconds) advertised when we fail closed on an upstream
+/// outage.
+const FAIL_CLOSED_RETRY_SECS: u64 = 5;
+
+pub struct UpstreamEntitlementProvider {
+    client: reqwest::Client,
+    base_url: String,
+    bearer: String,
+}
+
+#[derive(Deserialize)]
+struct PrincipalDto {
+    account_id: String,
+    key_id: String,
+}
+#[derive(Deserialize)]
+struct SnapshotDto {
+    hard_cap: Option<u64>,
+    spent: u64,
+    reserved: u64,
+}
+#[derive(Deserialize)]
+struct ResolveResp {
+    principal: PrincipalDto,
+    #[allow(dead_code)]
+    snapshot: Option<SnapshotDto>,
+}
+#[derive(Deserialize)]
+struct ReserveResp {
+    reservation_id: Option<i64>,
+    rejected: Option<Rejection>,
+}
+#[derive(Deserialize)]
+#[serde(tag = "kind", rename_all = "snake_case")]
+enum Rejection {
+    InsufficientQuota {
+        requested: u64,
+        available: u64,
+    },
+    RateLimited {
+        requested: u64,
+        available: u64,
+        retry_after_secs: u64,
+    },
+}
+
+impl UpstreamEntitlementProvider {
+    pub fn new(cfg: &UpstreamClientConfig) -> Self {
+        let client = reqwest::Client::builder()
+            .timeout(Duration::from_secs(cfg.timeout_secs))
+            .build()
+            .expect("failed to build upstream HTTP client");
+        Self {
+            client,
+            base_url: cfg.url.trim_end_matches('/').to_string(),
+            bearer: cfg.bearer.clone(),
+        }
+    }
+
+    fn url(&self, path: &str) -> String {
+        format!("{}{}", self.base_url, path)
+    }
+}
+
+#[async_trait]
+impl EntitlementProvider for UpstreamEntitlementProvider {
+    async fn resolve(&self, api_key: &str) -> Result<Principal, AuthError> {
+        let resp = self
+            .client
+            .post(self.url("/authz/v1/resolve"))
+            .bearer_auth(&self.bearer)
+            .json(&serde_json::json!({ "api_key": api_key }))
+            .send()
+            .await;
+        let resp = match resp {
+            Ok(r) => r,
+            Err(e) => {
+                tracing::warn!(error = %e, "upstream resolve unreachable; failing closed");
+                return Err(AuthError::Unavailable {
+                    retry_after_secs: FAIL_CLOSED_RETRY_SECS,
+                });
+            }
+        };
+        if resp.status().as_u16() == 401 {
+            return Err(AuthError::InvalidKey);
+        }
+        if !resp.status().is_success() {
+            return Err(AuthError::Unavailable {
+                retry_after_secs: FAIL_CLOSED_RETRY_SECS,
+            });
+        }
+        match resp.json::<ResolveResp>().await {
+            Ok(r) => Ok(Principal {
+                account_id: r.principal.account_id,
+                key_id: r.principal.key_id,
+            }),
+            Err(e) => {
+                tracing::warn!(error = %e, "upstream resolve: bad body; failing closed");
+                Err(AuthError::Unavailable {
+                    retry_after_secs: FAIL_CLOSED_RETRY_SECS,
+                })
+            }
+        }
+    }
+
+    async fn reserve(
+        &self,
+        principal: &Principal,
+        max_tokens: u64,
+    ) -> Result<Reservation, BudgetError> {
+        let fail_closed = || BudgetError::RateLimited {
+            requested: max_tokens,
+            available: 0,
+            retry_after_secs: FAIL_CLOSED_RETRY_SECS,
+        };
+        let resp = self
+            .client
+            .post(self.url("/authz/v1/reserve"))
+            .bearer_auth(&self.bearer)
+            .json(&serde_json::json!({
+                "account_id": principal.account_id,
+                "key_id": principal.key_id,
+                "max_tokens": max_tokens,
+            }))
+            .send()
+            .await;
+        let resp = match resp {
+            Ok(r) if r.status().is_success() => r,
+            Ok(r) => {
+                tracing::warn!(status = %r.status(), "upstream reserve non-2xx; failing closed");
+                return Err(fail_closed());
+            }
+            Err(e) => {
+                tracing::warn!(error = %e, "upstream reserve unreachable; failing closed");
+                return Err(fail_closed());
+            }
+        };
+        match resp.json::<ReserveResp>().await {
+            Ok(ReserveResp {
+                reservation_id: Some(id),
+                ..
+            }) => Ok(Reservation {
+                id: id as u64,
+                principal: principal.clone(),
+                reserved: max_tokens,
+            }),
+            Ok(ReserveResp {
+                rejected:
+                    Some(Rejection::InsufficientQuota {
+                        requested,
+                        available,
+                    }),
+                ..
+            }) => Err(BudgetError::InsufficientQuota {
+                requested,
+                available,
+            }),
+            Ok(ReserveResp {
+                rejected:
+                    Some(Rejection::RateLimited {
+                        requested,
+                        available,
+                        retry_after_secs,
+                    }),
+                ..
+            }) => Err(BudgetError::RateLimited {
+                requested,
+                available,
+                retry_after_secs,
+            }),
+            _ => Err(fail_closed()),
+        }
+    }
+
+    async fn settle(&self, reservation: Reservation, actual_tokens: u64) {
+        // Best-effort; a lost settle is reaped by the upstream sweeper (B2).
+        let _ = self
+            .client
+            .post(self.url("/authz/v1/settle"))
+            .bearer_auth(&self.bearer)
+            .json(&serde_json::json!({
+                "reservation_id": reservation.id as i64,
+                "actual_tokens": actual_tokens,
+            }))
+            .send()
+            .await
+            .inspect_err(
+                |e| tracing::warn!(error = %e, "upstream settle failed (sweeper will reap)"),
+            );
+    }
+
+    async fn release(&self, reservation: Reservation) {
+        let _ = self
+            .client
+            .post(self.url("/authz/v1/release"))
+            .bearer_auth(&self.bearer)
+            .json(&serde_json::json!({ "reservation_id": reservation.id as i64 }))
+            .send()
+            .await
+            .inspect_err(
+                |e| tracing::warn!(error = %e, "upstream release failed (sweeper will reap)"),
+            );
+    }
+
+    async fn snapshot(&self, principal: &Principal) -> Option<BudgetSnapshot> {
+        let resp = self
+            .client
+            .post(self.url("/authz/v1/snapshot"))
+            .bearer_auth(&self.bearer)
+            .json(&serde_json::json!({
+                "account_id": principal.account_id,
+                "key_id": principal.key_id,
+            }))
+            .send()
+            .await
+            .ok()?;
+        if !resp.status().is_success() {
+            return None;
+        }
+        let dto = resp.json::<SnapshotDto>().await.ok()?;
+        Some(BudgetSnapshot {
+            hard_cap: dto.hard_cap,
+            spent: dto.spent,
+            reserved: dto.reserved,
+        })
+    }
+}

crates/cortex-gateway/src/handlers.rs

@@ -190,7 +190,7 @@ async fn completions(
 /// `POST /v1/messages` — accept Anthropic format, translate, proxy, translate back.
 async fn anthropic_messages(
     State(fleet): State<Arc<CortexState>>,
-    _headers: HeaderMap,
+    headers: HeaderMap,
     body: Bytes,
 ) -> Response {
     // Parse as Anthropic request.
@@ -306,6 +306,29 @@ async fn anthropic_messages(
     }
     let start = Instant::now();
 
+    // Per-request metering + budget enforcement (#51/#52), same lifecycle as
+    // the OpenAI paths. Estimate from the translated OpenAI body (what neuron
+    // sees). Refuse over-cap before dispatch via the #63 envelope; otherwise
+    // build the sink consumed by whichever branch runs below.
+    let usage_sink = match crate::metering::principal_from_headers(&headers) {
+        Some(principal) => {
+            let advertised =
+                advertised_output_limit(&fleet, &route.node_name, &route.resolved_model_id).await;
+            let max_tokens = crate::metering::reservation_estimate(&openai_body, advertised);
+            match crate::metering::reserve_or_reject(
+                Arc::clone(&fleet.entitlements),
+                &principal,
+                max_tokens,
+            )
+            .await
+            {
+                Ok(guard) => Some(crate::metering::usage_sink(principal, guard)),
+                Err(env) => return crate::error::envelope_response(env),
+            }
+        }
+        None => None,
+    };
+
     if is_streaming {
         // Anthropic SSE translation (#24): upstream speaks OpenAI SSE;
         // re-frame it event-by-event into Anthropic's message_start /
@@ -316,6 +339,8 @@ async fn anthropic_messages(
             openai_body,
             &model_id,
             &route.node_name,
+            &headers,
+            usage_sink,
         )
         .await;
         metrics::histogram!("cortex_request_duration_seconds", &labels)
@@ -335,13 +360,16 @@ async fn anthropic_messages(
             cold_start = route.cold_start,
             "proxying request"
         );
-        let upstream_resp = fleet
-            .http_client
-            .post(&target_url)
-            .body(openai_body)
-            .header("content-type", "application/json")
-            .send()
-            .await;
+        let upstream_resp = crate::auth::forward_principal_headers(
+            fleet
+                .http_client
+                .post(&target_url)
+                .body(openai_body)
+                .header("content-type", "application/json"),
+            &headers,
+        )
+        .send()
+        .await;
 
         let upstream_resp = match upstream_resp {
             Ok(r) => r,
@@ -437,6 +465,15 @@ async fn anthropic_messages(
 
         metrics::histogram!("cortex_request_duration_seconds", &labels)
             .record(start.elapsed().as_secs_f64());
+        // Settle metering with the upstream usage (#51). Scanned from the
+        // raw body — same engine-truth source as the streaming path — so we
+        // don't depend on the typed usage struct's optionality.
+        if let Some(sink) = usage_sink {
+            let tail = String::from_utf8_lossy(&body_bytes);
+            let prompt = proxy::last_count_for(&tail, "prompt_tokens").unwrap_or(0);
+            let completion = proxy::last_count_for(&tail, "completion_tokens").unwrap_or(0);
+            sink(prompt, completion);
+        }
         // Did the model actually produce a structured tool call, or just
         // text? This is the single most useful signal for "is tool
         // calling working end-to-end" — a `false` here alongside a
@@ -724,6 +761,19 @@ async fn proxy_with_metrics(
     body: Bytes,
     model_id: &str,
 ) -> Response {
+    // Fail-fast prompt pre-validation (#56): refuse a prompt that already
+    // exceeds the model's advertised context window *before* dispatching to
+    // neuron — the same `400 context_length_exceeded` neuron would emit on
+    // overflow, just earlier and without burning a cold-load/queue slot.
+    // cortex has no tokenizer, so the estimate under-counts and neuron stays
+    // the exact wall; we only catch gross overages (the A0 failure mode).
+    if let Some(context) = advertised_context(fleet, &route.node_name, model_id).await {
+        let est = estimate_prompt_tokens(&body);
+        if est > context {
+            return context_length_exceeded_response(context, est, &headers);
+        }
+    }
+
     let labels = [
         ("model", model_id.to_string()),
         ("node", route.node_name.clone()),
@@ -734,9 +784,42 @@ async fn proxy_with_metrics(
         metrics::counter!("cortex_cold_starts_total", &labels).increment(1);
     }
 
+    // Per-request metering + budget enforcement (#51/#52): reconstruct the
+    // principal from the middleware-stamped headers, reserve the request's
+    // upper-bound cost (prompt estimate + max output), and build the
+    // completion sink that settles actual spend when the response finishes.
+    // A reservation over the hard cap is refused *before* dispatch with the
+    // #63 envelope. Anonymous requests skip all of this. Must happen before
+    // `headers`/`body` are moved into the proxy.
+    let usage_sink = match crate::metering::principal_from_headers(&headers) {
+        Some(principal) => {
+            let advertised = advertised_output_limit(fleet, &route.node_name, model_id).await;
+            let max_tokens = crate::metering::reservation_estimate(&body, advertised);
+            match crate::metering::reserve_or_reject(
+                Arc::clone(&fleet.entitlements),
+                &principal,
+                max_tokens,
+            )
+            .await
+            {
+                Ok(guard) => Some(crate::metering::usage_sink(principal, guard)),
+                Err(env) => return crate::error::envelope_response(env),
+            }
+        }
+        None => None,
+    };
+
     let start = Instant::now();
-    let result =
-        proxy::forward_request(&fleet.http_client, route, path, headers, body, model_id).await;
+    let result = proxy::forward_request(
+        &fleet.http_client,
+        route,
+        path,
+        headers,
+        body,
+        model_id,
+        usage_sink,
+    )
+    .await;
     let duration = start.elapsed();
 
     match result {
@@ -755,6 +838,117 @@ async fn proxy_with_metrics(
     }
 }
 
+/// The model's advertised `limit.output` (#62) on a given node, used as the
+/// default output budget for budget reservations (#52) when the request
+/// omits `max_(completion_)tokens`. `None` when the node/model/limit is
+/// unknown — callers fall back to [`crate::metering::FALLBACK_MAX_OUTPUT`].
+async fn advertised_output_limit(
+    fleet: &CortexState,
+    node_name: &str,
+    model_id: &str,
+) -> Option<u64> {
+    let nodes = fleet.nodes.read().await;
+    nodes
+        .get(node_name)?
+        .models
+        .get(model_id)?
+        .limit
+        .as_ref()
+        .map(|l| l.output as u64)
+}
+
+/// The model's advertised hard context window (`limit.context`, #62/#67) on a
+/// node, used for fail-fast prompt pre-validation (#56). `None` when no limit
+/// is known — pre-validation is then skipped and neuron remains the wall.
+async fn advertised_context(fleet: &CortexState, node_name: &str, model_id: &str) -> Option<u64> {
+    let nodes = fleet.nodes.read().await;
+    nodes
+        .get(node_name)?
+        .models
+        .get(model_id)?
+        .limit
+        .as_ref()
+        .map(|l| l.context as u64)
+}
+
+/// Conservative prompt-token estimate (~4 chars/token over message text).
+/// cortex has no tokenizer; under-counting is the safe direction — we only
+/// pre-reject gross overages (#56), and neuron enforces the exact wall.
+fn estimate_prompt_tokens(body: &[u8]) -> u64 {
+    let Ok(v) = serde_json::from_slice::<Value>(body) else {
+        return (body.len() as u64 / 4).max(1);
+    };
+    let mut chars = 0usize;
+    if let Some(messages) = v.get("messages").and_then(Value::as_array) {
+        for m in messages {
+            match m.get("content") {
+                Some(Value::String(s)) => chars += s.len(),
+                Some(Value::Array(parts)) => {
+                    for p in parts {
+                        if let Some(t) = p.get("text").and_then(Value::as_str) {
+                            chars += t.len();
+                        }
+                    }
+                }
+                _ => {}
+            }
+            chars += 8; // rough per-message role/formatting overhead
+        }
+    } else if let Some(prompt) = v.get("prompt").and_then(Value::as_str) {
+        chars += prompt.len(); // legacy /v1/completions
+    } else {
+        return (body.len() as u64 / 4).max(1);
+    }
+    (chars as u64 / 4).max(1)
+}
+
+/// Client-specific, advisory guidance for an over-long prompt (#56),
+/// fingerprinted from `User-Agent`. Strictly advisory: it rides the
+/// `X-Helexa-Advice` header only, never the error envelope, and behaviour
+/// never depends on it. Unknown clients get nothing.
+fn client_advice(headers: &HeaderMap) -> Option<&'static str> {
+    let ua = headers
+        .get(axum::http::header::USER_AGENT)?
+        .to_str()
+        .ok()?
+        .to_ascii_lowercase();
+    if ua.contains("litellm") {
+        Some(
+            "litellm forwards the full context; lower the configured context window or enable client-side compaction",
+        )
+    } else if ua.contains("agent-zero") || ua.contains("agent zero") {
+        Some("reduce the conversation/context size or summarize earlier turns before resending")
+    } else if ua.contains("zed") {
+        Some("reduce the assistant context window in Zed's settings")
+    } else {
+        None
+    }
+}
+
+/// `400 context_length_exceeded` for an over-long prompt caught at the edge
+/// (#56), in the #60 envelope — the same shape neuron emits on overflow, so
+/// clients (opencode auto-compacts) handle it identically. Attaches the
+/// advisory `X-Helexa-Advice` header for fingerprinted clients.
+fn context_length_exceeded_response(
+    context: u64,
+    prompt_est: u64,
+    headers: &HeaderMap,
+) -> Response {
+    let env = OpenAiError::context_length_exceeded(format!(
+        "This model's maximum context length is {context} tokens. Your request is \
+         estimated at ~{prompt_est} tokens. Please reduce the length of the messages."
+    ))
+    .with_extra("max", json!(context))
+    .with_extra("estimated_prompt_tokens", json!(prompt_est));
+    let mut response = crate::error::envelope_response(env);
+    if let Some(advice) = client_advice(headers)
+        && let Ok(value) = axum::http::HeaderValue::from_str(advice)
+    {
+        response.headers_mut().insert("x-helexa-advice", value);
+    }
+    response
+}
+
 /// Update `last_accessed` timestamp for a model on a node (drives LRU eviction).
 async fn touch_model(fleet: &CortexState, node_name: &str, model_id: &str) {
     let mut nodes = fleet.nodes.write().await;

crates/cortex-gateway/src/lib.rs

@@ -1,7 +1,12 @@
 pub mod anthropic_sse;
+pub mod auth;
+pub mod entitlements_chain;
+pub mod entitlements_local;
+pub mod entitlements_upstream;
 pub mod error;
 pub mod evictor;
 pub mod handlers;
+pub mod metering;
 pub mod metrics;
 pub mod poller;
 pub mod proxy;
@@ -10,15 +15,26 @@ pub mod state;
 
 use anyhow::Result;
 use axum::Router;
+use axum::middleware::from_fn_with_state;
 use cortex_core::config::GatewayConfig;
 use std::sync::Arc;
 use tower_http::cors::CorsLayer;
 use tower_http::trace::TraceLayer;
 
 /// Build the Axum application router with all routes wired up.
+///
+/// Layer order (outermost first): trace → CORS → auth → handlers. CORS is
+/// outer to auth so preflight `OPTIONS` short-circuits before resolution;
+/// auth (`require_principal`) resolves the bearer key, attaches the
+/// principal, and stamps the internal principal headers before any handler
+/// runs.
 pub fn build_app(fleet: Arc<state::CortexState>) -> Router {
     Router::new()
         .merge(handlers::api_routes())
+        .layer(from_fn_with_state(
+            Arc::clone(&fleet),
+            auth::require_principal,
+        ))
         .layer(CorsLayer::permissive())
         .layer(TraceLayer::new_for_http())
         .with_state(fleet)

crates/cortex-gateway/src/metering.rs

@@ -0,0 +1,219 @@
+//! Per-request token metering (#51).
+//!
+//! Captures the real `(prompt, completion)` usage of every request and feeds
+//! it to two places: the [`EntitlementProvider`] spend ledger (via
+//! reserve→settle) and per-principal Prometheus counters. The principal is
+//! reconstructed from the internal headers the auth middleware stamped (#49),
+//! so this works uniformly across every proxy path without threading the
+//! typed principal through each handler.
+//!
+//! The reserve→settle lifecycle is established here but, in this phase,
+//! reserves **zero** tokens — metering only, no enforcement. Budget
+//! enforcement (#52) flips the reserved amount to the real
+//! `prompt + max_output` and handles the [`BudgetError`] rejection; the
+//! settle/release plumbing is identical, so that change is localized.
+//!
+//! [`ReservationGuard`] makes leaks impossible: settling records actual
+//! spend and releases the unused remainder; dropping a guard that was never
+//! settled releases the whole reservation. So an early return, error path,
+//! or dropped stream can't strand a reservation.
+
+use axum::http::HeaderMap;
+use cortex_core::entitlements::{
+    BudgetError, EntitlementProvider, HEADER_ACCOUNT_ID, HEADER_KEY_ID, Principal,
+};
+use cortex_core::error_envelope::OpenAiError;
+use std::sync::Arc;
+
+/// Fallback output-token budget when neither the request nor the model's
+/// advertised limit gives one. Bounds the reservation so a capped key is
+/// still gated even on under-specified requests (#52).
+pub const FALLBACK_MAX_OUTPUT: u64 = 4096;
+
+/// Invoked exactly once at request completion with best-effort
+/// `(prompt_tokens, completion_tokens)`. When no usage could be observed
+/// (e.g. a pre-dispatch failure or a dropped stream) it is dropped unused —
+/// which releases the held reservation via [`ReservationGuard`]'s `Drop`.
+pub type UsageSink = Box<dyn FnOnce(u64, u64) + Send>;
+
+/// Reconstruct the principal from the cortex-stamped internal headers. The
+/// auth middleware strips any client copy and stamps the authoritative value,
+/// so these headers are trustworthy within cortex. `None` for anonymous
+/// (unauthenticated) requests.
+pub fn principal_from_headers(headers: &HeaderMap) -> Option<Principal> {
+    let account_id = headers.get(HEADER_ACCOUNT_ID)?.to_str().ok()?.to_string();
+    let key_id = headers.get(HEADER_KEY_ID)?.to_str().ok()?.to_string();
+    Some(Principal { account_id, key_id })
+}
+
+/// Emit per-principal spend counters (#51). Labelled by account/key only —
+/// both are operator-bounded, so cardinality is controlled.
+pub fn record_spend(principal: &Principal, prompt: u64, completion: u64) {
+    let labels = [
+        ("account", principal.account_id.clone()),
+        ("key", principal.key_id.clone()),
+    ];
+    metrics::counter!("cortex_spend_tokens_total", &labels).increment(prompt + completion);
+    metrics::counter!("cortex_spend_prompt_tokens_total", &labels).increment(prompt);
+    metrics::counter!("cortex_spend_completion_tokens_total", &labels).increment(completion);
+}
+
+/// Holds a budget reservation for the life of a request. [`settle`] records
+/// actual spend and releases the remainder; an un-settled guard releases the
+/// whole reservation when dropped. Anonymous requests carry an empty guard,
+/// where every operation is a no-op.
+///
+/// [`settle`]: ReservationGuard::settle
+pub struct ReservationGuard {
+    provider: Arc<dyn EntitlementProvider>,
+    reservation: Option<cortex_core::entitlements::Reservation>,
+}
+
+impl ReservationGuard {
+    /// An empty guard for an anonymous request — no reservation to resolve.
+    pub fn anonymous(provider: Arc<dyn EntitlementProvider>) -> Self {
+        Self {
+            provider,
+            reservation: None,
+        }
+    }
+
+    /// Wrap an already-acquired reservation.
+    fn held(
+        provider: Arc<dyn EntitlementProvider>,
+        reservation: cortex_core::entitlements::Reservation,
+    ) -> Self {
+        Self {
+            provider,
+            reservation: Some(reservation),
+        }
+    }
+
+    /// Settle with the tokens actually consumed, disarming the drop-release.
+    /// Spawns the (fast, in-process for the local provider) settle so the
+    /// caller — which may be a sync stream-completion callback — needn't
+    /// await.
+    pub fn settle(mut self, actual_tokens: u64) {
+        if let Some(reservation) = self.reservation.take() {
+            let provider = Arc::clone(&self.provider);
+            tokio::spawn(async move {
+                provider.settle(reservation, actual_tokens).await;
+            });
+        }
+    }
+}
+
+impl Drop for ReservationGuard {
+    fn drop(&mut self) {
+        if let Some(reservation) = self.reservation.take() {
+            let provider = Arc::clone(&self.provider);
+            tokio::spawn(async move {
+                provider.release(reservation).await;
+            });
+        }
+    }
+}
+
+/// Build the completion sink for an authenticated request: record spend and
+/// settle the reservation with the observed total. Dropping it unused (no
+/// usage observed) releases the reservation via the guard.
+pub fn usage_sink(principal: Principal, guard: ReservationGuard) -> UsageSink {
+    Box::new(move |prompt, completion| {
+        record_spend(&principal, prompt, completion);
+        guard.settle(prompt + completion);
+    })
+}
+
+/// Reserve the request's upper-bound token cost for the principal, refusing
+/// *before* dispatch if it would exceed the hard cap (#52). On success
+/// returns a guard the caller settles with actual usage; on refusal returns
+/// the #63 envelope (`rate_limit_exceeded` + `Retry-After` for a resetting
+/// window, `insufficient_quota` for a hard balance — never `402`).
+pub async fn reserve_or_reject(
+    provider: Arc<dyn EntitlementProvider>,
+    principal: &Principal,
+    max_tokens: u64,
+) -> Result<ReservationGuard, OpenAiError> {
+    match provider.reserve(principal, max_tokens).await {
+        Ok(reservation) => Ok(ReservationGuard::held(provider, reservation)),
+        Err(err) => Err(budget_error_to_envelope(err)),
+    }
+}
+
+/// Map a [`BudgetError`] to the #63 envelope. The provider chose the window
+/// semantics; this only translates them to HTTP.
+fn budget_error_to_envelope(err: BudgetError) -> OpenAiError {
+    match err {
+        BudgetError::RateLimited {
+            retry_after_secs, ..
+        } => OpenAiError::rate_limit_exceeded(err.to_string(), retry_after_secs),
+        BudgetError::InsufficientQuota { .. } => OpenAiError::insufficient_quota(err.to_string()),
+    }
+}
+
+/// Upper-bound tokens to reserve for a request (#52): an over-estimate of
+/// the prompt plus the maximum output. `advertised_output` is the model's
+/// `limit.output` (#62), used when the request omits `max_(completion_)tokens`.
+/// Over-reserving is safe — settle corrects spend to the actual usage.
+pub fn reservation_estimate(body: &[u8], advertised_output: Option<u64>) -> u64 {
+    let max_output = requested_max_output(body)
+        .or(advertised_output)
+        .unwrap_or(FALLBACK_MAX_OUTPUT);
+    estimate_prompt_tokens(body).saturating_add(max_output)
+}
+
+/// The client's requested output cap, from `max_completion_tokens` (or the
+/// legacy `max_tokens`). `None` when unspecified.
+fn requested_max_output(body: &[u8]) -> Option<u64> {
+    let v: serde_json::Value = serde_json::from_slice(body).ok()?;
+    v.get("max_completion_tokens")
+        .or_else(|| v.get("max_tokens"))
+        .and_then(serde_json::Value::as_u64)
+}
+
+/// Rough prompt-token estimate at ~4 chars/token over the whole body. cortex
+/// has no tokenizer; JSON overhead makes this a conservative over-estimate,
+/// and neuron remains the exact context wall (#56/#60). Settle reconciles to
+/// the real usage afterward.
+fn estimate_prompt_tokens(body: &[u8]) -> u64 {
+    (body.len() as u64 / 4).max(1)
+}
+
+#[cfg(test)]
+mod tests {
+    use super::*;
+
+    #[test]
+    fn requested_max_output_prefers_max_completion_tokens() {
+        let body = br#"{"model":"m","max_completion_tokens":256,"max_tokens":99}"#;
+        assert_eq!(requested_max_output(body), Some(256));
+    }
+
+    #[test]
+    fn requested_max_output_falls_back_to_legacy_max_tokens() {
+        let body = br#"{"model":"m","max_tokens":128}"#;
+        assert_eq!(requested_max_output(body), Some(128));
+    }
+
+    #[test]
+    fn estimate_uses_requested_output_when_present() {
+        // Requested output dominates; prompt estimate is small for a tiny body.
+        let body = br#"{"model":"m","max_tokens":1000}"#;
+        let est = reservation_estimate(body, Some(8192));
+        assert!(est >= 1000 && est < 1100, "est was {est}");
+    }
+
+    #[test]
+    fn estimate_uses_advertised_output_when_request_omits_it() {
+        let body = br#"{"model":"m","messages":[]}"#;
+        let est = reservation_estimate(body, Some(8192));
+        assert!(est >= 8192, "est was {est}");
+    }
+
+    #[test]
+    fn estimate_falls_back_when_nothing_advertised() {
+        let body = br#"{"model":"m"}"#;
+        let est = reservation_estimate(body, None);
+        assert!(est >= FALLBACK_MAX_OUTPUT, "est was {est}");
+    }
+}

crates/cortex-gateway/src/metrics.rs

@@ -63,4 +63,16 @@ fn describe_metrics() {
         "cortex_cold_starts_total",
         "Total number of cold-start model loads"
     );
+    metrics::describe_counter!(
+        "cortex_spend_tokens_total",
+        "Total metered tokens (prompt + completion) per principal, labelled by account/key (#51)"
+    );
+    metrics::describe_counter!(
+        "cortex_spend_prompt_tokens_total",
+        "Metered prompt tokens per principal, labelled by account/key (#51)"
+    );
+    metrics::describe_counter!(
+        "cortex_spend_completion_tokens_total",
+        "Metered completion tokens per principal, labelled by account/key (#51)"
+    );
 }

crates/cortex-gateway/src/poller.rs

@@ -5,12 +5,29 @@ use crate::state::CortexState;
 use chrono::Utc;
 use cortex_core::discovery::{DiscoveryResponse, HealthResponse};
 use cortex_core::harness::ModelInfo;
-use cortex_core::node::{ModelEntry, ModelStatus};
+use cortex_core::node::{ModelEntry, ModelStatus, NodeState};
 use std::sync::Arc;
 use std::time::Duration;
 
 const POLL_INTERVAL: Duration = Duration::from_secs(10);
 
+/// Consecutive failed `/models` polls before a node is marked unhealthy.
+/// Debounces transient misses (a busy neuron briefly slow to answer) so a
+/// single blip can't yank a node — and its models — out of routing. At the
+/// 10s poll interval this tolerates ~20s of flapping before evicting.
+const POLL_FAILURE_THRESHOLD: u32 = 3;
+
+/// Record a failed poll for `node`, marking it unhealthy only once failures
+/// reach [`POLL_FAILURE_THRESHOLD`]. Below the threshold the node keeps its
+/// last-known health, riding over transient misses. A successful poll resets
+/// the counter (see the success arm in `poll_once`).
+fn record_poll_failure(node: &mut NodeState) {
+    node.consecutive_poll_failures = node.consecutive_poll_failures.saturating_add(1);
+    if node.consecutive_poll_failures >= POLL_FAILURE_THRESHOLD {
+        node.healthy = false;
+    }
+}
+
 /// Runs forever, polling all neurons on a fixed interval.
 pub async fn poll_loop(fleet: Arc<CortexState>) {
     loop {
@@ -138,13 +155,14 @@ async fn poll_neuron(fleet: &CortexState, name: &str, endpoint: &str) {
                     // Remove models no longer reported by the neuron.
                     node.models.retain(|id, _| seen.contains(id));
 
+                    node.consecutive_poll_failures = 0;
                     node.healthy = true;
                     node.last_poll = Some(Utc::now());
                     tracing::debug!(node = name, models = models.len(), "poll ok");
                 }
                 Err(e) => {
                     tracing::warn!(node = name, error = %e, "failed to parse /models response");
-                    node.healthy = false;
+                    record_poll_failure(node);
                 }
             }
         }
@@ -154,11 +172,11 @@ async fn poll_neuron(fleet: &CortexState, name: &str, endpoint: &str) {
                 status = %resp.status(),
                 "neuron returned non-success status"
             );
-            node.healthy = false;
+            record_poll_failure(node);
         }
         Err(e) => {
             tracing::warn!(node = name, error = %e, "failed to reach neuron");
-            node.healthy = false;
+            record_poll_failure(node);
         }
     }
 
@@ -200,6 +218,9 @@ async fn poll_health(fleet: &CortexState, name: &str, endpoint: &str) {
             let mut nodes = fleet.nodes.write().await;
             if let Some(node) = nodes.get_mut(name) {
                 node.activation = Some(h.activation);
+                // Per-model admission load (#53) → keyed by id for the
+                // load-aware router (#55).
+                node.model_load = h.models.into_iter().map(|m| (m.id.clone(), m)).collect();
             }
         }
         Err(e) => {

crates/cortex-gateway/src/proxy.rs

@@ -1,21 +1,27 @@
 //! Streaming HTTP reverse proxy to neuron backends.
 //!
-//! For streaming requests, SSE chunks are forwarded as they arrive.
-//! The proxy captures timing information for metrics but does not
-//! buffer the full response.
+//! The streaming *mechanism* — forward an SSE body chunk-for-chunk without
+//! buffering, observing the bytes for metrics — lives in the shared
+//! [`helexa_stream`] crate (#71), so cortex and helexa-router use one
+//! implementation. This module supplies cortex's *policy*: the
+//! [`CortexMetrics`] observer (per-request token metrics + per-principal
+//! reservation settle), cortex's logging contract, and the cortex error
+//! envelope. The usage-extraction helper is re-exported from the shared
+//! crate so existing call sites keep working.
 
 use crate::router::RouteDecision;
-use anyhow::Result;
-use axum::body::Body;
-use axum::http::{HeaderMap, StatusCode};
+use axum::http::HeaderMap;
+use axum::http::StatusCode;
 use axum::response::{IntoResponse, Response};
-use futures::Stream;
-use futures::stream::BoxStream;
+use helexa_stream::{BodyTail, ChunkObserver, StreamError};
 use reqwest::Client;
-use std::pin::Pin;
-use std::task::{Context, Poll};
 use std::time::Instant;
 
+/// Re-export the shared usage-extraction helper. Several cortex modules
+/// (`handlers`, `anthropic_sse`) pull token counts out of a buffered body
+/// tail via this function; it lives in `helexa-stream` now.
+pub use helexa_stream::last_count_for;
+
 /// Proxy a request body to the resolved backend node and stream the response.
 ///
 /// Logging contract: every call emits exactly one structured event at
@@ -31,6 +37,7 @@ pub async fn forward_request(
     headers: HeaderMap,
     body: bytes::Bytes,
     model_id: &str,
+    usage_sink: Option<crate::metering::UsageSink>,
 ) -> Result<Response, ProxyError> {
     let request_start = Instant::now();
     let url = format!("{}{}", route.endpoint, path);
@@ -41,66 +48,41 @@ pub async fn forward_request(
         "proxying request"
     );
 
-    let mut req_builder = client.post(&url).body(body);
+    let observer = CortexMetrics::new(model_id, &route.node_name, request_start, usage_sink);
 
-    // Forward relevant headers.
-    for (key, value) in headers.iter() {
-        if key == "host" || key == "content-length" {
-            continue; // reqwest sets these
-        }
-        req_builder = req_builder.header(key, value);
-    }
+    let response = helexa_stream::forward_streaming(client, &url, headers, body, observer)
+        .await
+        .map_err(|e| {
+            match &e {
+                StreamError::Upstream(err) => tracing::warn!(
+                    node = %route.node_name,
+                    url = %url,
+                    error = %err,
+                    "proxy: upstream request failed (network)"
+                ),
+                StreamError::ResponseBuild(err) => tracing::warn!(
+                    node = %route.node_name,
+                    url = %url,
+                    error = %err,
+                    "proxy: failed to build response"
+                ),
+            }
+            ProxyError::from(e)
+        })?;
 
-    let upstream_resp = match req_builder.send().await {
-        Ok(r) => r,
-        Err(e) => {
-            tracing::warn!(
-                node = %route.node_name,
-                url = %url,
-                error = %e,
-                "proxy: upstream request failed (network)"
-            );
-            return Err(ProxyError::Upstream(e));
-        }
-    };
-
-    let upstream_status = upstream_resp.status();
-    if !upstream_status.is_success() {
+    if !response.status().is_success() {
         // Streaming body — can't snippet without breaking the stream
         // pass-through. Log status + URL; the client still gets the
         // upstream status, just without the leaked body.
         tracing::warn!(
             node = %route.node_name,
             url = %url,
-            status = upstream_status.as_u16(),
+            status = response.status().as_u16(),
             "proxy: upstream returned non-2xx"
         );
     }
 
-    let status = StatusCode::from_u16(upstream_status.as_u16()).unwrap_or(StatusCode::BAD_GATEWAY);
-
-    let resp_headers = upstream_resp.headers().clone();
-    let stream = TokenMetricsStream::new(
-        Box::pin(upstream_resp.bytes_stream()),
-        TokenMetrics::new(model_id, &route.node_name, request_start),
-    );
-
-    let body = Body::from_stream(stream);
-
-    let mut response = Response::builder().status(status);
-    for (key, value) in resp_headers.iter() {
-        response = response.header(key, value);
-    }
-
-    response.body(body).map_err(|e| {
-        tracing::warn!(
-            node = %route.node_name,
-            url = %url,
-            error = %e,
-            "proxy: failed to build response"
-        );
-        ProxyError::ResponseBuild(e.to_string())
-    })
+    Ok(response)
 }
 
 #[derive(Debug, thiserror::Error)]
@@ -111,6 +93,15 @@ pub enum ProxyError {
     ResponseBuild(String),
 }
 
+impl From<StreamError> for ProxyError {
+    fn from(e: StreamError) -> Self {
+        match e {
+            StreamError::Upstream(err) => ProxyError::Upstream(err),
+            StreamError::ResponseBuild(msg) => ProxyError::ResponseBuild(msg),
+        }
+    }
+}
+
 impl IntoResponse for ProxyError {
     fn into_response(self) -> Response {
         let (status, code, message) = match &self {
@@ -138,9 +129,10 @@ impl IntoResponse for ProxyError {
 //
 // The proxy never buffers or re-serialises the upstream body — chunks
 // are forwarded verbatim. For metrics it observes each chunk's arrival
-// time and keeps a bounded tail of the body text, from which the final
-// OpenAI `usage` object (present on the last SSE chunk and on
-// non-streaming JSON bodies alike) yields engine-truth token counts.
+// time and keeps a bounded tail of the body text (via the shared
+// `helexa_stream::BodyTail`), from which the final OpenAI `usage` object
+// (present on the last SSE chunk and on non-streaming JSON bodies alike)
+// yields engine-truth token counts.
 //
 // Emitted per request, labelled {model, node}:
 //   cortex_time_to_first_token_seconds  (histogram) — first body chunk
@@ -154,42 +146,29 @@ impl IntoResponse for ProxyError {
 /// non-streaming bodies.
 const TAIL_CAP_BYTES: usize = 64 * 1024;
 
-/// Find the value of the LAST `"key": <integer>` occurrence in `tail`.
-/// Pure and chunk-boundary-safe (the tail is contiguous appended text).
-/// The quoted-needle form means `completion_tokens` never matches
-/// `completion_tokens_details`.
-pub(crate) fn last_count_for(tail: &str, key: &str) -> Option<u64> {
-    let needle = format!("\"{key}\"");
-    let mut result = None;
-    for (idx, _) in tail.match_indices(&needle) {
-        let rest = tail[idx + needle.len()..].trim_start();
-        let Some(rest) = rest.strip_prefix(':') else {
-            continue;
-        };
-        let rest = rest.trim_start();
-        let digits: &str = &rest[..rest
-            .char_indices()
-            .find(|(_, c)| !c.is_ascii_digit())
-            .map(|(i, _)| i)
-            .unwrap_or(rest.len())];
-        if let Ok(v) = digits.parse::<u64>() {
-            result = Some(v);
-        }
-    }
-    result
-}
-
-struct TokenMetrics {
+/// cortex's [`ChunkObserver`]: per-request token metrics plus the
+/// per-principal reservation settle. Drives cortex policy over the shared
+/// streaming mechanism.
+struct CortexMetrics {
     labels: [(&'static str, String); 2],
     request_start: Instant,
     first_chunk: Option<Instant>,
     last_chunk: Option<Instant>,
-    tail: String,
+    tail: BodyTail,
     finished: bool,
+    /// Per-principal metering hook (#51). Invoked exactly once in `finish`
+    /// with the observed `(prompt, completion)` so the reservation can be
+    /// settled and spend recorded. `None` for anonymous requests.
+    usage_sink: Option<crate::metering::UsageSink>,
 }
 
-impl TokenMetrics {
-    fn new(model_id: &str, node_name: &str, request_start: Instant) -> Self {
+impl CortexMetrics {
+    fn new(
+        model_id: &str,
+        node_name: &str,
+        request_start: Instant,
+        usage_sink: Option<crate::metering::UsageSink>,
+    ) -> Self {
         Self {
             labels: [
                 ("model", model_id.to_string()),
@@ -198,25 +177,19 @@ impl TokenMetrics {
             request_start,
             first_chunk: None,
             last_chunk: None,
-            tail: String::new(),
+            tail: BodyTail::new(TAIL_CAP_BYTES),
             finished: false,
+            usage_sink,
         }
     }
+}
 
+impl ChunkObserver for CortexMetrics {
     fn observe(&mut self, chunk: &[u8]) {
         let now = Instant::now();
         self.first_chunk.get_or_insert(now);
         self.last_chunk = Some(now);
-        self.tail.push_str(&String::from_utf8_lossy(chunk));
-        if self.tail.len() > TAIL_CAP_BYTES {
-            // Keep the newest half; the usage object is always at the
-            // very end of the body. Split at a char boundary.
-            let mut cut = self.tail.len() - TAIL_CAP_BYTES / 2;
-            while !self.tail.is_char_boundary(cut) {
-                cut += 1;
-            }
-            self.tail.drain(..cut);
-        }
+        self.tail.push(chunk);
     }
 
     /// Emit the metrics exactly once — called on clean stream end and
@@ -227,130 +200,45 @@ impl TokenMetrics {
             return;
         }
         self.finished = true;
-        let Some(first) = self.first_chunk else {
-            return; // no body ever arrived — nothing to record
-        };
-        let ttft = first.duration_since(self.request_start).as_secs_f64();
-        metrics::histogram!("cortex_time_to_first_token_seconds", &self.labels).record(ttft);
 
-        if let Some(prompt) = last_count_for(&self.tail, "prompt_tokens") {
-            metrics::counter!("cortex_prompt_tokens_total", &self.labels).increment(prompt);
-        }
-        let Some(completion) = last_count_for(&self.tail, "completion_tokens") else {
-            return;
-        };
-        if completion == 0 {
-            return;
-        }
-        metrics::counter!("cortex_completion_tokens_total", &self.labels).increment(completion);
+        let prompt = last_count_for(self.tail.as_str(), "prompt_tokens");
+        let completion = last_count_for(self.tail.as_str(), "completion_tokens");
 
-        let last = self.last_chunk.unwrap_or(first);
-        let decode_window = last.duration_since(first).as_secs_f64();
-        // Streaming: rate over the decode window (first→last chunk).
-        // Non-streaming bodies arrive as ~one chunk (window ≈ 0), where
-        // the only honest denominator is the full request duration.
-        let secs = if decode_window >= 0.1 {
-            decode_window
-        } else {
-            last.duration_since(self.request_start).as_secs_f64()
-        };
-        if secs > 0.0 {
-            metrics::histogram!("cortex_tokens_per_second", &self.labels)
-                .record(completion as f64 / secs);
-        }
-    }
-}
+        // Per-model metrics — only when body chunks actually arrived.
+        if let Some(first) = self.first_chunk {
+            let ttft = first.duration_since(self.request_start).as_secs_f64();
+            metrics::histogram!("cortex_time_to_first_token_seconds", &self.labels).record(ttft);
 
-/// Pass-through stream wrapper that feeds [`TokenMetrics`]. Emits on
-/// clean end-of-stream; the Drop impl covers client disconnects.
-struct TokenMetricsStream {
-    inner: BoxStream<'static, Result<bytes::Bytes, reqwest::Error>>,
-    metrics: TokenMetrics,
-}
-
-impl TokenMetricsStream {
-    fn new(
-        inner: BoxStream<'static, Result<bytes::Bytes, reqwest::Error>>,
-        metrics: TokenMetrics,
-    ) -> Self {
-        Self { inner, metrics }
-    }
-}
-
-impl Stream for TokenMetricsStream {
-    type Item = Result<bytes::Bytes, reqwest::Error>;
-
-    fn poll_next(self: Pin<&mut Self>, cx: &mut Context<'_>) -> Poll<Option<Self::Item>> {
-        let this = self.get_mut();
-        match this.inner.as_mut().poll_next(cx) {
-            Poll::Ready(Some(Ok(chunk))) => {
-                this.metrics.observe(&chunk);
-                Poll::Ready(Some(Ok(chunk)))
+            if let Some(prompt) = prompt {
+                metrics::counter!("cortex_prompt_tokens_total", &self.labels).increment(prompt);
             }
-            Poll::Ready(Some(Err(e))) => Poll::Ready(Some(Err(e))),
-            Poll::Ready(None) => {
-                this.metrics.finish();
-                Poll::Ready(None)
+            if let Some(completion) = completion.filter(|c| *c > 0) {
+                metrics::counter!("cortex_completion_tokens_total", &self.labels)
+                    .increment(completion);
+
+                let last = self.last_chunk.unwrap_or(first);
+                let decode_window = last.duration_since(first).as_secs_f64();
+                // Streaming: rate over the decode window (first→last chunk).
+                // Non-streaming bodies arrive as ~one chunk (window ≈ 0),
+                // where the only honest denominator is the full request
+                // duration.
+                let secs = if decode_window >= 0.1 {
+                    decode_window
+                } else {
+                    last.duration_since(self.request_start).as_secs_f64()
+                };
+                if secs > 0.0 {
+                    metrics::histogram!("cortex_tokens_per_second", &self.labels)
+                        .record(completion as f64 / secs);
+                }
             }
-            Poll::Pending => Poll::Pending,
+        }
+
+        // Per-principal metering + reservation settle (#51). Always runs so
+        // the reservation is resolved even when no usage/body was observed
+        // (sink with (0, 0) → settle 0 → release).
+        if let Some(sink) = self.usage_sink.take() {
+            sink(prompt.unwrap_or(0), completion.unwrap_or(0));
         }
     }
 }
-
-impl Drop for TokenMetricsStream {
-    fn drop(&mut self) {
-        self.metrics.finish();
-    }
-}
-
-#[cfg(test)]
-mod tests {
-    use super::last_count_for;
-
-    #[test]
-    fn extracts_counts_from_final_sse_usage_chunk() {
-        let tail = concat!(
-            "data: {\"choices\":[{\"delta\":{\"content\":\"hi\"}}]}\n\n",
-            "data: {\"choices\":[],\"usage\":{\"prompt_tokens\":225,",
-            "\"completion_tokens\":42,\"total_tokens\":267}}\n\n",
-            "data: [DONE]\n\n"
-        );
-        assert_eq!(last_count_for(tail, "prompt_tokens"), Some(225));
-        assert_eq!(last_count_for(tail, "completion_tokens"), Some(42));
-    }
-
-    #[test]
-    fn extracts_counts_from_non_streaming_body() {
-        let tail = "{\"choices\":[{\"message\":{\"content\":\"hi\"}}],\
-                    \"usage\":{\"prompt_tokens\": 12, \"completion_tokens\": 7}}";
-        assert_eq!(last_count_for(tail, "prompt_tokens"), Some(12));
-        assert_eq!(last_count_for(tail, "completion_tokens"), Some(7));
-    }
-
-    #[test]
-    fn ignores_details_variants_and_takes_last_occurrence() {
-        // completion_tokens_details must not shadow completion_tokens,
-        // and the LAST usage object wins (matters when content echoes
-        // a usage-shaped string earlier in the stream).
-        let tail = concat!(
-            "data: {\"usage\":{\"completion_tokens\":1}}\n\n",
-            "data: {\"usage\":{\"completion_tokens\":99,",
-            "\"completion_tokens_details\":{\"reasoning_tokens\":3}}}\n\n"
-        );
-        assert_eq!(last_count_for(tail, "completion_tokens"), Some(99));
-    }
-
-    #[test]
-    fn absent_keys_yield_none() {
-        assert_eq!(
-            last_count_for("data: [DONE]\n\n", "completion_tokens"),
-            None
-        );
-        assert_eq!(last_count_for("", "prompt_tokens"), None);
-        // key present but non-numeric value
-        assert_eq!(
-            last_count_for("\"completion_tokens\": null", "completion_tokens"),
-            None
-        );
-    }
-}

crates/cortex-gateway/src/router.rs

@@ -50,6 +50,10 @@ pub enum RouteError {
         "model '{model_id}' is in the catalogue but no healthy neuron's topology satisfies its constraints"
     )]
     NoFeasibleNeuron { model_id: String },
+    #[error(
+        "model '{model_id}' is feasible on a neuron that is currently unhealthy — retry shortly"
+    )]
+    FeasibleNodeUnhealthy { model_id: String },
     #[error("cold-load of '{model_id}' on '{node}' failed: {message}")]
     ColdLoadFailed {
         model_id: String,
@@ -68,7 +72,9 @@ impl RouteError {
     /// safe to retry the same request); everything else is 404.
     pub fn http_status(&self) -> u16 {
         match self {
-            RouteError::NoHealthyNodes | RouteError::ModelRecovering { .. } => 503,
+            RouteError::NoHealthyNodes
+            | RouteError::ModelRecovering { .. }
+            | RouteError::FeasibleNodeUnhealthy { .. } => 503,
             _ => 404,
         }
     }
@@ -81,7 +87,8 @@ impl RouteError {
             | RouteError::EndpointResolveFailed(_, _)
             | RouteError::NoFeasibleNeuron { .. }
             | RouteError::ColdLoadFailed { .. }
-            | RouteError::ModelRecovering { .. } => "api_error",
+            | RouteError::ModelRecovering { .. }
+            | RouteError::FeasibleNodeUnhealthy { .. } => "api_error",
         }
     }
 
@@ -94,6 +101,7 @@ impl RouteError {
             RouteError::NoFeasibleNeuron { .. } => "service_unavailable",
             RouteError::ColdLoadFailed { .. } => "service_unavailable",
             RouteError::ModelRecovering { .. } => "service_unavailable",
+            RouteError::FeasibleNodeUnhealthy { .. } => "service_unavailable",
         }
     }
 
@@ -105,6 +113,7 @@ impl RouteError {
     pub fn retry_after_secs(&self) -> Option<u64> {
         match self {
             RouteError::ModelRecovering { .. } => Some(2),
+            RouteError::FeasibleNodeUnhealthy { .. } => Some(3),
             RouteError::NoHealthyNodes => Some(5),
             _ => None,
         }
@@ -132,7 +141,9 @@ pub async fn resolve(
     // Snapshot loaded / unloaded / recovering state from the poller cache.
     let (loaded_route, unloaded_route, recovering_node, any_healthy) = {
         let nodes = fleet.nodes.read().await;
-        let mut loaded_route = None;
+        // All healthy nodes with the model loaded, each with its current
+        // admission load (#53) so we can pick the least-busy replica (#55).
+        let mut loaded_candidates: Vec<(String, String, usize)> = Vec::new();
         let mut unloaded_route = None;
         let mut recovering_node = None;
         let mut any_healthy = false;
@@ -144,8 +155,15 @@ pub async fn resolve(
             if let Some(entry) = node.models.get(model_id) {
                 match entry.status {
                     ModelStatus::Loaded | ModelStatus::Reloading => {
-                        loaded_route = Some((node.name.clone(), node.endpoint.clone(), false));
-                        break;
+                        // Least-busy score: in-flight + queued from the
+                        // neuron's last /health (#53). Unknown load (no poll
+                        // yet) scores 0 so the replica stays eligible.
+                        let score = node
+                            .model_load
+                            .get(model_id)
+                            .map(|l| l.in_flight + l.queue_depth)
+                            .unwrap_or(0);
+                        loaded_candidates.push((node.name.clone(), node.endpoint.clone(), score));
                     }
                     ModelStatus::Unloaded => {
                         if unloaded_route.is_none() {
@@ -175,6 +193,12 @@ pub async fn resolve(
                 }
             }
         }
+        // Pick the least-busy loaded replica; ties break by node name for
+        // deterministic routing. `false` = not a cold start.
+        let loaded_route = loaded_candidates
+            .into_iter()
+            .min_by(|a, b| a.2.cmp(&b.2).then_with(|| a.0.cmp(&b.0)))
+            .map(|(name, endpoint, _score)| (name, endpoint, false));
         (loaded_route, unloaded_route, recovering_node, any_healthy)
     };
 
@@ -237,11 +261,32 @@ async fn pick_feasible_neuron(
         b.2.cmp(&a.2) // pinned first (true > false)
             .then(a.0.cmp(&b.0))
     });
-    let pick = candidates.into_iter().next();
-    pick.map(|(n, e, _)| (n, e))
-        .ok_or_else(|| RouteError::NoFeasibleNeuron {
+    if let Some((n, e, _)) = candidates.into_iter().next() {
+        return Ok((n, e));
+    }
+
+    // No *healthy* feasible neuron. Distinguish a transient outage from a
+    // permanent misconfiguration: if some neuron is topologically feasible
+    // but currently unhealthy (e.g. it briefly missed polls while busy),
+    // this is retryable — return 503 + Retry-After so the client backs off
+    // and retries instead of treating a 404 as a hard failure. Only when no
+    // neuron could *ever* satisfy the topology is it a permanent 404.
+    let feasible_but_unhealthy = nodes.values().any(|node| {
+        !node.healthy
+            && node
+                .discovery
+                .as_ref()
+                .is_some_and(|disc| profile.is_feasible_on(&node.name, &disc.devices))
+    });
+    if feasible_but_unhealthy {
+        Err(RouteError::FeasibleNodeUnhealthy {
             model_id: profile.id.clone(),
         })
+    } else {
+        Err(RouteError::NoFeasibleNeuron {
+            model_id: profile.id.clone(),
+        })
+    }
 }
 
 /// Issue `POST {endpoint}/models/load` for this profile on this neuron,

crates/cortex-gateway/src/state.rs

@@ -1,7 +1,12 @@
+use crate::entitlements_chain::ChainedEntitlementProvider;
+use crate::entitlements_local::LocalEntitlementProvider;
+use crate::entitlements_upstream::UpstreamEntitlementProvider;
 use cortex_core::catalogue::ModelCatalogue;
 use cortex_core::config::{EvictionSettings, GatewayConfig, NeuronEndpoint};
+use cortex_core::entitlements::EntitlementProvider;
 use cortex_core::node::NodeState;
 use std::collections::HashMap;
+use std::sync::Arc;
 use tokio::sync::RwLock;
 
 /// Shared fleet state, protected by a RwLock for concurrent reader access.
@@ -11,6 +16,12 @@ pub struct CortexState {
     pub eviction: EvictionSettings,
     pub catalogue: ModelCatalogue,
     pub http_client: reqwest::Client,
+    /// Resolves bearer keys to principals and enforces token budgets (#47).
+    /// A local/static provider today (#50); the upstream client later (#57).
+    pub entitlements: Arc<dyn EntitlementProvider>,
+    /// Whether to reject unauthenticated requests (#49). Read by the auth
+    /// middleware once it lands.
+    pub require_auth: bool,
 }
 
 impl CortexState {
@@ -28,12 +39,29 @@ impl CortexState {
                     last_poll: None,
                     discovery: None,
                     activation: None,
+                    model_load: HashMap::new(),
+                    consecutive_poll_failures: 0,
                 },
             );
         }
 
         let catalogue = ModelCatalogue::load(&config.models_config);
 
+        // Local provider always handles operator + infra keys. When the
+        // upstream client is enabled (#57), wrap it in the chain so locally
+        // unknown keys fall through to the mesh authority; otherwise stay
+        // purely local.
+        let local = LocalEntitlementProvider::from_config(&config.entitlements);
+        let entitlements: Arc<dyn EntitlementProvider> = if config.upstream.enabled {
+            tracing::info!(url = %config.upstream.url, "upstream entitlement client enabled");
+            Arc::new(ChainedEntitlementProvider::new(
+                local,
+                UpstreamEntitlementProvider::new(&config.upstream),
+            ))
+        } else {
+            Arc::new(local)
+        };
+
         Self {
             nodes: RwLock::new(nodes),
             neuron_configs: config.neurons.clone(),
@@ -43,6 +71,8 @@ impl CortexState {
                 .timeout(std::time::Duration::from_secs(300))
                 .build()
                 .expect("failed to build HTTP client"),
+            entitlements,
+            require_auth: config.entitlements.require_auth,
         }
     }
 }

crates/cortex-gateway/tests/aliases.rs

@@ -56,6 +56,8 @@ async fn test_alias_resolves_in_chat_completions() {
             endpoint: mock_url,
         }],
         models_config: models_path.to_string_lossy().to_string(),
+        entitlements: Default::default(),
+        upstream: Default::default(),
     };
 
     let fleet = Arc::new(CortexState::from_config(&config));
@@ -141,6 +143,8 @@ async fn test_aliases_surface_in_v1_models() {
             endpoint: mock_url,
         }],
         models_config: models_path.to_string_lossy().to_string(),
+        entitlements: Default::default(),
+        upstream: Default::default(),
     };
 
     let fleet = Arc::new(CortexState::from_config(&config));
@@ -229,6 +233,8 @@ async fn test_alias_falls_through_for_unmapped_model() {
             endpoint: mock_url,
         }],
         models_config: models_path.to_string_lossy().to_string(),
+        entitlements: Default::default(),
+        upstream: Default::default(),
     };
 
     let fleet = Arc::new(CortexState::from_config(&config));

crates/cortex-gateway/tests/auth.rs

@@ -0,0 +1,273 @@
+//! Integration tests for API-key auth + principal resolution (#49).
+//!
+//! Verifies the #63 rejection contract (401 invalid_api_key via the #60
+//! envelope) and that an authenticated request reaches neuron carrying the
+//! internal principal headers — while a client-supplied principal header is
+//! stripped (anti-spoofing).
+
+use axum::Json;
+use axum::extract::Path;
+use axum::http::HeaderMap;
+use axum::routing::{get, post};
+use cortex_core::config::{
+    ApiKeyConfig, EntitlementsConfig, EvictionSettings, EvictionStrategy, GatewayConfig,
+    GatewaySettings, NeuronEndpoint,
+};
+use cortex_core::entitlements::{CapWindow, HEADER_ACCOUNT_ID, HEADER_KEY_ID};
+use cortex_core::node::{ModelEntry, ModelStatus};
+use cortex_gateway::state::CortexState;
+use serde_json::{Value, json};
+use std::sync::{Arc, Mutex};
+use tokio::net::TcpListener;
+
+/// What the mock neuron observed on the inbound `/v1/chat/completions`
+/// request: the principal headers cortex stamped (or didn't).
+#[derive(Default)]
+struct Seen {
+    account_id: Option<String>,
+    key_id: Option<String>,
+}
+
+/// Spawn a mock neuron that records the principal headers it receives and
+/// returns a trivial chat completion. Returns (base_url, observed).
+async fn spawn_capturing_neuron() -> (String, Arc<Mutex<Seen>>) {
+    let listener = TcpListener::bind("127.0.0.1:0").await.unwrap();
+    let addr = listener.local_addr().unwrap();
+    let base_url = format!("http://{addr}");
+    let inference_url = base_url.clone();
+    let seen: Arc<Mutex<Seen>> = Arc::new(Mutex::new(Seen::default()));
+    let sink = Arc::clone(&seen);
+
+    let app = axum::Router::new()
+        .route(
+            "/models/{model_id}/endpoint",
+            get(move |Path(_): Path<String>| {
+                let url = inference_url.clone();
+                async move { Json(json!({ "url": url })) }
+            }),
+        )
+        .route(
+            "/v1/chat/completions",
+            post(move |headers: HeaderMap, Json(body): Json<Value>| {
+                let sink = Arc::clone(&sink);
+                async move {
+                    {
+                        let mut s = sink.lock().unwrap();
+                        s.account_id = headers
+                            .get(HEADER_ACCOUNT_ID)
+                            .and_then(|v| v.to_str().ok())
+                            .map(str::to_string);
+                        s.key_id = headers
+                            .get(HEADER_KEY_ID)
+                            .and_then(|v| v.to_str().ok())
+                            .map(str::to_string);
+                    }
+                    let model = body.get("model").and_then(Value::as_str).unwrap_or("m");
+                    Json(json!({
+                        "id": "chatcmpl-auth-001",
+                        "object": "chat.completion",
+                        "created": 1700000000_u64,
+                        "model": model,
+                        "choices": [{
+                            "index": 0,
+                            "message": {"role": "assistant", "content": "ok"},
+                            "finish_reason": "stop"
+                        }],
+                        "usage": {"prompt_tokens": 3, "completion_tokens": 1, "total_tokens": 4}
+                    }))
+                }
+            }),
+        )
+        .with_state(());
+
+    tokio::spawn(async move {
+        axum::serve(listener, app).await.unwrap();
+    });
+
+    (base_url, seen)
+}
+
+/// Spawn a gateway with the given entitlements config, a single neuron, and
+/// `test-model` seeded as loaded (build_app spawns no poller).
+async fn spawn_gateway(neuron_url: &str, entitlements: EntitlementsConfig) -> String {
+    let config = GatewayConfig {
+        gateway: GatewaySettings {
+            listen: "127.0.0.1:0".into(),
+            metrics_listen: "127.0.0.1:0".into(),
+        },
+        eviction: EvictionSettings {
+            strategy: EvictionStrategy::Lru,
+            defrag_after_cycles: 0,
+        },
+        neurons: vec![NeuronEndpoint {
+            name: "mock-node".into(),
+            endpoint: neuron_url.to_string(),
+        }],
+        models_config: "/dev/null".into(),
+        entitlements,
+        upstream: Default::default(),
+    };
+
+    let fleet = Arc::new(CortexState::from_config(&config));
+    {
+        let mut nodes = fleet.nodes.write().await;
+        let node = nodes.get_mut("mock-node").unwrap();
+        node.healthy = true;
+        node.models.insert(
+            "test-model".into(),
+            ModelEntry {
+                id: "test-model".into(),
+                status: ModelStatus::Loaded,
+                last_accessed: None,
+                vram_estimate_mb: Some(8000),
+                capabilities: Vec::new(),
+                tool_call: false,
+                reasoning: false,
+                limit: None,
+            },
+        );
+    }
+
+    let app = cortex_gateway::build_app(Arc::clone(&fleet));
+    let listener = TcpListener::bind("127.0.0.1:0").await.unwrap();
+    let addr = listener.local_addr().unwrap();
+    tokio::spawn(async move {
+        axum::serve(listener, app).await.unwrap();
+    });
+    format!("http://{addr}")
+}
+
+fn one_key_config(require_auth: bool) -> EntitlementsConfig {
+    EntitlementsConfig {
+        require_auth,
+        keys: vec![ApiKeyConfig {
+            key: "sk-good".into(),
+            account_id: "acct-1".into(),
+            key_id: Some("key-1".into()),
+            hard_cap: None,
+            window: CapWindow::Balance,
+        }],
+    }
+}
+
+fn chat_body() -> Value {
+    json!({
+        "model": "test-model",
+        "messages": [{"role": "user", "content": "hi"}]
+    })
+}
+
+#[tokio::test]
+async fn missing_key_when_required_is_401_invalid_api_key() {
+    let (neuron, _seen) = spawn_capturing_neuron().await;
+    let gateway = spawn_gateway(&neuron, one_key_config(true)).await;
+
+    let resp = reqwest::Client::new()
+        .post(format!("{gateway}/v1/chat/completions"))
+        .json(&chat_body())
+        .send()
+        .await
+        .unwrap();
+
+    assert_eq!(resp.status(), reqwest::StatusCode::UNAUTHORIZED);
+    let body: Value = resp.json().await.unwrap();
+    assert_eq!(body["error"]["code"], "invalid_api_key");
+    assert_eq!(body["error"]["type"], "invalid_request_error");
+}
+
+#[tokio::test]
+async fn unrecognized_key_is_ignored_when_auth_not_required() {
+    let (neuron, seen) = spawn_capturing_neuron().await;
+    // allow-anonymous mode: a placeholder/unknown bearer (as opencode,
+    // Open WebUI, Agent Zero, litellm all send by default) must NOT be
+    // rejected — it's ignored and the request is served anonymously.
+    let gateway = spawn_gateway(&neuron, one_key_config(false)).await;
+
+    let resp = reqwest::Client::new()
+        .post(format!("{gateway}/v1/chat/completions"))
+        .bearer_auth("sk-dummy-placeholder")
+        .json(&chat_body())
+        .send()
+        .await
+        .unwrap();
+
+    assert_eq!(resp.status(), reqwest::StatusCode::OK);
+    let _ = resp.bytes().await.unwrap();
+    // Served, but anonymous — no principal stamped from the bogus key.
+    assert!(seen.lock().unwrap().account_id.is_none());
+}
+
+#[tokio::test]
+async fn invalid_key_is_401_when_auth_required() {
+    let (neuron, seen) = spawn_capturing_neuron().await;
+    // With auth required, a present-but-wrong credential is rejected.
+    let gateway = spawn_gateway(&neuron, one_key_config(true)).await;
+
+    let resp = reqwest::Client::new()
+        .post(format!("{gateway}/v1/chat/completions"))
+        .bearer_auth("sk-wrong")
+        .json(&chat_body())
+        .send()
+        .await
+        .unwrap();
+
+    assert_eq!(resp.status(), reqwest::StatusCode::UNAUTHORIZED);
+    let body: Value = resp.json().await.unwrap();
+    assert_eq!(body["error"]["code"], "invalid_api_key");
+    // Rejected before dispatch — neuron never saw the request.
+    assert!(seen.lock().unwrap().account_id.is_none());
+}
+
+#[tokio::test]
+async fn valid_key_reaches_neuron_with_principal_headers() {
+    let (neuron, seen) = spawn_capturing_neuron().await;
+    let gateway = spawn_gateway(&neuron, one_key_config(true)).await;
+
+    let resp = reqwest::Client::new()
+        .post(format!("{gateway}/v1/chat/completions"))
+        .bearer_auth("sk-good")
+        // A spoofed principal header must be stripped, not forwarded.
+        .header(HEADER_ACCOUNT_ID, "attacker")
+        .json(&chat_body())
+        .send()
+        .await
+        .unwrap();
+
+    assert_eq!(resp.status(), reqwest::StatusCode::OK);
+    let s = seen.lock().unwrap();
+    assert_eq!(s.account_id.as_deref(), Some("acct-1"));
+    assert_eq!(s.key_id.as_deref(), Some("key-1"));
+}
+
+#[tokio::test]
+async fn anonymous_allowed_when_auth_not_required() {
+    let (neuron, seen) = spawn_capturing_neuron().await;
+    let gateway = spawn_gateway(&neuron, EntitlementsConfig::default()).await;
+
+    let resp = reqwest::Client::new()
+        .post(format!("{gateway}/v1/chat/completions"))
+        .json(&chat_body())
+        .send()
+        .await
+        .unwrap();
+
+    assert_eq!(resp.status(), reqwest::StatusCode::OK);
+    // No principal resolved → no principal headers stamped.
+    let s = seen.lock().unwrap();
+    assert!(s.account_id.is_none());
+    assert!(s.key_id.is_none());
+}
+
+#[tokio::test]
+async fn health_is_public_even_when_auth_required() {
+    let (neuron, _seen) = spawn_capturing_neuron().await;
+    let gateway = spawn_gateway(&neuron, one_key_config(true)).await;
+
+    let resp = reqwest::Client::new()
+        .get(format!("{gateway}/health"))
+        .send()
+        .await
+        .unwrap();
+
+    assert_eq!(resp.status(), reqwest::StatusCode::OK);
+}

crates/cortex-gateway/tests/budget_enforcement.rs

@@ -0,0 +1,254 @@
+//! Integration tests for budget enforcement (#52) — the A0 seatbelt.
+//!
+//! A reservation over the key's hard cap is refused *before* neuron is hit,
+//! with the #63 code matching the cap-window semantics (rate_limit_exceeded
+//! + Retry-After for a resetting window, insufficient_quota for a hard
+//! balance). Spend never exceeds the cap. No 402, ever.
+
+use axum::Json;
+use axum::extract::Path;
+use axum::routing::{get, post};
+use cortex_core::config::{
+    ApiKeyConfig, EntitlementsConfig, EvictionSettings, EvictionStrategy, GatewayConfig,
+    GatewaySettings, NeuronEndpoint,
+};
+use cortex_core::entitlements::{CapWindow, Principal};
+use cortex_core::node::{ModelEntry, ModelStatus};
+use cortex_gateway::state::CortexState;
+use serde_json::{Value, json};
+use std::sync::Arc;
+use std::sync::atomic::{AtomicU64, Ordering};
+use tokio::net::TcpListener;
+
+/// Mock neuron with a hit counter on the inference path, so a test can prove
+/// a request was (or wasn't) dispatched.
+async fn spawn_counting_neuron() -> (String, Arc<AtomicU64>) {
+    let listener = TcpListener::bind("127.0.0.1:0").await.unwrap();
+    let addr = listener.local_addr().unwrap();
+    let base_url = format!("http://{addr}");
+    let inference_url = base_url.clone();
+    let hits = Arc::new(AtomicU64::new(0));
+    let sink = Arc::clone(&hits);
+
+    let app = axum::Router::new()
+        .route(
+            "/models/{model_id}/endpoint",
+            get(move |Path(_): Path<String>| {
+                let url = inference_url.clone();
+                async move { Json(json!({ "url": url })) }
+            }),
+        )
+        .route(
+            "/v1/chat/completions",
+            post(move |Json(body): Json<Value>| {
+                let sink = Arc::clone(&sink);
+                async move {
+                    sink.fetch_add(1, Ordering::SeqCst);
+                    let model = body.get("model").and_then(Value::as_str).unwrap_or("m");
+                    Json(json!({
+                        "id": "chatcmpl-budget",
+                        "object": "chat.completion",
+                        "created": 1700000000_u64,
+                        "model": model,
+                        "choices": [{"index": 0, "message": {"role": "assistant", "content": "ok"}, "finish_reason": "stop"}],
+                        "usage": {"prompt_tokens": 10, "completion_tokens": 5, "total_tokens": 15}
+                    }))
+                }
+            }),
+        );
+    tokio::spawn(async move {
+        axum::serve(listener, app).await.unwrap();
+    });
+    (base_url, hits)
+}
+
+async fn spawn_gateway(neuron_url: &str, key: ApiKeyConfig) -> (Arc<CortexState>, String) {
+    let config = GatewayConfig {
+        gateway: GatewaySettings {
+            listen: "127.0.0.1:0".into(),
+            metrics_listen: "127.0.0.1:0".into(),
+        },
+        eviction: EvictionSettings {
+            strategy: EvictionStrategy::Lru,
+            defrag_after_cycles: 0,
+        },
+        neurons: vec![NeuronEndpoint {
+            name: "mock-node".into(),
+            endpoint: neuron_url.to_string(),
+        }],
+        models_config: "/dev/null".into(),
+        entitlements: EntitlementsConfig {
+            require_auth: true,
+            keys: vec![key],
+        },
+        upstream: Default::default(),
+    };
+    let fleet = Arc::new(CortexState::from_config(&config));
+    {
+        let mut nodes = fleet.nodes.write().await;
+        let node = nodes.get_mut("mock-node").unwrap();
+        node.healthy = true;
+        node.models.insert(
+            "test-model".into(),
+            ModelEntry {
+                id: "test-model".into(),
+                status: ModelStatus::Loaded,
+                last_accessed: None,
+                vram_estimate_mb: Some(8000),
+                capabilities: Vec::new(),
+                tool_call: false,
+                reasoning: false,
+                limit: None,
+            },
+        );
+    }
+    let app = cortex_gateway::build_app(Arc::clone(&fleet));
+    let listener = TcpListener::bind("127.0.0.1:0").await.unwrap();
+    let addr = listener.local_addr().unwrap();
+    tokio::spawn(async move {
+        axum::serve(listener, app).await.unwrap();
+    });
+    (fleet, format!("http://{addr}"))
+}
+
+fn key(window: CapWindow, hard_cap: u64) -> ApiKeyConfig {
+    ApiKeyConfig {
+        key: "sk-cap".into(),
+        account_id: "acct-cap".into(),
+        key_id: Some("key-cap".into()),
+        hard_cap: Some(hard_cap),
+        window,
+    }
+}
+
+fn chat(max_tokens: u64) -> Value {
+    json!({
+        "model": "test-model",
+        "max_tokens": max_tokens,
+        "messages": [{"role": "user", "content": "hi"}]
+    })
+}
+
+#[tokio::test]
+async fn balance_over_cap_is_429_insufficient_quota_before_dispatch() {
+    let (neuron, hits) = spawn_counting_neuron().await;
+    // Cap far below a single request's reservation (max_tokens 1000).
+    let (_fleet, gateway) = spawn_gateway(&neuron, key(CapWindow::Balance, 10)).await;
+
+    let resp = reqwest::Client::new()
+        .post(format!("{gateway}/v1/chat/completions"))
+        .bearer_auth("sk-cap")
+        .json(&chat(1000))
+        .send()
+        .await
+        .unwrap();
+
+    assert_eq!(resp.status(), reqwest::StatusCode::TOO_MANY_REQUESTS);
+    // Hard balance → no Retry-After.
+    assert!(resp.headers().get(reqwest::header::RETRY_AFTER).is_none());
+    let body: Value = resp.json().await.unwrap();
+    assert_eq!(body["error"]["code"], "insufficient_quota");
+    // Refused before dispatch — neuron never saw it.
+    assert_eq!(hits.load(Ordering::SeqCst), 0);
+}
+
+#[tokio::test]
+async fn rolling_over_cap_is_429_rate_limited_with_retry_after() {
+    let (neuron, hits) = spawn_counting_neuron().await;
+    let (_fleet, gateway) =
+        spawn_gateway(&neuron, key(CapWindow::Rolling { seconds: 3600 }, 10)).await;
+
+    let resp = reqwest::Client::new()
+        .post(format!("{gateway}/v1/chat/completions"))
+        .bearer_auth("sk-cap")
+        .json(&chat(1000))
+        .send()
+        .await
+        .unwrap();
+
+    assert_eq!(resp.status(), reqwest::StatusCode::TOO_MANY_REQUESTS);
+    let retry = resp
+        .headers()
+        .get(reqwest::header::RETRY_AFTER)
+        .expect("rolling-window rejection must carry Retry-After");
+    assert!(retry.to_str().unwrap().parse::<u64>().unwrap() >= 1);
+    let body: Value = resp.json().await.unwrap();
+    assert_eq!(body["error"]["code"], "rate_limit_exceeded");
+    assert_eq!(hits.load(Ordering::SeqCst), 0);
+}
+
+#[tokio::test]
+async fn within_cap_is_served() {
+    let (neuron, hits) = spawn_counting_neuron().await;
+    let (_fleet, gateway) = spawn_gateway(&neuron, key(CapWindow::Balance, 1_000_000)).await;
+
+    let resp = reqwest::Client::new()
+        .post(format!("{gateway}/v1/chat/completions"))
+        .bearer_auth("sk-cap")
+        .json(&chat(50))
+        .send()
+        .await
+        .unwrap();
+
+    assert_eq!(resp.status(), reqwest::StatusCode::OK);
+    let _ = resp.bytes().await.unwrap();
+    assert_eq!(hits.load(Ordering::SeqCst), 1);
+}
+
+#[tokio::test]
+async fn a0_seatbelt_caps_a_runaway_fan_out() {
+    // An Agent-Zero-style key with a modest cap: a burst of requests drains
+    // it, then further requests are refused — the account stops draining and
+    // spend never exceeds the cap.
+    let (neuron, hits) = spawn_counting_neuron().await;
+    let (fleet, gateway) = spawn_gateway(&neuron, key(CapWindow::Balance, 100)).await;
+    let client = reqwest::Client::new();
+
+    let mut ok = 0;
+    let mut refused = 0;
+    for _ in 0..20 {
+        let resp = client
+            .post(format!("{gateway}/v1/chat/completions"))
+            .bearer_auth("sk-cap")
+            .json(&chat(20))
+            .send()
+            .await
+            .unwrap();
+        match resp.status() {
+            reqwest::StatusCode::OK => {
+                ok += 1;
+                let _ = resp.bytes().await.unwrap();
+            }
+            reqwest::StatusCode::TOO_MANY_REQUESTS => {
+                refused += 1;
+                let body: Value = resp.json().await.unwrap();
+                assert_eq!(body["error"]["code"], "insufficient_quota");
+            }
+            other => panic!("unexpected status {other}"),
+        }
+    }
+
+    assert!(ok >= 1, "some requests should be served");
+    assert!(refused >= 1, "the cap must eventually refuse the fan-out");
+    assert_eq!(
+        hits.load(Ordering::SeqCst),
+        ok,
+        "refused requests never dispatched"
+    );
+
+    // Spend never exceeded the hard cap (reservation prevents overshoot).
+    // Poll briefly for in-flight settles to land.
+    let principal = Principal {
+        account_id: "acct-cap".into(),
+        key_id: "key-cap".into(),
+    };
+    for _ in 0..50 {
+        let snap = fleet.entitlements.snapshot(&principal).await.unwrap();
+        if snap.reserved == 0 {
+            break;
+        }
+        tokio::time::sleep(std::time::Duration::from_millis(20)).await;
+    }
+    let snap = fleet.entitlements.snapshot(&principal).await.unwrap();
+    assert!(snap.spent <= 100, "spent {} exceeded cap", snap.spent);
+}

crates/cortex-gateway/tests/common/mod.rs

@@ -429,6 +429,8 @@ pub async fn spawn_gateway_with_state(mock_url: &str) -> (Arc<CortexState>, Stri
             endpoint: mock_url.to_string(),
         }],
         models_config: "/dev/null".into(),
+        entitlements: Default::default(),
+        upstream: Default::default(),
     };
 
     let fleet = Arc::new(CortexState::from_config(&config));

crates/cortex-gateway/tests/error_envelope.rs

@@ -88,6 +88,8 @@ async fn error_response_no_healthy_nodes() {
             endpoint: "http://127.0.0.1:1".into(),
         }],
         models_config: "/dev/null".into(),
+        entitlements: Default::default(),
+        upstream: Default::default(),
     };
 
     let fleet = Arc::new(cortex_gateway::state::CortexState::from_config(&config));

crates/cortex-gateway/tests/eviction.rs

@@ -71,6 +71,8 @@ fn make_fleet(endpoint: &str, defrag_after: u32) -> Arc<CortexState> {
             endpoint: endpoint.to_string(),
         }],
         models_config: "/dev/null".into(),
+        entitlements: Default::default(),
+        upstream: Default::default(),
     };
     Arc::new(CortexState::from_config(&config))
 }

crates/cortex-gateway/tests/feasibility_routing.rs

@@ -0,0 +1,125 @@
+//! Router: a catalogued model whose only topologically-feasible neuron is
+//! currently unhealthy is a *transient* condition (retryable 503), not a
+//! permanent 404. This is the exact shape of the beast incident: benjy/
+//! quadbrat (1 GPU, healthy) can't host the 27B, and beast (2 GPU) — the
+//! sole feasible node — briefly drops out → clients must back off and retry,
+//! not hard-fail.
+
+use cortex_core::config::{
+    EvictionSettings, EvictionStrategy, GatewayConfig, GatewaySettings, NeuronEndpoint,
+};
+use cortex_core::discovery::{DeviceInfo, DiscoveryResponse};
+use cortex_gateway::router::{self, RouteError};
+use cortex_gateway::state::CortexState;
+use std::sync::Arc;
+
+fn devices(n: usize) -> Vec<DeviceInfo> {
+    (0..n)
+        .map(|i| DeviceInfo {
+            index: i as u32,
+            name: "RTX 5090".into(),
+            vram_total_mb: 32_768,
+            compute_capability: "9.0".into(),
+        })
+        .collect()
+}
+
+fn discovery(host: &str, n_devices: usize) -> DiscoveryResponse {
+    DiscoveryResponse {
+        hostname: host.into(),
+        os: "Linux".into(),
+        kernel: "7.0".into(),
+        cuda_version: Some("13.0".into()),
+        driver_version: Some("999".into()),
+        devices: devices(n_devices),
+        harnesses: vec!["candle".into()],
+        cuda_unavailable_reason: None,
+        max_prompt_tokens: 49_152,
+    }
+}
+
+/// Catalogue with one model needing 2 devices. Returns a temp path.
+fn write_catalogue() -> std::path::PathBuf {
+    let toml = r#"
+[[models]]
+id = "big-model"
+harness = "candle"
+min_devices = 2
+"#;
+    let path = std::env::temp_dir().join("cortex_test_feasibility_models.toml");
+    std::fs::write(&path, toml).unwrap();
+    path
+}
+
+async fn fleet_with(big_healthy: bool, big_devices: usize) -> Arc<CortexState> {
+    let cat = write_catalogue();
+    let config = GatewayConfig {
+        gateway: GatewaySettings {
+            listen: "127.0.0.1:0".into(),
+            metrics_listen: "127.0.0.1:0".into(),
+        },
+        eviction: EvictionSettings {
+            strategy: EvictionStrategy::Lru,
+            defrag_after_cycles: 0,
+        },
+        neurons: vec![
+            NeuronEndpoint {
+                name: "small".into(),
+                endpoint: "http://127.0.0.1:1".into(),
+            },
+            NeuronEndpoint {
+                name: "big".into(),
+                endpoint: "http://127.0.0.1:2".into(),
+            },
+        ],
+        models_config: cat.to_string_lossy().into_owned(),
+        entitlements: Default::default(),
+        upstream: Default::default(),
+    };
+    let fleet = Arc::new(CortexState::from_config(&config));
+    {
+        let mut nodes = fleet.nodes.write().await;
+        // "small" is healthy but only has 1 GPU → not feasible for the model.
+        let small = nodes.get_mut("small").unwrap();
+        small.healthy = true;
+        small.discovery = Some(discovery("small", 1));
+        // "big" has enough GPUs but its health is the variable under test.
+        let big = nodes.get_mut("big").unwrap();
+        big.healthy = big_healthy;
+        big.discovery = Some(discovery("big", big_devices));
+    }
+    fleet
+}
+
+#[tokio::test]
+async fn feasible_node_unhealthy_is_transient_503() {
+    // big (2 GPU, the only feasible node) is unhealthy; small (1 GPU) is
+    // healthy but can't host the model → retryable, not a permanent 404.
+    let fleet = fleet_with(false, 2).await;
+    let err = router::resolve(&fleet, "big-model")
+        .await
+        .expect_err("model can't be served right now");
+    assert!(
+        matches!(err, RouteError::FeasibleNodeUnhealthy { .. }),
+        "expected FeasibleNodeUnhealthy, got {err:?}"
+    );
+    assert_eq!(err.http_status(), 503);
+    assert_eq!(err.retry_after_secs(), Some(3));
+    assert_eq!(err.code(), "service_unavailable");
+}
+
+#[tokio::test]
+async fn no_node_can_ever_satisfy_is_permanent_404() {
+    // big is healthy but only has 1 GPU now (e.g. topology genuinely can't
+    // satisfy min_devices=2 anywhere) → permanent, non-retryable 404.
+    let fleet = fleet_with(true, 1).await;
+    let err = router::resolve(&fleet, "big-model")
+        .await
+        .expect_err("no feasible topology");
+    assert!(
+        matches!(err, RouteError::NoFeasibleNeuron { .. }),
+        "expected NoFeasibleNeuron, got {err:?}"
+    );
+    assert_eq!(err.http_status(), 404);
+    assert_eq!(err.retry_after_secs(), None);
+}

crates/cortex-gateway/tests/load_routing.rs

@@ -0,0 +1,190 @@
+//! Load-aware routing across replicas (#55).
+//!
+//! When a model is loaded on more than one healthy neuron, the router picks
+//! the least-busy replica using the per-model admission load each neuron
+//! reports on `GET /health` (#53), rather than always taking the first.
+
+mod common;
+
+use axum::Json;
+use axum::extract::Path;
+use axum::http::{StatusCode, header};
+use axum::response::IntoResponse;
+use axum::routing::{get, post};
+use cortex_core::config::{
+    EvictionSettings, EvictionStrategy, GatewayConfig, GatewaySettings, NeuronEndpoint,
+};
+use cortex_core::discovery::ModelLoad;
+use cortex_core::node::{ModelEntry, ModelStatus};
+use cortex_gateway::state::CortexState;
+use serde_json::{Value, json};
+use std::sync::Arc;
+use tokio::net::TcpListener;
+
+/// Seed a node as healthy with `test-model` loaded and a given admission load.
+async fn seed_loaded(fleet: &CortexState, node: &str, in_flight: usize, queue_depth: usize) {
+    let mut nodes = fleet.nodes.write().await;
+    let n = nodes.get_mut(node).expect("node exists");
+    n.healthy = true;
+    n.models.insert(
+        "test-model".into(),
+        ModelEntry {
+            id: "test-model".into(),
+            status: ModelStatus::Loaded,
+            last_accessed: None,
+            vram_estimate_mb: Some(8000),
+            capabilities: Vec::new(),
+            tool_call: false,
+            reasoning: false,
+            limit: None,
+        },
+    );
+    n.model_load.insert(
+        "test-model".into(),
+        ModelLoad {
+            id: "test-model".into(),
+            in_flight,
+            queue_depth,
+        },
+    );
+}
+
+/// Build a gateway state over two mock neurons (no poller; we seed state).
+async fn two_neuron_fleet(endpoint_a: &str, endpoint_b: &str) -> Arc<CortexState> {
+    let config = GatewayConfig {
+        gateway: GatewaySettings {
+            listen: "127.0.0.1:0".into(),
+            metrics_listen: "127.0.0.1:0".into(),
+        },
+        eviction: EvictionSettings {
+            strategy: EvictionStrategy::Lru,
+            defrag_after_cycles: 0,
+        },
+        neurons: vec![
+            NeuronEndpoint {
+                name: "node-a".into(),
+                endpoint: endpoint_a.to_string(),
+            },
+            NeuronEndpoint {
+                name: "node-b".into(),
+                endpoint: endpoint_b.to_string(),
+            },
+        ],
+        models_config: "/dev/null".into(),
+        entitlements: Default::default(),
+        upstream: Default::default(),
+    };
+    Arc::new(CortexState::from_config(&config))
+}
+
+#[tokio::test]
+async fn routes_to_least_busy_replica() {
+    let neuron_a = common::spawn_mock_neuron().await;
+    let neuron_b = common::spawn_mock_neuron().await;
+    let fleet = two_neuron_fleet(&neuron_a, &neuron_b).await;
+
+    // A is busy (1 running + 3 queued), B is idle.
+    seed_loaded(&fleet, "node-a", 1, 3).await;
+    seed_loaded(&fleet, "node-b", 0, 0).await;
+
+    let route = cortex_gateway::router::resolve(&fleet, "test-model")
+        .await
+        .expect("model is loaded on both nodes");
+    assert_eq!(route.node_name, "node-b", "should pick the idle replica");
+
+    // Flip the load: now B is the busy one.
+    seed_loaded(&fleet, "node-a", 0, 0).await;
+    seed_loaded(&fleet, "node-b", 1, 5).await;
+    let route = cortex_gateway::router::resolve(&fleet, "test-model")
+        .await
+        .expect("still loaded");
+    assert_eq!(route.node_name, "node-a", "should follow the lighter load");
+}
+
+/// Mock neuron whose inference endpoint always returns a #63 backpressure
+/// envelope (503 + Retry-After) — simulating a saturated neuron.
+async fn spawn_busy_neuron() -> String {
+    let listener = TcpListener::bind("127.0.0.1:0").await.unwrap();
+    let addr = listener.local_addr().unwrap();
+    let base_url = format!("http://{addr}");
+    let inference_url = base_url.clone();
+    let app = axum::Router::new()
+        .route(
+            "/models/{model_id}/endpoint",
+            get(move |Path(_): Path<String>| {
+                let url = inference_url.clone();
+                async move { Json(json!({ "url": url })) }
+            }),
+        )
+        .route(
+            "/v1/chat/completions",
+            post(|| async {
+                let body = json!({"error": {
+                    "message": "model is busy (admission queue full); retry shortly",
+                    "type": "rate_limit_error",
+                    "code": "rate_limit_exceeded",
+                    "param": null
+                }});
+                (
+                    StatusCode::SERVICE_UNAVAILABLE,
+                    [(header::RETRY_AFTER, "6")],
+                    Json(body),
+                )
+                    .into_response()
+            }),
+        );
+    tokio::spawn(async move {
+        axum::serve(listener, app).await.unwrap();
+    });
+    base_url
+}
+
+#[tokio::test]
+async fn neuron_backpressure_is_propagated_intact() {
+    // A saturated neuron's 503 + Retry-After + envelope must reach the client
+    // verbatim — not unwrapped, remapped, or stripped (#55 / #63).
+    let neuron = spawn_busy_neuron().await;
+    let fleet = two_neuron_fleet(&neuron, &neuron).await;
+    seed_loaded(&fleet, "node-a", 1, 8).await;
+
+    let app = cortex_gateway::build_app(Arc::clone(&fleet));
+    let listener = TcpListener::bind("127.0.0.1:0").await.unwrap();
+    let addr = listener.local_addr().unwrap();
+    tokio::spawn(async move {
+        axum::serve(listener, app).await.unwrap();
+    });
+
+    let resp = reqwest::Client::new()
+        .post(format!("http://{addr}/v1/chat/completions"))
+        .json(&json!({"model": "test-model", "messages": [{"role": "user", "content": "hi"}]}))
+        .send()
+        .await
+        .unwrap();
+
+    assert_eq!(resp.status(), reqwest::StatusCode::SERVICE_UNAVAILABLE);
+    assert_eq!(
+        resp.headers()
+            .get(reqwest::header::RETRY_AFTER)
+            .and_then(|v| v.to_str().ok()),
+        Some("6"),
+        "Retry-After must survive the proxy"
+    );
+    let body: Value = resp.json().await.unwrap();
+    assert_eq!(body["error"]["code"], "rate_limit_exceeded");
+}
+
+#[tokio::test]
+async fn ties_break_deterministically_by_name() {
+    let neuron_a = common::spawn_mock_neuron().await;
+    let neuron_b = common::spawn_mock_neuron().await;
+    let fleet = two_neuron_fleet(&neuron_a, &neuron_b).await;
+
+    // Equal load on both → stable pick (lowest node name).
+    seed_loaded(&fleet, "node-a", 0, 0).await;
+    seed_loaded(&fleet, "node-b", 0, 0).await;
+
+    let route = cortex_gateway::router::resolve(&fleet, "test-model")
+        .await
+        .expect("loaded");
+    assert_eq!(route.node_name, "node-a", "ties break by name");
+}

crates/cortex-gateway/tests/metering.rs

@@ -0,0 +1,209 @@
+//! Integration tests for per-request token metering (#51).
+//!
+//! Drives authenticated requests through the gateway to a mock neuron that
+//! reports a fixed `usage` object, then asserts the EntitlementProvider's
+//! spend ledger reflects cumulative per-key spend and that reservations
+//! settle to actual (no outstanding reserved tokens once requests complete).
+
+mod common;
+
+use cortex_core::config::{
+    ApiKeyConfig, EntitlementsConfig, EvictionSettings, EvictionStrategy, GatewayConfig,
+    GatewaySettings, NeuronEndpoint,
+};
+use cortex_core::entitlements::{CapWindow, Principal};
+use cortex_core::node::{ModelEntry, ModelStatus};
+use cortex_gateway::state::CortexState;
+use serde_json::json;
+use std::sync::Arc;
+use std::time::Duration;
+use tokio::net::TcpListener;
+
+const ACCOUNT: &str = "acct-meter";
+const KEY_ID: &str = "key-meter";
+const BEARER: &str = "sk-meter";
+
+/// The mock neuron (common::spawn_mock_neuron) reports this fixed usage on
+/// every chat completion.
+const PROMPT_PER_REQ: u64 = 10;
+const COMPLETION_PER_REQ: u64 = 5;
+
+async fn spawn_metered_gateway(neuron_url: &str) -> (Arc<CortexState>, String) {
+    let config = GatewayConfig {
+        gateway: GatewaySettings {
+            listen: "127.0.0.1:0".into(),
+            metrics_listen: "127.0.0.1:0".into(),
+        },
+        eviction: EvictionSettings {
+            strategy: EvictionStrategy::Lru,
+            defrag_after_cycles: 0,
+        },
+        neurons: vec![NeuronEndpoint {
+            name: "mock-node".into(),
+            endpoint: neuron_url.to_string(),
+        }],
+        models_config: "/dev/null".into(),
+        entitlements: EntitlementsConfig {
+            require_auth: true,
+            keys: vec![ApiKeyConfig {
+                key: BEARER.into(),
+                account_id: ACCOUNT.into(),
+                key_id: Some(KEY_ID.into()),
+                hard_cap: Some(1_000_000),
+                window: CapWindow::Balance,
+            }],
+        },
+        upstream: Default::default(),
+    };
+
+    let fleet = Arc::new(CortexState::from_config(&config));
+    {
+        let mut nodes = fleet.nodes.write().await;
+        let node = nodes.get_mut("mock-node").unwrap();
+        node.healthy = true;
+        node.models.insert(
+            "test-model".into(),
+            ModelEntry {
+                id: "test-model".into(),
+                status: ModelStatus::Loaded,
+                last_accessed: None,
+                vram_estimate_mb: Some(8000),
+                capabilities: Vec::new(),
+                tool_call: false,
+                reasoning: false,
+                limit: None,
+            },
+        );
+    }
+
+    let app = cortex_gateway::build_app(Arc::clone(&fleet));
+    let listener = TcpListener::bind("127.0.0.1:0").await.unwrap();
+    let addr = listener.local_addr().unwrap();
+    tokio::spawn(async move {
+        axum::serve(listener, app).await.unwrap();
+    });
+    (fleet, format!("http://{addr}"))
+}
+
+fn principal() -> Principal {
+    Principal {
+        account_id: ACCOUNT.into(),
+        key_id: KEY_ID.into(),
+    }
+}
+
+/// Poll the provider ledger until settled spend reaches `expected` (settle
+/// runs in a spawned task after the response stream finishes) or time out.
+async fn await_spent(fleet: &CortexState, expected: u64) -> u64 {
+    let principal = principal();
+    for _ in 0..100 {
+        let snap = fleet.entitlements.snapshot(&principal).await.unwrap();
+        if snap.spent >= expected {
+            return snap.spent;
+        }
+        tokio::time::sleep(Duration::from_millis(20)).await;
+    }
+    fleet.entitlements.snapshot(&principal).await.unwrap().spent
+}
+
+#[tokio::test]
+async fn cumulative_spend_is_metered_per_key() {
+    let neuron = common::spawn_mock_neuron().await;
+    let (fleet, gateway) = spawn_metered_gateway(&neuron).await;
+    let client = reqwest::Client::new();
+
+    const N: u64 = 3;
+    for _ in 0..N {
+        let resp = client
+            .post(format!("{gateway}/v1/chat/completions"))
+            .bearer_auth(BEARER)
+            .json(&json!({"model": "test-model", "messages": [{"role": "user", "content": "hi"}]}))
+            .send()
+            .await
+            .unwrap();
+        assert_eq!(resp.status(), reqwest::StatusCode::OK);
+        // Drain the body so the response stream finishes and metering settles.
+        let _ = resp.bytes().await.unwrap();
+    }
+
+    let expected = N * (PROMPT_PER_REQ + COMPLETION_PER_REQ);
+    let spent = await_spent(&fleet, expected).await;
+    assert_eq!(
+        spent, expected,
+        "ledger must reflect cumulative per-key spend"
+    );
+
+    // Reservations settled to actual — nothing left outstanding.
+    let snap = fleet.entitlements.snapshot(&principal()).await.unwrap();
+    assert_eq!(snap.reserved, 0, "all reservations must settle/release");
+    assert_eq!(snap.hard_cap, Some(1_000_000));
+}
+
+#[tokio::test]
+async fn anonymous_request_records_no_spend() {
+    // require_auth=false so the unauthenticated request is served, but with
+    // no principal it must not touch any ledger.
+    let neuron = common::spawn_mock_neuron().await;
+    let config = GatewayConfig {
+        gateway: GatewaySettings {
+            listen: "127.0.0.1:0".into(),
+            metrics_listen: "127.0.0.1:0".into(),
+        },
+        eviction: EvictionSettings {
+            strategy: EvictionStrategy::Lru,
+            defrag_after_cycles: 0,
+        },
+        neurons: vec![NeuronEndpoint {
+            name: "mock-node".into(),
+            endpoint: neuron.clone(),
+        }],
+        models_config: "/dev/null".into(),
+        entitlements: EntitlementsConfig::default(),
+        upstream: Default::default(),
+    };
+    let fleet = Arc::new(CortexState::from_config(&config));
+    {
+        let mut nodes = fleet.nodes.write().await;
+        let node = nodes.get_mut("mock-node").unwrap();
+        node.healthy = true;
+        node.models.insert(
+            "test-model".into(),
+            ModelEntry {
+                id: "test-model".into(),
+                status: ModelStatus::Loaded,
+                last_accessed: None,
+                vram_estimate_mb: Some(8000),
+                capabilities: Vec::new(),
+                tool_call: false,
+                reasoning: false,
+                limit: None,
+            },
+        );
+    }
+    let app = cortex_gateway::build_app(Arc::clone(&fleet));
+    let listener = TcpListener::bind("127.0.0.1:0").await.unwrap();
+    let addr = listener.local_addr().unwrap();
+    tokio::spawn(async move {
+        axum::serve(listener, app).await.unwrap();
+    });
+
+    let resp = reqwest::Client::new()
+        .post(format!("http://{addr}/v1/chat/completions"))
+        .json(&json!({"model": "test-model", "messages": [{"role": "user", "content": "hi"}]}))
+        .send()
+        .await
+        .unwrap();
+    assert_eq!(resp.status(), reqwest::StatusCode::OK);
+    let _ = resp.bytes().await.unwrap();
+
+    // An unconfigured principal has a zeroed snapshot — nothing was metered.
+    let snap = fleet
+        .entitlements
+        .snapshot(&Principal {
+            account_id: "nobody".into(),
+            key_id: "nobody".into(),
+        })
+        .await
+        .unwrap();
+    assert_eq!(snap.spent, 0);
+}

crates/cortex-gateway/tests/model_cost.rs

@@ -0,0 +1,132 @@
+//! Issue #68: the `cost` wire contract on `GET /v1/models`.
+//!
+//! `cost` is operator-set pricing sourced from the `models.toml` catalogue
+//! profile (the source of truth today; the marketplace clearing house #59
+//! later — both must read the same value metering/#51 bills against). The
+//! shape is the models.dev/opencode convention: **USD per 1,000,000 tokens,
+//! as JSON numbers**, with optional `cache_read`/`cache_write` tiers. This
+//! test pins:
+//!   - the units/shape (per-million floats, not per-token, not strings);
+//!   - that cache fields flow through when present and are omitted otherwise;
+//!   - the load-bearing **absent vs `0.0`** distinction (#68): a model with
+//!     no catalogue `cost` omits the key entirely (price unknown), distinct
+//!     from an explicit `0.0` (intentionally free).
+//!
+//! Catalogue-only models surface via Pass 1 of `list_models` even with no
+//! feasible neuron, so this is hermetic — no nodes or poller needed.
+
+use cortex_core::config::{
+    EvictionSettings, EvictionStrategy, GatewayConfig, GatewaySettings, NeuronEndpoint,
+};
+use cortex_gateway::state::CortexState;
+use std::sync::Arc;
+use tokio::net::TcpListener;
+
+#[tokio::test]
+async fn v1_models_cost_units_shape_and_absent_vs_zero() {
+    // Three catalogue models exercise the whole contract: a priced model
+    // with cache tiers, an intentionally-free model (explicit 0.0), and an
+    // unpriced model (no `cost` block at all).
+    let models_toml = r#"
+[[models]]
+id = "priced-model"
+harness = "candle"
+cost.input = 0.5
+cost.output = 1.5
+cost.cache_read = 0.05
+cost.cache_write = 0.6
+
+[[models]]
+id = "free-model"
+harness = "candle"
+cost.input = 0.0
+cost.output = 0.0
+
+[[models]]
+id = "unpriced-model"
+harness = "candle"
+"#;
+    let cat_path = std::env::temp_dir().join("cortex_test_issue68_models.toml");
+    std::fs::write(&cat_path, models_toml).unwrap();
+
+    let config = GatewayConfig {
+        gateway: GatewaySettings {
+            listen: "127.0.0.1:0".into(),
+            metrics_listen: "127.0.0.1:0".into(),
+        },
+        eviction: EvictionSettings {
+            strategy: EvictionStrategy::Lru,
+            defrag_after_cycles: 0,
+        },
+        // Never contacted: build_app does not spawn the poller, so the
+        // catalogue alone drives /v1/models.
+        neurons: vec![NeuronEndpoint {
+            name: "mock-node".into(),
+            endpoint: "http://127.0.0.1:1".into(),
+        }],
+        models_config: cat_path.to_string_lossy().into_owned(),
+        entitlements: Default::default(),
+        upstream: Default::default(),
+    };
+
+    let fleet = Arc::new(CortexState::from_config(&config));
+    let app = cortex_gateway::build_app(Arc::clone(&fleet));
+    let listener = TcpListener::bind("127.0.0.1:0").await.unwrap();
+    let addr = listener.local_addr().unwrap();
+    tokio::spawn(async move {
+        axum::serve(listener, app).await.unwrap();
+    });
+
+    let body: serde_json::Value = reqwest::Client::new()
+        .get(format!("http://{addr}/v1/models"))
+        .send()
+        .await
+        .unwrap()
+        .json()
+        .await
+        .unwrap();
+
+    let data = body["data"].as_array().expect("data is an array");
+    let entry = |id: &str| {
+        data.iter()
+            .find(|m| m["id"] == id)
+            .unwrap_or_else(|| panic!("{id} present in /v1/models"))
+            .clone()
+    };
+
+    // Priced model: exact values flow through as JSON numbers (USD per 1M
+    // tokens). If anything rescaled by 10⁶ or stringified, these fail.
+    let priced = entry("priced-model");
+    assert_eq!(priced["cost"]["input"], 0.5);
+    assert_eq!(priced["cost"]["output"], 1.5);
+    assert_eq!(priced["cost"]["cache_read"], 0.05);
+    assert_eq!(priced["cost"]["cache_write"], 0.6);
+    assert!(
+        priced["cost"]["input"].is_number(),
+        "cost.input must be a JSON number, not a string"
+    );
+
+    // Intentionally free: cost present, rates explicitly 0.0. Unset cache
+    // tiers are omitted (skip_serializing_if), not emitted as null/0.
+    let free = entry("free-model");
+    assert_eq!(free["cost"]["input"], 0.0);
+    assert_eq!(free["cost"]["output"], 0.0);
+    assert!(
+        free["cost"].get("cache_read").is_none(),
+        "absent cache tiers must be omitted, not null"
+    );
+    assert!(free["cost"].get("cache_write").is_none());
+
+    // Unpriced: the whole `cost` object is omitted — "price unknown",
+    // distinct from the free model's explicit 0.0. This is the #68
+    // distinction opencode needs to avoid showing $0 for a model whose
+    // price simply hasn't been declared.
+    let unpriced = entry("unpriced-model");
+    assert!(
+        unpriced.get("cost").is_none(),
+        "a model with no catalogue cost must omit `cost` entirely, got {:?}",
+        unpriced.get("cost")
+    );
+
+    let _ = std::fs::remove_file(&cat_path);
+}

crates/cortex-gateway/tests/model_limits.rs

@@ -54,6 +54,8 @@ capabilities = ["text"]
             endpoint: "http://127.0.0.1:1".into(),
         }],
         models_config: cat_path.to_string_lossy().into_owned(),
+        entitlements: Default::default(),
+        upstream: Default::default(),
     };
 
     let fleet = Arc::new(CortexState::from_config(&config));

crates/cortex-gateway/tests/poller.rs

@@ -31,6 +31,8 @@ async fn test_poller_discovers_models() {
             endpoint: mock_url,
         }],
         models_config: "/dev/null".into(),
+        entitlements: Default::default(),
+        upstream: Default::default(),
     };
 
     let fleet = Arc::new(CortexState::from_config(&config));
@@ -82,6 +84,8 @@ async fn test_poller_updates_gateway_models_endpoint() {
             endpoint: mock_url,
         }],
         models_config: "/dev/null".into(),
+        entitlements: Default::default(),
+        upstream: Default::default(),
     };
 
     let fleet = Arc::new(CortexState::from_config(&config));
@@ -153,6 +157,8 @@ async fn test_models_endpoint_unions_capabilities_across_nodes() {
             },
         ],
         models_config: "/dev/null".into(),
+        entitlements: Default::default(),
+        upstream: Default::default(),
     };
 
     let fleet = Arc::new(CortexState::from_config(&config));
@@ -215,6 +221,8 @@ async fn test_poller_marks_unreachable_node_unhealthy() {
             endpoint: "http://127.0.0.1:1".into(),
         }],
         models_config: "/dev/null".into(),
+        entitlements: Default::default(),
+        upstream: Default::default(),
     };
 
     let fleet = Arc::new(CortexState::from_config(&config));
@@ -224,10 +232,26 @@ async fn test_poller_marks_unreachable_node_unhealthy() {
         nodes.get_mut("dead-node").unwrap().healthy = true;
     }
 
+    // Debounce (#53 follow-up): a single missed poll must NOT evict a
+    // previously-healthy node — a busy neuron briefly slow to answer
+    // shouldn't yank its models out of routing.
     cortex_gateway::poller::poll_once(&fleet).await;
+    assert!(
+        fleet.nodes.read().await.get("dead-node").unwrap().healthy,
+        "one failed poll should not mark a healthy node unhealthy"
+    );
 
-    let nodes = fleet.nodes.read().await;
-    assert!(!nodes.get("dead-node").unwrap().healthy);
+    // It flips unhealthy only after POLL_FAILURE_THRESHOLD (3) consecutive
+    // failures.
+    cortex_gateway::poller::poll_once(&fleet).await;
+    cortex_gateway::poller::poll_once(&fleet).await;
+    assert!(
+        !fleet.nodes.read().await.get("dead-node").unwrap().healthy,
+        "three consecutive failed polls should mark the node unhealthy"
+    );
+
+    // A subsequent successful poll would reset the counter and restore
+    // health; covered implicitly by the discovery tests above.
 }
 
 #[tokio::test]
@@ -252,6 +276,8 @@ async fn test_poller_removes_stale_models() {
             endpoint: mock_url,
         }],
         models_config: "/dev/null".into(),
+        entitlements: Default::default(),
+        upstream: Default::default(),
     };
 
     let fleet = Arc::new(CortexState::from_config(&config));
@@ -282,6 +308,8 @@ async fn test_poller_removes_stale_models() {
             endpoint: new_mock_url,
         }],
         models_config: "/dev/null".into(),
+        entitlements: Default::default(),
+        upstream: Default::default(),
     };
 
     let fleet2 = Arc::new(CortexState::from_config(&config2));
@@ -363,6 +391,8 @@ async fn test_poller_captures_activation_from_health() {
             endpoint: mock_url,
         }],
         models_config: "/dev/null".into(),
+        entitlements: Default::default(),
+        upstream: Default::default(),
     };
 
     let fleet = Arc::new(CortexState::from_config(&config));
@@ -407,6 +437,8 @@ async fn test_poller_parses_recovering_status() {
             endpoint: mock_url,
         }],
         models_config: "/dev/null".into(),
+        entitlements: Default::default(),
+        upstream: Default::default(),
     };
 
     let fleet = Arc::new(CortexState::from_config(&config));

crates/cortex-gateway/tests/prompt_prevalidation.rs

@@ -0,0 +1,175 @@
+//! Fail-fast prompt pre-validation + advisory client hints (#56).
+//!
+//! cortex refuses a prompt that already exceeds the model's advertised
+//! context window before dispatching to neuron — the same #60
+//! `context_length_exceeded` envelope neuron would emit, just earlier — and
+//! attaches an advisory `X-Helexa-Advice` header for fingerprinted clients.
+
+use axum::Json;
+use axum::extract::Path;
+use axum::routing::{get, post};
+use cortex_core::config::{
+    EvictionSettings, EvictionStrategy, GatewayConfig, GatewaySettings, NeuronEndpoint,
+};
+use cortex_core::harness::ModelLimit;
+use cortex_core::node::{ModelEntry, ModelStatus};
+use cortex_gateway::state::CortexState;
+use serde_json::{Value, json};
+use std::sync::Arc;
+use std::sync::atomic::{AtomicU64, Ordering};
+use tokio::net::TcpListener;
+
+/// Mock neuron with a hit counter, so a test can prove a request was (or
+/// wasn't) dispatched past the gateway's pre-validation.
+async fn spawn_counting_neuron() -> (String, Arc<AtomicU64>) {
+    let listener = TcpListener::bind("127.0.0.1:0").await.unwrap();
+    let addr = listener.local_addr().unwrap();
+    let base_url = format!("http://{addr}");
+    let inference_url = base_url.clone();
+    let hits = Arc::new(AtomicU64::new(0));
+    let sink = Arc::clone(&hits);
+    let app = axum::Router::new()
+        .route(
+            "/models/{model_id}/endpoint",
+            get(move |Path(_): Path<String>| {
+                let url = inference_url.clone();
+                async move { Json(json!({ "url": url })) }
+            }),
+        )
+        .route(
+            "/v1/chat/completions",
+            post(move || {
+                let sink = Arc::clone(&sink);
+                async move {
+                    sink.fetch_add(1, Ordering::SeqCst);
+                    Json(json!({
+                        "id": "c", "object": "chat.completion", "created": 1_700_000_000_u64,
+                        "model": "test-model",
+                        "choices": [{"index": 0, "message": {"role": "assistant", "content": "ok"}, "finish_reason": "stop"}],
+                        "usage": {"prompt_tokens": 3, "completion_tokens": 1, "total_tokens": 4}
+                    }))
+                }
+            }),
+        );
+    tokio::spawn(async move {
+        axum::serve(listener, app).await.unwrap();
+    });
+    (base_url, hits)
+}
+
+/// Gateway over one neuron with `test-model` loaded and a tiny advertised
+/// context window (so a modest prompt overflows it).
+async fn spawn_gateway(neuron: &str, context: usize) -> String {
+    let config = GatewayConfig {
+        gateway: GatewaySettings {
+            listen: "127.0.0.1:0".into(),
+            metrics_listen: "127.0.0.1:0".into(),
+        },
+        eviction: EvictionSettings {
+            strategy: EvictionStrategy::Lru,
+            defrag_after_cycles: 0,
+        },
+        neurons: vec![NeuronEndpoint {
+            name: "mock-node".into(),
+            endpoint: neuron.to_string(),
+        }],
+        models_config: "/dev/null".into(),
+        entitlements: Default::default(),
+        upstream: Default::default(),
+    };
+    let fleet = Arc::new(CortexState::from_config(&config));
+    {
+        let mut nodes = fleet.nodes.write().await;
+        let n = nodes.get_mut("mock-node").unwrap();
+        n.healthy = true;
+        n.models.insert(
+            "test-model".into(),
+            ModelEntry {
+                id: "test-model".into(),
+                status: ModelStatus::Loaded,
+                last_accessed: None,
+                vram_estimate_mb: Some(8000),
+                capabilities: Vec::new(),
+                tool_call: false,
+                reasoning: false,
+                limit: Some(ModelLimit {
+                    context,
+                    input: None,
+                    output: 16,
+                }),
+            },
+        );
+    }
+    let app = cortex_gateway::build_app(Arc::clone(&fleet));
+    let listener = TcpListener::bind("127.0.0.1:0").await.unwrap();
+    let addr = listener.local_addr().unwrap();
+    tokio::spawn(async move {
+        axum::serve(listener, app).await.unwrap();
+    });
+    format!("http://{addr}")
+}
+
+#[tokio::test]
+async fn over_long_prompt_is_rejected_before_dispatch() {
+    let (neuron, hits) = spawn_counting_neuron().await;
+    let gateway = spawn_gateway(&neuron, 50).await; // tiny 50-token window
+
+    // ~1200 chars → ~300 est tokens, well over 50.
+    let big = "word ".repeat(240);
+    let resp = reqwest::Client::new()
+        .post(format!("{gateway}/v1/chat/completions"))
+        .header("user-agent", "litellm/1.0")
+        .json(&json!({"model": "test-model", "messages": [{"role": "user", "content": big}]}))
+        .send()
+        .await
+        .unwrap();
+
+    assert_eq!(resp.status(), reqwest::StatusCode::BAD_REQUEST);
+    // Advisory hint for the fingerprinted client (header only, never body).
+    assert!(
+        resp.headers().get("x-helexa-advice").is_some(),
+        "litellm should get advice"
+    );
+    let body: Value = resp.json().await.unwrap();
+    assert_eq!(body["error"]["code"], "context_length_exceeded");
+    assert_eq!(body["error"]["max"], 50);
+    // Refused at the edge — neuron never saw it.
+    assert_eq!(hits.load(Ordering::SeqCst), 0);
+}
+
+#[tokio::test]
+async fn within_context_passes_through() {
+    let (neuron, hits) = spawn_counting_neuron().await;
+    let gateway = spawn_gateway(&neuron, 4096).await;
+
+    let resp = reqwest::Client::new()
+        .post(format!("{gateway}/v1/chat/completions"))
+        .json(&json!({"model": "test-model", "messages": [{"role": "user", "content": "hi"}]}))
+        .send()
+        .await
+        .unwrap();
+
+    assert_eq!(resp.status(), reqwest::StatusCode::OK);
+    let _ = resp.bytes().await.unwrap();
+    assert_eq!(hits.load(Ordering::SeqCst), 1, "served by neuron");
+}
+
+#[tokio::test]
+async fn unknown_client_gets_no_advice_header() {
+    let (neuron, _hits) = spawn_counting_neuron().await;
+    let gateway = spawn_gateway(&neuron, 50).await;
+
+    let big = "word ".repeat(240);
+    let resp = reqwest::Client::new()
+        .post(format!("{gateway}/v1/chat/completions"))
+        // no/unknown User-Agent → no advice, but still a clean 400
+        .json(&json!({"model": "test-model", "messages": [{"role": "user", "content": big}]}))
+        .send()
+        .await
+        .unwrap();
+
+    assert_eq!(resp.status(), reqwest::StatusCode::BAD_REQUEST);
+    assert!(resp.headers().get("x-helexa-advice").is_none());
+    let body: Value = resp.json().await.unwrap();
+    assert_eq!(body["error"]["code"], "context_length_exceeded");
+}

crates/cortex-gateway/tests/proxy_basic.rs

@@ -117,6 +117,8 @@ async fn test_no_healthy_nodes() {
             endpoint: "http://127.0.0.1:1".into(),
         }],
         models_config: "/dev/null".into(),
+        entitlements: Default::default(),
+        upstream: Default::default(),
     };
     let fleet = std::sync::Arc::new(cortex_gateway::state::CortexState::from_config(&config));
 

crates/cortex-gateway/tests/upstream_chain.rs

@@ -0,0 +1,105 @@
+//! B3: the chained entitlement provider (local → upstream) and fail-closed
+//! semantics, exercised against a mock helexa-upstream `/authz/v1`.
+
+use axum::{Json, Router, routing::post};
+use cortex_core::config::{ApiKeyConfig, EntitlementsConfig, UpstreamClientConfig};
+use cortex_core::entitlements::{AuthError, EntitlementProvider};
+use cortex_gateway::entitlements_chain::ChainedEntitlementProvider;
+use cortex_gateway::entitlements_local::LocalEntitlementProvider;
+use cortex_gateway::entitlements_upstream::UpstreamEntitlementProvider;
+use serde_json::{Value, json};
+use tokio::net::TcpListener;
+
+/// Mock upstream: `mesh-key` resolves to a mesh account; anything else 401.
+/// reserve always grants reservation 1.
+async fn spawn_mock_upstream() -> String {
+    async fn resolve(Json(body): Json<Value>) -> axum::response::Response {
+        use axum::response::IntoResponse;
+        if body["api_key"] == "mesh-key" {
+            Json(json!({"principal": {"account_id": "mesh-acct", "key_id": "mesh-key-1"}}))
+                .into_response()
+        } else {
+            (
+                axum::http::StatusCode::UNAUTHORIZED,
+                Json(json!({"error": {"code": "invalid_api_key"}})),
+            )
+                .into_response()
+        }
+    }
+    async fn reserve() -> Json<Value> {
+        Json(json!({ "reservation_id": 1 }))
+    }
+    let app = Router::new()
+        .route("/authz/v1/resolve", post(resolve))
+        .route("/authz/v1/reserve", post(reserve));
+    let listener = TcpListener::bind("127.0.0.1:0").await.unwrap();
+    let addr = listener.local_addr().unwrap();
+    tokio::spawn(async move {
+        axum::serve(listener, app).await.unwrap();
+    });
+    format!("http://{addr}")
+}
+
+fn local_with_key() -> LocalEntitlementProvider {
+    let cfg = EntitlementsConfig {
+        require_auth: false,
+        keys: vec![ApiKeyConfig {
+            key: "local-key".into(),
+            account_id: "op".into(),
+            key_id: None,
+            hard_cap: None,
+            window: Default::default(),
+        }],
+    };
+    LocalEntitlementProvider::from_config(&cfg)
+}
+
+fn chain(local: LocalEntitlementProvider, url: &str) -> ChainedEntitlementProvider {
+    let upstream = UpstreamEntitlementProvider::new(&UpstreamClientConfig {
+        enabled: true,
+        url: url.to_string(),
+        bearer: "client-secret".into(),
+        timeout_secs: 5,
+    });
+    ChainedEntitlementProvider::new(local, upstream)
+}
+
+#[tokio::test]
+async fn local_key_resolves_locally() {
+    let url = spawn_mock_upstream().await;
+    let c = chain(local_with_key(), &url);
+    let p = c.resolve("local-key").await.expect("local resolves");
+    assert_eq!(p.account_id, "op");
+}
+
+#[tokio::test]
+async fn unknown_key_falls_through_to_upstream() {
+    let url = spawn_mock_upstream().await;
+    let c = chain(local_with_key(), &url);
+    let p = c.resolve("mesh-key").await.expect("upstream resolves");
+    assert_eq!(p.account_id, "mesh-acct");
+    assert_eq!(p.key_id, "mesh-key-1");
+}
+
+#[tokio::test]
+async fn unknown_everywhere_is_invalid_key() {
+    let url = spawn_mock_upstream().await;
+    let c = chain(local_with_key(), &url);
+    match c.resolve("nope").await {
+        Err(AuthError::InvalidKey) => {}
+        other => panic!("expected InvalidKey, got {other:?}"),
+    }
+}
+
+#[tokio::test]
+async fn upstream_unreachable_fails_closed_as_unavailable() {
+    // No mock — point at a dead port. A locally-unknown key must surface
+    // Unavailable (→ 503), never InvalidKey (→ 401).
+    let c = chain(local_with_key(), "http://127.0.0.1:1");
+    match c.resolve("some-mesh-key").await {
+        Err(AuthError::Unavailable { retry_after_secs }) => assert!(retry_after_secs > 0),
+        other => panic!("expected Unavailable, got {other:?}"),
+    }
+    // A local key still resolves without touching upstream.
+    assert_eq!(c.resolve("local-key").await.unwrap().account_id, "op");
+}

crates/helexa-router/Cargo.toml

@@ -0,0 +1,41 @@
+[package]
+name = "helexa-router"
+version.workspace = true
+edition.workspace = true
+license.workspace = true
+repository.workspace = true
+
+[[bin]]
+name = "helexa-router"
+path = "src/main.rs"
+
+[lib]
+name = "helexa_router"
+path = "src/lib.rs"
+
+[dependencies]
+cortex-core = { workspace = true }
+helexa-stream = { path = "../helexa-stream" }
+
+tokio = { workspace = true }
+axum = { workspace = true }
+tower-http = { workspace = true }
+reqwest = { workspace = true }
+serde = { workspace = true }
+serde_json = { workspace = true }
+figment = { workspace = true }
+anyhow = { workspace = true }
+thiserror = { workspace = true }
+clap = { workspace = true }
+tracing = { workspace = true }
+tracing-subscriber = { workspace = true }
+chrono = { workspace = true }
+
+[dev-dependencies]
+# Jail (isolated cwd + env) for config tests.
+figment = { workspace = true, features = ["test"] }
+# Self-signed cert generation + a minimal HTTPS server for the outbound
+# TLS-pinning tests (#74).
+rcgen = "0.13"
+rustls = "0.23"
+tokio-rustls = "0.26"

crates/helexa-router/src/catalogue.rs

@@ -0,0 +1,243 @@
+//! Federation catalogue (#75) — the router's aggregate `/v1/models`.
+//!
+//! Presents the **deduped union** of every reachable cortex's `/v1/models`
+//! as the router's own catalogue, so an opencode client doing discovery
+//! against the router resolves the whole federation without knowing about
+//! operators or cortexes (resolves #61's "Router/discovery contract").
+//!
+//! Re-tiering: the fractal design is neuron ← cortex ← router. At the
+//! router tier the "nodes" are **cortexes**, so the merged entry's
+//! `feasible_on` / `locations` are rewritten to **operator names**, not the
+//! neuron names a cortex reports. That keeps the federation view honest
+//! ("served by these operators") without leaking each operator's internal
+//! topology (neuron names, per-device VRAM) to end users.
+//!
+//! Conflict resolution when operators advertise the same model with
+//! different enrichment:
+//! - **`limit`** → the *tightest* (smallest `context`), so a client never
+//!   overflows the most-constrained operator that might serve it (same rule
+//!   cortex uses across its neurons).
+//! - **`cost`** → the *cheapest* (lowest input, then output), the
+//!   federation "from" price. Richer policy (a range, region/price-aware
+//!   selection) couples to #68 and is left as a follow-up.
+
+use crate::state::{CortexTopology, entry_feasible};
+use cortex_core::harness::{ModelCost, ModelLimit};
+use cortex_core::node::{CortexModelEntry, ModelLocation, ModelStatus};
+use std::collections::HashMap;
+
+/// Build the federation catalogue: the deduped union of every reachable
+/// cortex's serveable models, merged across operators and sorted by id.
+pub fn aggregate_models(topology: &HashMap<String, CortexTopology>) -> Vec<CortexModelEntry> {
+    // Iterate cortexes in name order so `feasible_on` / `locations` and the
+    // limit/cost tie-breaks are deterministic regardless of map ordering.
+    let mut cortexes: Vec<(&String, &CortexTopology)> = topology.iter().collect();
+    cortexes.sort_by(|a, b| a.0.cmp(b.0));
+
+    let mut merged: HashMap<String, CortexModelEntry> = HashMap::new();
+    for (cortex_name, t) in cortexes {
+        if !t.reachable {
+            continue;
+        }
+        for entry in t.models.values() {
+            // Only surface models the cortex can actually serve — a
+            // catalogue-only entry no neuron can host shouldn't appear in
+            // the federation view.
+            if !entry_feasible(entry) {
+                continue;
+            }
+            merged
+                .entry(entry.id.clone())
+                .and_modify(|acc| merge_into(acc, cortex_name, entry))
+                .or_insert_with(|| router_entry(cortex_name, entry));
+        }
+    }
+
+    let mut out: Vec<CortexModelEntry> = merged.into_values().collect();
+    out.sort_by(|a, b| a.id.cmp(&b.id));
+    out
+}
+
+/// Seed a federation entry from the first cortex that serves the model,
+/// re-tiering `feasible_on` / `locations` to the operator name.
+fn router_entry(cortex: &str, e: &CortexModelEntry) -> CortexModelEntry {
+    CortexModelEntry {
+        id: e.id.clone(),
+        object: "model".into(),
+        created: e.created,
+        owned_by: e.owned_by.clone(),
+        loaded: e.loaded,
+        feasible_on: vec![cortex.to_string()],
+        locations: loaded_location(cortex, e),
+        capabilities: e.capabilities.clone(),
+        limit: e.limit.clone(),
+        cost: e.cost.clone(),
+        tool_call: e.tool_call,
+        reasoning: e.reasoning,
+    }
+}
+
+/// Fold another cortex's view of the same model into the merged entry.
+fn merge_into(acc: &mut CortexModelEntry, cortex: &str, e: &CortexModelEntry) {
+    acc.loaded |= e.loaded;
+    acc.feasible_on.push(cortex.to_string());
+    acc.locations.extend(loaded_location(cortex, e));
+    for cap in &e.capabilities {
+        if !acc.capabilities.contains(cap) {
+            acc.capabilities.push(cap.clone());
+        }
+    }
+    acc.tool_call |= e.tool_call;
+    acc.reasoning |= e.reasoning;
+    acc.limit = tightest_limit(acc.limit.take(), e.limit.clone());
+    acc.cost = cheapest_cost(acc.cost.take(), e.cost.clone());
+}
+
+/// A single cortex-tier location when the model is loaded at that operator;
+/// empty when only cold-loadable. Neuron-level VRAM is deliberately dropped.
+fn loaded_location(cortex: &str, e: &CortexModelEntry) -> Vec<ModelLocation> {
+    if e.loaded {
+        vec![ModelLocation {
+            node: cortex.to_string(),
+            status: ModelStatus::Loaded,
+            vram_estimate_mb: None,
+        }]
+    } else {
+        Vec::new()
+    }
+}
+
+/// Smaller `context` wins — never advertise more headroom than the
+/// most-constrained operator can honour.
+fn tightest_limit(a: Option<ModelLimit>, b: Option<ModelLimit>) -> Option<ModelLimit> {
+    match (a, b) {
+        (None, x) | (x, None) => x,
+        (Some(a), Some(b)) => Some(if b.context < a.context { b } else { a }),
+    }
+}
+
+/// Cheapest by (input, output) price — the federation "from" price.
+fn cheapest_cost(a: Option<ModelCost>, b: Option<ModelCost>) -> Option<ModelCost> {
+    match (a, b) {
+        (None, x) | (x, None) => x,
+        (Some(a), Some(b)) => Some(if (b.input, b.output) < (a.input, a.output) {
+            b
+        } else {
+            a
+        }),
+    }
+}
+
+#[cfg(test)]
+mod tests {
+    use super::*;
+    use crate::state::CortexTopology;
+
+    fn entry(id: &str, loaded: bool, feasible: bool) -> CortexModelEntry {
+        CortexModelEntry {
+            id: id.into(),
+            object: "model".into(),
+            created: 0,
+            owned_by: "helexa".into(),
+            loaded,
+            feasible_on: if feasible || loaded {
+                vec!["some-neuron".into()]
+            } else {
+                vec![]
+            },
+            locations: vec![],
+            capabilities: vec![],
+            limit: None,
+            cost: None,
+            tool_call: false,
+            reasoning: false,
+        }
+    }
+
+    fn cortex(reachable: bool, entries: Vec<CortexModelEntry>) -> CortexTopology {
+        CortexTopology {
+            reachable,
+            consecutive_failures: 0,
+            last_poll: None,
+            healthy_nodes: 1,
+            total_nodes: 1,
+            models: entries.into_iter().map(|e| (e.id.clone(), e)).collect(),
+        }
+    }
+
+    #[test]
+    fn dedupes_and_merges_availability_across_cortexes() {
+        let mut topo = HashMap::new();
+        // c-a: model loaded. c-b: same model only cold-loadable.
+        topo.insert("c-a".into(), cortex(true, vec![entry("m", true, true)]));
+        topo.insert("c-b".into(), cortex(true, vec![entry("m", false, true)]));
+
+        let out = aggregate_models(&topo);
+        assert_eq!(out.len(), 1, "duplicate model id collapses to one");
+        let m = &out[0];
+        assert!(m.loaded, "loaded somewhere → loaded");
+        // feasible_on re-tiered to operator names, both present, sorted.
+        assert_eq!(m.feasible_on, vec!["c-a".to_string(), "c-b".to_string()]);
+        // Only the loaded operator contributes a location, named by operator.
+        assert_eq!(m.locations.len(), 1);
+        assert_eq!(m.locations[0].node, "c-a");
+        assert_eq!(m.locations[0].vram_estimate_mb, None);
+    }
+
+    #[test]
+    fn unreachable_cortex_is_excluded() {
+        let mut topo = HashMap::new();
+        topo.insert("up".into(), cortex(true, vec![entry("m", true, true)]));
+        topo.insert(
+            "down".into(),
+            cortex(false, vec![entry("other", true, true)]),
+        );
+        let out = aggregate_models(&topo);
+        assert_eq!(out.len(), 1);
+        assert_eq!(out[0].id, "m");
+    }
+
+    #[test]
+    fn catalogue_only_infeasible_entries_are_hidden() {
+        let mut topo = HashMap::new();
+        topo.insert("c".into(), cortex(true, vec![entry("ghost", false, false)]));
+        assert!(aggregate_models(&topo).is_empty());
+    }
+
+    #[test]
+    fn preserves_tightest_limit_and_cheapest_cost() {
+        let mut a = entry("m", true, true);
+        a.limit = Some(ModelLimit {
+            context: 32_768,
+            input: None,
+            output: 4096,
+        });
+        a.cost = Some(ModelCost {
+            input: 0.50,
+            output: 1.50,
+            cache_read: None,
+            cache_write: None,
+        });
+        let mut b = entry("m", true, true);
+        b.limit = Some(ModelLimit {
+            context: 16_384, // tighter
+            input: None,
+            output: 4096,
+        });
+        b.cost = Some(ModelCost {
+            input: 0.20, // cheaper
+            output: 0.80,
+            cache_read: None,
+            cache_write: None,
+        });
+
+        let mut topo = HashMap::new();
+        topo.insert("c-a".into(), cortex(true, vec![a]));
+        topo.insert("c-b".into(), cortex(true, vec![b]));
+
+        let out = aggregate_models(&topo);
+        assert_eq!(out.len(), 1);
+        assert_eq!(out[0].limit.as_ref().unwrap().context, 16_384);
+        assert_eq!(out[0].cost.as_ref().unwrap().input, 0.20);
+    }
+}

crates/helexa-router/src/config.rs

@@ -0,0 +1,100 @@
+use figment::{
+    Figment,
+    providers::{Env, Format, Toml},
+};
+use serde::{Deserialize, Serialize};
+use std::path::Path;
+
+/// Top-level `helexa-router` configuration.
+///
+/// Loaded from TOML with `HELEXA_ROUTER_`-prefixed env overrides (using
+/// `__` as the nesting separator), matching the cortex/neuron convention.
+#[derive(Debug, Clone, Serialize, Deserialize)]
+pub struct RouterConfig {
+    pub router: RouterSettings,
+    /// Downstream cortex endpoints the router can dispatch to. The skeleton
+    /// (#70) only loads these; capacity/catalogue polling (#72) and
+    /// capacity-aware dispatch (#73) consume them later.
+    #[serde(default)]
+    pub cortexes: Vec<CortexEndpoint>,
+}
+
+#[derive(Debug, Clone, Serialize, Deserialize)]
+pub struct RouterSettings {
+    /// Address to listen on for the inbound API (e.g. "0.0.0.0:8088").
+    ///
+    /// Plaintext only — operator/edge nginx terminates client TLS in front
+    /// of the router (see #69's TLS posture). The router never owns an
+    /// inbound TLS listener.
+    pub listen: String,
+    /// How often (seconds) the background poller refreshes each cortex's
+    /// health + `/v1/models` topology (#72). Defaults to 10s, matching the
+    /// cortex↔neuron poll cadence one tier down.
+    #[serde(default = "default_poll_interval_secs")]
+    pub poll_interval_secs: u64,
+    /// This router instance's region (e.g. "eu-west"). When set, dispatch
+    /// (#73) prefers cortexes whose `region` matches, before falling back to
+    /// any feasible cortex. `None` → no geo affinity.
+    #[serde(default)]
+    pub region: Option<String>,
+}
+
+fn default_poll_interval_secs() -> u64 {
+    10
+}
+
+/// One downstream cortex the router may proxy to. The router verifies the
+/// cortex's outbound TLS cert (#74) and routes on capacity (#73); it holds
+/// no entitlement logic of its own and forwards the client bearer verbatim.
+#[derive(Debug, Clone, PartialEq, Eq, Serialize, Deserialize)]
+pub struct CortexEndpoint {
+    /// Human-readable label (e.g. "lair-cafe").
+    pub name: String,
+    /// Base URL of the cortex gateway (e.g. "https://cortex.example.com").
+    pub endpoint: String,
+    /// Optional region tag (e.g. "eu-west") for geo affinity in dispatch
+    /// (#73). `None` → no region preference applies to this cortex.
+    #[serde(default)]
+    pub region: Option<String>,
+    /// Path to a PEM trust anchor that **enrols** this cortex (#74): the
+    /// expected CA (or self-signed cert) the cortex's TLS cert must chain
+    /// to. When set on an `https://` endpoint, the router builds a client
+    /// that trusts **only** this anchor (platform roots disabled), so the
+    /// outbound router→cortex hop — which carries the client's bearer —
+    /// reaches a cert the router was told to expect, and a rogue endpoint
+    /// presenting any other (even publicly-valid) cert is rejected at the
+    /// TLS handshake. A rejected handshake surfaces as a connection error,
+    /// which the poller (#72) already treats as unreachable → excluded.
+    ///
+    /// `None` → standard platform-root validation (use for cortexes behind
+    /// a publicly-trusted cert, or plaintext `http://` on a private network
+    /// where the WireGuard mesh is the trust boundary).
+    #[serde(default)]
+    pub tls_ca: Option<String>,
+}
+
+impl RouterConfig {
+    /// Load configuration from a TOML file, with environment variable
+    /// overrides prefixed with `HELEXA_ROUTER_` and `__` as the separator
+    /// (e.g. `HELEXA_ROUTER_ROUTER__LISTEN=0.0.0.0:8088`).
+    pub fn load(path: impl AsRef<Path>) -> Result<Self, Box<figment::Error>> {
+        Figment::new()
+            .merge(Toml::file(path))
+            .merge(Env::prefixed("HELEXA_ROUTER_").split("__"))
+            .extract()
+            .map_err(Box::new)
+    }
+}
+
+impl Default for RouterConfig {
+    fn default() -> Self {
+        Self {
+            router: RouterSettings {
+                listen: "0.0.0.0:8088".into(),
+                poll_interval_secs: default_poll_interval_secs(),
+                region: None,
+            },
+            cortexes: vec![],
+        }
+    }
+}

crates/helexa-router/src/dispatch.rs

@@ -0,0 +1,221 @@
+//! Capacity-aware dispatch (#73) — the router's data path.
+//!
+//! Given an inbound request's `model`, pick a reachable cortex that can
+//! serve it (preferring warm/loaded, region-affine, higher-headroom),
+//! forward the client's bearer **unchanged** (auth stays at cortex), and
+//! stream the response back verbatim via the shared [`helexa_stream`]
+//! module. Cortex's #63-shaped rejections (`429 rate_limit_exceeded`,
+//! `400 context_length_exceeded`, …) pass through untouched. Transport
+//! failures fail over to the next feasible cortex; a genuine HTTP response —
+//! any status — is returned as-is and never retried away.
+//!
+//! The router holds **no entitlement logic**: it routes on capacity, not
+//! budget.
+
+use crate::config::CortexEndpoint;
+use crate::error::envelope_response;
+use crate::state::RouterState;
+use axum::body::Bytes;
+use axum::http::HeaderMap;
+use axum::response::Response;
+use cortex_core::error_envelope::OpenAiError;
+use helexa_stream::{ChunkObserver, StreamError};
+use std::cmp::Reverse;
+use std::collections::HashMap;
+
+/// Retry-After hint (seconds) on the router's own transient rejections.
+const RETRY_AFTER_SECS: u64 = 5;
+
+/// Outcome of choosing where to send a request.
+#[derive(Debug, PartialEq, Eq)]
+pub enum Selection {
+    /// Feasible reachable cortexes, best-first (failover order).
+    Candidates(Vec<CortexEndpoint>),
+    /// Some cortex knows the model but none are reachable right now → 503.
+    NoReachableCapacity,
+    /// No configured cortex serves the model at all → 404.
+    UnknownModel,
+}
+
+/// Rank the reachable cortexes that can serve `model`, best-first.
+///
+/// Ordering (each a tie-break for the next): loaded/warm before cold-loadable
+/// · region match before not · more healthy nodes before fewer · name for
+/// determinism.
+pub async fn select_cortexes(state: &RouterState, model: &str) -> Selection {
+    let topo = state.topology.read().await;
+    let by_name: HashMap<&str, &CortexEndpoint> = state
+        .cortexes
+        .iter()
+        .map(|c| (c.name.as_str(), c))
+        .collect();
+
+    let mut ranked: Vec<Ranked> = Vec::new();
+    let mut known_anywhere = false;
+
+    for (name, t) in topo.iter() {
+        let Some(entry) = t.models.get(model) else {
+            continue;
+        };
+        if !crate::state::entry_feasible(entry) {
+            continue;
+        }
+        // Known even via an unreachable cortex's last-good poll — lets us
+        // tell "temporarily down" (503) from "nobody serves it" (404).
+        known_anywhere = true;
+        if !t.reachable {
+            continue;
+        }
+        let Some(ep) = by_name.get(name.as_str()) else {
+            continue;
+        };
+        let region_match = match (&state.region, &ep.region) {
+            (Some(r), Some(cr)) => r == cr,
+            _ => false,
+        };
+        ranked.push(Ranked {
+            loaded: entry.loaded,
+            region_match,
+            healthy_nodes: t.healthy_nodes,
+            endpoint: (*ep).clone(),
+        });
+    }
+
+    if ranked.is_empty() {
+        return if known_anywhere {
+            Selection::NoReachableCapacity
+        } else {
+            Selection::UnknownModel
+        };
+    }
+
+    ranked.sort_by(|a, b| {
+        // false < true, so negate the "good" booleans to sort good first.
+        (
+            !a.loaded,
+            !a.region_match,
+            Reverse(a.healthy_nodes),
+            &a.endpoint.name,
+        )
+            .cmp(&(
+                !b.loaded,
+                !b.region_match,
+                Reverse(b.healthy_nodes),
+                &b.endpoint.name,
+            ))
+    });
+
+    Selection::Candidates(ranked.into_iter().map(|r| r.endpoint).collect())
+}
+
+struct Ranked {
+    loaded: bool,
+    region_match: bool,
+    healthy_nodes: u32,
+    endpoint: CortexEndpoint,
+}
+
+/// Proxy an inbound inference request to a capacity-bearing cortex.
+///
+/// `path` is the inference path to forward to (same on the cortex, e.g.
+/// `/v1/chat/completions`). The body is parsed only to extract `model`.
+pub async fn dispatch(
+    state: &RouterState,
+    path: &str,
+    headers: HeaderMap,
+    body: Bytes,
+) -> Response {
+    let Some(model) = extract_model(&body) else {
+        return envelope_response(OpenAiError::new(
+            400,
+            "invalid_request_error",
+            "missing_model_field",
+            "missing 'model' field in request body",
+        ));
+    };
+
+    let candidates = match select_cortexes(state, &model).await {
+        Selection::Candidates(c) => c,
+        Selection::UnknownModel => {
+            return envelope_response(
+                OpenAiError::new(
+                    404,
+                    "invalid_request_error",
+                    "model_not_found",
+                    format!("no operator serves model '{model}'"),
+                )
+                .with_param("model"),
+            );
+        }
+        Selection::NoReachableCapacity => {
+            return envelope_response(OpenAiError::service_unavailable(
+                format!("model '{model}' is temporarily unavailable on all operators"),
+                Some(RETRY_AFTER_SECS),
+            ));
+        }
+    };
+
+    // Try candidates in order, failing over only on transport errors. A
+    // genuine HTTP response (any status — including cortex's #63 429/400)
+    // is returned verbatim and never retried away.
+    for ep in &candidates {
+        // A candidate whose pinned TLS client failed to build (#74) is
+        // disabled — skip it and fail over, same as an unreachable cortex.
+        let Some(client) = state.client_for(&ep.name) else {
+            tracing::warn!(cortex = %ep.name, "no TLS client (disabled); skipping candidate");
+            continue;
+        };
+        let url = format!("{}{}", ep.endpoint, path);
+        tracing::info!(cortex = %ep.name, url = %url, model = %model, "dispatching");
+        match helexa_stream::forward_streaming(
+            client,
+            &url,
+            headers.clone(),
+            body.clone(),
+            NoopObserver,
+        )
+        .await
+        {
+            Ok(resp) => return resp,
+            Err(StreamError::Upstream(e)) => {
+                tracing::warn!(
+                    cortex = %ep.name,
+                    url = %url,
+                    error = %e,
+                    "cortex unreachable; failing over"
+                );
+                continue;
+            }
+            Err(StreamError::ResponseBuild(msg)) => {
+                tracing::error!(cortex = %ep.name, error = %msg, "failed to build proxied response");
+                return envelope_response(OpenAiError::without_code(
+                    500,
+                    "api_error",
+                    "failed to build proxied response",
+                ));
+            }
+        }
+    }
+
+    // Every feasible cortex failed to connect.
+    tracing::warn!(model = %model, tried = candidates.len(), "all feasible operators unreachable");
+    envelope_response(OpenAiError::service_unavailable(
+        format!("all operators able to serve '{model}' are unreachable"),
+        Some(RETRY_AFTER_SECS),
+    ))
+}
+
+/// Pull the `model` field out of a request body without re-serialising it.
+fn extract_model(body: &Bytes) -> Option<String> {
+    let v: serde_json::Value = serde_json::from_slice(body).ok()?;
+    v.get("model")?.as_str().map(str::to_string)
+}
+
+/// The router proxies bytes verbatim and keeps no per-request policy, so it
+/// needs no observation hooks. (Token metrics/metering stay at cortex.)
+struct NoopObserver;
+
+impl ChunkObserver for NoopObserver {
+    fn observe(&mut self, _chunk: &[u8]) {}
+    fn finish(&mut self) {}
+}

crates/helexa-router/src/error.rs

@@ -0,0 +1,27 @@
+//! Router adapter from the shared, axum-agnostic
+//! [`cortex_core::error_envelope::OpenAiError`] (#60/#63) to an axum
+//! [`Response`], setting `Retry-After` when the envelope carries one.
+//!
+//! cortex-core owns the envelope shape; this is the only place the router
+//! crosses from that data into axum. Mirrors cortex-gateway's adapter so
+//! the router's own rejections (no feasible operator, all unreachable) are
+//! the same #63-shaped envelopes clients already understand — distinct from
+//! cortex's rejections, which the router proxies through verbatim.
+
+use axum::http::{HeaderValue, StatusCode, header};
+use axum::response::{IntoResponse, Json, Response};
+use cortex_core::error_envelope::OpenAiError;
+
+/// Render an [`OpenAiError`] as an axum response (status + JSON envelope +
+/// optional `Retry-After`).
+pub fn envelope_response(err: OpenAiError) -> Response {
+    let status = StatusCode::from_u16(err.status).unwrap_or(StatusCode::INTERNAL_SERVER_ERROR);
+    let retry_after = err.retry_after_secs;
+    let mut response = (status, Json(err.body())).into_response();
+    if let Some(secs) = retry_after
+        && let Ok(value) = HeaderValue::from_str(&secs.to_string())
+    {
+        response.headers_mut().insert(header::RETRY_AFTER, value);
+    }
+    response
+}

crates/helexa-router/src/handlers.rs

@@ -0,0 +1,89 @@
+use crate::state::RouterState;
+use crate::{catalogue, dispatch};
+use axum::body::Bytes;
+use axum::http::HeaderMap;
+use axum::response::Response;
+use axum::{Json, Router, extract::State, routing::get, routing::post};
+use serde_json::{Value, json};
+use std::sync::Arc;
+
+/// Routes served by the router. Inference paths are capacity-aware-dispatched
+/// (#73) to a downstream cortex; `/health` and a stub `/v1/models` are local.
+pub fn api_routes() -> Router<Arc<RouterState>> {
+    Router::new()
+        .route("/v1/chat/completions", post(chat_completions))
+        .route("/v1/completions", post(completions))
+        .route("/v1/responses", post(responses))
+        .route("/v1/messages", post(messages))
+        .route("/v1/models", get(list_models))
+        .route("/health", get(health))
+        .route("/", get(health))
+}
+
+// ── Inference paths — forwarded verbatim to a chosen cortex ──────────
+//
+// Each handler dispatches to the same path on a capacity-bearing cortex.
+// The body is parsed only to read `model`; the bearer and bytes are
+// forwarded unchanged, and the SSE response streams back verbatim.
+
+async fn chat_completions(
+    State(state): State<Arc<RouterState>>,
+    headers: HeaderMap,
+    body: Bytes,
+) -> Response {
+    dispatch::dispatch(&state, "/v1/chat/completions", headers, body).await
+}
+
+async fn completions(
+    State(state): State<Arc<RouterState>>,
+    headers: HeaderMap,
+    body: Bytes,
+) -> Response {
+    dispatch::dispatch(&state, "/v1/completions", headers, body).await
+}
+
+async fn responses(
+    State(state): State<Arc<RouterState>>,
+    headers: HeaderMap,
+    body: Bytes,
+) -> Response {
+    dispatch::dispatch(&state, "/v1/responses", headers, body).await
+}
+
+async fn messages(
+    State(state): State<Arc<RouterState>>,
+    headers: HeaderMap,
+    body: Bytes,
+) -> Response {
+    dispatch::dispatch(&state, "/v1/messages", headers, body).await
+}
+
+/// `GET /health` — router liveness plus a summary of downstream cortex
+/// reachability from the topology poller (#72). `status` reflects the
+/// router process itself (always `ok` if it answers); downstream health is
+/// the informational `cortexes` block, so a fully-degraded fleet doesn't
+/// make the router look dead to its own liveness probe.
+async fn health(State(state): State<Arc<RouterState>>) -> Json<Value> {
+    let topo = state.topology.read().await;
+    let reachable = topo.values().filter(|t| t.reachable).count();
+    Json(json!({
+        "status": "ok",
+        "cortexes": {
+            "configured": state.cortexes.len(),
+            "reachable": reachable,
+        }
+    }))
+}
+
+/// `GET /v1/models` — the federation catalogue (#75): the deduped union of
+/// every reachable cortex's `/v1/models`, so a client doing discovery
+/// against the router resolves the whole federation without knowing about
+/// operators or cortexes.
+async fn list_models(State(state): State<Arc<RouterState>>) -> Json<Value> {
+    let topo = state.topology.read().await;
+    let data: Vec<Value> = catalogue::aggregate_models(&topo)
+        .iter()
+        .map(|e| json!(e))
+        .collect();
+    Json(json!({ "object": "list", "data": data }))
+}

crates/helexa-router/src/lib.rs

@@ -0,0 +1,60 @@
+//! helexa-router — public multi-operator ingress proxy (router.helexa.ai).
+//!
+//! The router is the data-plane *ingress* tier: a geo-distributed,
+//! capacity-aware, OpenAI/Anthropic-compatible reverse proxy in front of
+//! many operator-run cortexes ("cortex-of-cortexes"). End users configure
+//! one `baseURL` and the router forwards their request to a cortex with
+//! capacity, proxying #63-shaped rejections back verbatim.
+//!
+//! It holds **zero entitlement logic** — auth/budget stays at cortex
+//! (epic #47); the router forwards the client bearer unchanged and routes
+//! on capacity (epic #69). A background [`poller`] keeps a live
+//! per-cortex topology (#72) that the dispatcher (#73) will route on.
+
+pub mod catalogue;
+pub mod config;
+pub mod dispatch;
+pub mod error;
+pub mod handlers;
+pub mod poller;
+pub mod state;
+
+use anyhow::Result;
+use config::RouterConfig;
+use std::sync::Arc;
+use tower_http::cors::CorsLayer;
+use tower_http::trace::TraceLayer;
+
+/// Build the axum application: handlers + CORS + tracing. No auth layer —
+/// the router asserts no identity of its own and forwards the client bearer
+/// to the downstream cortex, which authenticates it (#69).
+pub fn build_app(state: Arc<state::RouterState>) -> axum::Router {
+    axum::Router::new()
+        .merge(handlers::api_routes())
+        .layer(CorsLayer::permissive())
+        .layer(TraceLayer::new_for_http())
+        .with_state(state)
+}
+
+/// Start the router: build state from config and bind the plaintext HTTP
+/// listener. TLS is terminated by edge nginx ahead of this process.
+pub async fn run(config: RouterConfig) -> Result<()> {
+    let state = Arc::new(state::RouterState::from_config(&config));
+
+    // Background topology poller (#72): refresh each cortex's health +
+    // catalogue so routing decisions see live capacity.
+    let poller_state = Arc::clone(&state);
+    tokio::spawn(async move {
+        poller::poll_loop(poller_state).await;
+    });
+
+    let app = build_app(Arc::clone(&state));
+
+    let listen_addr = config.router.listen.parse::<std::net::SocketAddr>()?;
+    tracing::info!("helexa-router listening on {listen_addr}");
+
+    let listener = tokio::net::TcpListener::bind(listen_addr).await?;
+    axum::serve(listener, app).await?;
+
+    Ok(())
+}

crates/helexa-router/src/main.rs

@@ -0,0 +1,52 @@
+use anyhow::Result;
+use clap::{Parser, Subcommand};
+use helexa_router::config::RouterConfig;
+use tracing_subscriber::EnvFilter;
+
+#[derive(Parser)]
+#[command(name = "helexa-router")]
+#[command(about = "Public multi-operator ingress proxy for helexa")]
+#[command(version)]
+struct Cli {
+    #[command(subcommand)]
+    command: Commands,
+}
+
+#[derive(Subcommand)]
+enum Commands {
+    /// Start the router server.
+    Serve {
+        /// Path to the router config file.
+        #[arg(short, long, default_value = "helexa-router.toml")]
+        config: String,
+    },
+}
+
+#[tokio::main]
+async fn main() -> Result<()> {
+    tracing_subscriber::fmt()
+        .with_env_filter(
+            EnvFilter::try_from_default_env()
+                .unwrap_or_else(|_| EnvFilter::new("info,helexa_router=debug")),
+        )
+        .init();
+
+    let cli = Cli::parse();
+
+    match cli.command {
+        Commands::Serve { config } => {
+            let cfg = RouterConfig::load(&config)
+                .map_err(|e| anyhow::anyhow!("failed to load config from '{config}': {e}"))?;
+
+            tracing::info!(
+                cortexes = cfg.cortexes.len(),
+                listen = %cfg.router.listen,
+                "starting helexa-router"
+            );
+
+            helexa_router::run(cfg).await?;
+        }
+    }
+
+    Ok(())
+}

crates/helexa-router/src/poller.rs

@@ -0,0 +1,150 @@
+//! Background poller that refreshes the multi-operator topology (#72).
+//!
+//! The same pattern as cortex↔neuron, one tier up: periodically poll each
+//! configured cortex's `GET /v1/models` (catalogue × topology feasibility +
+//! loaded state) and `GET /health` (coarse node-health/load), building the
+//! live map the dispatcher (#73) routes on. An unreachable or erroring
+//! cortex is debounced over [`POLL_FAILURE_THRESHOLD`] consecutive misses,
+//! then flipped unhealthy and excluded from routing; it recovers on the
+//! next successful poll.
+
+use crate::state::RouterState;
+use chrono::Utc;
+use cortex_core::node::CortexModelEntry;
+use serde::Deserialize;
+use std::time::Duration;
+
+/// Per-cortex HTTP timeout for each poll request.
+const POLL_TIMEOUT: Duration = Duration::from_secs(5);
+
+/// Consecutive failed polls before a cortex is marked unreachable. Mirrors
+/// cortex's neuron-poll debounce: a single blip (a busy cortex briefly slow
+/// to answer) can't yank it — and all its models — out of routing.
+pub const POLL_FAILURE_THRESHOLD: u32 = 3;
+
+/// cortex's `/v1/models` envelope — `{ "object": "list", "data": [...] }`.
+#[derive(Debug, Deserialize)]
+struct ModelsEnvelope {
+    #[serde(default)]
+    data: Vec<CortexModelEntry>,
+}
+
+/// The subset of cortex's `/health` the router reads.
+#[derive(Debug, Deserialize)]
+struct CortexHealth {
+    nodes: CortexHealthNodes,
+}
+
+#[derive(Debug, Deserialize)]
+struct CortexHealthNodes {
+    healthy: u32,
+    total: u32,
+}
+
+/// Run forever, polling all cortexes on the configured interval.
+pub async fn poll_loop(state: std::sync::Arc<RouterState>) {
+    loop {
+        poll_once(&state).await;
+        tokio::time::sleep(state.poll_interval).await;
+    }
+}
+
+/// Poll every configured cortex once. Public for testing.
+pub async fn poll_once(state: &RouterState) {
+    for cortex in &state.cortexes {
+        poll_cortex(state, &cortex.name, &cortex.endpoint).await;
+    }
+}
+
+/// Poll one cortex: refresh its model map from `/v1/models`, then its node
+/// health from `/health`. A `/v1/models` failure debounces toward
+/// unreachable; the `/health` poll is best-effort and never flips
+/// reachability on its own (a cortex serving `/v1/models` is routable even
+/// if `/health` momentarily isn't).
+async fn poll_cortex(state: &RouterState, name: &str, endpoint: &str) {
+    // A cortex whose pinned TLS client failed to build (#74) is disabled:
+    // there is no client to poll with, so it stays unreachable.
+    let Some(client) = state.client_for(name) else {
+        let mut topo = state.topology.write().await;
+        if let Some(entry) = topo.get_mut(name) {
+            entry.consecutive_failures = entry.consecutive_failures.saturating_add(1);
+            entry.reachable = false;
+        }
+        tracing::warn!(cortex = name, "no TLS client (disabled); skipping poll");
+        return;
+    };
+
+    let models = fetch_models(client, endpoint).await;
+
+    let mut topo = state.topology.write().await;
+    let Some(entry) = topo.get_mut(name) else {
+        return; // not a configured cortex (shouldn't happen)
+    };
+
+    match models {
+        Ok(models) => {
+            entry.models = models.into_iter().map(|m| (m.id.clone(), m)).collect();
+            entry.reachable = true;
+            entry.consecutive_failures = 0;
+            entry.last_poll = Some(Utc::now());
+            tracing::debug!(cortex = name, models = entry.models.len(), "poll ok");
+        }
+        Err(reason) => {
+            entry.consecutive_failures = entry.consecutive_failures.saturating_add(1);
+            if entry.consecutive_failures >= POLL_FAILURE_THRESHOLD {
+                entry.reachable = false;
+            }
+            tracing::warn!(
+                cortex = name,
+                failures = entry.consecutive_failures,
+                reachable = entry.reachable,
+                reason,
+                "cortex poll failed"
+            );
+        }
+    }
+    drop(topo);
+
+    // Best-effort health (node counts). Never flips reachability.
+    if let Some((healthy, total)) = fetch_health(client, endpoint).await {
+        let mut topo = state.topology.write().await;
+        if let Some(entry) = topo.get_mut(name) {
+            entry.healthy_nodes = healthy;
+            entry.total_nodes = total;
+        }
+    }
+}
+
+/// GET `/v1/models`, returning the parsed entries or a short failure reason.
+async fn fetch_models(
+    client: &reqwest::Client,
+    endpoint: &str,
+) -> Result<Vec<CortexModelEntry>, &'static str> {
+    let url = format!("{endpoint}/v1/models");
+    let resp = client
+        .get(&url)
+        .timeout(POLL_TIMEOUT)
+        .send()
+        .await
+        .map_err(|_| "unreachable")?;
+    if !resp.status().is_success() {
+        return Err("non-success status");
+    }
+    let envelope = resp
+        .json::<ModelsEnvelope>()
+        .await
+        .map_err(|_| "bad json")?;
+    Ok(envelope.data)
+}
+
+/// GET `/health`, returning `(healthy, total)` node counts. `None` on any
+/// failure — the caller leaves the previous counts in place.
+async fn fetch_health(client: &reqwest::Client, endpoint: &str) -> Option<(u32, u32)> {
+    let url = format!("{endpoint}/health");
+    let resp = client.get(&url).timeout(POLL_TIMEOUT).send().await.ok()?;
+    if !resp.status().is_success() {
+        return None;
+    }
+    let health = resp.json::<CortexHealth>().await.ok()?;
+    Some((health.nodes.healthy, health.nodes.total))
+}

crates/helexa-router/src/state.rs

@@ -0,0 +1,144 @@
+use crate::config::{CortexEndpoint, RouterConfig};
+use chrono::{DateTime, Utc};
+use cortex_core::node::CortexModelEntry;
+use std::collections::HashMap;
+use std::time::Duration;
+use tokio::sync::RwLock;
+
+/// Shared router state: the configured cortex list plus the live topology
+/// map the poller (#72) maintains and the dispatcher (#73) will route on.
+///
+/// This is the router tier of the fractal neuron ← cortex ← router design:
+/// just as cortex polls each neuron for capacity/catalogue, the router
+/// polls each cortex's `/health` + `/v1/models`.
+#[derive(Debug)]
+pub struct RouterState {
+    /// Downstream cortex endpoints, as configured.
+    pub cortexes: Vec<CortexEndpoint>,
+    /// Per-cortex HTTP client, keyed by cortex name (#74). A cortex enrolled
+    /// with a `tls_ca` gets a client that trusts only that anchor; others
+    /// get a default client. A cortex whose `tls_ca` failed to load is
+    /// **absent** here — `client_for` returns `None` and it is never
+    /// polled or routed to (fail closed: a misconfigured pin must not
+    /// silently fall back to unpinned TLS).
+    clients: HashMap<String, reqwest::Client>,
+    /// This router instance's region, for dispatch geo affinity (#73).
+    pub region: Option<String>,
+    /// How often the poller refreshes the topology.
+    pub poll_interval: Duration,
+    /// Live per-cortex topology, keyed by cortex name. Pre-populated from
+    /// config (every configured cortex present, `reachable = false`) so the
+    /// poller and handlers always find an entry; the poller flips
+    /// reachability and fills the model map.
+    pub topology: RwLock<HashMap<String, CortexTopology>>,
+}
+
+/// Live view of one downstream cortex, refreshed each poll.
+#[derive(Debug, Clone, Default)]
+pub struct CortexTopology {
+    /// Whether the cortex is currently routable. Flipped `false` only after
+    /// [`crate::poller::POLL_FAILURE_THRESHOLD`] consecutive failed polls
+    /// (debounces transient blips); restored on the next successful poll.
+    pub reachable: bool,
+    /// Consecutive failed polls; reset to 0 on success.
+    pub consecutive_failures: u32,
+    /// Timestamp of the last successful poll.
+    pub last_poll: Option<DateTime<Utc>>,
+    /// Healthy / total neuron counts from the cortex's `/health` (coarse
+    /// load signal; #73 refines headroom). 0/0 until first health poll.
+    pub healthy_nodes: u32,
+    pub total_nodes: u32,
+    /// The cortex's full `/v1/models` entries, keyed by model id. Stored
+    /// whole (not distilled to a loaded/feasible bool) so the federation
+    /// catalogue (#75) can preserve per-model `limit`/`cost`/capabilities.
+    pub models: HashMap<String, CortexModelEntry>,
+}
+
+/// Whether a cortex can serve this model — loaded now, or feasible to
+/// cold-load (its catalogue × topology says some neuron can host it).
+pub fn entry_feasible(entry: &CortexModelEntry) -> bool {
+    entry.loaded || !entry.feasible_on.is_empty()
+}
+
+impl RouterState {
+    pub fn from_config(config: &RouterConfig) -> Self {
+        let topology = config
+            .cortexes
+            .iter()
+            .map(|c| (c.name.clone(), CortexTopology::default()))
+            .collect();
+
+        // One client per cortex. A `tls_ca` that fails to load omits the
+        // cortex from the map (fail closed) rather than degrading to an
+        // unpinned client.
+        let mut clients = HashMap::new();
+        for c in &config.cortexes {
+            match build_client(c.tls_ca.as_deref()) {
+                Ok(client) => {
+                    clients.insert(c.name.clone(), client);
+                }
+                Err(e) => {
+                    tracing::error!(
+                        cortex = %c.name,
+                        tls_ca = c.tls_ca.as_deref().unwrap_or(""),
+                        error = %e,
+                        "failed to build pinned TLS client; cortex disabled (fail closed)"
+                    );
+                }
+            }
+        }
+
+        Self {
+            cortexes: config.cortexes.clone(),
+            clients,
+            region: config.router.region.clone(),
+            poll_interval: Duration::from_secs(config.router.poll_interval_secs),
+            topology: RwLock::new(topology),
+        }
+    }
+
+    /// The HTTP client to use for `name`, or `None` if the cortex is
+    /// disabled (its `tls_ca` failed to load). Callers must treat `None` as
+    /// "not routable / not pollable".
+    pub fn client_for(&self, name: &str) -> Option<&reqwest::Client> {
+        self.clients.get(name)
+    }
+
+    /// Names of reachable cortexes that can serve `model_id` (loaded or
+    /// feasible to cold-load). Groundwork for capacity-aware dispatch (#73);
+    /// unreachable cortexes are excluded by construction.
+    pub async fn cortexes_serving(&self, model_id: &str) -> Vec<String> {
+        let topo = self.topology.read().await;
+        topo.iter()
+            .filter(|(_, t)| t.reachable)
+            .filter(|(_, t)| t.models.get(model_id).is_some_and(entry_feasible))
+            .map(|(name, _)| name.clone())
+            .collect()
+    }
+}
+
+/// Build a cortex HTTP client. With `tls_ca` set, the client trusts **only**
+/// that PEM anchor (platform roots disabled) — pinning the router→cortex hop
+/// to an enrolled cert (#74). Without it, standard platform-root validation.
+pub fn build_client(tls_ca: Option<&str>) -> Result<reqwest::Client, BuildClientError> {
+    let mut builder = reqwest::Client::builder();
+    if let Some(path) = tls_ca {
+        let pem = std::fs::read(path).map_err(|e| BuildClientError::Read(path.to_string(), e))?;
+        let cert = reqwest::Certificate::from_pem(&pem).map_err(BuildClientError::Parse)?;
+        builder = builder
+            .tls_built_in_root_certs(false)
+            .add_root_certificate(cert);
+    }
+    builder.build().map_err(BuildClientError::Build)
+}
+
+/// Why a cortex's pinned client could not be built (→ cortex disabled).
+#[derive(Debug, thiserror::Error)]
+pub enum BuildClientError {
+    #[error("reading TLS anchor '{0}'")]
+    Read(String, #[source] std::io::Error),
+    #[error("parsing TLS anchor PEM")]
+    Parse(#[source] reqwest::Error),
+    #[error("building HTTP client")]
+    Build(#[source] reqwest::Error),
+}

crates/helexa-router/tests/catalogue.rs

@@ -0,0 +1,132 @@
+//! End-to-end federation-catalogue test for #75: poll two mock cortexes
+//! that overlap on a model, then `GET /v1/models` on the router and verify
+//! the deduped union with merged availability and preserved limit/cost.
+
+use axum::Router;
+use axum::routing::get;
+use helexa_router::config::{CortexEndpoint, RouterConfig};
+use helexa_router::poller::poll_once;
+use helexa_router::state::RouterState;
+use serde_json::{Value, json};
+use std::sync::Arc;
+use tokio::net::TcpListener;
+
+/// Spawn a mock cortex serving the given `/v1/models` `data` array.
+async fn spawn_cortex(models: Value) -> String {
+    let models = Arc::new(models);
+    let app = Router::new()
+        .route(
+            "/v1/models",
+            get({
+                let models = Arc::clone(&models);
+                move || {
+                    let models = Arc::clone(&models);
+                    async move { axum::Json(json!({ "object": "list", "data": &*models })) }
+                }
+            }),
+        )
+        .route(
+            "/health",
+            get(|| async { axum::Json(json!({"status":"ok","nodes":{"healthy":1,"total":1}})) }),
+        );
+    let listener = TcpListener::bind("127.0.0.1:0").await.unwrap();
+    let addr = listener.local_addr().unwrap();
+    tokio::spawn(async move {
+        axum::serve(listener, app).await.unwrap();
+    });
+    format!("http://{addr}")
+}
+
+/// Spawn the router (with poller) wired to the given cortex endpoints, and
+/// poll once synchronously so the topology is populated before we query.
+async fn spawn_router(cortexes: Vec<CortexEndpoint>) -> String {
+    let cfg = RouterConfig {
+        cortexes,
+        ..Default::default()
+    };
+    let state = Arc::new(RouterState::from_config(&cfg));
+    poll_once(&state).await; // deterministic: fill topology now
+
+    let app = helexa_router::build_app(Arc::clone(&state));
+    let listener = TcpListener::bind("127.0.0.1:0").await.unwrap();
+    let addr = listener.local_addr().unwrap();
+    tokio::spawn(async move {
+        axum::serve(listener, app).await.unwrap();
+    });
+    format!("http://{addr}")
+}
+
+fn model(id: &str, loaded: bool, feasible_on: &[&str], ctx: u64, input_cost: f64) -> Value {
+    json!({
+        "id": id,
+        "object": "model",
+        "created": 0,
+        "owned_by": "helexa",
+        "loaded": loaded,
+        "feasible_on": feasible_on,
+        "locations": [],
+        "limit": { "context": ctx, "output": 4096 },
+        "cost": { "input": input_cost, "output": input_cost * 3.0 }
+    })
+}
+
+#[tokio::test]
+async fn federation_catalogue_dedupes_and_preserves_limit_cost() {
+    // cortex A: "shared" loaded (ctx 32768, $0.50) + "only-a" loaded.
+    let a = spawn_cortex(json!([
+        model("shared", true, &["beast"], 32_768, 0.50),
+        model("only-a", true, &["beast"], 8_192, 1.00),
+    ]))
+    .await;
+    // cortex B: "shared" cold-loadable, tighter ctx (16384), cheaper ($0.20).
+    let b = spawn_cortex(json!([model("shared", false, &["benjy"], 16_384, 0.20)])).await;
+
+    let router = spawn_router(vec![
+        CortexEndpoint {
+            name: "op-a".into(),
+            endpoint: a,
+            region: None,
+            tls_ca: None,
+        },
+        CortexEndpoint {
+            name: "op-b".into(),
+            endpoint: b,
+            region: None,
+            tls_ca: None,
+        },
+    ])
+    .await;
+
+    let body: Value = reqwest::get(format!("{router}/v1/models"))
+        .await
+        .unwrap()
+        .json()
+        .await
+        .unwrap();
+
+    assert_eq!(body["object"], "list");
+    let data = body["data"].as_array().unwrap();
+    // Deduped union: "shared" once + "only-a".
+    assert_eq!(data.len(), 2);
+
+    let shared = data.iter().find(|m| m["id"] == "shared").unwrap();
+    // Loaded somewhere (op-a) → loaded.
+    assert_eq!(shared["loaded"], true);
+    // feasible_on re-tiered to operator names, both present, sorted.
+    let feasible: Vec<&str> = shared["feasible_on"]
+        .as_array()
+        .unwrap()
+        .iter()
+        .map(|v| v.as_str().unwrap())
+        .collect();
+    assert_eq!(feasible, vec!["op-a", "op-b"]);
+    // Tightest limit (16384) and cheapest cost ($0.20) win.
+    assert_eq!(shared["limit"]["context"], 16_384);
+    assert_eq!(shared["cost"]["input"], 0.20);
+    // Loaded location named by operator, no neuron VRAM leaked.
+    let locs = shared["locations"].as_array().unwrap();
+    assert_eq!(locs.len(), 1);
+    assert_eq!(locs[0]["node"], "op-a");
+
+    assert!(data.iter().any(|m| m["id"] == "only-a"));
+}

crates/helexa-router/tests/dispatch.rs

@@ -0,0 +1,301 @@
+//! Capacity-aware dispatch acceptance tests for #73.
+//!
+//! Covers: a request routes to a cortex serving the model; the client's
+//! bearer reaches the cortex; cortex's #63 rejections pass through verbatim
+//! and are NOT retried away; transport failure fails over to another
+//! feasible cortex; unknown model → 404, no reachable capacity → 503; and
+//! the selection ranking (warm/region/headroom).
+
+use axum::body::Bytes;
+use axum::extract::State;
+use axum::http::{HeaderMap, StatusCode};
+use axum::response::{IntoResponse, Response};
+use axum::routing::post;
+use axum::{Json, Router};
+use cortex_core::node::CortexModelEntry;
+use helexa_router::config::{CortexEndpoint, RouterConfig};
+use helexa_router::dispatch::{Selection, dispatch, select_cortexes};
+use helexa_router::state::{CortexTopology, RouterState};
+use serde_json::{Value, json};
+use std::collections::HashMap;
+use tokio::net::TcpListener;
+
+/// A minimal `CortexModelEntry` for MODEL with the given serveability.
+fn model_entry(loaded: bool, feasible: bool) -> CortexModelEntry {
+    CortexModelEntry {
+        id: MODEL.into(),
+        object: "model".into(),
+        created: 0,
+        owned_by: "helexa".into(),
+        loaded,
+        feasible_on: if feasible || loaded {
+            vec!["n".into()]
+        } else {
+            vec![]
+        },
+        locations: vec![],
+        capabilities: vec![],
+        limit: None,
+        cost: None,
+        tool_call: false,
+        reasoning: false,
+    }
+}
+
+const MODEL: &str = "Qwen/Qwen3-Coder-30B";
+
+// ── Mock cortex backend ──────────────────────────────────────────────
+
+/// Behaviour of a mock cortex, carried in axum State.
+#[derive(Clone)]
+struct MockCortex {
+    /// Identifies which cortex answered, echoed in the 200 body.
+    name: &'static str,
+    /// When true, return a genuine #63-shaped `429 rate_limit_exceeded`.
+    rate_limited: bool,
+}
+
+async fn mock_handler(State(m): State<MockCortex>, headers: HeaderMap) -> Response {
+    if m.rate_limited {
+        return (
+            StatusCode::TOO_MANY_REQUESTS,
+            Json(json!({"error":{"type":"rate_limit_error","code":"rate_limit_exceeded","message":"slow down","param":null}})),
+        )
+            .into_response();
+    }
+    let auth = headers
+        .get("authorization")
+        .and_then(|v| v.to_str().ok())
+        .unwrap_or("")
+        .to_string();
+    Json(json!({ "served_by": m.name, "auth_seen": auth })).into_response()
+}
+
+async fn spawn_cortex(mock: MockCortex) -> String {
+    let app = Router::new()
+        .route("/v1/chat/completions", post(mock_handler))
+        .with_state(mock);
+    let listener = TcpListener::bind("127.0.0.1:0").await.unwrap();
+    let addr = listener.local_addr().unwrap();
+    tokio::spawn(async move {
+        axum::serve(listener, app).await.unwrap();
+    });
+    format!("http://{addr}")
+}
+
+fn ok_cortex(name: &'static str) -> MockCortex {
+    MockCortex {
+        name,
+        rate_limited: false,
+    }
+}
+
+// ── Helpers to build state with a hand-set topology ──────────────────
+
+fn state_with(cortexes: Vec<CortexEndpoint>, region: Option<String>) -> RouterState {
+    let cfg = RouterConfig {
+        cortexes,
+        ..Default::default()
+    };
+    let mut state = RouterState::from_config(&cfg);
+    state.region = region;
+    state
+}
+
+/// Overwrite the topology entry for `name` so tests control reachability and
+/// model serveability directly (no live poll).
+async fn set_topology(
+    state: &RouterState,
+    name: &str,
+    reachable: bool,
+    loaded: bool,
+    feasible: bool,
+    healthy_nodes: u32,
+) {
+    let mut topo = state.topology.write().await;
+    let mut models = HashMap::new();
+    models.insert(MODEL.to_string(), model_entry(loaded, feasible));
+    topo.insert(
+        name.to_string(),
+        CortexTopology {
+            reachable,
+            consecutive_failures: 0,
+            last_poll: None,
+            healthy_nodes,
+            total_nodes: healthy_nodes,
+            models,
+        },
+    );
+}
+
+fn ep(name: &str, endpoint: &str, region: Option<&str>) -> CortexEndpoint {
+    CortexEndpoint {
+        name: name.into(),
+        endpoint: endpoint.into(),
+        region: region.map(str::to_string),
+        tls_ca: None,
+    }
+}
+
+fn chat_body() -> Bytes {
+    Bytes::from(format!("{{\"model\":\"{MODEL}\",\"stream\":false}}"))
+}
+
+async fn body_json(resp: Response) -> (StatusCode, Value) {
+    let status = resp.status();
+    let bytes = axum::body::to_bytes(resp.into_body(), usize::MAX)
+        .await
+        .unwrap();
+    let v = serde_json::from_slice(&bytes).unwrap_or(Value::Null);
+    (status, v)
+}
+
+// ── Tests ────────────────────────────────────────────────────────────
+
+#[tokio::test]
+async fn routes_to_serving_cortex_and_forwards_bearer() {
+    let url = spawn_cortex(ok_cortex("c1")).await;
+    let state = state_with(vec![ep("c1", &url, None)], None);
+    set_topology(&state, "c1", true, true, true, 2).await;
+
+    let mut headers = HeaderMap::new();
+    headers.insert("authorization", "Bearer sk-test-123".parse().unwrap());
+
+    let resp = dispatch(&state, "/v1/chat/completions", headers, chat_body()).await;
+    let (status, body) = body_json(resp).await;
+
+    assert_eq!(status, StatusCode::OK);
+    assert_eq!(body["served_by"], "c1");
+    // Bearer reached the cortex unchanged.
+    assert_eq!(body["auth_seen"], "Bearer sk-test-123");
+}
+
+#[tokio::test]
+async fn cortex_429_passes_through_and_is_not_retried() {
+    // c1 (ranked first: loaded) returns a genuine 429; c2 would return 200.
+    let c1 = spawn_cortex(MockCortex {
+        name: "c1",
+        rate_limited: true,
+    })
+    .await;
+    let c2 = spawn_cortex(ok_cortex("c2")).await;
+    let state = state_with(vec![ep("c1", &c1, None), ep("c2", &c2, None)], None);
+    // Both reachable + loaded; c1 has more headroom so it ranks first.
+    set_topology(&state, "c1", true, true, true, 5).await;
+    set_topology(&state, "c2", true, true, true, 1).await;
+
+    let resp = dispatch(
+        &state,
+        "/v1/chat/completions",
+        HeaderMap::new(),
+        chat_body(),
+    )
+    .await;
+    let (status, body) = body_json(resp).await;
+
+    // The genuine 4xx is returned verbatim — NOT retried to c2.
+    assert_eq!(status, StatusCode::TOO_MANY_REQUESTS);
+    assert_eq!(body["error"]["code"], "rate_limit_exceeded");
+    assert!(body.get("served_by").is_none(), "must not have hit c2");
+}
+
+#[tokio::test]
+async fn fails_over_to_next_cortex_on_transport_error() {
+    // c_dead ranks first (more headroom) but its endpoint is a closed port;
+    // c_live is the fallback. The router must fail over and c_live serves.
+    let live = spawn_cortex(ok_cortex("c_live")).await;
+    let state = state_with(
+        vec![
+            ep("c_dead", "http://127.0.0.1:1", None),
+            ep("c_live", &live, None),
+        ],
+        None,
+    );
+    set_topology(&state, "c_dead", true, true, true, 9).await;
+    set_topology(&state, "c_live", true, true, true, 1).await;
+
+    let resp = dispatch(
+        &state,
+        "/v1/chat/completions",
+        HeaderMap::new(),
+        chat_body(),
+    )
+    .await;
+    let (status, body) = body_json(resp).await;
+
+    assert_eq!(status, StatusCode::OK);
+    assert_eq!(body["served_by"], "c_live");
+}
+
+#[tokio::test]
+async fn unknown_model_is_404() {
+    let state = state_with(vec![ep("c1", "http://127.0.0.1:1", None)], None);
+    // Topology has no entry for MODEL at all.
+    let resp = dispatch(
+        &state,
+        "/v1/chat/completions",
+        HeaderMap::new(),
+        chat_body(),
+    )
+    .await;
+    let (status, body) = body_json(resp).await;
+    assert_eq!(status, StatusCode::NOT_FOUND);
+    assert_eq!(body["error"]["code"], "model_not_found");
+}
+
+#[tokio::test]
+async fn known_but_all_unreachable_is_503() {
+    let state = state_with(vec![ep("c1", "http://127.0.0.1:1", None)], None);
+    // Cortex knows the model (from a prior good poll) but is now unreachable.
+    set_topology(&state, "c1", false, true, true, 2).await;
+    let resp = dispatch(
+        &state,
+        "/v1/chat/completions",
+        HeaderMap::new(),
+        chat_body(),
+    )
+    .await;
+    let (status, body) = body_json(resp).await;
+    assert_eq!(status, StatusCode::SERVICE_UNAVAILABLE);
+    assert_eq!(body["error"]["code"], "service_unavailable");
+}
+
+#[tokio::test]
+async fn missing_model_field_is_400() {
+    let state = state_with(vec![ep("c1", "http://127.0.0.1:1", None)], None);
+    let resp = dispatch(
+        &state,
+        "/v1/chat/completions",
+        HeaderMap::new(),
+        Bytes::from_static(b"{\"messages\":[]}"),
+    )
+    .await;
+    let (status, body) = body_json(resp).await;
+    assert_eq!(status, StatusCode::BAD_REQUEST);
+    assert_eq!(body["error"]["code"], "missing_model_field");
+}
+
+#[tokio::test]
+async fn ranking_prefers_loaded_then_region_then_headroom() {
+    // Router is in eu-west. Candidates:
+    //   warm-eu : loaded, region match, 1 node   → best
+    //   warm-us : loaded, no region,    9 nodes
+    //   cold-eu : feasible only, region match     → worst (cold)
+    let state = state_with(
+        vec![
+            ep("warm-eu", "http://127.0.0.1:1", Some("eu-west")),
+            ep("warm-us", "http://127.0.0.1:1", Some("us-east")),
+            ep("cold-eu", "http://127.0.0.1:1", Some("eu-west")),
+        ],
+        Some("eu-west".into()),
+    );
+    set_topology(&state, "warm-eu", true, true, true, 1).await;
+    set_topology(&state, "warm-us", true, true, true, 9).await;
+    set_topology(&state, "cold-eu", true, false, true, 5).await;
+
+    let Selection::Candidates(order) = select_cortexes(&state, MODEL).await else {
+        panic!("expected candidates");
+    };
+    let names: Vec<&str> = order.iter().map(|e| e.name.as_str()).collect();
+    assert_eq!(names, vec!["warm-eu", "warm-us", "cold-eu"]);
+}

crates/helexa-router/tests/skeleton.rs

@@ -0,0 +1,97 @@
+//! Skeleton acceptance tests for #70: the router builds, serves `/health`
+//! and `/v1/models` on a plaintext port, and loads its cortex-endpoint list
+//! from TOML with env overrides.
+
+use helexa_router::config::{CortexEndpoint, RouterConfig};
+use helexa_router::state::RouterState;
+use std::sync::Arc;
+use tokio::net::TcpListener;
+
+/// Bind the router app on an ephemeral port and return its base URL.
+async fn spawn_router(cortexes: Vec<CortexEndpoint>) -> String {
+    let cfg = RouterConfig {
+        cortexes,
+        ..Default::default()
+    };
+    let state = Arc::new(RouterState::from_config(&cfg));
+    let app = helexa_router::build_app(state);
+
+    let listener = TcpListener::bind("127.0.0.1:0").await.unwrap();
+    let addr = listener.local_addr().unwrap();
+    tokio::spawn(async move {
+        axum::serve(listener, app).await.unwrap();
+    });
+
+    format!("http://{addr}")
+}
+
+#[tokio::test]
+async fn health_reports_configured_cortex_count() {
+    let base = spawn_router(vec![
+        CortexEndpoint {
+            name: "a".into(),
+            endpoint: "https://a.example.com".into(),
+            region: None,
+            tls_ca: None,
+        },
+        CortexEndpoint {
+            name: "b".into(),
+            endpoint: "https://b.example.com".into(),
+            region: None,
+            tls_ca: None,
+        },
+    ])
+    .await;
+
+    let body: serde_json::Value = reqwest::get(format!("{base}/health"))
+        .await
+        .unwrap()
+        .json()
+        .await
+        .unwrap();
+
+    assert_eq!(body["status"], "ok");
+    assert_eq!(body["cortexes"]["configured"], 2);
+}
+
+#[tokio::test]
+async fn models_returns_empty_openai_list() {
+    let base = spawn_router(vec![]).await;
+
+    let resp = reqwest::get(format!("{base}/v1/models")).await.unwrap();
+    assert!(resp.status().is_success());
+
+    let body: serde_json::Value = resp.json().await.unwrap();
+    assert_eq!(body["object"], "list");
+    assert_eq!(body["data"].as_array().unwrap().len(), 0);
+}
+
+#[test]
+#[allow(clippy::result_large_err)]
+fn config_loads_from_toml_with_env_override() {
+    figment::Jail::expect_with(|jail| {
+        jail.create_file(
+            "helexa-router.toml",
+            r#"
+[router]
+listen = "127.0.0.1:8088"
+
+[[cortexes]]
+name = "lair-cafe"
+endpoint = "https://cortex.lair.cafe"
+"#,
+        )?;
+
+        // Env override wins over the TOML value.
+        jail.set_env("HELEXA_ROUTER_ROUTER__LISTEN", "0.0.0.0:9099");
+
+        let cfg = RouterConfig::load("helexa-router.toml").expect("load config");
+
+        assert_eq!(cfg.router.listen, "0.0.0.0:9099");
+        assert_eq!(cfg.cortexes.len(), 1);
+        assert_eq!(cfg.cortexes[0].name, "lair-cafe");
+        assert_eq!(cfg.cortexes[0].endpoint, "https://cortex.lair.cafe");
+
+        Ok(())
+    });
+}

crates/helexa-router/tests/tls.rs

@@ -0,0 +1,210 @@
+//! Outbound TLS pinning tests for #74.
+//!
+//! Proves the router, as a TLS client to cortexes, reaches a cortex
+//! presenting its **enrolled** cert and rejects one presenting an
+//! unexpected (or untrusted) cert — and that a rejected handshake flows
+//! through the existing reachability path (#72) to exclude the cortex.
+//!
+//! A minimal `tokio-rustls` HTTPS server presents a self-signed cert; the
+//! router's `reqwest` client (native-tls) validates against the PEM anchor
+//! enrolled in config. Server (rustls) and client (native-tls) interoperate
+//! at the protocol level — what matters is the trust decision.
+
+use helexa_router::config::{CortexEndpoint, RouterConfig};
+use helexa_router::poller::poll_once;
+use helexa_router::state::{RouterState, build_client};
+use std::io::Write;
+use std::sync::Arc;
+use tokio::io::{AsyncReadExt, AsyncWriteExt};
+use tokio::net::TcpListener;
+use tokio_rustls::TlsAcceptor;
+
+/// A self-signed cert: PEM (for the reqwest pin file) + DER cert/key (for
+/// the rustls server).
+struct TestCert {
+    cert_pem: String,
+    cert_der: rustls::pki_types::CertificateDer<'static>,
+    key_der: Vec<u8>,
+}
+
+fn make_cert() -> TestCert {
+    let key = rcgen::generate_simple_self_signed(vec!["127.0.0.1".to_string()]).unwrap();
+    TestCert {
+        cert_pem: key.cert.pem(),
+        cert_der: key.cert.der().clone(),
+        key_der: key.key_pair.serialize_der(),
+    }
+}
+
+/// Write a cert PEM to a unique temp file (named by `tag`) and return the
+/// path. `tag` is caller-unique (we use the bound port), so no randomness.
+fn write_pem(tag: &str, pem: &str) -> String {
+    let path = std::env::temp_dir().join(format!("helexa-router-tls-{tag}.pem"));
+    let mut f = std::fs::File::create(&path).unwrap();
+    f.write_all(pem.as_bytes()).unwrap();
+    path.to_string_lossy().into_owned()
+}
+
+/// Spawn a minimal HTTPS server presenting `cert`, answering every request
+/// with a canned `/v1/models`-shaped 200. Returns its `https://` base URL.
+async fn spawn_https(cert: &TestCert) -> String {
+    let _ = rustls::crypto::aws_lc_rs::default_provider().install_default();
+
+    let key = rustls::pki_types::PrivateKeyDer::Pkcs8(rustls::pki_types::PrivatePkcs8KeyDer::from(
+        cert.key_der.clone(),
+    ));
+    let config = rustls::ServerConfig::builder()
+        .with_no_client_auth()
+        .with_single_cert(vec![cert.cert_der.clone()], key)
+        .unwrap();
+    let acceptor = TlsAcceptor::from(Arc::new(config));
+
+    let listener = TcpListener::bind("127.0.0.1:0").await.unwrap();
+    let addr = listener.local_addr().unwrap();
+    tokio::spawn(async move {
+        loop {
+            let Ok((stream, _)) = listener.accept().await else {
+                continue;
+            };
+            let acceptor = acceptor.clone();
+            tokio::spawn(async move {
+                if let Ok(mut tls) = acceptor.accept(stream).await {
+                    let mut buf = [0u8; 2048];
+                    let _ = tls.read(&mut buf).await; // consume request line/headers
+                    let body = "{\"object\":\"list\",\"data\":[]}";
+                    let resp = format!(
+                        "HTTP/1.1 200 OK\r\ncontent-type: application/json\r\ncontent-length: {}\r\nconnection: close\r\n\r\n{}",
+                        body.len(),
+                        body
+                    );
+                    let _ = tls.write_all(resp.as_bytes()).await;
+                    let _ = tls.shutdown().await;
+                }
+            });
+        }
+    });
+    format!("https://{addr}")
+}
+
+fn tag_for(url: &str) -> String {
+    url.rsplit(':').next().unwrap_or("0").to_string()
+}
+
+#[tokio::test]
+async fn pinned_client_accepts_enrolled_cert_and_rejects_others() {
+    let server_cert = make_cert();
+    let other_cert = make_cert();
+    let url = spawn_https(&server_cert).await;
+    let tag = tag_for(&url);
+
+    let good_pin = write_pem(&format!("{tag}-good"), &server_cert.cert_pem);
+    let bad_pin = write_pem(&format!("{tag}-bad"), &other_cert.cert_pem);
+
+    // Enrolled with the server's own cert → handshake trusted → 200.
+    let good = build_client(Some(&good_pin)).unwrap();
+    let resp = good.get(format!("{url}/v1/models")).send().await;
+    assert!(resp.is_ok(), "enrolled cert must be accepted: {resp:?}");
+    assert_eq!(resp.unwrap().status(), 200);
+
+    // Enrolled with a different cert → server's cert is unexpected → reject.
+    let bad = build_client(Some(&bad_pin)).unwrap();
+    assert!(
+        bad.get(format!("{url}/v1/models")).send().await.is_err(),
+        "unexpected cert must be rejected"
+    );
+
+    // No enrollment (default platform roots) → self-signed cert untrusted.
+    let default = build_client(None).unwrap();
+    assert!(
+        default
+            .get(format!("{url}/v1/models"))
+            .send()
+            .await
+            .is_err(),
+        "un-enrolled self-signed cert must be rejected by default roots"
+    );
+}
+
+#[tokio::test]
+async fn poller_excludes_cortex_with_unexpected_cert() {
+    let server_cert = make_cert();
+    let other_cert = make_cert();
+    let url = spawn_https(&server_cert).await;
+    let tag = tag_for(&url);
+
+    let good_pin = write_pem(&format!("{tag}-pgood"), &server_cert.cert_pem);
+    let bad_pin = write_pem(&format!("{tag}-pbad"), &other_cert.cert_pem);
+
+    // Cortex A enrolled correctly → reachable. Cortex B enrolled with the
+    // wrong cert → TLS handshake fails → excluded.
+    let cfg = RouterConfig {
+        cortexes: vec![
+            CortexEndpoint {
+                name: "good".into(),
+                endpoint: url.clone(),
+                region: None,
+                tls_ca: Some(good_pin),
+            },
+            CortexEndpoint {
+                name: "bad".into(),
+                endpoint: url.clone(),
+                region: None,
+                tls_ca: Some(bad_pin),
+            },
+        ],
+        ..Default::default()
+    };
+    let state = RouterState::from_config(&cfg);
+    poll_once(&state).await;
+
+    let topo = state.topology.read().await;
+    assert!(
+        topo["good"].reachable,
+        "correctly-enrolled cortex reachable"
+    );
+    assert!(
+        !topo["bad"].reachable,
+        "cortex presenting an unexpected cert is excluded"
+    );
+}
+
+#[tokio::test]
+async fn misconfigured_pin_disables_cortex_fail_closed() {
+    // A `tls_ca` pointing at a nonexistent file must NOT fall back to an
+    // unpinned client — the cortex is disabled entirely.
+    let cfg = RouterConfig {
+        cortexes: vec![
+            CortexEndpoint {
+                name: "broken".into(),
+                endpoint: "https://127.0.0.1:1".into(),
+                region: None,
+                tls_ca: Some("/no/such/anchor.pem".into()),
+            },
+            CortexEndpoint {
+                name: "plain".into(),
+                endpoint: "http://127.0.0.1:1".into(),
+                region: None,
+                tls_ca: None,
+            },
+        ],
+        ..Default::default()
+    };
+    let state = RouterState::from_config(&cfg);
+    assert!(
+        state.client_for("broken").is_none(),
+        "a cortex with an unloadable pin is disabled (fail closed)"
+    );
+    assert!(
+        state.client_for("plain").is_some(),
+        "an un-pinned cortex still gets a client"
+    );
+}
+
+#[test]
+fn build_client_rejects_garbage_pem() {
+    let path = write_pem(
+        "garbage",
+        "-----BEGIN CERTIFICATE-----\nnope\n-----END CERTIFICATE-----",
+    );
+    assert!(build_client(Some(&path)).is_err());
+}

crates/helexa-router/tests/topology.rs

@@ -0,0 +1,172 @@
+//! Topology-poller acceptance tests for #72: the router maintains a live
+//! map of which cortexes serve which models, marks an unreachable/erroring
+//! cortex unhealthy and excludes it from routing, and recovers it once
+//! reachable again.
+
+use axum::extract::State;
+use axum::http::StatusCode;
+use axum::routing::get;
+use axum::{Json, Router};
+use helexa_router::config::{CortexEndpoint, RouterConfig};
+use helexa_router::poller::{POLL_FAILURE_THRESHOLD, poll_once};
+use helexa_router::state::{RouterState, entry_feasible};
+use serde_json::{Value, json};
+use std::sync::Arc;
+use std::sync::atomic::{AtomicBool, Ordering};
+use tokio::net::TcpListener;
+
+/// Shared "is this mock cortex up?" flag, toggled by tests to simulate
+/// outage and recovery.
+#[derive(Clone)]
+struct MockState {
+    up: Arc<AtomicBool>,
+}
+
+async fn mock_models(State(s): State<MockState>) -> Result<Json<Value>, StatusCode> {
+    if !s.up.load(Ordering::SeqCst) {
+        return Err(StatusCode::SERVICE_UNAVAILABLE);
+    }
+    Ok(Json(json!({
+        "object": "list",
+        "data": [
+            {
+                "id": "Qwen/Qwen3-Coder-30B",
+                "object": "model",
+                "created": 0,
+                "owned_by": "helexa",
+                "loaded": true,
+                "feasible_on": ["beast"],
+                "locations": [{"node": "beast", "status": "loaded", "vram_estimate_mb": 19000}]
+            },
+            {
+                "id": "Qwen/Qwen3-VL-8B",
+                "object": "model",
+                "created": 0,
+                "owned_by": "helexa",
+                "loaded": false,
+                "feasible_on": ["beast"],
+                "locations": []
+            }
+        ]
+    })))
+}
+
+async fn mock_health(State(s): State<MockState>) -> Result<Json<Value>, StatusCode> {
+    if !s.up.load(Ordering::SeqCst) {
+        return Err(StatusCode::SERVICE_UNAVAILABLE);
+    }
+    Ok(Json(json!({
+        "status": "ok",
+        "nodes": { "healthy": 2, "total": 3 }
+    })))
+}
+
+/// Spawn a mock cortex; returns (base_url, up_flag).
+async fn spawn_mock_cortex() -> (String, Arc<AtomicBool>) {
+    let up = Arc::new(AtomicBool::new(true));
+    let state = MockState { up: up.clone() };
+    let app = Router::new()
+        .route("/v1/models", get(mock_models))
+        .route("/health", get(mock_health))
+        .with_state(state);
+    let listener = TcpListener::bind("127.0.0.1:0").await.unwrap();
+    let addr = listener.local_addr().unwrap();
+    tokio::spawn(async move {
+        axum::serve(listener, app).await.unwrap();
+    });
+    (format!("http://{addr}"), up)
+}
+
+fn state_for(name: &str, endpoint: &str) -> RouterState {
+    let cfg = RouterConfig {
+        cortexes: vec![CortexEndpoint {
+            name: name.into(),
+            endpoint: endpoint.into(),
+            region: None,
+            tls_ca: None,
+        }],
+        ..Default::default()
+    };
+    RouterState::from_config(&cfg)
+}
+
+#[tokio::test]
+async fn poll_builds_live_topology() {
+    let (base, _up) = spawn_mock_cortex().await;
+    let state = state_for("c1", &base);
+
+    poll_once(&state).await;
+
+    let topo = state.topology.read().await;
+    let c1 = topo.get("c1").expect("cortex present");
+    assert!(c1.reachable, "should be reachable after a good poll");
+    assert_eq!(c1.consecutive_failures, 0);
+    assert!(c1.last_poll.is_some());
+    assert_eq!((c1.healthy_nodes, c1.total_nodes), (2, 3));
+
+    // Loaded model: loaded + feasible. Catalogue-only model: feasible only
+    // (not loaded, but feasible_on non-empty).
+    let coder = c1.models.get("Qwen/Qwen3-Coder-30B").unwrap();
+    assert!(coder.loaded && entry_feasible(coder));
+    let vl = c1.models.get("Qwen/Qwen3-VL-8B").unwrap();
+    assert!(!vl.loaded && entry_feasible(vl));
+    drop(topo);
+
+    // The routing helper sees both serveable models on the reachable cortex.
+    assert_eq!(
+        state.cortexes_serving("Qwen/Qwen3-VL-8B").await,
+        vec!["c1".to_string()]
+    );
+}
+
+#[tokio::test]
+async fn unreachable_cortex_excluded_then_recovers() {
+    let (base, up) = spawn_mock_cortex().await;
+    let state = state_for("c1", &base);
+
+    // Healthy first.
+    poll_once(&state).await;
+    assert!(state.topology.read().await["c1"].reachable);
+
+    // Take it down. The first failures debounce (stay reachable) until the
+    // threshold; only then is it excluded.
+    up.store(false, Ordering::SeqCst);
+    for i in 1..POLL_FAILURE_THRESHOLD {
+        poll_once(&state).await;
+        assert!(
+            state.topology.read().await["c1"].reachable,
+            "still reachable after {i} failure(s) (below threshold)"
+        );
+    }
+    poll_once(&state).await; // crosses the threshold
+    {
+        let topo = state.topology.read().await;
+        assert!(!topo["c1"].reachable, "excluded after threshold failures");
+        assert!(topo["c1"].consecutive_failures >= POLL_FAILURE_THRESHOLD);
+    }
+    // Excluded from routing.
+    assert!(
+        state
+            .cortexes_serving("Qwen/Qwen3-Coder-30B")
+            .await
+            .is_empty()
+    );
+
+    // Bring it back: the next successful poll restores it.
+    up.store(true, Ordering::SeqCst);
+    poll_once(&state).await;
+    let topo = state.topology.read().await;
+    assert!(topo["c1"].reachable, "recovered after a good poll");
+    assert_eq!(topo["c1"].consecutive_failures, 0);
+}
+
+#[tokio::test]
+async fn unconfigured_endpoint_is_unreachable() {
+    // Nothing listening on this port → polls fail; below threshold it stays
+    // at its initial unreachable state, and never panics.
+    let state = state_for("dead", "http://127.0.0.1:1");
+    poll_once(&state).await;
+    let topo = state.topology.read().await;
+    assert!(!topo["dead"].reachable);
+    assert_eq!(topo["dead"].consecutive_failures, 1);
+}

crates/helexa-stream/Cargo.toml

@@ -0,0 +1,21 @@
+[package]
+name = "helexa-stream"
+version.workspace = true
+edition.workspace = true
+license.workspace = true
+repository.workspace = true
+
+[lib]
+name = "helexa_stream"
+path = "src/lib.rs"
+
+[dependencies]
+axum = { workspace = true }
+reqwest = { workspace = true }
+futures = { workspace = true }
+thiserror = { workspace = true }
+
+[dev-dependencies]
+tokio = { workspace = true }
+tokio-stream = { workspace = true }
+async-stream = "0.3"

crates/helexa-stream/src/lib.rs

@@ -0,0 +1,290 @@
+//! Shared streaming reverse-proxy mechanism (#71).
+//!
+//! cortex and helexa-router both need to proxy an OpenAI/Anthropic SSE
+//! response from a downstream backend **verbatim** — chunks forwarded as
+//! they arrive, never buffering the full body — while observing the bytes
+//! for metrics/metering. This crate owns that mechanism so there is one
+//! implementation, not one per tier.
+//!
+//! The split is mechanism vs policy:
+//!
+//! - **Mechanism (here):** [`forward_streaming`] POSTs to a backend and
+//!   streams the response body back through an [`ObservedStream`], which
+//!   feeds every chunk to a caller-supplied [`ChunkObserver`] and calls
+//!   [`ChunkObserver::finish`] exactly once on clean end-of-stream or on
+//!   drop (client disconnect mid-stream). [`BodyTail`] and
+//!   [`last_count_for`] are the reusable pieces an observer uses to pull
+//!   the trailing OpenAI `usage` object out of the streamed bytes.
+//! - **Policy (caller):** what to *do* with the observed bytes — which
+//!   metric names to emit, which labels, whether to settle a per-principal
+//!   reservation — lives in the consumer's `ChunkObserver` impl, not here.
+//!
+//! The proxy is status-agnostic: a non-2xx upstream response (e.g. a
+//! cortex `429 rate_limit_exceeded`) is streamed back with its status and
+//! headers intact, so honest backpressure reaches the client unchanged.
+//! Only a network failure or a malformed response build is an error.
+
+use axum::body::{Body, Bytes};
+use axum::http::{HeaderMap, StatusCode};
+use axum::response::Response;
+use futures::Stream;
+use futures::stream::BoxStream;
+use reqwest::Client;
+use std::pin::Pin;
+use std::task::{Context, Poll};
+
+/// Observes the bytes of a streamed proxy response without altering them.
+///
+/// `observe` is called for each forwarded chunk; `finish` is called
+/// exactly once — on clean end-of-stream or on drop — and implementations
+/// must be idempotent (the [`ObservedStream`] guards against a double call,
+/// but a `finish` that runs side effects should still self-guard).
+pub trait ChunkObserver: Send + Unpin + 'static {
+    /// A body chunk has been forwarded downstream. The slice is the exact
+    /// bytes the client receives.
+    fn observe(&mut self, chunk: &[u8]);
+
+    /// The stream has ended (cleanly or via client disconnect). Called once.
+    fn finish(&mut self);
+}
+
+/// A bounded accumulator for the tail of a streamed body.
+///
+/// The OpenAI `usage` object rides on the final SSE chunk (and sits at the
+/// end of a non-streaming JSON body), so retaining a generous tail is
+/// enough to recover token counts via [`last_count_for`]; the cap bounds
+/// memory on huge bodies. Appends are char-boundary-safe.
+#[derive(Debug)]
+pub struct BodyTail {
+    tail: String,
+    cap: usize,
+}
+
+impl BodyTail {
+    /// Create a tail retaining at most `cap` bytes.
+    pub fn new(cap: usize) -> Self {
+        Self {
+            tail: String::new(),
+            cap,
+        }
+    }
+
+    /// Append a chunk, trimming from the front past the cap. When trimming,
+    /// the newest half is kept (the usage object is always at the very end).
+    pub fn push(&mut self, chunk: &[u8]) {
+        self.tail.push_str(&String::from_utf8_lossy(chunk));
+        if self.tail.len() > self.cap {
+            let mut cut = self.tail.len() - self.cap / 2;
+            while !self.tail.is_char_boundary(cut) {
+                cut += 1;
+            }
+            self.tail.drain(..cut);
+        }
+    }
+
+    /// The retained tail text.
+    pub fn as_str(&self) -> &str {
+        &self.tail
+    }
+}
+
+/// Find the value of the LAST `"key": <integer>` occurrence in `tail`.
+///
+/// Pure and chunk-boundary-safe (the tail is contiguous appended text).
+/// The quoted-needle form means `completion_tokens` never matches
+/// `completion_tokens_details`, and taking the last occurrence means the
+/// final `usage` object wins even if content earlier in the stream echoed
+/// a usage-shaped string.
+pub fn last_count_for(tail: &str, key: &str) -> Option<u64> {
+    let needle = format!("\"{key}\"");
+    let mut result = None;
+    for (idx, _) in tail.match_indices(&needle) {
+        let rest = tail[idx + needle.len()..].trim_start();
+        let Some(rest) = rest.strip_prefix(':') else {
+            continue;
+        };
+        let rest = rest.trim_start();
+        let digits: &str = &rest[..rest
+            .char_indices()
+            .find(|(_, c)| !c.is_ascii_digit())
+            .map(|(i, _)| i)
+            .unwrap_or(rest.len())];
+        if let Ok(v) = digits.parse::<u64>() {
+            result = Some(v);
+        }
+    }
+    result
+}
+
+/// Error from [`forward_streaming`]. Distinguishes a network/transport
+/// failure reaching the backend from a failure assembling the downstream
+/// response. A non-2xx upstream *status* is not an error — it is streamed
+/// through verbatim.
+#[derive(Debug, thiserror::Error)]
+pub enum StreamError {
+    #[error("upstream request failed")]
+    Upstream(reqwest::Error),
+    #[error("failed to build response")]
+    ResponseBuild(String),
+}
+
+/// POST `body` to `url` and stream the response back verbatim through
+/// `observer`.
+///
+/// Request headers are forwarded except `host` / `content-length` (reqwest
+/// sets these). The returned [`Response`] carries the upstream status and
+/// headers unchanged — including non-2xx — with a body that streams the
+/// upstream bytes chunk-for-chunk, feeding each chunk to `observer`.
+pub async fn forward_streaming<O: ChunkObserver>(
+    client: &Client,
+    url: &str,
+    headers: HeaderMap,
+    body: Bytes,
+    observer: O,
+) -> Result<Response, StreamError> {
+    let mut req_builder = client.post(url).body(body);
+    for (key, value) in headers.iter() {
+        if key == "host" || key == "content-length" {
+            continue; // reqwest sets these
+        }
+        req_builder = req_builder.header(key, value);
+    }
+
+    let upstream = req_builder.send().await.map_err(StreamError::Upstream)?;
+
+    let status =
+        StatusCode::from_u16(upstream.status().as_u16()).unwrap_or(StatusCode::BAD_GATEWAY);
+    let resp_headers = upstream.headers().clone();
+
+    let stream = ObservedStream::new(Box::pin(upstream.bytes_stream()), observer);
+    let body = Body::from_stream(stream);
+
+    let mut response = Response::builder().status(status);
+    for (key, value) in resp_headers.iter() {
+        response = response.header(key, value);
+    }
+    response
+        .body(body)
+        .map_err(|e| StreamError::ResponseBuild(e.to_string()))
+}
+
+/// Pass-through stream wrapper that feeds a [`ChunkObserver`]. Forwards
+/// each chunk verbatim, calls `observe` per chunk, and `finish` once on
+/// clean end-of-stream; the `Drop` impl covers client disconnects.
+pub struct ObservedStream<O: ChunkObserver> {
+    inner: BoxStream<'static, Result<Bytes, reqwest::Error>>,
+    observer: O,
+    finished: bool,
+}
+
+impl<O: ChunkObserver> ObservedStream<O> {
+    /// Wrap a byte stream with an observer.
+    pub fn new(inner: BoxStream<'static, Result<Bytes, reqwest::Error>>, observer: O) -> Self {
+        Self {
+            inner,
+            observer,
+            finished: false,
+        }
+    }
+
+    fn finish(&mut self) {
+        if self.finished {
+            return;
+        }
+        self.finished = true;
+        self.observer.finish();
+    }
+}
+
+impl<O: ChunkObserver> Stream for ObservedStream<O> {
+    type Item = Result<Bytes, reqwest::Error>;
+
+    fn poll_next(self: Pin<&mut Self>, cx: &mut Context<'_>) -> Poll<Option<Self::Item>> {
+        let this = self.get_mut();
+        match this.inner.as_mut().poll_next(cx) {
+            Poll::Ready(Some(Ok(chunk))) => {
+                this.observer.observe(&chunk);
+                Poll::Ready(Some(Ok(chunk)))
+            }
+            Poll::Ready(Some(Err(e))) => Poll::Ready(Some(Err(e))),
+            Poll::Ready(None) => {
+                this.finish();
+                Poll::Ready(None)
+            }
+            Poll::Pending => Poll::Pending,
+        }
+    }
+}
+
+impl<O: ChunkObserver> Drop for ObservedStream<O> {
+    fn drop(&mut self) {
+        self.finish();
+    }
+}
+
+#[cfg(test)]
+mod tests {
+    use super::*;
+
+    #[test]
+    fn extracts_counts_from_final_sse_usage_chunk() {
+        let tail = concat!(
+            "data: {\"choices\":[{\"delta\":{\"content\":\"hi\"}}]}\n\n",
+            "data: {\"choices\":[],\"usage\":{\"prompt_tokens\":225,",
+            "\"completion_tokens\":42,\"total_tokens\":267}}\n\n",
+            "data: [DONE]\n\n"
+        );
+        assert_eq!(last_count_for(tail, "prompt_tokens"), Some(225));
+        assert_eq!(last_count_for(tail, "completion_tokens"), Some(42));
+    }
+
+    #[test]
+    fn extracts_counts_from_non_streaming_body() {
+        let tail = "{\"choices\":[{\"message\":{\"content\":\"hi\"}}],\
+                    \"usage\":{\"prompt_tokens\": 12, \"completion_tokens\": 7}}";
+        assert_eq!(last_count_for(tail, "prompt_tokens"), Some(12));
+        assert_eq!(last_count_for(tail, "completion_tokens"), Some(7));
+    }
+
+    #[test]
+    fn ignores_details_variants_and_takes_last_occurrence() {
+        // completion_tokens_details must not shadow completion_tokens,
+        // and the LAST usage object wins (matters when content echoes
+        // a usage-shaped string earlier in the stream).
+        let tail = concat!(
+            "data: {\"usage\":{\"completion_tokens\":1}}\n\n",
+            "data: {\"usage\":{\"completion_tokens\":99,",
+            "\"completion_tokens_details\":{\"reasoning_tokens\":3}}}\n\n"
+        );
+        assert_eq!(last_count_for(tail, "completion_tokens"), Some(99));
+    }
+
+    #[test]
+    fn absent_keys_yield_none() {
+        assert_eq!(
+            last_count_for("data: [DONE]\n\n", "completion_tokens"),
+            None
+        );
+        assert_eq!(last_count_for("", "prompt_tokens"), None);
+        // key present but non-numeric value
+        assert_eq!(
+            last_count_for("\"completion_tokens\": null", "completion_tokens"),
+            None
+        );
+    }
+
+    #[test]
+    fn body_tail_retains_usage_after_cap_trim() {
+        // Cap small enough that the filler forces several front-trims, but
+        // (as in production, where cap ≫ the usage object) large enough that
+        // the trailing usage object survives the newest-half retention.
+        let mut tail = BodyTail::new(512);
+        for _ in 0..100 {
+            tail.push(b"data: {\"choices\":[{\"delta\":{\"content\":\"x\"}}]}\n\n");
+        }
+        assert!(tail.as_str().len() <= 512, "cap must bound the tail");
+        tail.push(b"data: {\"usage\":{\"prompt_tokens\":5,\"completion_tokens\":9}}\n\n");
+        assert_eq!(last_count_for(tail.as_str(), "prompt_tokens"), Some(5));
+        assert_eq!(last_count_for(tail.as_str(), "completion_tokens"), Some(9));
+    }
+}

crates/helexa-stream/tests/streaming.rs

@@ -0,0 +1,162 @@
+//! Integration tests for the shared streaming proxy (#71): proves a backend
+//! SSE response is forwarded chunk-for-chunk (no buffering), the observer
+//! sees every byte and finishes once, and non-2xx is streamed through with
+//! its status intact — the behaviours both cortex and helexa-router rely on.
+
+use axum::Router;
+use axum::body::Body;
+use axum::http::{HeaderMap, StatusCode};
+use axum::response::Response;
+use axum::routing::post;
+use helexa_stream::{BodyTail, ChunkObserver, forward_streaming, last_count_for};
+use std::sync::{Arc, Mutex};
+use std::time::{Duration, Instant};
+use tokio::net::TcpListener;
+
+/// Observer that records what it saw, for assertions.
+#[derive(Clone, Default)]
+struct RecordingObserver {
+    inner: Arc<Mutex<Recorded>>,
+}
+
+#[derive(Default)]
+struct Recorded {
+    chunks: usize,
+    finished: usize,
+    tail: String,
+}
+
+impl ChunkObserver for RecordingObserver {
+    fn observe(&mut self, chunk: &[u8]) {
+        let mut r = self.inner.lock().unwrap();
+        r.chunks += 1;
+        r.tail.push_str(&String::from_utf8_lossy(chunk));
+    }
+    fn finish(&mut self) {
+        self.inner.lock().unwrap().finished += 1;
+    }
+}
+
+/// Mock backend that streams 5 SSE chunks with 30ms gaps, then a usage
+/// chunk and `[DONE]`.
+async fn sse_handler() -> Response {
+    let chunks: Vec<&'static str> = vec![
+        "data: {\"choices\":[{\"delta\":{\"content\":\"a\"}}]}\n\n",
+        "data: {\"choices\":[{\"delta\":{\"content\":\"b\"}}]}\n\n",
+        "data: {\"choices\":[{\"delta\":{\"content\":\"c\"}}]}\n\n",
+        "data: {\"choices\":[{\"delta\":{\"content\":\"d\"}}]}\n\n",
+        "data: {\"choices\":[{\"delta\":{\"content\":\"e\"}}]}\n\n",
+        "data: {\"choices\":[],\"usage\":{\"prompt_tokens\":11,\"completion_tokens\":5}}\n\n",
+        "data: [DONE]\n\n",
+    ];
+    let stream = async_stream::stream! {
+        for c in chunks {
+            tokio::time::sleep(Duration::from_millis(30)).await;
+            yield Ok::<_, std::io::Error>(axum::body::Bytes::from_static(c.as_bytes()));
+        }
+    };
+    Response::new(Body::from_stream(stream))
+}
+
+async fn rate_limited_handler() -> Response {
+    Response::builder()
+        .status(StatusCode::TOO_MANY_REQUESTS)
+        .body(Body::from("{\"error\":{\"type\":\"rate_limit_exceeded\"}}"))
+        .unwrap()
+}
+
+async fn spawn_backend(router: Router) -> String {
+    let listener = TcpListener::bind("127.0.0.1:0").await.unwrap();
+    let addr = listener.local_addr().unwrap();
+    tokio::spawn(async move {
+        axum::serve(listener, router).await.unwrap();
+    });
+    format!("http://{addr}")
+}
+
+#[tokio::test]
+async fn streams_chunks_incrementally_and_observes_usage() {
+    let base = spawn_backend(Router::new().route("/v1/chat/completions", post(sse_handler))).await;
+    let observer = RecordingObserver::default();
+    let probe = observer.clone();
+
+    let client = reqwest::Client::new();
+    let resp = forward_streaming(
+        &client,
+        &format!("{base}/v1/chat/completions"),
+        HeaderMap::new(),
+        axum::body::Bytes::from_static(b"{\"model\":\"x\",\"stream\":true}"),
+        observer,
+    )
+    .await
+    .expect("forward ok");
+
+    assert_eq!(resp.status(), StatusCode::OK);
+
+    // Read the proxied body as a stream, timestamping arrivals.
+    let mut body = resp.into_body().into_data_stream();
+    let mut arrivals: Vec<Instant> = Vec::new();
+    let mut collected = String::new();
+    use futures::StreamExt;
+    while let Some(item) = body.next().await {
+        let bytes = item.unwrap();
+        arrivals.push(Instant::now());
+        collected.push_str(&String::from_utf8_lossy(&bytes));
+    }
+
+    // Incremental delivery: first and last chunk are meaningfully apart
+    // (5×30ms gaps), proving no full-response buffering.
+    let spread = *arrivals.last().unwrap() - arrivals[0];
+    assert!(
+        spread >= Duration::from_millis(100),
+        "expected incremental delivery, spread was {spread:?}"
+    );
+
+    // The client received the terminator and the usage object verbatim.
+    assert!(collected.contains("data: [DONE]"));
+
+    // The observer saw the bytes and finished exactly once.
+    let r = probe.inner.lock().unwrap();
+    assert!(r.chunks >= 5, "observer saw {} chunks", r.chunks);
+    assert_eq!(r.finished, 1, "finish must run exactly once");
+    assert_eq!(last_count_for(&r.tail, "prompt_tokens"), Some(11));
+    assert_eq!(last_count_for(&r.tail, "completion_tokens"), Some(5));
+}
+
+#[tokio::test]
+async fn non_2xx_is_streamed_through_verbatim() {
+    let base =
+        spawn_backend(Router::new().route("/v1/chat/completions", post(rate_limited_handler)))
+            .await;
+    let observer = RecordingObserver::default();
+    let probe = observer.clone();
+
+    let client = reqwest::Client::new();
+    let resp = forward_streaming(
+        &client,
+        &format!("{base}/v1/chat/completions"),
+        HeaderMap::new(),
+        axum::body::Bytes::new(),
+        observer,
+    )
+    .await
+    .expect("forward ok");
+
+    // Backpressure status reaches the client unchanged.
+    assert_eq!(resp.status(), StatusCode::TOO_MANY_REQUESTS);
+    let body = axum::body::to_bytes(resp.into_body(), usize::MAX)
+        .await
+        .unwrap();
+    assert!(String::from_utf8_lossy(&body).contains("rate_limit_exceeded"));
+
+    // finish still runs once even with a tiny non-streaming body.
+    assert_eq!(probe.inner.lock().unwrap().finished, 1);
+}
+
+#[test]
+fn body_tail_smoke() {
+    let mut tail = BodyTail::new(128);
+    tail.push(b"hello ");
+    tail.push(b"world");
+    assert_eq!(tail.as_str(), "hello world");
+}

crates/helexa-upstream/Cargo.toml

@@ -0,0 +1,63 @@
+[package]
+name = "helexa-upstream"
+version.workspace = true
+edition.workspace = true
+license.workspace = true
+repository.workspace = true
+
+[[bin]]
+name = "helexa-upstream"
+path = "src/main.rs"
+
+[lib]
+name = "helexa_upstream"
+path = "src/lib.rs"
+
+[dependencies]
+tokio = { workspace = true }
+axum = { workspace = true }
+tower-http = { workspace = true }
+serde = { workspace = true }
+serde_json = { workspace = true }
+figment = { workspace = true }
+anyhow = { workspace = true }
+thiserror = { workspace = true }
+clap = { workspace = true }
+tracing = { workspace = true }
+tracing-subscriber = { workspace = true }
+chrono = { workspace = true }
+
+# PostgreSQL — the mesh authority's system of record. Runtime query API
+# (not the compile-time `query!` macros) so the crate builds in CI without a
+# live database or a committed `.sqlx` offline cache; correctness is covered
+# by the gated integration tests. (Macro adoption is a later refinement once
+# a dev DB + offline cache exist.)
+sqlx = { version = "0.8", default-features = false, features = [
+    "runtime-tokio",
+    "tls-rustls",
+    "postgres",
+    "macros",
+    "migrate",
+    "chrono",
+    "uuid",
+] }
+uuid = { version = "1", features = ["v4", "serde"] }
+sha2 = "0.10"
+subtle = "2.6"
+# Web auth (B4): argon2id password hashing, JWT sessions, CSPRNG secrets,
+# transactional email.
+argon2 = "0.5"
+jsonwebtoken = "9"
+rand = "0.8"
+lettre = { version = "0.11", default-features = false, features = [
+    "tokio1-rustls-tls",
+    "smtp-transport",
+    "builder",
+] }
+
+# cortex-core for the shared #63 OpenAiError envelope on the authz surface.
+cortex-core = { workspace = true }
+
+[dev-dependencies]
+figment = { workspace = true, features = ["test"] }
+reqwest = { workspace = true }

crates/helexa-upstream/migrations/0001_init.sql

@@ -0,0 +1,137 @@
+-- helexa-upstream initial schema (#59): accounts, keys, ledger, top-up
+-- codes, served-usage. The mesh-level authority's system of record.
+--
+-- Token amounts are BIGINT (i64) throughout; the cortex EntitlementProvider
+-- carries u64 but mesh allocations sit comfortably inside i64 and Postgres
+-- has no unsigned type.
+
+CREATE EXTENSION IF NOT EXISTS citext;
+CREATE EXTENSION IF NOT EXISTS pgcrypto;
+
+-- ── Users (web auth: email + password) ──────────────────────────────
+CREATE TABLE users (
+    id                       UUID PRIMARY KEY DEFAULT gen_random_uuid(),
+    email                    CITEXT NOT NULL UNIQUE,
+    password_hash            TEXT NOT NULL,                 -- argon2id PHC string
+    email_verified           BOOLEAN NOT NULL DEFAULT FALSE,
+    -- Browser fingerprint captured at registration (#abuse). Best-effort,
+    -- client-supplied; the primary signal for silent multi-account
+    -- detection. NULL when the client could not produce one.
+    registration_fingerprint TEXT,
+    created_at               TIMESTAMPTZ NOT NULL DEFAULT now()
+);
+CREATE INDEX users_registration_fingerprint_idx
+    ON users (registration_fingerprint)
+    WHERE registration_fingerprint IS NOT NULL;
+
+-- Single-use email tokens for verification and password reset. Only the
+-- sha256 of the emailed secret is stored.
+CREATE TABLE email_tokens (
+    token_hash BYTEA PRIMARY KEY,
+    user_id    UUID NOT NULL REFERENCES users(id) ON DELETE CASCADE,
+    kind       TEXT NOT NULL CHECK (kind IN ('verify', 'reset')),
+    expires_at TIMESTAMPTZ NOT NULL,
+    consumed_at TIMESTAMPTZ
+);
+CREATE INDEX email_tokens_user_idx ON email_tokens (user_id);
+
+-- ── Accounts (the billable allocation ledger) ───────────────────────
+CREATE TABLE accounts (
+    id                 UUID PRIMARY KEY DEFAULT gen_random_uuid(),
+    owner_user_id      UUID NOT NULL REFERENCES users(id) ON DELETE CASCADE,
+    allocation_total   BIGINT NOT NULL DEFAULT 0,
+    allocation_spent   BIGINT NOT NULL DEFAULT 0,
+    allocation_reserved BIGINT NOT NULL DEFAULT 0,
+    -- 'deactivated' is the SILENT abuse flag: keys stop authorizing but no
+    -- surface ever tells the user why (see resolve → 401).
+    status             TEXT NOT NULL DEFAULT 'active'
+                       CHECK (status IN ('active', 'deactivated')),
+    -- This account shares a registration fingerprint with >= 1 other.
+    fingerprint_flagged BOOLEAN NOT NULL DEFAULT FALSE,
+    created_at         TIMESTAMPTZ NOT NULL DEFAULT now(),
+    -- The no-overshoot backstop to the atomic reserve UPDATE.
+    CONSTRAINT accounts_no_overshoot
+        CHECK (allocation_spent + allocation_reserved <= allocation_total),
+    CONSTRAINT accounts_nonneg
+        CHECK (allocation_spent >= 0 AND allocation_reserved >= 0)
+);
+CREATE INDEX accounts_owner_idx ON accounts (owner_user_id);
+
+-- ── API keys (Principal.key_id = api_keys.id) ───────────────────────
+CREATE TABLE api_keys (
+    id          UUID PRIMARY KEY DEFAULT gen_random_uuid(),
+    account_id  UUID NOT NULL REFERENCES accounts(id) ON DELETE CASCADE,
+    key_hash    BYTEA NOT NULL,                 -- sha256(raw key)
+    key_prefix  TEXT NOT NULL,                  -- non-secret display prefix
+    label       TEXT NOT NULL DEFAULT '',
+    status      TEXT NOT NULL DEFAULT 'active'
+                CHECK (status IN ('active', 'archived')),
+    -- Per-key sub-cap: 'hardcap' = absolute tokens; 'percent' = % of the
+    -- account's allocation_total (resolved to an absolute at reserve time).
+    limit_kind  TEXT NOT NULL DEFAULT 'percent'
+                CHECK (limit_kind IN ('percent', 'hardcap')),
+    limit_value BIGINT NOT NULL DEFAULT 100,
+    -- serde of cortex_core::entitlements::CapWindow (Balance | Rolling).
+    cap_window  JSONB NOT NULL DEFAULT '{"kind":"balance"}'::jsonb,
+    -- Per-key running ledger (mirrors the account ledger; Balance semantics
+    -- in this migration — rolling-window reset lands with the authz API).
+    key_spent    BIGINT NOT NULL DEFAULT 0,
+    key_reserved BIGINT NOT NULL DEFAULT 0,
+    created_at  TIMESTAMPTZ NOT NULL DEFAULT now(),
+    CONSTRAINT api_keys_key_nonneg
+        CHECK (key_spent >= 0 AND key_reserved >= 0)
+);
+-- A raw key resolves only while active; the hash is unique among active keys.
+CREATE UNIQUE INDEX api_keys_active_hash_idx
+    ON api_keys (key_hash) WHERE status = 'active';
+CREATE INDEX api_keys_account_idx ON api_keys (account_id);
+
+-- ── Reservations (reserve → settle/release) ─────────────────────────
+-- id is BIGSERIAL so it maps to the cortex Reservation.id (u64) verbatim,
+-- with the Postgres sequence as the sole global authority.
+CREATE TABLE reservations (
+    id          BIGSERIAL PRIMARY KEY,
+    account_id  UUID NOT NULL REFERENCES accounts(id) ON DELETE CASCADE,
+    key_id      UUID NOT NULL REFERENCES api_keys(id) ON DELETE CASCADE,
+    reserved    BIGINT NOT NULL,
+    actual      BIGINT,
+    state       TEXT NOT NULL DEFAULT 'open'
+                CHECK (state IN ('open', 'settled', 'released')),
+    created_at  TIMESTAMPTZ NOT NULL DEFAULT now(),
+    settled_at  TIMESTAMPTZ
+);
+-- The sweeper scans open reservations by age.
+CREATE INDEX reservations_open_idx
+    ON reservations (created_at) WHERE state = 'open';
+
+-- ── Top-up codes (hybrid allocation) ────────────────────────────────
+CREATE TABLE top_up_codes (
+    code_hash   BYTEA PRIMARY KEY,             -- sha256(raw code)
+    value       BIGINT NOT NULL,              -- tokens this code grants
+    denomination TEXT,                         -- human label (e.g. "small")
+    created_at  TIMESTAMPTZ NOT NULL DEFAULT now(),
+    redeemed_by UUID REFERENCES accounts(id) ON DELETE SET NULL,
+    redeemed_at TIMESTAMPTZ
+);
+
+-- ── Served-usage ledger (#58 reconciliation) ────────────────────────
+-- Absolute per-(operator, account, key, period) served tokens, upserted by
+-- each cortex; reconciliation rolls these up for operator compensation.
+CREATE TABLE served_usage (
+    operator_id   TEXT NOT NULL,
+    account_id    UUID NOT NULL,
+    key_id        UUID NOT NULL,
+    period        DATE NOT NULL,
+    served_tokens BIGINT NOT NULL DEFAULT 0,
+    reconciled_at TIMESTAMPTZ,
+    PRIMARY KEY (operator_id, account_id, key_id, period)
+);
+
+-- ── Web sessions (DB-backed; alt/complement to stateless JWT) ───────
+CREATE TABLE sessions (
+    token_hash BYTEA PRIMARY KEY,             -- sha256(session token)
+    user_id    UUID NOT NULL REFERENCES users(id) ON DELETE CASCADE,
+    expires_at TIMESTAMPTZ NOT NULL,
+    created_at TIMESTAMPTZ NOT NULL DEFAULT now()
+);
+CREATE INDEX sessions_user_idx ON sessions (user_id);

crates/helexa-upstream/src/authz.rs

@@ -0,0 +1,284 @@
+//! `/authz/v1` — the machine surface cortex's `UpstreamEntitlementProvider`
+//! (#57) consumes. It mirrors the `cortex_core::entitlements::EntitlementProvider`
+//! trait 1:1 (resolve / reserve / settle / release / snapshot) over the B1
+//! ledger.
+//!
+//! Contract notes for the cortex client:
+//! - A **non-2xx** response means the authority could not give an
+//!   authoritative answer (bad caller auth, malformed request, server
+//!   error) → the client should **fail closed**.
+//! - `reserve` returns **200** whether granted or budget-refused: the body
+//!   carries either `reservation_id` or a `rejected` discriminant. A budget
+//!   refusal is an authoritative answer, not a transport failure.
+//! - Rejections that are genuinely auth failures use the #63 `OpenAiError`
+//!   envelope so they can be surfaced verbatim.
+
+use crate::crypto::sha256;
+use crate::error::envelope_response;
+use crate::ledger::{self, LedgerError};
+use crate::state::AppState;
+use axum::extract::{Request, State};
+use axum::http::{StatusCode, header};
+use axum::middleware::Next;
+use axum::response::{IntoResponse, Response};
+use axum::routing::post;
+use axum::{Json, Router};
+use cortex_core::error_envelope::OpenAiError;
+use serde::{Deserialize, Serialize};
+use subtle::ConstantTimeEq;
+use uuid::Uuid;
+
+/// The operator a validated client bearer identifies (served-usage
+/// attribution, #58). Inserted into request extensions by [`client_auth`].
+#[derive(Debug, Clone)]
+pub struct OperatorId(pub String);
+
+/// Build the `/authz/v1` router with the client-auth layer applied.
+pub fn router(state: &AppState) -> Router<AppState> {
+    Router::new()
+        .route("/authz/v1/resolve", post(resolve))
+        .route("/authz/v1/reserve", post(reserve))
+        .route("/authz/v1/settle", post(settle))
+        .route("/authz/v1/release", post(release))
+        .route("/authz/v1/snapshot", post(snapshot))
+        .layer(axum::middleware::from_fn_with_state(
+            state.clone(),
+            client_auth,
+        ))
+}
+
+// ── client auth (shared bearer → operator_id) ───────────────────────
+
+/// Validate the caller's `Authorization: Bearer` against the configured
+/// client tokens (constant-time) and stamp the `operator_id`. When no tokens
+/// are configured the surface is open (dev) and a synthetic operator is
+/// used.
+async fn client_auth(State(state): State<AppState>, mut req: Request, next: Next) -> Response {
+    let tokens = &state.config.client_auth.tokens;
+    if tokens.is_empty() {
+        req.extensions_mut().insert(OperatorId("dev".into()));
+        return next.run(req).await;
+    }
+    let presented = req
+        .headers()
+        .get(header::AUTHORIZATION)
+        .and_then(|v| v.to_str().ok())
+        .and_then(|v| v.strip_prefix("Bearer "))
+        .map(str::trim)
+        .unwrap_or("");
+    let matched = tokens
+        .iter()
+        .find(|t| t.token.as_bytes().ct_eq(presented.as_bytes()).into());
+    match matched {
+        Some(t) => {
+            req.extensions_mut()
+                .insert(OperatorId(t.operator_id.clone()));
+            next.run(req).await
+        }
+        None => envelope_response(OpenAiError::invalid_api_key(
+            "missing or invalid client credentials",
+        )),
+    }
+}
+
+// ── DTOs ────────────────────────────────────────────────────────────
+
+#[derive(Deserialize)]
+struct ResolveReq {
+    api_key: String,
+}
+
+#[derive(Serialize)]
+struct PrincipalDto {
+    account_id: String,
+    key_id: String,
+}
+
+#[derive(Serialize)]
+struct SnapshotDto {
+    hard_cap: Option<i64>,
+    spent: i64,
+    reserved: i64,
+}
+
+#[derive(Serialize)]
+struct ResolveResp {
+    principal: PrincipalDto,
+    snapshot: SnapshotDto,
+}
+
+#[derive(Deserialize)]
+struct ReserveReq {
+    account_id: String,
+    key_id: String,
+    max_tokens: i64,
+}
+
+#[derive(Serialize, Default)]
+struct ReserveResp {
+    #[serde(skip_serializing_if = "Option::is_none")]
+    reservation_id: Option<i64>,
+    #[serde(skip_serializing_if = "Option::is_none")]
+    rejected: Option<Rejection>,
+}
+
+#[derive(Serialize)]
+#[serde(tag = "kind", rename_all = "snake_case")]
+enum Rejection {
+    InsufficientQuota {
+        requested: i64,
+        available: i64,
+    },
+    // Part of the frozen wire contract so the cortex client (#57) can map it
+    // without a later breaking change. Not yet constructed: the B1 ledger
+    // implements Balance caps only; rolling-window key sub-caps (which yield
+    // this) land in a follow-up.
+    #[allow(dead_code)]
+    RateLimited {
+        requested: i64,
+        available: i64,
+        retry_after_secs: u64,
+    },
+}
+
+#[derive(Deserialize)]
+struct SettleReq {
+    reservation_id: i64,
+    actual_tokens: i64,
+}
+
+#[derive(Deserialize)]
+struct ReservationRef {
+    reservation_id: i64,
+}
+
+#[derive(Deserialize)]
+struct SnapshotReq {
+    account_id: String,
+    key_id: String,
+}
+
+// ── handlers ────────────────────────────────────────────────────────
+
+/// `POST /authz/v1/resolve` — bearer key → principal + snapshot, or
+/// `401 invalid_api_key` (also for a deactivated account: no clue).
+async fn resolve(State(state): State<AppState>, Json(req): Json<ResolveReq>) -> Response {
+    match ledger::resolve_key(&state.pool, &sha256(&req.api_key)).await {
+        Ok(Some(p)) => Json(ResolveResp {
+            principal: PrincipalDto {
+                account_id: p.account_id.to_string(),
+                key_id: p.key_id.to_string(),
+            },
+            snapshot: SnapshotDto {
+                hard_cap: Some(p.hard_cap),
+                spent: p.key_spent,
+                reserved: p.key_reserved,
+            },
+        })
+        .into_response(),
+        Ok(None) => envelope_response(OpenAiError::invalid_api_key("invalid or unknown API key")),
+        Err(e) => {
+            tracing::error!(error = %e, "resolve query failed");
+            envelope_response(OpenAiError::service_unavailable("authority error", Some(5)))
+        }
+    }
+}
+
+/// `POST /authz/v1/reserve` — 200 with `reservation_id` (granted) or
+/// `rejected` (budget). Non-2xx only for bad input / server error.
+async fn reserve(State(state): State<AppState>, Json(req): Json<ReserveReq>) -> Response {
+    let (Ok(account_id), Ok(key_id)) = (
+        Uuid::parse_str(&req.account_id),
+        Uuid::parse_str(&req.key_id),
+    ) else {
+        return bad_request("account_id and key_id must be UUIDs");
+    };
+    match ledger::reserve(&state.pool, account_id, key_id, req.max_tokens).await {
+        Ok(reservation_id) => Json(ReserveResp {
+            reservation_id: Some(reservation_id),
+            rejected: None,
+        })
+        .into_response(),
+        Err(LedgerError::InsufficientQuota {
+            requested,
+            available,
+        }) => Json(ReserveResp {
+            reservation_id: None,
+            rejected: Some(Rejection::InsufficientQuota {
+                requested,
+                available,
+            }),
+        })
+        .into_response(),
+        Err(LedgerError::AccountNotFound | LedgerError::KeyNotFound) => {
+            // Resolve succeeded earlier; the principal vanished (archived /
+            // deactivated). Treat as no budget — fail closed at the client.
+            Json(ReserveResp {
+                reservation_id: None,
+                rejected: Some(Rejection::InsufficientQuota {
+                    requested: req.max_tokens,
+                    available: 0,
+                }),
+            })
+            .into_response()
+        }
+        Err(LedgerError::Db(e)) => {
+            tracing::error!(error = %e, "reserve failed");
+            envelope_response(OpenAiError::service_unavailable("authority error", Some(5)))
+        }
+    }
+}
+
+/// `POST /authz/v1/settle` — idempotent; `204`.
+async fn settle(State(state): State<AppState>, Json(req): Json<SettleReq>) -> Response {
+    match ledger::settle(&state.pool, req.reservation_id, req.actual_tokens).await {
+        Ok(()) => StatusCode::NO_CONTENT.into_response(),
+        Err(e) => {
+            tracing::error!(error = %e, "settle failed");
+            envelope_response(OpenAiError::service_unavailable("authority error", Some(5)))
+        }
+    }
+}
+
+/// `POST /authz/v1/release` — idempotent; `204`.
+async fn release(State(state): State<AppState>, Json(req): Json<ReservationRef>) -> Response {
+    match ledger::release(&state.pool, req.reservation_id).await {
+        Ok(()) => StatusCode::NO_CONTENT.into_response(),
+        Err(e) => {
+            tracing::error!(error = %e, "release failed");
+            envelope_response(OpenAiError::service_unavailable("authority error", Some(5)))
+        }
+    }
+}
+
+/// `POST /authz/v1/snapshot` — `{hard_cap, spent, reserved}` or `404`.
+async fn snapshot(State(state): State<AppState>, Json(req): Json<SnapshotReq>) -> Response {
+    let (Ok(account_id), Ok(key_id)) = (
+        Uuid::parse_str(&req.account_id),
+        Uuid::parse_str(&req.key_id),
+    ) else {
+        return bad_request("account_id and key_id must be UUIDs");
+    };
+    match ledger::snapshot(&state.pool, account_id, key_id).await {
+        Ok(Some((hard_cap, spent, reserved))) => Json(SnapshotDto {
+            hard_cap: Some(hard_cap),
+            spent,
+            reserved,
+        })
+        .into_response(),
+        Ok(None) => StatusCode::NOT_FOUND.into_response(),
+        Err(e) => {
+            tracing::error!(error = %e, "snapshot failed");
+            envelope_response(OpenAiError::service_unavailable("authority error", Some(5)))
+        }
+    }
+}
+
+fn bad_request(msg: &str) -> Response {
+    envelope_response(OpenAiError::new(
+        400,
+        "invalid_request_error",
+        "invalid_request",
+        msg,
+    ))
+}

crates/helexa-upstream/src/config.rs

@@ -0,0 +1,261 @@
+//! helexa-upstream configuration: loaded from `helexa-upstream.toml` with
+//! figment, `UPSTREAM_`-prefixed env overrides (mirrors the cortex/router
+//! convention, e.g. `UPSTREAM_SERVER__LISTEN`, `UPSTREAM_DB__URL`).
+
+use figment::{
+    Figment,
+    providers::{Env, Format, Toml},
+};
+use serde::{Deserialize, Serialize};
+use std::path::Path;
+
+#[derive(Debug, Clone, Serialize, Deserialize)]
+pub struct UpstreamConfig {
+    #[serde(default)]
+    pub server: ServerSettings,
+    pub db: DbSettings,
+    #[serde(default)]
+    pub grant: GrantSettings,
+    #[serde(default)]
+    pub abuse: AbuseSettings,
+    #[serde(default)]
+    pub client_auth: ClientAuthSettings,
+    #[serde(default)]
+    pub authz: AuthzSettings,
+    #[serde(default)]
+    pub auth: AuthSettings,
+    #[serde(default)]
+    pub email: EmailSettings,
+}
+
+/// `[auth]` — web-session signing + token lifetimes (B4). Web sessions are
+/// JWTs, distinct from inference API keys.
+#[derive(Debug, Clone, Serialize, Deserialize)]
+pub struct AuthSettings {
+    /// HMAC secret for signing session JWTs. MUST be overridden in prod
+    /// (env `UPSTREAM_AUTH__JWT_SECRET`); the default is dev-only.
+    #[serde(default = "default_jwt_secret")]
+    pub jwt_secret: String,
+    /// Session token lifetime (seconds).
+    #[serde(default = "default_session_ttl")]
+    pub session_ttl_secs: u64,
+    /// Email verification / password-reset token lifetime (seconds).
+    #[serde(default = "default_email_token_ttl")]
+    pub email_token_ttl_secs: u64,
+    /// Public base URL of the frontend, used to build verify/reset links.
+    #[serde(default = "default_app_base_url")]
+    pub app_base_url: String,
+}
+
+impl Default for AuthSettings {
+    fn default() -> Self {
+        Self {
+            jwt_secret: default_jwt_secret(),
+            session_ttl_secs: default_session_ttl(),
+            email_token_ttl_secs: default_email_token_ttl(),
+            app_base_url: default_app_base_url(),
+        }
+    }
+}
+
+/// `[email]` — transactional email transport for verify/reset.
+#[derive(Debug, Clone, Serialize, Deserialize)]
+pub struct EmailSettings {
+    /// `"log"` (dev — logs the link) or `"smtp"`.
+    #[serde(default = "default_email_provider")]
+    pub provider: String,
+    /// SMTP relay URL (e.g. "smtp://user:pass@host:587") when provider=smtp.
+    #[serde(default)]
+    pub smtp_url: Option<String>,
+    /// `From:` address.
+    #[serde(default = "default_from_addr")]
+    pub from_addr: String,
+}
+
+impl Default for EmailSettings {
+    fn default() -> Self {
+        Self {
+            provider: default_email_provider(),
+            smtp_url: None,
+            from_addr: default_from_addr(),
+        }
+    }
+}
+
+/// `[client_auth]` — credentials operators' cortexes present to `/authz/v1`.
+/// Each token maps to an `operator_id` (served-usage attribution, #58). This
+/// transport credential is distinct from end-user API keys (which ride in
+/// the `resolve` body). v2 adds mTLS.
+#[derive(Debug, Clone, Serialize, Deserialize, Default)]
+pub struct ClientAuthSettings {
+    /// When empty the authz surface is **open** (dev only; logged at warn).
+    #[serde(default)]
+    pub tokens: Vec<ClientToken>,
+}
+
+#[derive(Debug, Clone, Serialize, Deserialize)]
+pub struct ClientToken {
+    /// Shared bearer a cortex presents.
+    pub token: String,
+    /// Operator this token identifies.
+    pub operator_id: String,
+}
+
+/// `[authz]` — reservation lifecycle knobs.
+#[derive(Debug, Clone, Serialize, Deserialize)]
+pub struct AuthzSettings {
+    /// Open reservations older than this are swept (released), self-healing
+    /// a reservation whose settle/release from cortex was lost.
+    #[serde(default = "default_reservation_ttl")]
+    pub reservation_ttl_secs: u64,
+    /// How often the sweeper runs.
+    #[serde(default = "default_sweep_interval")]
+    pub sweep_interval_secs: u64,
+}
+
+impl Default for AuthzSettings {
+    fn default() -> Self {
+        Self {
+            reservation_ttl_secs: default_reservation_ttl(),
+            sweep_interval_secs: default_sweep_interval(),
+        }
+    }
+}
+
+#[derive(Debug, Clone, Serialize, Deserialize)]
+pub struct ServerSettings {
+    /// Address to listen on (e.g. "0.0.0.0:8090"). Plaintext — edge nginx
+    /// terminates TLS, consistent with the rest of the stack.
+    #[serde(default = "default_listen")]
+    pub listen: String,
+}
+
+impl Default for ServerSettings {
+    fn default() -> Self {
+        Self {
+            listen: default_listen(),
+        }
+    }
+}
+
+#[derive(Debug, Clone, Serialize, Deserialize)]
+pub struct DbSettings {
+    /// PostgreSQL connection URL (e.g. "postgres://user:pass@host/helexa").
+    pub url: String,
+    /// Max pool connections.
+    #[serde(default = "default_max_connections")]
+    pub max_connections: u32,
+}
+
+/// `[grant]` — the flat free token grant every email-verified account
+/// receives (the floor of the hybrid allocation model; top-up codes extend
+/// it).
+#[derive(Debug, Clone, Serialize, Deserialize)]
+pub struct GrantSettings {
+    #[serde(default = "default_free_grant")]
+    pub free_token_grant: i64,
+}
+
+impl Default for GrantSettings {
+    fn default() -> Self {
+        Self {
+            free_token_grant: default_free_grant(),
+        }
+    }
+}
+
+/// `[abuse]` — silent multi-account abuse detection. When at least
+/// `fingerprint_account_threshold` accounts share one registration
+/// fingerprint, all of them are silently deactivated (no notice to the
+/// user; deactivation only surfaces as ordinary inference rejections).
+#[derive(Debug, Clone, Serialize, Deserialize)]
+pub struct AbuseSettings {
+    #[serde(default = "default_fingerprint_threshold")]
+    pub fingerprint_account_threshold: i64,
+}
+
+impl Default for AbuseSettings {
+    fn default() -> Self {
+        Self {
+            fingerprint_account_threshold: default_fingerprint_threshold(),
+        }
+    }
+}
+
+fn default_listen() -> String {
+    "0.0.0.0:8090".into()
+}
+fn default_max_connections() -> u32 {
+    16
+}
+fn default_free_grant() -> i64 {
+    1_000_000
+}
+fn default_fingerprint_threshold() -> i64 {
+    5
+}
+fn default_reservation_ttl() -> u64 {
+    120
+}
+fn default_sweep_interval() -> u64 {
+    60
+}
+fn default_jwt_secret() -> String {
+    "dev-insecure-change-me".into()
+}
+fn default_session_ttl() -> u64 {
+    7 * 24 * 3600
+}
+fn default_email_token_ttl() -> u64 {
+    24 * 3600
+}
+fn default_app_base_url() -> String {
+    "http://localhost:5173".into()
+}
+fn default_email_provider() -> String {
+    "log".into()
+}
+fn default_from_addr() -> String {
+    "helexa <no-reply@helexa.ai>".into()
+}
+
+impl UpstreamConfig {
+    /// Load from a TOML file with `UPSTREAM_`-prefixed env overrides
+    /// (`__` nesting separator).
+    pub fn load(path: impl AsRef<Path>) -> Result<Self, Box<figment::Error>> {
+        Figment::new()
+            .merge(Toml::file(path))
+            .merge(Env::prefixed("UPSTREAM_").split("__"))
+            .extract()
+            .map_err(Box::new)
+    }
+}
+
+#[cfg(test)]
+mod tests {
+    use super::*;
+
+    #[test]
+    #[allow(clippy::result_large_err)]
+    fn loads_toml_with_env_override_and_defaults() {
+        figment::Jail::expect_with(|jail| {
+            jail.create_file(
+                "helexa-upstream.toml",
+                r#"
+[db]
+url = "postgres://localhost/helexa"
+"#,
+            )?;
+            jail.set_env("UPSTREAM_SERVER__LISTEN", "127.0.0.1:9099");
+
+            let cfg = UpstreamConfig::load("helexa-upstream.toml").expect("load");
+            assert_eq!(cfg.server.listen, "127.0.0.1:9099");
+            assert_eq!(cfg.db.url, "postgres://localhost/helexa");
+            // Defaults applied when sections omitted.
+            assert_eq!(cfg.grant.free_token_grant, 1_000_000);
+            assert_eq!(cfg.abuse.fingerprint_account_threshold, 5);
+            assert_eq!(cfg.db.max_connections, 16);
+            Ok(())
+        });
+    }
+}

crates/helexa-upstream/src/crypto.rs

@@ -0,0 +1,113 @@
+//! Hashing + secret-generation helpers.
+//!
+//! - **Passwords** (low-entropy) → argon2id PHC strings.
+//! - **API keys / top-up codes / email + session tokens** (high-entropy
+//!   secrets minted here) → stored only as their sha256; sha256 is the fast,
+//!   sufficient choice for high-entropy material.
+
+use argon2::Argon2;
+use argon2::password_hash::rand_core::OsRng as ArgonOsRng;
+use argon2::password_hash::{PasswordHash, PasswordHasher, PasswordVerifier, SaltString};
+use rand::RngCore;
+use sha2::{Digest, Sha256};
+
+/// sha256 of `input`, as raw bytes (matches the `BYTEA` columns).
+pub fn sha256(input: &str) -> Vec<u8> {
+    let mut h = Sha256::new();
+    h.update(input.as_bytes());
+    h.finalize().to_vec()
+}
+
+/// Hash a password with argon2id, returning a PHC string for storage.
+pub fn hash_password(password: &str) -> Result<String, argon2::password_hash::Error> {
+    let salt = SaltString::generate(&mut ArgonOsRng);
+    Ok(Argon2::default()
+        .hash_password(password.as_bytes(), &salt)?
+        .to_string())
+}
+
+/// Verify a password against a stored PHC hash. `false` on any mismatch or
+/// malformed hash (never panics).
+pub fn verify_password(password: &str, phc: &str) -> bool {
+    match PasswordHash::new(phc) {
+        Ok(parsed) => Argon2::default()
+            .verify_password(password.as_bytes(), &parsed)
+            .is_ok(),
+        Err(_) => false,
+    }
+}
+
+/// A fresh URL-safe high-entropy secret (256 bits) for email/session/reset
+/// tokens. The caller stores only `sha256` of this and emails/returns the
+/// raw value.
+pub fn random_token() -> String {
+    let mut bytes = [0u8; 32];
+    rand::rngs::OsRng.fill_bytes(&mut bytes);
+    base62(&bytes)
+}
+
+/// Mint a new API key: `(raw, prefix)`. `raw` is shown to the user once;
+/// only `sha256(raw)` is stored. The prefix is a non-secret display tag.
+pub fn generate_api_key() -> (String, String) {
+    let mut bytes = [0u8; 32];
+    rand::rngs::OsRng.fill_bytes(&mut bytes);
+    let raw = format!("sk-helexa-{}", base62(&bytes));
+    // Non-secret prefix for the dashboard list (scheme + first few chars).
+    let prefix: String = raw.chars().take(14).collect();
+    (raw, prefix)
+}
+
+/// base62 encode (0-9A-Za-z) — URL/clipboard friendly, no padding.
+fn base62(bytes: &[u8]) -> String {
+    const ALPHABET: &[u8] = b"0123456789ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz";
+    // Treat the bytes as a big-endian integer and base62 it. 32 bytes → ~43
+    // chars. Simple repeated-division over a big-uint built from the bytes.
+    let mut digits: Vec<u8> = vec![0];
+    for &byte in bytes {
+        let mut carry = byte as u32;
+        for d in digits.iter_mut() {
+            let v = (*d as u32) * 256 + carry;
+            *d = (v % 62) as u8;
+            carry = v / 62;
+        }
+        while carry > 0 {
+            digits.push((carry % 62) as u8);
+            carry /= 62;
+        }
+    }
+    digits
+        .iter()
+        .rev()
+        .map(|&d| ALPHABET[d as usize] as char)
+        .collect()
+}
+
+#[cfg(test)]
+mod tests {
+    use super::*;
+
+    #[test]
+    fn password_round_trips_and_rejects_wrong() {
+        let phc = hash_password("correct horse").unwrap();
+        assert!(verify_password("correct horse", &phc));
+        assert!(!verify_password("wrong", &phc));
+        assert!(!verify_password("correct horse", "not-a-phc-string"));
+    }
+
+    #[test]
+    fn api_key_has_scheme_prefix_and_unique_body() {
+        let (raw, prefix) = generate_api_key();
+        assert!(raw.starts_with("sk-helexa-"));
+        assert!(prefix.starts_with("sk-helexa-"));
+        let (raw2, _) = generate_api_key();
+        assert_ne!(raw, raw2, "keys are unique");
+    }
+
+    #[test]
+    fn random_tokens_are_unique_and_nonempty() {
+        let a = random_token();
+        let b = random_token();
+        assert!(!a.is_empty());
+        assert_ne!(a, b);
+    }
+}

crates/helexa-upstream/src/db.rs

@@ -0,0 +1,20 @@
+//! PostgreSQL pool + embedded migrations.
+
+use anyhow::{Context, Result};
+use sqlx::postgres::{PgPool, PgPoolOptions};
+
+/// Connect to Postgres and run embedded migrations (`./migrations`).
+pub async fn connect_and_migrate(url: &str, max_connections: u32) -> Result<PgPool> {
+    let pool = PgPoolOptions::new()
+        .max_connections(max_connections)
+        .connect(url)
+        .await
+        .with_context(|| "connecting to PostgreSQL")?;
+
+    sqlx::migrate!("./migrations")
+        .run(&pool)
+        .await
+        .with_context(|| "running migrations")?;
+
+    Ok(pool)
+}

crates/helexa-upstream/src/email.rs

@@ -0,0 +1,64 @@
+//! Transactional email for verification + password-reset links.
+//!
+//! Two transports: `Log` (dev — writes the link to the log so flows are
+//! testable without a relay) and `Smtp` (lettre over rustls). Built from
+//! `[email]` config.
+
+use crate::config::EmailSettings;
+use anyhow::{Context, Result};
+use lettre::message::Mailbox;
+use lettre::{AsyncSmtpTransport, AsyncTransport, Message, Tokio1Executor};
+
+#[derive(Clone)]
+pub enum EmailSender {
+    /// Dev: log the message instead of sending.
+    Log { from: String },
+    Smtp {
+        from: String,
+        transport: AsyncSmtpTransport<Tokio1Executor>,
+    },
+}
+
+impl EmailSender {
+    pub fn from_config(cfg: &EmailSettings) -> Result<Self> {
+        match cfg.provider.as_str() {
+            "smtp" => {
+                let url = cfg
+                    .smtp_url
+                    .as_deref()
+                    .context("[email].smtp_url required when provider = \"smtp\"")?;
+                let transport = AsyncSmtpTransport::<Tokio1Executor>::from_url(url)
+                    .context("parsing [email].smtp_url")?
+                    .build();
+                Ok(EmailSender::Smtp {
+                    from: cfg.from_addr.clone(),
+                    transport,
+                })
+            }
+            _ => Ok(EmailSender::Log {
+                from: cfg.from_addr.clone(),
+            }),
+        }
+    }
+
+    /// Send a plaintext email. Errors are returned but the caller treats
+    /// send failures as non-fatal to the request (the user can re-request).
+    pub async fn send(&self, to: &str, subject: &str, body: &str) -> Result<()> {
+        match self {
+            EmailSender::Log { from } => {
+                tracing::info!(%from, %to, %subject, body, "EMAIL (log transport)");
+                Ok(())
+            }
+            EmailSender::Smtp { from, transport } => {
+                let msg = Message::builder()
+                    .from(from.parse::<Mailbox>().context("parsing from_addr")?)
+                    .to(to.parse::<Mailbox>().context("parsing recipient")?)
+                    .subject(subject)
+                    .body(body.to_string())
+                    .context("building message")?;
+                transport.send(msg).await.context("sending email")?;
+                Ok(())
+            }
+        }
+    }
+}

crates/helexa-upstream/src/error.rs

@@ -0,0 +1,21 @@
+//! Adapter from the shared, axum-agnostic
+//! [`cortex_core::error_envelope::OpenAiError`] (#60/#63) to an axum
+//! response, with `Retry-After`. The `/authz/v1` surface speaks the #63
+//! envelope so cortex (an OpenAI-compatible proxy) can forward rejections
+//! verbatim. (The future `/web/v1` surface uses a plain JSON error shape.)
+
+use axum::http::{HeaderValue, StatusCode, header};
+use axum::response::{IntoResponse, Json, Response};
+use cortex_core::error_envelope::OpenAiError;
+
+pub fn envelope_response(err: OpenAiError) -> Response {
+    let status = StatusCode::from_u16(err.status).unwrap_or(StatusCode::INTERNAL_SERVER_ERROR);
+    let retry_after = err.retry_after_secs;
+    let mut response = (status, Json(err.body())).into_response();
+    if let Some(secs) = retry_after
+        && let Ok(value) = HeaderValue::from_str(&secs.to_string())
+    {
+        response.headers_mut().insert(header::RETRY_AFTER, value);
+    }
+    response
+}

crates/helexa-upstream/src/handlers.rs

@@ -0,0 +1,21 @@
+//! HTTP handlers. B1 ships `/health`; the authz (`/authz/v1`) and web
+//! (`/web/v1`) surfaces land in later phases.
+
+use crate::state::AppState;
+use axum::{Json, Router, extract::State, routing::get};
+use serde_json::{Value, json};
+
+pub fn routes() -> Router<AppState> {
+    Router::new()
+        .route("/health", get(health))
+        .route("/", get(health))
+}
+
+/// `GET /health` — liveness + a database round-trip (`SELECT 1`).
+async fn health(State(state): State<AppState>) -> Json<Value> {
+    let db_ok = sqlx::query("SELECT 1").execute(&state.pool).await.is_ok();
+    Json(json!({
+        "status": if db_ok { "ok" } else { "degraded" },
+        "db": if db_ok { "ok" } else { "unreachable" },
+    }))
+}

crates/helexa-upstream/src/ledger.rs

@@ -0,0 +1,338 @@
+//! The allocation ledger: reserve → settle/release with the no-overshoot
+//! guarantee enforced by a row-locked transaction.
+//!
+//! Each reserve takes `SELECT … FOR UPDATE` on the account (and key) row, so
+//! concurrent reserves from many cortexes serialize and `spent + reserved`
+//! can never exceed the effective cap. The `accounts_no_overshoot` CHECK is
+//! the DB-level backstop. Settle/release are idempotent (they only act on a
+//! reservation still in `open`).
+//!
+//! Per-key effective cap = `min(resolved key cap, remaining account
+//! allocation)`. The key cap is resolved from its `limit_kind`:
+//! `hardcap` → the value verbatim; `percent` → that % of the account's
+//! `allocation_total`.
+//!
+//! Cap-window semantics: this module implements **Balance** (non-resetting)
+//! caps. Rolling-window key sub-caps (and the `RateLimited` rejection that
+//! rides them) land with the authz API (B2); today an over-cap is always
+//! `InsufficientQuota`.
+
+use sqlx::postgres::PgPool;
+use uuid::Uuid;
+
+/// A bearer key resolved to its principal + a budget snapshot.
+#[derive(Debug, Clone)]
+pub struct ResolvedPrincipal {
+    pub account_id: Uuid,
+    pub key_id: Uuid,
+    /// Effective per-key absolute cap (the key sub-cap; the account cap
+    /// still binds at reserve time).
+    pub hard_cap: i64,
+    pub key_spent: i64,
+    pub key_reserved: i64,
+}
+
+/// Resolve a key by its `sha256` hash to its principal, or `None` when the
+/// key is unknown/archived **or its account is deactivated** (the silent
+/// abuse flag — indistinguishable from an unknown key, by design: no clue).
+pub async fn resolve_key(
+    pool: &PgPool,
+    key_hash: &[u8],
+) -> Result<Option<ResolvedPrincipal>, sqlx::Error> {
+    let row = sqlx::query(
+        "SELECT k.id AS key_id, k.account_id, k.limit_kind, k.limit_value, \
+                k.key_spent, k.key_reserved, a.allocation_total \
+         FROM api_keys k JOIN accounts a ON a.id = k.account_id \
+         WHERE k.key_hash = $1 AND k.status = 'active' AND a.status = 'active'",
+    )
+    .bind(key_hash)
+    .fetch_optional(pool)
+    .await?;
+    Ok(row.map(|r| {
+        let total: i64 = sqlx::Row::get(&r, "allocation_total");
+        let limit_kind: String = sqlx::Row::get(&r, "limit_kind");
+        let limit_value: i64 = sqlx::Row::get(&r, "limit_value");
+        ResolvedPrincipal {
+            account_id: sqlx::Row::get(&r, "account_id"),
+            key_id: sqlx::Row::get(&r, "key_id"),
+            hard_cap: resolve_abs_cap(&limit_kind, limit_value, total),
+            key_spent: sqlx::Row::get(&r, "key_spent"),
+            key_reserved: sqlx::Row::get(&r, "key_reserved"),
+        }
+    }))
+}
+
+/// Per-key budget snapshot `(hard_cap, spent, reserved)`, or `None` if the
+/// key/account isn't an active pair.
+pub async fn snapshot(
+    pool: &PgPool,
+    account_id: Uuid,
+    key_id: Uuid,
+) -> Result<Option<(i64, i64, i64)>, sqlx::Error> {
+    let row = sqlx::query(
+        "SELECT k.limit_kind, k.limit_value, k.key_spent, k.key_reserved, a.allocation_total \
+         FROM api_keys k JOIN accounts a ON a.id = k.account_id \
+         WHERE k.id = $1 AND k.account_id = $2 AND k.status = 'active' AND a.status = 'active'",
+    )
+    .bind(key_id)
+    .bind(account_id)
+    .fetch_optional(pool)
+    .await?;
+    Ok(row.map(|r| {
+        let total: i64 = sqlx::Row::get(&r, "allocation_total");
+        let limit_kind: String = sqlx::Row::get(&r, "limit_kind");
+        let limit_value: i64 = sqlx::Row::get(&r, "limit_value");
+        let cap = resolve_abs_cap(&limit_kind, limit_value, total);
+        (
+            cap,
+            sqlx::Row::get::<i64, _>(&r, "key_spent"),
+            sqlx::Row::get::<i64, _>(&r, "key_reserved"),
+        )
+    }))
+}
+
+/// Release every `open` reservation older than `max_age_secs`, returning
+/// each one's reserved tokens to its account and key in a single statement.
+/// The lost-settle self-heal. Returns the number swept.
+pub async fn sweep_stale(pool: &PgPool, max_age_secs: i64) -> Result<u64, sqlx::Error> {
+    // Data-modifying CTEs: release stale rows, then fold their reserved sums
+    // back into accounts and api_keys. All in one atomic statement.
+    let result = sqlx::query(
+        "WITH stale AS ( \
+             UPDATE reservations SET state = 'released', settled_at = now() \
+             WHERE state = 'open' AND created_at < now() - make_interval(secs => $1) \
+             RETURNING account_id, key_id, reserved \
+         ), acct AS ( \
+             UPDATE accounts a SET allocation_reserved = allocation_reserved - s.total \
+             FROM (SELECT account_id, SUM(reserved) AS total FROM stale GROUP BY account_id) s \
+             WHERE a.id = s.account_id \
+         ) \
+         UPDATE api_keys k SET key_reserved = key_reserved - s.total \
+         FROM (SELECT key_id, SUM(reserved) AS total FROM stale GROUP BY key_id) s \
+         WHERE k.id = s.key_id",
+    )
+    .bind(max_age_secs as f64)
+    .execute(pool)
+    .await?;
+    Ok(result.rows_affected())
+}
+
+/// Resolve a key's per-key cap to an absolute token count.
+///
+/// `percent` is `floor(allocation_total * limit_value / 100)`; `hardcap` is
+/// `limit_value` verbatim. Computed in i128 to avoid overflow, floored at 0.
+pub fn resolve_abs_cap(limit_kind: &str, limit_value: i64, allocation_total: i64) -> i64 {
+    let cap = match limit_kind {
+        "percent" => (allocation_total as i128 * limit_value as i128) / 100,
+        _ => limit_value as i128, // "hardcap" (and any unknown → treat as absolute)
+    };
+    cap.clamp(0, i64::MAX as i128) as i64
+}
+
+#[derive(Debug, thiserror::Error)]
+pub enum LedgerError {
+    #[error("account not found")]
+    AccountNotFound,
+    #[error("api key not found or not active")]
+    KeyNotFound,
+    /// Account balance or a Balance-window key sub-cap is exhausted.
+    #[error("insufficient quota: requested {requested}, available {available}")]
+    InsufficientQuota { requested: i64, available: i64 },
+    #[error(transparent)]
+    Db(#[from] sqlx::Error),
+}
+
+/// Reserve `max_tokens` against `account_id`/`key_id`. Returns the
+/// reservation id (the `BIGSERIAL`, mapped to the cortex `Reservation.id`).
+pub async fn reserve(
+    pool: &PgPool,
+    account_id: Uuid,
+    key_id: Uuid,
+    max_tokens: i64,
+) -> Result<i64, LedgerError> {
+    let mut tx = pool.begin().await?;
+
+    // Lock the account row — serializes concurrent reserves on this account.
+    let acct = sqlx::query(
+        "SELECT allocation_total, allocation_spent, allocation_reserved \
+         FROM accounts WHERE id = $1 AND status = 'active' FOR UPDATE",
+    )
+    .bind(account_id)
+    .fetch_optional(&mut *tx)
+    .await?;
+    let Some(acct) = acct else {
+        return Err(LedgerError::AccountNotFound);
+    };
+    let total: i64 = sqlx::Row::get(&acct, "allocation_total");
+    let spent: i64 = sqlx::Row::get(&acct, "allocation_spent");
+    let reserved: i64 = sqlx::Row::get(&acct, "allocation_reserved");
+    let account_avail = total - spent - reserved;
+
+    // Lock the key row and resolve its absolute sub-cap.
+    let key = sqlx::query(
+        "SELECT limit_kind, limit_value, key_spent, key_reserved \
+         FROM api_keys WHERE id = $1 AND account_id = $2 AND status = 'active' FOR UPDATE",
+    )
+    .bind(key_id)
+    .bind(account_id)
+    .fetch_optional(&mut *tx)
+    .await?;
+    let Some(key) = key else {
+        return Err(LedgerError::KeyNotFound);
+    };
+    let limit_kind: String = sqlx::Row::get(&key, "limit_kind");
+    let limit_value: i64 = sqlx::Row::get(&key, "limit_value");
+    let key_spent: i64 = sqlx::Row::get(&key, "key_spent");
+    let key_reserved: i64 = sqlx::Row::get(&key, "key_reserved");
+    let key_cap = resolve_abs_cap(&limit_kind, limit_value, total);
+    let key_avail = key_cap - key_spent - key_reserved;
+
+    let available = account_avail.min(key_avail).max(0);
+    if max_tokens > available {
+        // tx rolls back on drop
+        return Err(LedgerError::InsufficientQuota {
+            requested: max_tokens,
+            available,
+        });
+    }
+
+    let id: i64 = sqlx::Row::get(
+        &sqlx::query(
+            "INSERT INTO reservations (account_id, key_id, reserved, state) \
+             VALUES ($1, $2, $3, 'open') RETURNING id",
+        )
+        .bind(account_id)
+        .bind(key_id)
+        .bind(max_tokens)
+        .fetch_one(&mut *tx)
+        .await?,
+        "id",
+    );
+    sqlx::query("UPDATE accounts SET allocation_reserved = allocation_reserved + $1 WHERE id = $2")
+        .bind(max_tokens)
+        .bind(account_id)
+        .execute(&mut *tx)
+        .await?;
+    sqlx::query("UPDATE api_keys SET key_reserved = key_reserved + $1 WHERE id = $2")
+        .bind(max_tokens)
+        .bind(key_id)
+        .execute(&mut *tx)
+        .await?;
+
+    tx.commit().await?;
+    Ok(id)
+}
+
+/// Settle a reservation with the actual tokens used (clamped to
+/// `[0, reserved]`). Idempotent: a second settle (or settle after release)
+/// is a no-op.
+pub async fn settle(
+    pool: &PgPool,
+    reservation_id: i64,
+    actual_tokens: i64,
+) -> Result<(), LedgerError> {
+    let mut tx = pool.begin().await?;
+    let row = sqlx::query(
+        "UPDATE reservations SET state = 'settled', settled_at = now(), \
+         actual = LEAST(GREATEST($2, 0), reserved) \
+         WHERE id = $1 AND state = 'open' \
+         RETURNING reserved, account_id, key_id, actual",
+    )
+    .bind(reservation_id)
+    .bind(actual_tokens)
+    .fetch_optional(&mut *tx)
+    .await?;
+    let Some(row) = row else {
+        return Ok(()); // already settled/released, or unknown → idempotent no-op
+    };
+    let reserved: i64 = sqlx::Row::get(&row, "reserved");
+    let actual: i64 = sqlx::Row::get(&row, "actual");
+    let account_id: Uuid = sqlx::Row::get(&row, "account_id");
+    let key_id: Uuid = sqlx::Row::get(&row, "key_id");
+
+    sqlx::query(
+        "UPDATE accounts SET allocation_reserved = allocation_reserved - $1, \
+         allocation_spent = allocation_spent + $2 WHERE id = $3",
+    )
+    .bind(reserved)
+    .bind(actual)
+    .bind(account_id)
+    .execute(&mut *tx)
+    .await?;
+    sqlx::query(
+        "UPDATE api_keys SET key_reserved = key_reserved - $1, key_spent = key_spent + $2 WHERE id = $3",
+    )
+    .bind(reserved)
+    .bind(actual)
+    .bind(key_id)
+    .execute(&mut *tx)
+    .await?;
+
+    tx.commit().await?;
+    Ok(())
+}
+
+/// Release a reservation, returning its full reserved amount to the
+/// allocation. Idempotent.
+pub async fn release(pool: &PgPool, reservation_id: i64) -> Result<(), LedgerError> {
+    let mut tx = pool.begin().await?;
+    let row = sqlx::query(
+        "UPDATE reservations SET state = 'released', settled_at = now() \
+         WHERE id = $1 AND state = 'open' \
+         RETURNING reserved, account_id, key_id",
+    )
+    .bind(reservation_id)
+    .fetch_optional(&mut *tx)
+    .await?;
+    let Some(row) = row else {
+        return Ok(());
+    };
+    let reserved: i64 = sqlx::Row::get(&row, "reserved");
+    let account_id: Uuid = sqlx::Row::get(&row, "account_id");
+    let key_id: Uuid = sqlx::Row::get(&row, "key_id");
+
+    sqlx::query("UPDATE accounts SET allocation_reserved = allocation_reserved - $1 WHERE id = $2")
+        .bind(reserved)
+        .bind(account_id)
+        .execute(&mut *tx)
+        .await?;
+    sqlx::query("UPDATE api_keys SET key_reserved = key_reserved - $1 WHERE id = $2")
+        .bind(reserved)
+        .bind(key_id)
+        .execute(&mut *tx)
+        .await?;
+
+    tx.commit().await?;
+    Ok(())
+}
+
+#[cfg(test)]
+mod tests {
+    use super::resolve_abs_cap;
+
+    #[test]
+    fn hardcap_is_verbatim() {
+        assert_eq!(resolve_abs_cap("hardcap", 50_000, 1_000_000), 50_000);
+    }
+
+    #[test]
+    fn percent_is_fraction_of_allocation() {
+        assert_eq!(resolve_abs_cap("percent", 25, 1_000_000), 250_000);
+        assert_eq!(resolve_abs_cap("percent", 100, 1_000_000), 1_000_000);
+        // floor
+        assert_eq!(resolve_abs_cap("percent", 33, 10), 3);
+    }
+
+    #[test]
+    fn percent_does_not_overflow_on_large_allocation() {
+        // total * value would overflow i64 if not widened to i128.
+        let cap = resolve_abs_cap("percent", 100, i64::MAX);
+        assert_eq!(cap, i64::MAX);
+    }
+
+    #[test]
+    fn negative_or_zero_clamps_to_zero() {
+        assert_eq!(resolve_abs_cap("hardcap", -5, 100), 0);
+        assert_eq!(resolve_abs_cap("percent", 0, 1_000_000), 0);
+    }
+}

crates/helexa-upstream/src/lib.rs

@@ -0,0 +1,88 @@
+//! helexa-upstream — the mesh-level account/authorization authority (#59).
+//!
+//! The clearing house above cortex: it issues accounts and API keys, holds
+//! the real token-allocation ledger, authorizes inference in real time
+//! (reserve → settle, fail-closed), and tracks served usage for operator
+//! reconciliation. cortex's `UpstreamEntitlementProvider` (#57) is a client
+//! of the `/authz/v1` surface; the helexa.ai frontend is a client of the
+//! `/web/v1` surface.
+//!
+//! Landed so far: B1 — schema + reserve→settle [`ledger`] (no-overshoot) +
+//! `/health`. B2 — the `/authz/v1` [`authz`] surface (resolve/reserve/
+//! settle/release/snapshot) with shared-bearer client auth and a
+//! stale-reservation sweeper.
+
+pub mod authz;
+pub mod config;
+pub mod crypto;
+pub mod db;
+pub mod email;
+pub mod error;
+pub mod handlers;
+pub mod ledger;
+pub mod state;
+pub mod web;
+
+use anyhow::Result;
+use config::UpstreamConfig;
+use email::EmailSender;
+use state::AppState;
+use std::time::Duration;
+use tower_http::cors::CorsLayer;
+use tower_http::trace::TraceLayer;
+
+/// Build the axum application.
+pub fn build_app(state: AppState) -> axum::Router {
+    axum::Router::new()
+        .merge(handlers::routes())
+        .merge(authz::router(&state))
+        .merge(web::router(&state))
+        // The /web/v1 surface is called cross-origin by the browser SPA in
+        // dev; same-origin behind nginx in prod. Permissive is fine — these
+        // endpoints authenticate via bearer/JWT, not cookies.
+        .layer(CorsLayer::permissive())
+        .layer(TraceLayer::new_for_http())
+        .with_state(state)
+}
+
+/// Start the service: connect Postgres, run migrations, spawn the
+/// reservation sweeper, bind the listener.
+pub async fn run(config: UpstreamConfig) -> Result<()> {
+    let pool = db::connect_and_migrate(&config.db.url, config.db.max_connections).await?;
+    let email = EmailSender::from_config(&config.email)?;
+    let listen = config.server.listen.clone();
+    let state = AppState::new(pool, config, email);
+
+    if state.config.client_auth.tokens.is_empty() {
+        tracing::warn!(
+            "no [client_auth] tokens configured — the /authz/v1 surface is OPEN (dev only)"
+        );
+    }
+
+    // Stale-reservation sweeper: releases open reservations whose
+    // settle/release from cortex was lost, self-healing allocation_reserved.
+    spawn_sweeper(&state);
+
+    let addr = listen.parse::<std::net::SocketAddr>()?;
+    tracing::info!("helexa-upstream listening on {addr}");
+
+    let listener = tokio::net::TcpListener::bind(addr).await?;
+    axum::serve(listener, build_app(state)).await?;
+    Ok(())
+}
+
+fn spawn_sweeper(state: &AppState) {
+    let pool = state.pool.clone();
+    let ttl = state.config.authz.reservation_ttl_secs as i64;
+    let interval = Duration::from_secs(state.config.authz.sweep_interval_secs);
+    tokio::spawn(async move {
+        loop {
+            tokio::time::sleep(interval).await;
+            match ledger::sweep_stale(&pool, ttl).await {
+                Ok(n) if n > 0 => tracing::info!(swept = n, "released stale reservations"),
+                Ok(_) => {}
+                Err(e) => tracing::warn!(error = %e, "reservation sweep failed"),
+            }
+        }
+    });
+}

crates/helexa-upstream/src/main.rs

@@ -0,0 +1,46 @@
+use anyhow::Result;
+use clap::{Parser, Subcommand};
+use helexa_upstream::config::UpstreamConfig;
+use tracing_subscriber::EnvFilter;
+
+#[derive(Parser)]
+#[command(name = "helexa-upstream")]
+#[command(about = "Mesh-level account & authorization authority for helexa")]
+#[command(version)]
+struct Cli {
+    #[command(subcommand)]
+    command: Commands,
+}
+
+#[derive(Subcommand)]
+enum Commands {
+    /// Start the upstream server.
+    Serve {
+        /// Path to the config file.
+        #[arg(short, long, default_value = "helexa-upstream.toml")]
+        config: String,
+    },
+}
+
+#[tokio::main]
+async fn main() -> Result<()> {
+    tracing_subscriber::fmt()
+        .with_env_filter(
+            EnvFilter::try_from_default_env()
+                .unwrap_or_else(|_| EnvFilter::new("info,helexa_upstream=debug")),
+        )
+        .init();
+
+    let cli = Cli::parse();
+
+    match cli.command {
+        Commands::Serve { config } => {
+            let cfg = UpstreamConfig::load(&config)
+                .map_err(|e| anyhow::anyhow!("failed to load config from '{config}': {e}"))?;
+            tracing::info!(listen = %cfg.server.listen, "starting helexa-upstream");
+            helexa_upstream::run(cfg).await?;
+        }
+    }
+
+    Ok(())
+}

crates/helexa-upstream/src/state.rs

@@ -0,0 +1,23 @@
+//! Shared application state.
+
+use crate::config::UpstreamConfig;
+use crate::email::EmailSender;
+use sqlx::postgres::PgPool;
+use std::sync::Arc;
+
+#[derive(Clone)]
+pub struct AppState {
+    pub pool: PgPool,
+    pub config: Arc<UpstreamConfig>,
+    pub email: EmailSender,
+}
+
+impl AppState {
+    pub fn new(pool: PgPool, config: UpstreamConfig, email: EmailSender) -> Self {
+        Self {
+            pool,
+            config: Arc::new(config),
+            email,
+        }
+    }
+}

crates/helexa-upstream/src/web.rs

@@ -0,0 +1,567 @@
+//! `/web/v1` — the human-facing account API the helexa.ai frontend (#F4)
+//! consumes: email+password auth (register / verify / login / reset),
+//! API-key CRUD with per-key limits, and the account balance. Web sessions
+//! are JWTs, **distinct** from inference API keys.
+//!
+//! Errors use a plain JSON shape `{ "error": { "message", "code" } }` (web
+//! clients, not OpenAI clients — the #63 envelope is the authz surface).
+//!
+//! Silent fingerprint abuse (no clue to the abuser): registration captures
+//! the browser fingerprint and always succeeds; when ≥ threshold accounts
+//! share one fingerprint, all are silently `deactivated` (keys then resolve
+//! as ordinary `401`s at the authz surface — never a "banned" signal).
+
+use crate::crypto::{generate_api_key, hash_password, random_token, sha256, verify_password};
+use crate::state::AppState;
+use axum::extract::{Path, Request, State};
+use axum::http::{StatusCode, header};
+use axum::middleware::Next;
+use axum::response::{IntoResponse, Json, Response};
+use axum::routing::{get, post};
+use axum::{Extension, Router};
+use chrono::{DateTime, Duration, Utc};
+use jsonwebtoken::{DecodingKey, EncodingKey, Header, Validation, decode, encode};
+use serde::{Deserialize, Serialize};
+use serde_json::json;
+use sqlx::Row;
+use uuid::Uuid;
+
+pub fn router(state: &AppState) -> Router<AppState> {
+    let protected = Router::new()
+        .route("/web/v1/account", get(account))
+        .route("/web/v1/keys", get(list_keys).post(create_key))
+        .route("/web/v1/keys/{id}/archive", post(archive_key))
+        .route(
+            "/web/v1/keys/{id}/limit",
+            axum::routing::patch(update_key_limit),
+        )
+        .layer(axum::middleware::from_fn_with_state(
+            state.clone(),
+            require_session,
+        ));
+
+    Router::new()
+        .route("/web/v1/register", post(register))
+        .route("/web/v1/verify", post(verify))
+        .route("/web/v1/login", post(login))
+        .route("/web/v1/password-reset/request", post(reset_request))
+        .route("/web/v1/password-reset/confirm", post(reset_confirm))
+        .merge(protected)
+}
+
+// ── errors ──────────────────────────────────────────────────────────
+
+enum WebError {
+    BadRequest(&'static str),
+    Unauthorized,
+    Internal,
+}
+
+impl IntoResponse for WebError {
+    fn into_response(self) -> Response {
+        let (status, code, message) = match self {
+            WebError::BadRequest(m) => (StatusCode::BAD_REQUEST, "bad_request", m),
+            WebError::Unauthorized => (StatusCode::UNAUTHORIZED, "unauthorized", "unauthorized"),
+            WebError::Internal => (
+                StatusCode::INTERNAL_SERVER_ERROR,
+                "internal_error",
+                "internal error",
+            ),
+        };
+        (
+            status,
+            Json(json!({"error": {"message": message, "code": code}})),
+        )
+            .into_response()
+    }
+}
+
+impl From<sqlx::Error> for WebError {
+    fn from(e: sqlx::Error) -> Self {
+        tracing::error!(error = %e, "web db error");
+        WebError::Internal
+    }
+}
+
+type WebResult<T> = Result<T, WebError>;
+
+// ── sessions (JWT) ──────────────────────────────────────────────────
+
+#[derive(Serialize, Deserialize)]
+struct Claims {
+    sub: String, // user id
+    exp: usize,
+}
+
+fn mint_session(state: &AppState, user_id: Uuid) -> WebResult<String> {
+    let exp = (Utc::now() + Duration::seconds(state.config.auth.session_ttl_secs as i64))
+        .timestamp() as usize;
+    let claims = Claims {
+        sub: user_id.to_string(),
+        exp,
+    };
+    encode(
+        &Header::default(),
+        &claims,
+        &EncodingKey::from_secret(state.config.auth.jwt_secret.as_bytes()),
+    )
+    .map_err(|_| WebError::Internal)
+}
+
+/// Authenticated user id, injected by [`require_session`].
+#[derive(Clone)]
+struct AuthUser(Uuid);
+
+async fn require_session(State(state): State<AppState>, mut req: Request, next: Next) -> Response {
+    let token = req
+        .headers()
+        .get(header::AUTHORIZATION)
+        .and_then(|v| v.to_str().ok())
+        .and_then(|v| v.strip_prefix("Bearer "))
+        .map(str::trim);
+    let Some(token) = token else {
+        return WebError::Unauthorized.into_response();
+    };
+    let decoded = decode::<Claims>(
+        token,
+        &DecodingKey::from_secret(state.config.auth.jwt_secret.as_bytes()),
+        &Validation::default(),
+    );
+    match decoded
+        .ok()
+        .and_then(|d| Uuid::parse_str(&d.claims.sub).ok())
+    {
+        Some(uid) => {
+            req.extensions_mut().insert(AuthUser(uid));
+            next.run(req).await
+        }
+        None => WebError::Unauthorized.into_response(),
+    }
+}
+
+/// The caller's single account id.
+async fn account_id_for(state: &AppState, user_id: Uuid) -> WebResult<Uuid> {
+    let row = sqlx::query("SELECT id FROM accounts WHERE owner_user_id = $1")
+        .bind(user_id)
+        .fetch_optional(&state.pool)
+        .await?;
+    row.map(|r| r.get::<Uuid, _>("id"))
+        .ok_or(WebError::Internal)
+}
+
+// ── auth lifecycle ──────────────────────────────────────────────────
+
+#[derive(Deserialize)]
+struct RegisterReq {
+    email: String,
+    password: String,
+    #[serde(default)]
+    fingerprint: Option<String>,
+}
+
+/// `POST /web/v1/register` — always returns `202`, regardless of whether the
+/// email was new, already taken, or fingerprint-flagged (no enumeration, no
+/// abuse clue).
+async fn register(State(state): State<AppState>, Json(req): Json<RegisterReq>) -> Response {
+    match register_inner(&state, req).await {
+        Ok(()) | Err(WebError::BadRequest(_)) => {}
+        Err(e) => return e.into_response(),
+    }
+    // Generic 202 whatever happened above (except hard server errors).
+    StatusCode::ACCEPTED.into_response()
+}
+
+async fn register_inner(state: &AppState, req: RegisterReq) -> WebResult<()> {
+    if !req.email.contains('@') {
+        return Err(WebError::BadRequest("invalid email"));
+    }
+    if req.password.len() < 8 {
+        return Err(WebError::BadRequest("password too short (min 8)"));
+    }
+    let phc = hash_password(&req.password).map_err(|_| WebError::Internal)?;
+
+    // Insert the user; a duplicate email silently no-ops (no enumeration).
+    let user_id: Option<Uuid> = sqlx::query(
+        "INSERT INTO users (email, password_hash, registration_fingerprint) \
+         VALUES ($1, $2, $3) ON CONFLICT (email) DO NOTHING RETURNING id",
+    )
+    .bind(&req.email)
+    .bind(&phc)
+    .bind(&req.fingerprint)
+    .fetch_optional(&state.pool)
+    .await?
+    .map(|r| r.get("id"));
+
+    let Some(user_id) = user_id else {
+        return Ok(()); // email already registered — say nothing
+    };
+
+    // Account with the flat free grant.
+    sqlx::query("INSERT INTO accounts (owner_user_id, allocation_total) VALUES ($1, $2)")
+        .bind(user_id)
+        .bind(state.config.grant.free_token_grant)
+        .execute(&state.pool)
+        .await?;
+
+    // Silent fingerprint abuse handling.
+    if let Some(fp) = req.fingerprint.as_deref().filter(|f| !f.is_empty()) {
+        apply_fingerprint_policy(state, fp).await?;
+    }
+
+    // Email verification link.
+    let token = random_token();
+    let expires: DateTime<Utc> =
+        Utc::now() + Duration::seconds(state.config.auth.email_token_ttl_secs as i64);
+    sqlx::query(
+        "INSERT INTO email_tokens (token_hash, user_id, kind, expires_at) \
+         VALUES ($1, $2, 'verify', $3)",
+    )
+    .bind(sha256(&token))
+    .bind(user_id)
+    .bind(expires)
+    .execute(&state.pool)
+    .await?;
+
+    let link = format!("{}/verify?token={token}", state.config.auth.app_base_url);
+    let _ = state
+        .email
+        .send(
+            &req.email,
+            "Verify your helexa account",
+            &format!("Welcome to helexa. Verify your email:\n\n{link}\n"),
+        )
+        .await;
+    Ok(())
+}
+
+/// Count accounts sharing `fp`; flag them, and silently deactivate all once
+/// the count reaches the configured threshold. No response difference — the
+/// abuser gets no signal.
+async fn apply_fingerprint_policy(state: &AppState, fp: &str) -> WebResult<()> {
+    let count: i64 =
+        sqlx::query_scalar("SELECT count(*) FROM users WHERE registration_fingerprint = $1")
+            .bind(fp)
+            .fetch_one(&state.pool)
+            .await?;
+    if count > 1 {
+        sqlx::query(
+            "UPDATE accounts SET fingerprint_flagged = true \
+             WHERE owner_user_id IN (SELECT id FROM users WHERE registration_fingerprint = $1)",
+        )
+        .bind(fp)
+        .execute(&state.pool)
+        .await?;
+    }
+    if count >= state.config.abuse.fingerprint_account_threshold {
+        let res = sqlx::query(
+            "UPDATE accounts SET status = 'deactivated' \
+             WHERE owner_user_id IN (SELECT id FROM users WHERE registration_fingerprint = $1)",
+        )
+        .bind(fp)
+        .execute(&state.pool)
+        .await?;
+        tracing::warn!(
+            fingerprint = fp,
+            accounts = res.rows_affected(),
+            "silently deactivated fingerprint-abusing accounts"
+        );
+    }
+    Ok(())
+}
+
+#[derive(Deserialize)]
+struct TokenReq {
+    token: String,
+}
+
+/// `POST /web/v1/verify` — consume a verification token, mark verified.
+async fn verify(State(state): State<AppState>, Json(req): Json<TokenReq>) -> WebResult<Response> {
+    let row = sqlx::query(
+        "UPDATE email_tokens SET consumed_at = now() \
+         WHERE token_hash = $1 AND kind = 'verify' AND consumed_at IS NULL AND expires_at > now() \
+         RETURNING user_id",
+    )
+    .bind(sha256(&req.token))
+    .fetch_optional(&state.pool)
+    .await?;
+    let Some(row) = row else {
+        return Err(WebError::BadRequest("invalid or expired token"));
+    };
+    let user_id: Uuid = row.get("user_id");
+    sqlx::query("UPDATE users SET email_verified = true WHERE id = $1")
+        .bind(user_id)
+        .execute(&state.pool)
+        .await?;
+    Ok(StatusCode::OK.into_response())
+}
+
+#[derive(Deserialize)]
+struct LoginReq {
+    email: String,
+    password: String,
+}
+
+/// `POST /web/v1/login` — verify password + email-verified → session JWT.
+async fn login(State(state): State<AppState>, Json(req): Json<LoginReq>) -> WebResult<Response> {
+    let row = sqlx::query("SELECT id, password_hash, email_verified FROM users WHERE email = $1")
+        .bind(&req.email)
+        .fetch_optional(&state.pool)
+        .await?;
+    // Generic 401 for every failure mode (no enumeration).
+    let Some(row) = row else {
+        return Err(WebError::Unauthorized);
+    };
+    let phc: String = row.get("password_hash");
+    let verified: bool = row.get("email_verified");
+    if !verify_password(&req.password, &phc) || !verified {
+        return Err(WebError::Unauthorized);
+    }
+    let user_id: Uuid = row.get("id");
+    let token = mint_session(&state, user_id)?;
+    Ok(Json(json!({
+        "token": token,
+        "expires_in": state.config.auth.session_ttl_secs,
+    }))
+    .into_response())
+}
+
+#[derive(Deserialize)]
+struct EmailReq {
+    email: String,
+}
+
+/// `POST /web/v1/password-reset/request` — always `202` (no enumeration);
+/// mints + emails a reset token only if the account exists.
+async fn reset_request(State(state): State<AppState>, Json(req): Json<EmailReq>) -> Response {
+    // The inner only ever yields `Internal` (DB failure); a missing email is
+    // Ok(()) so there's no enumeration. Surface 500 on a real error, else 202.
+    match reset_request_inner(&state, &req.email).await {
+        Ok(()) => StatusCode::ACCEPTED.into_response(),
+        Err(e) => e.into_response(),
+    }
+}
+
+async fn reset_request_inner(state: &AppState, email: &str) -> WebResult<()> {
+    let row = sqlx::query("SELECT id FROM users WHERE email = $1")
+        .bind(email)
+        .fetch_optional(&state.pool)
+        .await?;
+    let Some(row) = row else { return Ok(()) };
+    let user_id: Uuid = row.get("id");
+    let token = random_token();
+    let expires: DateTime<Utc> =
+        Utc::now() + Duration::seconds(state.config.auth.email_token_ttl_secs as i64);
+    sqlx::query(
+        "INSERT INTO email_tokens (token_hash, user_id, kind, expires_at) \
+         VALUES ($1, $2, 'reset', $3)",
+    )
+    .bind(sha256(&token))
+    .bind(user_id)
+    .bind(expires)
+    .execute(&state.pool)
+    .await?;
+    let link = format!("{}/reset?token={token}", state.config.auth.app_base_url);
+    let _ = state
+        .email
+        .send(
+            email,
+            "Reset your helexa password",
+            &format!("Reset your password:\n\n{link}\n"),
+        )
+        .await;
+    Ok(())
+}
+
+#[derive(Deserialize)]
+struct ResetConfirmReq {
+    token: String,
+    new_password: String,
+}
+
+/// `POST /web/v1/password-reset/confirm` — consume reset token, rotate hash.
+async fn reset_confirm(
+    State(state): State<AppState>,
+    Json(req): Json<ResetConfirmReq>,
+) -> WebResult<Response> {
+    if req.new_password.len() < 8 {
+        return Err(WebError::BadRequest("password too short (min 8)"));
+    }
+    let row = sqlx::query(
+        "UPDATE email_tokens SET consumed_at = now() \
+         WHERE token_hash = $1 AND kind = 'reset' AND consumed_at IS NULL AND expires_at > now() \
+         RETURNING user_id",
+    )
+    .bind(sha256(&req.token))
+    .fetch_optional(&state.pool)
+    .await?;
+    let Some(row) = row else {
+        return Err(WebError::BadRequest("invalid or expired token"));
+    };
+    let user_id: Uuid = row.get("user_id");
+    let phc = hash_password(&req.new_password).map_err(|_| WebError::Internal)?;
+    sqlx::query("UPDATE users SET password_hash = $1 WHERE id = $2")
+        .bind(phc)
+        .bind(user_id)
+        .execute(&state.pool)
+        .await?;
+    Ok(StatusCode::OK.into_response())
+}
+
+// ── account + keys (protected) ──────────────────────────────────────
+
+async fn account(
+    State(state): State<AppState>,
+    Extension(user): Extension<AuthUser>,
+) -> WebResult<Response> {
+    let acct = account_id_for(&state, user.0).await?;
+    let row = sqlx::query(
+        "SELECT allocation_total, allocation_spent, allocation_reserved FROM accounts WHERE id = $1",
+    )
+    .bind(acct)
+    .fetch_one(&state.pool)
+    .await?;
+    Ok(Json(json!({
+        "account_id": acct.to_string(),
+        "allocation_total": row.get::<i64, _>("allocation_total"),
+        "allocation_spent": row.get::<i64, _>("allocation_spent"),
+        "allocation_reserved": row.get::<i64, _>("allocation_reserved"),
+    }))
+    .into_response())
+}
+
+async fn list_keys(
+    State(state): State<AppState>,
+    Extension(user): Extension<AuthUser>,
+) -> WebResult<Response> {
+    let acct = account_id_for(&state, user.0).await?;
+    let rows = sqlx::query(
+        "SELECT id, key_prefix, label, status, limit_kind, limit_value, key_spent, key_reserved, \
+                created_at \
+         FROM api_keys WHERE account_id = $1 ORDER BY created_at DESC",
+    )
+    .bind(acct)
+    .fetch_all(&state.pool)
+    .await?;
+    let keys: Vec<_> = rows
+        .iter()
+        .map(|r| {
+            json!({
+                "id": r.get::<Uuid, _>("id").to_string(),
+                "prefix": r.get::<String, _>("key_prefix"),
+                "label": r.get::<String, _>("label"),
+                "status": r.get::<String, _>("status"),
+                "limit_kind": r.get::<String, _>("limit_kind"),
+                "limit_value": r.get::<i64, _>("limit_value"),
+                "spent": r.get::<i64, _>("key_spent"),
+                "reserved": r.get::<i64, _>("key_reserved"),
+                "created_at": r.get::<DateTime<Utc>, _>("created_at").to_rfc3339(),
+            })
+        })
+        .collect();
+    Ok(Json(json!({ "keys": keys })).into_response())
+}
+
+#[derive(Deserialize)]
+struct CreateKeyReq {
+    #[serde(default)]
+    label: String,
+    /// "percent" | "hardcap" (default percent=100 → full allocation).
+    #[serde(default)]
+    limit_kind: Option<String>,
+    #[serde(default)]
+    limit_value: Option<i64>,
+}
+
+async fn create_key(
+    State(state): State<AppState>,
+    Extension(user): Extension<AuthUser>,
+    Json(req): Json<CreateKeyReq>,
+) -> WebResult<Response> {
+    let acct = account_id_for(&state, user.0).await?;
+    let limit_kind = match req.limit_kind.as_deref() {
+        Some("hardcap") => "hardcap",
+        _ => "percent",
+    };
+    let limit_value = req.limit_value.unwrap_or(100).max(0);
+    let (raw, prefix) = generate_api_key();
+    let id: Uuid = sqlx::query(
+        "INSERT INTO api_keys (account_id, key_hash, key_prefix, label, limit_kind, limit_value) \
+         VALUES ($1, $2, $3, $4, $5, $6) RETURNING id",
+    )
+    .bind(acct)
+    .bind(sha256(&raw))
+    .bind(&prefix)
+    .bind(&req.label)
+    .bind(limit_kind)
+    .bind(limit_value)
+    .fetch_one(&state.pool)
+    .await?
+    .get("id");
+    // The raw key is shown exactly once.
+    Ok((
+        StatusCode::CREATED,
+        Json(json!({
+            "id": id.to_string(),
+            "key": raw,
+            "prefix": prefix,
+            "limit_kind": limit_kind,
+            "limit_value": limit_value,
+        })),
+    )
+        .into_response())
+}
+
+async fn archive_key(
+    State(state): State<AppState>,
+    Extension(user): Extension<AuthUser>,
+    Path(id): Path<Uuid>,
+) -> WebResult<Response> {
+    let acct = account_id_for(&state, user.0).await?;
+    let res = sqlx::query(
+        "UPDATE api_keys SET status = 'archived' WHERE id = $1 AND account_id = $2 AND status = 'active'",
+    )
+    .bind(id)
+    .bind(acct)
+    .execute(&state.pool)
+    .await?;
+    if res.rows_affected() == 0 {
+        return Err(WebError::BadRequest("no such active key"));
+    }
+    Ok(StatusCode::NO_CONTENT.into_response())
+}
+
+#[derive(Deserialize)]
+struct UpdateLimitReq {
+    limit_kind: String,
+    limit_value: i64,
+}
+
+async fn update_key_limit(
+    State(state): State<AppState>,
+    Extension(user): Extension<AuthUser>,
+    Path(id): Path<Uuid>,
+    Json(req): Json<UpdateLimitReq>,
+) -> WebResult<Response> {
+    if req.limit_kind != "percent" && req.limit_kind != "hardcap" {
+        return Err(WebError::BadRequest(
+            "limit_kind must be percent or hardcap",
+        ));
+    }
+    if req.limit_value < 0 {
+        return Err(WebError::BadRequest("limit_value must be >= 0"));
+    }
+    let acct = account_id_for(&state, user.0).await?;
+    let res = sqlx::query(
+        "UPDATE api_keys SET limit_kind = $1, limit_value = $2 WHERE id = $3 AND account_id = $4",
+    )
+    .bind(&req.limit_kind)
+    .bind(req.limit_value)
+    .bind(id)
+    .bind(acct)
+    .execute(&state.pool)
+    .await?;
+    if res.rows_affected() == 0 {
+        return Err(WebError::BadRequest("no such key"));
+    }
+    Ok(StatusCode::NO_CONTENT.into_response())
+}

crates/helexa-upstream/tests/authz_pg.rs

@@ -0,0 +1,243 @@
+//! Integration tests for the `/authz/v1` surface against a real Postgres,
+//! driving the built axum app over HTTP. Gated on `UPSTREAM_TEST_DATABASE_URL`
+//! (skips cleanly when unset, so CI stays green without a DB):
+//!
+//!   UPSTREAM_TEST_DATABASE_URL=postgres://helexa:helexa@localhost/helexa_test \
+//!     cargo test -p helexa-upstream --test authz_pg
+
+use helexa_upstream::config::{ClientToken, UpstreamConfig};
+use helexa_upstream::crypto::sha256;
+use helexa_upstream::db::connect_and_migrate;
+use helexa_upstream::state::AppState;
+use serde_json::{Value, json};
+use sqlx::Executor;
+use sqlx::Row;
+use sqlx::postgres::PgPool;
+use uuid::Uuid;
+
+const CLIENT_TOKEN: &str = "test-operator-token";
+
+async fn spawn_or_skip(test: &str) -> Option<(String, PgPool)> {
+    let Ok(url) = std::env::var("UPSTREAM_TEST_DATABASE_URL") else {
+        eprintln!("skipping {test}: UPSTREAM_TEST_DATABASE_URL not set");
+        return None;
+    };
+    let pool = connect_and_migrate(&url, 16).await.expect("migrate");
+
+    let mut config = UpstreamConfig {
+        server: Default::default(),
+        db: helexa_upstream::config::DbSettings {
+            url,
+            max_connections: 16,
+        },
+        grant: Default::default(),
+        abuse: Default::default(),
+        client_auth: Default::default(),
+        authz: Default::default(),
+        auth: Default::default(),
+        email: Default::default(),
+    };
+    config.client_auth.tokens.push(ClientToken {
+        token: CLIENT_TOKEN.into(),
+        operator_id: "op-test".into(),
+    });
+
+    let email = helexa_upstream::email::EmailSender::from_config(&config.email).unwrap();
+    let state = AppState::new(pool.clone(), config, email);
+    let app = helexa_upstream::build_app(state);
+    let listener = tokio::net::TcpListener::bind("127.0.0.1:0").await.unwrap();
+    let addr = listener.local_addr().unwrap();
+    tokio::spawn(async move {
+        axum::serve(listener, app).await.unwrap();
+    });
+    Some((format!("http://{addr}"), pool))
+}
+
+/// Seed an account with `total` allocation and an active key with raw value
+/// `raw` (percent=100). Optionally deactivate the account. Returns
+/// (account_id, key_id).
+async fn seed_key(pool: &PgPool, total: i64, raw: &str, deactivated: bool) -> (Uuid, Uuid) {
+    let user_id: Uuid = pool
+        .fetch_one(
+            sqlx::query(
+                "INSERT INTO users (email, password_hash, email_verified) VALUES ($1,'x',true) RETURNING id",
+            )
+            .bind(format!("u-{}@t.local", Uuid::new_v4())),
+        )
+        .await
+        .unwrap()
+        .get("id");
+    let status = if deactivated { "deactivated" } else { "active" };
+    let account_id: Uuid = pool
+        .fetch_one(
+            sqlx::query(
+                "INSERT INTO accounts (owner_user_id, allocation_total, status) VALUES ($1,$2,$3) RETURNING id",
+            )
+            .bind(user_id)
+            .bind(total)
+            .bind(status),
+        )
+        .await
+        .unwrap()
+        .get("id");
+    let key_id: Uuid = pool
+        .fetch_one(
+            sqlx::query(
+                "INSERT INTO api_keys (account_id, key_hash, key_prefix, limit_kind, limit_value) \
+                 VALUES ($1,$2,'sk-test','percent',100) RETURNING id",
+            )
+            .bind(account_id)
+            .bind(sha256(raw)),
+        )
+        .await
+        .unwrap()
+        .get("id");
+    (account_id, key_id)
+}
+
+fn client() -> reqwest::Client {
+    reqwest::Client::new()
+}
+
+async fn post(
+    c: &reqwest::Client,
+    url: String,
+    body: Value,
+    bearer: Option<&str>,
+) -> reqwest::Response {
+    let mut req = c.post(url).json(&body);
+    if let Some(b) = bearer {
+        req = req.bearer_auth(b);
+    }
+    req.send().await.unwrap()
+}
+
+#[tokio::test]
+async fn resolve_reserve_settle_round_trip() {
+    let Some((base, pool)) = spawn_or_skip("resolve_reserve_settle_round_trip").await else {
+        return;
+    };
+    let raw = format!("sk-{}", Uuid::new_v4());
+    let (account_id, key_id) = seed_key(&pool, 1000, &raw, false).await;
+    let c = client();
+
+    // resolve
+    let r = post(
+        &c,
+        format!("{base}/authz/v1/resolve"),
+        json!({"api_key": raw}),
+        Some(CLIENT_TOKEN),
+    )
+    .await;
+    assert_eq!(r.status(), 200);
+    let body: Value = r.json().await.unwrap();
+    assert_eq!(body["principal"]["account_id"], account_id.to_string());
+    assert_eq!(body["principal"]["key_id"], key_id.to_string());
+    assert_eq!(body["snapshot"]["hard_cap"], 1000);
+
+    // reserve 400
+    let r = post(
+        &c,
+        format!("{base}/authz/v1/reserve"),
+        json!({"account_id": account_id, "key_id": key_id, "max_tokens": 400}),
+        Some(CLIENT_TOKEN),
+    )
+    .await;
+    assert_eq!(r.status(), 200);
+    let body: Value = r.json().await.unwrap();
+    let rid = body["reservation_id"].as_i64().expect("granted");
+
+    // settle 150
+    let r = post(
+        &c,
+        format!("{base}/authz/v1/settle"),
+        json!({"reservation_id": rid, "actual_tokens": 150}),
+        Some(CLIENT_TOKEN),
+    )
+    .await;
+    assert_eq!(r.status(), 204);
+
+    // snapshot reflects spend
+    let r = post(
+        &c,
+        format!("{base}/authz/v1/snapshot"),
+        json!({"account_id": account_id, "key_id": key_id}),
+        Some(CLIENT_TOKEN),
+    )
+    .await;
+    let body: Value = r.json().await.unwrap();
+    assert_eq!(body["spent"], 150);
+    assert_eq!(body["reserved"], 0);
+}
+
+#[tokio::test]
+async fn over_cap_reserve_is_rejected_not_errored() {
+    let Some((base, pool)) = spawn_or_skip("over_cap_reserve_is_rejected_not_errored").await else {
+        return;
+    };
+    let raw = format!("sk-{}", Uuid::new_v4());
+    let (account_id, key_id) = seed_key(&pool, 100, &raw, false).await;
+    let c = client();
+    let r = post(
+        &c,
+        format!("{base}/authz/v1/reserve"),
+        json!({"account_id": account_id, "key_id": key_id, "max_tokens": 999}),
+        Some(CLIENT_TOKEN),
+    )
+    .await;
+    assert_eq!(r.status(), 200, "budget refusal is an authoritative 200");
+    let body: Value = r.json().await.unwrap();
+    assert!(body["reservation_id"].is_null());
+    assert_eq!(body["rejected"]["kind"], "insufficient_quota");
+    assert_eq!(body["rejected"]["available"], 100);
+}
+
+#[tokio::test]
+async fn deactivated_account_resolves_as_invalid_no_clue() {
+    let Some((base, pool)) = spawn_or_skip("deactivated_account_resolves_as_invalid_no_clue").await
+    else {
+        return;
+    };
+    let raw = format!("sk-{}", Uuid::new_v4());
+    seed_key(&pool, 1000, &raw, true).await; // deactivated
+    let c = client();
+    let r = post(
+        &c,
+        format!("{base}/authz/v1/resolve"),
+        json!({"api_key": raw}),
+        Some(CLIENT_TOKEN),
+    )
+    .await;
+    // Indistinguishable from an unknown key.
+    assert_eq!(r.status(), 401);
+    let body: Value = r.json().await.unwrap();
+    assert_eq!(body["error"]["code"], "invalid_api_key");
+}
+
+#[tokio::test]
+async fn missing_client_auth_is_401_before_db() {
+    let Some((base, pool)) = spawn_or_skip("missing_client_auth_is_401_before_db").await else {
+        return;
+    };
+    let raw = format!("sk-{}", Uuid::new_v4());
+    seed_key(&pool, 1000, &raw, false).await;
+    let c = client();
+    // No bearer → rejected by client_auth.
+    let r = post(
+        &c,
+        format!("{base}/authz/v1/resolve"),
+        json!({"api_key": raw}),
+        None,
+    )
+    .await;
+    assert_eq!(r.status(), 401);
+    // Wrong bearer → also rejected.
+    let r = post(
+        &c,
+        format!("{base}/authz/v1/resolve"),
+        json!({"api_key": raw}),
+        Some("wrong"),
+    )
+    .await;
+    assert_eq!(r.status(), 401);
+}

crates/helexa-upstream/tests/ledger_pg.rs

@@ -0,0 +1,204 @@
+//! Integration tests for the allocation ledger against a real PostgreSQL.
+//!
+//! Gated on `UPSTREAM_TEST_DATABASE_URL` — when unset (CI's generic runner,
+//! local builds without a DB), every test logs a skip and returns, so
+//! `cargo test --workspace` stays green without Postgres. Point the env var
+//! at a throwaway database to exercise the no-overshoot guarantee and
+//! settle/release idempotency:
+//!
+//!   UPSTREAM_TEST_DATABASE_URL=postgres://helexa:helexa@localhost/helexa_test \
+//!     cargo test -p helexa-upstream --test ledger_pg
+
+use helexa_upstream::db::connect_and_migrate;
+use helexa_upstream::ledger::{self, LedgerError};
+use sqlx::Executor;
+use sqlx::Row;
+use sqlx::postgres::PgPool;
+use uuid::Uuid;
+
+/// Returns a migrated pool, or `None` (with a skip log) when the env var is
+/// unset.
+async fn pool_or_skip(test: &str) -> Option<PgPool> {
+    let Ok(url) = std::env::var("UPSTREAM_TEST_DATABASE_URL") else {
+        eprintln!("skipping {test}: UPSTREAM_TEST_DATABASE_URL not set");
+        return None;
+    };
+    Some(
+        connect_and_migrate(&url, 16)
+            .await
+            .expect("connect + migrate"),
+    )
+}
+
+/// Seed a verified user + account (with `total` allocation) + an active key
+/// (percent=100 so the account cap binds). Returns (account_id, key_id).
+async fn seed(pool: &PgPool, total: i64) -> (Uuid, Uuid) {
+    let user_id: Uuid = pool
+        .fetch_one(
+            sqlx::query(
+                "INSERT INTO users (email, password_hash, email_verified) \
+                 VALUES ($1, 'x', true) RETURNING id",
+            )
+            .bind(format!("u-{}@test.local", Uuid::new_v4())),
+        )
+        .await
+        .unwrap()
+        .get("id");
+    let account_id: Uuid = pool
+        .fetch_one(
+            sqlx::query(
+                "INSERT INTO accounts (owner_user_id, allocation_total) \
+                 VALUES ($1, $2) RETURNING id",
+            )
+            .bind(user_id)
+            .bind(total),
+        )
+        .await
+        .unwrap()
+        .get("id");
+    let key_id: Uuid = pool
+        .fetch_one(
+            sqlx::query(
+                "INSERT INTO api_keys (account_id, key_hash, key_prefix, limit_kind, limit_value) \
+                 VALUES ($1, $2, 'sk-test', 'percent', 100) RETURNING id",
+            )
+            .bind(account_id)
+            .bind(Uuid::new_v4().as_bytes().to_vec()),
+        )
+        .await
+        .unwrap()
+        .get("id");
+    (account_id, key_id)
+}
+
+async fn account_cols(pool: &PgPool, account_id: Uuid) -> (i64, i64) {
+    let row = pool
+        .fetch_one(
+            sqlx::query("SELECT allocation_spent, allocation_reserved FROM accounts WHERE id = $1")
+                .bind(account_id),
+        )
+        .await
+        .unwrap();
+    (row.get("allocation_spent"), row.get("allocation_reserved"))
+}
+
+#[tokio::test]
+async fn concurrent_reserves_never_overshoot() {
+    let Some(pool) = pool_or_skip("concurrent_reserves_never_overshoot").await else {
+        return;
+    };
+    // Allocation admits exactly 5 reservations of 100 (cap 500).
+    let (account_id, key_id) = seed(&pool, 500).await;
+
+    let mut handles = Vec::new();
+    for _ in 0..20 {
+        let pool = pool.clone();
+        handles.push(tokio::spawn(async move {
+            ledger::reserve(&pool, account_id, key_id, 100).await
+        }));
+    }
+    let mut ok = 0;
+    let mut quota = 0;
+    for h in handles {
+        match h.await.unwrap() {
+            Ok(_) => ok += 1,
+            Err(LedgerError::InsufficientQuota { .. }) => quota += 1,
+            Err(e) => panic!("unexpected error: {e}"),
+        }
+    }
+    assert_eq!(ok, 5, "exactly 5 reserves of 100 fit in a 500 allocation");
+    assert_eq!(quota, 15);
+
+    let (spent, reserved) = account_cols(&pool, account_id).await;
+    assert_eq!(spent, 0);
+    assert_eq!(reserved, 500, "reserved exactly the cap, never over");
+}
+
+#[tokio::test]
+async fn settle_is_idempotent_and_reconciles_spend() {
+    let Some(pool) = pool_or_skip("settle_is_idempotent_and_reconciles_spend").await else {
+        return;
+    };
+    let (account_id, key_id) = seed(&pool, 1000).await;
+    let rid = ledger::reserve(&pool, account_id, key_id, 400)
+        .await
+        .unwrap();
+
+    // Settle actual=150 (< reserved 400): spent=150, reserved back to 0.
+    ledger::settle(&pool, rid, 150).await.unwrap();
+    let (spent, reserved) = account_cols(&pool, account_id).await;
+    assert_eq!((spent, reserved), (150, 0));
+
+    // Second settle is a no-op.
+    ledger::settle(&pool, rid, 999).await.unwrap();
+    let (spent2, reserved2) = account_cols(&pool, account_id).await;
+    assert_eq!((spent2, reserved2), (150, 0), "settle is idempotent");
+}
+
+#[tokio::test]
+async fn release_returns_reservation_and_is_idempotent() {
+    let Some(pool) = pool_or_skip("release_returns_reservation_and_is_idempotent").await else {
+        return;
+    };
+    let (account_id, key_id) = seed(&pool, 1000).await;
+    let rid = ledger::reserve(&pool, account_id, key_id, 300)
+        .await
+        .unwrap();
+    assert_eq!(account_cols(&pool, account_id).await, (0, 300));
+
+    ledger::release(&pool, rid).await.unwrap();
+    assert_eq!(account_cols(&pool, account_id).await, (0, 0));
+    // Idempotent; settle-after-release also a no-op.
+    ledger::release(&pool, rid).await.unwrap();
+    ledger::settle(&pool, rid, 100).await.unwrap();
+    assert_eq!(account_cols(&pool, account_id).await, (0, 0));
+}
+
+#[tokio::test]
+async fn hardcap_key_subcap_binds_below_account() {
+    let Some(pool) = pool_or_skip("hardcap_key_subcap_binds_below_account").await else {
+        return;
+    };
+    // Account has 1000 but the key is hard-capped at 200.
+    let user_id: Uuid = pool
+        .fetch_one(
+            sqlx::query(
+                "INSERT INTO users (email, password_hash, email_verified) \
+                 VALUES ($1, 'x', true) RETURNING id",
+            )
+            .bind(format!("u-{}@test.local", Uuid::new_v4())),
+        )
+        .await
+        .unwrap()
+        .get("id");
+    let account_id: Uuid = pool
+        .fetch_one(
+            sqlx::query(
+                "INSERT INTO accounts (owner_user_id, allocation_total) VALUES ($1, 1000) RETURNING id",
+            )
+            .bind(user_id),
+        )
+        .await
+        .unwrap()
+        .get("id");
+    let key_id: Uuid = pool
+        .fetch_one(
+            sqlx::query(
+                "INSERT INTO api_keys (account_id, key_hash, key_prefix, limit_kind, limit_value) \
+                 VALUES ($1, $2, 'sk-test', 'hardcap', 200) RETURNING id",
+            )
+            .bind(account_id)
+            .bind(Uuid::new_v4().as_bytes().to_vec()),
+        )
+        .await
+        .unwrap()
+        .get("id");
+
+    ledger::reserve(&pool, account_id, key_id, 200)
+        .await
+        .unwrap();
+    match ledger::reserve(&pool, account_id, key_id, 1).await {
+        Err(LedgerError::InsufficientQuota { available, .. }) => assert_eq!(available, 0),
+        other => panic!("expected InsufficientQuota, got {other:?}"),
+    }
+}

crates/helexa-upstream/tests/web_pg.rs

@@ -0,0 +1,296 @@
+//! Integration tests for the `/web/v1` account API + the silent fingerprint
+//! abuse policy, driving the built app over HTTP against a real Postgres.
+//! Gated on `UPSTREAM_TEST_DATABASE_URL` (skips cleanly when unset).
+
+use helexa_upstream::config::{ClientToken, UpstreamConfig};
+use helexa_upstream::crypto::sha256;
+use helexa_upstream::db::connect_and_migrate;
+use helexa_upstream::email::EmailSender;
+use helexa_upstream::state::AppState;
+use serde_json::{Value, json};
+use sqlx::Executor;
+use sqlx::Row;
+use sqlx::postgres::PgPool;
+
+const CLIENT_TOKEN: &str = "web-test-operator-token";
+
+async fn spawn_or_skip(test: &str) -> Option<(String, PgPool)> {
+    let Ok(url) = std::env::var("UPSTREAM_TEST_DATABASE_URL") else {
+        eprintln!("skipping {test}: UPSTREAM_TEST_DATABASE_URL not set");
+        return None;
+    };
+    let pool = connect_and_migrate(&url, 16).await.expect("migrate");
+    let mut config = UpstreamConfig {
+        server: Default::default(),
+        db: helexa_upstream::config::DbSettings {
+            url,
+            max_connections: 16,
+        },
+        grant: Default::default(),
+        abuse: Default::default(),
+        client_auth: Default::default(),
+        authz: Default::default(),
+        auth: Default::default(),
+        email: Default::default(), // Log transport
+    };
+    config.client_auth.tokens.push(ClientToken {
+        token: CLIENT_TOKEN.into(),
+        operator_id: "op-web".into(),
+    });
+    let email = EmailSender::from_config(&config.email).unwrap();
+    let state = AppState::new(pool.clone(), config, email);
+    let app = helexa_upstream::build_app(state);
+    let listener = tokio::net::TcpListener::bind("127.0.0.1:0").await.unwrap();
+    let addr = listener.local_addr().unwrap();
+    tokio::spawn(async move {
+        axum::serve(listener, app).await.unwrap();
+    });
+    Some((format!("http://{addr}"), pool))
+}
+
+fn unique_email() -> String {
+    format!("u-{}@test.local", uuid::Uuid::new_v4())
+}
+
+async fn post(url: String, body: Value, bearer: Option<&str>) -> reqwest::Response {
+    let c = reqwest::Client::new();
+    let mut req = c.post(url).json(&body);
+    if let Some(b) = bearer {
+        req = req.bearer_auth(b);
+    }
+    req.send().await.unwrap()
+}
+
+#[tokio::test]
+async fn verify_endpoint_consumes_token_once() {
+    let Some((base, pool)) = spawn_or_skip("verify_endpoint_consumes_token_once").await else {
+        return;
+    };
+    let email = unique_email();
+    // Register, then mint a verify token directly (the raw token is only in
+    // the email; here we insert a known one to drive the endpoint).
+    assert_eq!(
+        post(
+            format!("{base}/web/v1/register"),
+            json!({"email": email, "password": "password123"}),
+            None
+        )
+        .await
+        .status(),
+        202
+    );
+    let user_id: uuid::Uuid = pool
+        .fetch_one(sqlx::query("SELECT id FROM users WHERE email = $1").bind(&email))
+        .await
+        .unwrap()
+        .get("id");
+    let raw = "verify-raw-token-xyz";
+    pool.execute(
+        sqlx::query(
+            "INSERT INTO email_tokens (token_hash, user_id, kind, expires_at) \
+             VALUES ($1, $2, 'verify', now() + interval '1 hour')",
+        )
+        .bind(sha256(raw))
+        .bind(user_id),
+    )
+    .await
+    .unwrap();
+
+    assert_eq!(
+        post(format!("{base}/web/v1/verify"), json!({"token": raw}), None)
+            .await
+            .status(),
+        200
+    );
+    // Consumed → second attempt fails.
+    assert_eq!(
+        post(format!("{base}/web/v1/verify"), json!({"token": raw}), None)
+            .await
+            .status(),
+        400
+    );
+
+    let verified: bool = pool
+        .fetch_one(sqlx::query("SELECT email_verified FROM users WHERE id = $1").bind(user_id))
+        .await
+        .unwrap()
+        .get("email_verified");
+    assert!(verified);
+}
+
+#[tokio::test]
+async fn account_lifecycle_and_key_resolves_then_archives() {
+    let Some((base, pool)) =
+        spawn_or_skip("account_lifecycle_and_key_resolves_then_archives").await
+    else {
+        return;
+    };
+    let email = unique_email();
+    post(
+        format!("{base}/web/v1/register"),
+        json!({"email": email, "password": "password123"}),
+        None,
+    )
+    .await;
+    // Bypass the email step for the login/key portion.
+    pool.execute(
+        sqlx::query("UPDATE users SET email_verified = true WHERE email = $1").bind(&email),
+    )
+    .await
+    .unwrap();
+
+    // login → session JWT
+    let r = post(
+        format!("{base}/web/v1/login"),
+        json!({"email": email, "password": "password123"}),
+        None,
+    )
+    .await;
+    assert_eq!(r.status(), 200);
+    let token = r.json::<Value>().await.unwrap()["token"]
+        .as_str()
+        .unwrap()
+        .to_string();
+
+    // create key (raw shown once)
+    let r = post(
+        format!("{base}/web/v1/keys"),
+        json!({"label": "laptop"}),
+        Some(&token),
+    )
+    .await;
+    assert_eq!(r.status(), 201);
+    let body: Value = r.json().await.unwrap();
+    let raw_key = body["key"].as_str().unwrap().to_string();
+    let key_id = body["id"].as_str().unwrap().to_string();
+    assert!(raw_key.starts_with("sk-helexa-"));
+
+    // account balance reflects the free grant
+    let r = reqwest::Client::new()
+        .get(format!("{base}/web/v1/account"))
+        .bearer_auth(&token)
+        .send()
+        .await
+        .unwrap();
+    assert_eq!(
+        r.json::<Value>().await.unwrap()["allocation_total"],
+        1_000_000
+    );
+
+    // list keys shows the prefix, never the raw secret
+    let r = reqwest::Client::new()
+        .get(format!("{base}/web/v1/keys"))
+        .bearer_auth(&token)
+        .send()
+        .await
+        .unwrap();
+    let listed = r.json::<Value>().await.unwrap();
+    let k = &listed["keys"][0];
+    assert_eq!(k["id"], key_id);
+    assert!(k.get("key").is_none(), "raw secret never listed");
+    assert!(k["prefix"].as_str().unwrap().starts_with("sk-helexa-"));
+
+    // the key authorizes at the authz surface
+    let r = post(
+        format!("{base}/authz/v1/resolve"),
+        json!({"api_key": raw_key}),
+        Some(CLIENT_TOKEN),
+    )
+    .await;
+    assert_eq!(r.status(), 200);
+
+    // archive → the key no longer resolves
+    let r = post(
+        format!("{base}/web/v1/keys/{key_id}/archive"),
+        json!({}),
+        Some(&token),
+    )
+    .await;
+    assert_eq!(r.status(), 204);
+    let r = post(
+        format!("{base}/authz/v1/resolve"),
+        json!({"api_key": raw_key}),
+        Some(CLIENT_TOKEN),
+    )
+    .await;
+    assert_eq!(r.status(), 401);
+}
+
+#[tokio::test]
+async fn fingerprint_abuse_silently_deactivates_all_no_clue() {
+    let Some((base, pool)) =
+        spawn_or_skip("fingerprint_abuse_silently_deactivates_all_no_clue").await
+    else {
+        return;
+    };
+    let fp = format!("fp-{}", uuid::Uuid::new_v4());
+
+    // 5 registrations sharing one fingerprint — every one returns a normal 202.
+    let mut emails = Vec::new();
+    for _ in 0..5 {
+        let email = unique_email();
+        let r = post(
+            format!("{base}/web/v1/register"),
+            json!({"email": email, "password": "password123", "fingerprint": fp}),
+            None,
+        )
+        .await;
+        assert_eq!(r.status(), 202, "registration always looks successful");
+        emails.push(email);
+    }
+
+    // Silent effect: all 5 accounts are deactivated + flagged.
+    let (deactivated, flagged): (i64, i64) = {
+        let row = pool
+            .fetch_one(
+                sqlx::query(
+                    "SELECT \
+                   count(*) FILTER (WHERE a.status = 'deactivated') AS d, \
+                   count(*) FILTER (WHERE a.fingerprint_flagged) AS f \
+                 FROM accounts a JOIN users u ON u.id = a.owner_user_id \
+                 WHERE u.registration_fingerprint = $1",
+                )
+                .bind(&fp),
+            )
+            .await
+            .unwrap();
+        (row.get("d"), row.get("f"))
+    };
+    assert_eq!(deactivated, 5, "all sharing accounts silently deactivated");
+    assert_eq!(flagged, 5);
+
+    // No clue at the authz surface: a key on a deactivated account resolves
+    // as an ordinary 401, indistinguishable from an unknown key.
+    let acct: uuid::Uuid = pool
+        .fetch_one(
+            sqlx::query(
+                "SELECT a.id FROM accounts a JOIN users u ON u.id = a.owner_user_id \
+                 WHERE u.registration_fingerprint = $1 LIMIT 1",
+            )
+            .bind(&fp),
+        )
+        .await
+        .unwrap()
+        .get("id");
+    let raw = "sk-helexa-deactivated-probe";
+    pool.execute(
+        sqlx::query(
+            "INSERT INTO api_keys (account_id, key_hash, key_prefix) VALUES ($1, $2, 'sk-helexa-')",
+        )
+        .bind(acct)
+        .bind(sha256(raw)),
+    )
+    .await
+    .unwrap();
+    let r = post(
+        format!("{base}/authz/v1/resolve"),
+        json!({"api_key": raw}),
+        Some(CLIENT_TOKEN),
+    )
+    .await;
+    assert_eq!(
+        r.status(),
+        401,
+        "deactivated account's key looks like any invalid key"
+    );
+}

crates/neuron/src/api.rs

@@ -13,6 +13,7 @@ use axum::response::sse::{Event, KeepAlive, Sse};
 use axum::response::{IntoResponse, Json};
 use axum::routing::{get, post};
 use cortex_core::discovery::{DiscoveryResponse, HealthResponse};
+use cortex_core::entitlements::{HEADER_ACCOUNT_ID, HEADER_KEY_ID};
 use cortex_core::harness::ModelSpec;
 use cortex_core::openai::{ChatCompletionRequest, MessageContent};
 use cortex_core::responses::{ResponsesRequest, ResponsesUsage};
@@ -71,6 +72,12 @@ async fn health_handler(State(state): State<Arc<NeuronState>>) -> Json<HealthRes
     // know about activation lifecycle.
     let mut snapshot = state.health_cache.snapshot().await;
     snapshot.activation = state.activation.snapshot().await;
+    // Per-model admission load (#53) — read live from the candle harness so
+    // cortex's load-aware router (#55) can spread traffic and propagate
+    // backpressure. Absent when no candle harness is present.
+    if let Some(candle) = &state.candle {
+        snapshot.models = candle.load_snapshot().await;
+    }
     Json(snapshot)
 }
 
@@ -228,6 +235,17 @@ fn default_enable_thinking(req: &mut ChatCompletionRequest, include_thinking: bo
     }
 }
 
+/// The request's principal for fair-share admission (#54), reconstructed
+/// from the internal headers cortex stamps (#49). cortex strips any
+/// client-supplied copy and asserts the authoritative value, so over the
+/// trusted WireGuard link these are safe to key fair-share on. `None` for an
+/// unauthenticated/direct request — exempt from the per-principal cap.
+fn principal_key(headers: &axum::http::HeaderMap) -> Option<String> {
+    let account = headers.get(HEADER_ACCOUNT_ID)?.to_str().ok()?;
+    let key = headers.get(HEADER_KEY_ID)?.to_str().ok()?;
+    Some(format!("{account}/{key}"))
+}
+
 /// OpenAI-compatible chat completions. Dispatches to streaming SSE when
 /// `stream: true` is set on the request; otherwise returns a single
 /// `ChatCompletionResponse`.
@@ -271,8 +289,14 @@ async fn chat_completions(
     // true`) keep reasoning on.
     default_enable_thinking(&mut req, include_thinking);
 
+    // Fair-share admission principal (#54), from cortex's stamped headers.
+    let principal = principal_key(&headers);
+
     if req.stream.unwrap_or(false) {
-        match candle.chat_completion_stream_with(req, chat_config).await {
+        match candle
+            .chat_completion_stream_with(req, chat_config, principal)
+            .await
+        {
             Ok(rx) => {
                 // Each chunk → one SSE `data: {json}` line. After the
                 // channel closes, append the OpenAI [DONE] terminator.
@@ -289,7 +313,7 @@ async fn chat_completions(
             Err(e) => inference_error_response(e),
         }
     } else {
-        match candle.chat_completion(req).await {
+        match candle.chat_completion(req, principal).await {
             Ok(resp) => Json(resp).into_response(),
             Err(e) => inference_error_response(e),
         }
@@ -302,6 +326,7 @@ async fn chat_completions(
 /// event stream into the Responses event family.
 async fn responses(
     State(state): State<Arc<NeuronState>>,
+    headers: axum::http::HeaderMap,
     Json(req): Json<ResponsesRequest>,
 ) -> impl IntoResponse {
     let Some(candle) = state.candle.as_ref().map(Arc::clone) else {
@@ -336,9 +361,12 @@ async fn responses(
     };
     chat_req.stream = Some(stream_requested);
 
+    // Fair-share admission principal (#54), from cortex's stamped headers.
+    let principal = principal_key(&headers);
+
     if stream_requested {
         match candle
-            .responses_stream(chat_req, response_id, message_item_id)
+            .responses_stream(chat_req, response_id, message_item_id, principal)
             .await
         {
             Ok(rx) => {
@@ -362,7 +390,7 @@ async fn responses(
         // and translate the result. We don't currently re-tokenise
         // to compute usage; the harness returns it via the chat
         // response and we pass it through.
-        match candle.chat_completion(chat_req).await {
+        match candle.chat_completion(chat_req, principal).await {
             Ok(chat_resp) => {
                 // Extract the assistant text (chat completions
                 // always emits one choice on the candle path).
@@ -486,6 +514,24 @@ fn inference_error_response(err: InferenceError) -> axum::response::Response {
             "template_render_failed",
             format!("chat template could not render this request: {detail}"),
         ),
+        // Admission control refused on load (#53): a fast, retryable "busy"
+        // signal. 503 (service busy) + Retry-After; opencode/AI SDK back off.
+        InferenceError::Overloaded { retry_after_secs } => OpenAiError::new(
+            503,
+            "rate_limit_error",
+            "rate_limit_exceeded",
+            "model is busy (admission queue full); retry shortly",
+        )
+        .with_retry_after(retry_after_secs),
+        // Per-principal fair-share cap (#54): 429 rate_limit_exceeded +
+        // Retry-After — the caller is sending too many concurrent requests.
+        InferenceError::PerPrincipalLimit { retry_after_secs } => OpenAiError::new(
+            429,
+            "rate_limit_error",
+            "rate_limit_exceeded",
+            "too many concurrent requests for this key; retry shortly",
+        )
+        .with_retry_after(retry_after_secs),
         InferenceError::Other(e) => OpenAiError::without_code(500, "api_error", format!("{e:#}")),
     };
     envelope_response(env)
@@ -660,6 +706,26 @@ mod error_envelope_tests {
         assert_eq!(error["required_mb"], 8_192);
     }
 
+    #[tokio::test]
+    async fn overloaded_is_503_rate_limited_with_retry_after() {
+        // Admission rejection (#53) → fast, retryable backpressure.
+        let resp = inference_error_response(InferenceError::Overloaded {
+            retry_after_secs: 7,
+        });
+        assert_eq!(resp.status(), StatusCode::SERVICE_UNAVAILABLE);
+        let retry = resp
+            .headers()
+            .get(axum::http::header::RETRY_AFTER)
+            .expect("admission rejection must advertise Retry-After");
+        assert_eq!(retry.to_str().unwrap(), "7");
+
+        let bytes = axum::body::to_bytes(resp.into_body(), usize::MAX)
+            .await
+            .unwrap();
+        let body: Value = serde_json::from_slice(&bytes).unwrap();
+        assert_eq!(body["error"]["code"], "rate_limit_exceeded");
+    }
+
     #[tokio::test]
     async fn insufficient_vram_carries_retry_after() {
         // Transient 503 — VRAM frees as in-flight requests finish, so the

crates/neuron/src/config.rs

@@ -85,6 +85,68 @@ pub struct CandleHarnessConfig {
     /// `/models`, and enforces it. These knobs tune that derivation.
     #[serde(default)]
     pub context_limit: ContextLimitConfig,
+
+    /// Admission control (#53): bounds the per-model wait queue so a busy
+    /// model returns a fast, retryable `429`/`503` instead of stalling new
+    /// requests until their client times out.
+    #[serde(default)]
+    pub admission: AdmissionConfig,
+}
+
+/// `[harness.candle.admission]` settings (#53).
+///
+/// Inference is batch-1, so `max_in_flight` is 1 in practice; the queue
+/// (`max_queue_depth`) absorbs short bursts, and `max_wait_secs` caps how
+/// long a queued request waits before it's refused with backpressure.
+#[derive(Debug, Clone, Serialize, Deserialize)]
+pub struct AdmissionConfig {
+    /// Concurrent running requests per model. Batch-1 inference → 1.
+    #[serde(default = "default_admission_max_in_flight")]
+    pub max_in_flight: usize,
+    /// Queued (waiting) requests allowed beyond the in-flight one. The
+    /// `(max_in_flight + max_queue_depth + 1)`-th request is refused
+    /// immediately with `429`/`503` + `Retry-After`.
+    #[serde(default = "default_admission_max_queue_depth")]
+    pub max_queue_depth: usize,
+    /// Maximum seconds a queued request waits for the in-flight slot before
+    /// it is refused (turns the old ~300s client-side hang into a fast,
+    /// honest signal).
+    #[serde(default = "default_admission_max_wait_secs")]
+    pub max_wait_secs: u64,
+    /// Per-principal fair-share cap (#54): max in-flight + queued requests
+    /// for any single principal (resolved from the `x-helexa-*` headers
+    /// cortex stamps), so one client can't monopolize the queue while others
+    /// wait. Over-cap → `429 rate_limit_exceeded` + `Retry-After`. `0`
+    /// disables the cap; anonymous requests are always exempt.
+    #[serde(default = "default_admission_max_per_principal")]
+    pub max_per_principal: usize,
+}
+
+impl Default for AdmissionConfig {
+    fn default() -> Self {
+        Self {
+            max_in_flight: default_admission_max_in_flight(),
+            max_queue_depth: default_admission_max_queue_depth(),
+            max_wait_secs: default_admission_max_wait_secs(),
+            max_per_principal: default_admission_max_per_principal(),
+        }
+    }
+}
+
+fn default_admission_max_in_flight() -> usize {
+    1
+}
+
+fn default_admission_max_queue_depth() -> usize {
+    8
+}
+
+fn default_admission_max_wait_secs() -> u64 {
+    30
+}
+
+fn default_admission_max_per_principal() -> usize {
+    2
 }
 
 /// `[harness.candle.prefix_cache]` settings.

crates/neuron/src/harness/admission.rs

@@ -0,0 +1,298 @@
+//! Per-model admission control (#53).
+//!
+//! Inference against a loaded model is batch-1: one request runs at a time,
+//! serialized by the model's `inference_lock` (single-GPU) / `pool` mutex
+//! (TP). Before this, the wait for that lock was an **unbounded FIFO of
+//! mutex waiters with no timeout** — a busy model made every new request
+//! hang until its client gave up (~300s) with an opaque error.
+//!
+//! [`AdmissionController`] replaces that implicit unbounded wait with an
+//! explicit bounded scheduler: at most `max_in_flight` running (1, batch-1)
+//! plus a bounded queue of `max_queue_depth` waiters, each waiting at most
+//! `max_wait`. When the queue is full or the wait elapses, the request is
+//! rejected *immediately* — an honest, fast, retryable "busy" signal
+//! (`429`/`503` + `Retry-After` per #63) instead of a silent stall.
+//!
+//! The controller is pure async (no CUDA), so the inference paths just call
+//! [`AdmissionController::enter`] before taking the inference lock and hold
+//! the returned [`AdmissionPermit`] for the request's lifetime. Its counters
+//! ([`in_flight`](AdmissionController::in_flight) /
+//! [`queue_depth`](AdmissionController::queue_depth)) are lock-free, so
+//! `/health` can read live load without contending with inference.
+
+use crate::config::AdmissionConfig;
+use std::collections::HashMap;
+use std::sync::{Arc, Mutex};
+use std::time::Duration;
+use tokio::sync::{OwnedSemaphorePermit, Semaphore};
+
+/// Why admission was refused. All map to the #63 backpressure envelope
+/// (`rate_limit_exceeded` + `Retry-After`); they differ in cause (and HTTP
+/// status — load → `503`, per-principal → `429`).
+#[derive(Debug, Clone, Copy)]
+pub enum AdmissionRejection {
+    /// The bounded wait queue was already full (server-side load).
+    QueueFull { retry_after_secs: u64 },
+    /// A queue slot was taken but the in-flight slot didn't free within
+    /// `max_wait` (server-side load).
+    Timeout { retry_after_secs: u64 },
+    /// This principal already has `max_per_principal` requests in flight or
+    /// queued (#54 fair-share) — one principal can't monopolize the model.
+    PrincipalCap { retry_after_secs: u64 },
+}
+
+impl AdmissionRejection {
+    pub fn retry_after_secs(&self) -> u64 {
+        match self {
+            AdmissionRejection::QueueFull { retry_after_secs }
+            | AdmissionRejection::Timeout { retry_after_secs }
+            | AdmissionRejection::PrincipalCap { retry_after_secs } => *retry_after_secs,
+        }
+    }
+}
+
+/// Admission accounting, mutated under a brief lock (never held across an
+/// await). `pending` is queued + in-flight overall; `per_principal` is the
+/// same count keyed by principal for fair-share (#54).
+#[derive(Default, Debug)]
+struct AdmissionState {
+    pending: usize,
+    per_principal: HashMap<String, usize>,
+}
+
+/// Bounded batch-1 scheduler for one loaded model, with per-principal
+/// fair-share.
+pub struct AdmissionController {
+    /// In-flight slots — `max_in_flight` permits (1 for batch-1).
+    slots: Arc<Semaphore>,
+    /// Queued + in-flight accounting (overall + per principal).
+    state: Arc<Mutex<AdmissionState>>,
+    /// `max_in_flight + max_queue_depth` — the overall rejection threshold.
+    max_pending: usize,
+    /// Max in-flight + queued for any single principal (#54). `0` disables.
+    max_per_principal: usize,
+    max_in_flight: usize,
+    max_wait: Duration,
+}
+
+impl AdmissionController {
+    pub fn new(cfg: &AdmissionConfig) -> Self {
+        // A controller with zero in-flight slots would deadlock; clamp.
+        let max_in_flight = cfg.max_in_flight.max(1);
+        Self {
+            slots: Arc::new(Semaphore::new(max_in_flight)),
+            state: Arc::new(Mutex::new(AdmissionState::default())),
+            max_pending: max_in_flight + cfg.max_queue_depth,
+            max_per_principal: cfg.max_per_principal,
+            max_in_flight,
+            max_wait: Duration::from_secs(cfg.max_wait_secs),
+        }
+    }
+
+    /// Admit a request for `principal` (`None` = anonymous, exempt from the
+    /// per-principal cap). Reserves a queue slot — fast-rejecting if the
+    /// overall queue is full or the principal is over its fair-share cap —
+    /// then waits up to `max_wait` for an in-flight slot. The returned permit
+    /// must be held for the request's lifetime; dropping it frees the slots.
+    pub async fn enter(
+        &self,
+        principal: Option<&str>,
+    ) -> Result<AdmissionPermit, AdmissionRejection> {
+        // Decision + reservation under one brief lock so concurrent callers
+        // can't both slip past the thresholds. No await is held here.
+        {
+            let mut st = self.state.lock().expect("admission state poisoned");
+            if st.pending >= self.max_pending {
+                return Err(AdmissionRejection::QueueFull {
+                    retry_after_secs: self.retry_hint(st.pending),
+                });
+            }
+            if let Some(p) = principal
+                && self.max_per_principal > 0
+                && st.per_principal.get(p).copied().unwrap_or(0) >= self.max_per_principal
+            {
+                return Err(AdmissionRejection::PrincipalCap {
+                    retry_after_secs: self.retry_hint(st.pending),
+                });
+            }
+            st.pending += 1;
+            if let Some(p) = principal {
+                *st.per_principal.entry(p.to_string()).or_insert(0) += 1;
+            }
+        }
+
+        match tokio::time::timeout(self.max_wait, Arc::clone(&self.slots).acquire_owned()).await {
+            Ok(Ok(permit)) => Ok(AdmissionPermit {
+                _permit: permit,
+                state: Arc::clone(&self.state),
+                principal: principal.map(str::to_string),
+            }),
+            // Semaphore is never closed; treat a closed/elapsed wait the same.
+            Ok(Err(_)) | Err(_) => {
+                self.release(principal);
+                Err(AdmissionRejection::Timeout {
+                    retry_after_secs: self.retry_hint(self.max_pending),
+                })
+            }
+        }
+    }
+
+    /// Roll back a reserved-but-not-admitted slot (wait timed out).
+    fn release(&self, principal: Option<&str>) {
+        let mut st = self.state.lock().expect("admission state poisoned");
+        st.pending = st.pending.saturating_sub(1);
+        decrement_principal(&mut st.per_principal, principal);
+    }
+
+    /// Requests currently running (holding an in-flight slot).
+    pub fn in_flight(&self) -> usize {
+        self.max_in_flight
+            .saturating_sub(self.slots.available_permits())
+    }
+
+    /// Requests waiting for an in-flight slot.
+    pub fn queue_depth(&self) -> usize {
+        let pending = self.state.lock().expect("admission state poisoned").pending;
+        pending.saturating_sub(self.in_flight())
+    }
+
+    /// Rough `Retry-After`: scale with how backed-up the model is, clamped to
+    /// a sane band. Without per-request timing this is a heuristic, but it
+    /// gives well-behaved clients (opencode/AI SDK) a sensible backoff.
+    fn retry_hint(&self, pending: usize) -> u64 {
+        let queued = pending.saturating_sub(self.max_in_flight) as u64;
+        ((queued + 1) * 2).clamp(1, 120)
+    }
+}
+
+/// Decrement (and prune at zero) a principal's outstanding count.
+fn decrement_principal(map: &mut HashMap<String, usize>, principal: Option<&str>) {
+    if let Some(p) = principal
+        && let Some(count) = map.get_mut(p)
+    {
+        *count -= 1;
+        if *count == 0 {
+            map.remove(p);
+        }
+    }
+}
+
+/// Held for a request's lifetime; frees the in-flight + queue slot (and the
+/// principal's fair-share slot) on drop.
+#[derive(Debug)]
+pub struct AdmissionPermit {
+    _permit: OwnedSemaphorePermit,
+    state: Arc<Mutex<AdmissionState>>,
+    principal: Option<String>,
+}
+
+impl Drop for AdmissionPermit {
+    fn drop(&mut self) {
+        let mut st = self.state.lock().expect("admission state poisoned");
+        st.pending = st.pending.saturating_sub(1);
+        decrement_principal(&mut st.per_principal, self.principal.as_deref());
+    }
+}
+
+#[cfg(test)]
+mod tests {
+    use super::*;
+
+    /// Config with the per-principal cap disabled (0) — most tests exercise
+    /// the overall queue with anonymous (`None`) callers.
+    fn cfg(max_in_flight: usize, max_queue_depth: usize, max_wait_secs: u64) -> AdmissionConfig {
+        AdmissionConfig {
+            max_in_flight,
+            max_queue_depth,
+            max_wait_secs,
+            max_per_principal: 0,
+        }
+    }
+
+    #[tokio::test]
+    async fn admits_up_to_in_flight_and_reports_load() {
+        let ctrl = AdmissionController::new(&cfg(1, 4, 30));
+        assert_eq!(ctrl.in_flight(), 0);
+        let p = ctrl.enter(None).await.expect("first admits");
+        assert_eq!(ctrl.in_flight(), 1);
+        assert_eq!(ctrl.queue_depth(), 0);
+        drop(p);
+        assert_eq!(ctrl.in_flight(), 0);
+    }
+
+    #[tokio::test]
+    async fn rejects_when_queue_full() {
+        // 1 in-flight + 1 queue slot = capacity 2; the 3rd is refused fast.
+        let ctrl = Arc::new(AdmissionController::new(&cfg(1, 1, 30)));
+        let _running = ctrl.enter(None).await.expect("admit running");
+
+        // Fill the single queue slot with a waiter that parks on the semaphore.
+        let ctrl2 = Arc::clone(&ctrl);
+        let waiter = tokio::spawn(async move { ctrl2.enter(None).await.map(|p| drop(p)) });
+        // Give the waiter a moment to occupy the queue slot.
+        tokio::time::sleep(Duration::from_millis(50)).await;
+        assert_eq!(ctrl.queue_depth(), 1);
+
+        // Queue full → immediate QueueFull with a Retry-After hint.
+        match ctrl.enter(None).await {
+            Err(AdmissionRejection::QueueFull { retry_after_secs }) => {
+                assert!(retry_after_secs >= 1)
+            }
+            other => panic!("expected QueueFull, got {other:?}"),
+        }
+
+        // Release the runner so the parked waiter can proceed and finish.
+        drop(_running);
+        waiter.await.unwrap().unwrap();
+    }
+
+    #[tokio::test]
+    async fn rejects_on_wait_timeout() {
+        // Zero queue depth + a runner holding the only slot → a second
+        // request can't even queue, so it's QueueFull, not Timeout. Use a
+        // queue of 1 and a tiny max_wait to exercise the timeout path.
+        let ctrl = Arc::new(AdmissionController::new(&cfg(1, 1, 0)));
+        let _running = ctrl.enter(None).await.expect("admit running");
+        // max_wait 0 → the queued request times out almost immediately.
+        match ctrl.enter(None).await {
+            Err(AdmissionRejection::Timeout { .. }) => {}
+            other => panic!("expected Timeout, got {other:?}"),
+        }
+        // The timed-out request released its queue slot.
+        assert_eq!(ctrl.queue_depth(), 0);
+    }
+
+    #[tokio::test]
+    async fn per_principal_cap_protects_other_principals() {
+        // Generous overall queue, but each principal capped at 1 in-flight+
+        // queued. Principal A holds the running slot; A's second request is
+        // refused (PrincipalCap) rather than occupying the queue, so B's
+        // single request still gets a queue slot and proceeds.
+        let cfg = AdmissionConfig {
+            max_in_flight: 1,
+            max_queue_depth: 8,
+            max_wait_secs: 30,
+            max_per_principal: 1,
+        };
+        let ctrl = Arc::new(AdmissionController::new(&cfg));
+
+        let _a1 = ctrl.enter(Some("acct-a/key-a")).await.expect("A admits");
+
+        // A is over its fair-share cap → fast PrincipalCap, no queue slot taken.
+        match ctrl.enter(Some("acct-a/key-a")).await {
+            Err(AdmissionRejection::PrincipalCap { retry_after_secs }) => {
+                assert!(retry_after_secs >= 1)
+            }
+            other => panic!("expected PrincipalCap, got {other:?}"),
+        }
+
+        // B (a different principal) is admitted to the queue and proceeds
+        // once A releases — it was never stuck behind A's backlog.
+        let ctrl2 = Arc::clone(&ctrl);
+        let b = tokio::spawn(async move { ctrl2.enter(Some("acct-b/key-b")).await.map(drop) });
+        tokio::time::sleep(Duration::from_millis(50)).await;
+        assert_eq!(ctrl.queue_depth(), 1, "B is queued, not rejected");
+        drop(_a1);
+        b.await.unwrap().expect("B is served after A releases");
+    }
+}

crates/neuron/src/harness/candle.rs

@@ -33,7 +33,7 @@ use crate::wire::{
 use std::collections::HashMap;
 use std::path::PathBuf;
 use std::sync::Arc;
-use std::sync::atomic::{AtomicBool, AtomicUsize, Ordering};
+use std::sync::atomic::{AtomicBool, AtomicU64, AtomicUsize, Ordering};
 #[cfg(feature = "cuda")]
 use std::time::Duration;
 use std::time::{SystemTime, UNIX_EPOCH};
@@ -81,6 +81,9 @@ pub struct CandleHarness {
     /// Context-limit derivation settings (#67), read in `list_models`
     /// to compute each model's advertised `limit{context,input,output}`.
     context_limit_cfg: crate::config::ContextLimitConfig,
+    /// Admission-control settings (#53), used to build each loaded model's
+    /// [`super::admission::AdmissionController`] at load time.
+    admission_cfg: crate::config::AdmissionConfig,
 }
 
 /// Devices/capabilities snapshot of a model entering auto-recovery
@@ -146,6 +149,16 @@ impl LoadedHandle {
         }
     }
 
+    /// Current admission load (#53): `(in_flight, queue_depth)`. Lock-free,
+    /// so `/health` can read it without contending with inference.
+    pub fn load(&self) -> (usize, usize) {
+        match self {
+            LoadedHandle::Single(m) => (m.admission.in_flight(), m.admission.queue_depth()),
+            #[cfg(feature = "cuda")]
+            LoadedHandle::Tp(m) => (m.admission.in_flight(), m.admission.queue_depth()),
+        }
+    }
+
     /// Modalities the loaded model supports. Stage B7 (single-GPU) +
     /// TP-vision (#12) — both single-GPU and TP loads advertise
     /// `"vision"` when a replicated vision tower materialised.
@@ -192,23 +205,50 @@ impl LoadedHandle {
     /// `NEURON_MAX_PROMPT_TOKENS`, when explicitly set, is applied as a
     /// clamp-only upper bound on the derived `context` — a backstop, not
     /// the authority. Unset → no clamp; the derivation stands alone.
-    pub async fn derived_limit(
+    /// Refresh the cached free-VRAM reading used by [`Self::derived_limit`]
+    /// (#53). Queries the device worker — so it MUST run off the request
+    /// path (background refresher / load-time seed), never from a control
+    /// endpoint, since the query queues behind inference on the worker.
+    /// Single-GPU caches the device's free VRAM; TP caches the tightest
+    /// free across ranks (the same value `derived_limit` used pre-cache).
+    pub async fn refresh_free_mb(&self) {
+        let free = match self {
+            LoadedHandle::Single(m) => m.query_vram().await.0,
+            #[cfg(feature = "cuda")]
+            LoadedHandle::Tp(m) => m.query_vram_tightest_free_mb().await,
+        };
+        // Don't clobber a good cached value with a transient `0`
+        // (worker gone/poisoned sentinel).
+        if free > 0 {
+            match self {
+                LoadedHandle::Single(m) => m.last_free_mb.store(free, Ordering::Release),
+                #[cfg(feature = "cuda")]
+                LoadedHandle::Tp(m) => m.last_free_mb.store(free, Ordering::Release),
+            }
+        }
+    }
+
+    pub fn derived_limit(
         &self,
         cfg: &crate::config::ContextLimitConfig,
     ) -> Option<cortex_core::harness::ModelLimit> {
         if !cfg.enabled {
             return None;
         }
+        // Read the *cached* free VRAM — never query the device worker here.
+        // This runs on `GET /models`; a live query would queue behind
+        // inference on the worker thread and stall the control plane (#53).
+        // The cache is refreshed off the request path (load + background task).
         let (profile, free_mb, rate) = match self {
             LoadedHandle::Single(m) => (
                 m.context_profile?,
-                m.query_vram().await.0,
+                m.last_free_mb.load(Ordering::Acquire),
                 m.prefill_rate.get(),
             ),
             #[cfg(feature = "cuda")]
             LoadedHandle::Tp(m) => (
                 m.context_profile?,
-                m.query_vram_tightest_free_mb().await,
+                m.last_free_mb.load(Ordering::Acquire),
                 m.prefill_rate.get(),
             ),
         };
@@ -305,6 +345,10 @@ pub struct LoadedModel {
     /// for the TP path (which already had this invariant by accident
     /// because the pool lock covered the same window).
     pub inference_lock: tokio::sync::Mutex<()>,
+    /// Bounded admission scheduler (#53). Gated *before* `inference_lock`
+    /// so a busy model refuses overflow fast instead of growing an
+    /// unbounded, untimed queue of lock waiters.
+    pub admission: super::admission::AdmissionController,
     /// Open/close token IDs for the reasoning marker this model
     /// emits, populated once at load time by probing the tokenizer's
     /// added-tokens table. `None` for non-reasoning models or
@@ -374,6 +418,13 @@ pub struct LoadedModel {
     /// request-path enforcement reads this — `0` means "not derived yet"
     /// → fall back to the static `NEURON_MAX_PROMPT_TOKENS`.
     pub derived_input_cap: AtomicUsize,
+    /// Cached free VRAM (MiB) for the control plane (#53). `derived_limit`
+    /// (served by `GET /models`) reads this instead of querying the device
+    /// worker, which during inference is saturated processing forward jobs —
+    /// a live query would queue behind them and stall `/models`, tripping
+    /// cortex's health poller into marking the node unhealthy. Refreshed off
+    /// the request path: seeded at load, then by a background task.
+    pub last_free_mb: AtomicU64,
 }
 
 impl LoadedModel {
@@ -422,6 +473,10 @@ pub struct TpLoadedModel {
     /// serialises subprocess RPC traffic on the pool's
     /// `Vec<Worker>` channels.
     pub pool: tokio::sync::Mutex<super::tp::WorkerPool>,
+    /// Bounded admission scheduler (#53), mirroring the single-GPU path.
+    /// Gated before the pool lock so an overloaded TP model returns fast
+    /// backpressure instead of an unbounded, untimed wait.
+    pub admission: super::admission::AdmissionController,
     /// Handle into the leader device worker's TP slab. The boxed
     /// `TpLeaderModel` (with its embedded `Arc<Comm>` clones and
     /// per-rank CUDA tensors) lives on the worker thread; we hold an
@@ -482,6 +537,10 @@ pub struct TpLoadedModel {
     /// Mint for pool-wide snapshot ids. Plain counter; uniqueness only
     /// needs to hold per model lifetime (snapshots die with the model).
     pub next_snapshot_id: std::sync::atomic::AtomicU64,
+    /// Cached tightest free VRAM (MiB) for the control plane (#53) — see
+    /// [`LoadedModel::last_free_mb`]. Read by `derived_limit` so `GET /models`
+    /// never fans a VRAM query out to the (inference-saturated) TP workers.
+    pub last_free_mb: AtomicU64,
 }
 
 #[cfg(feature = "cuda")]
@@ -1088,6 +1147,32 @@ fn debug_poison_armed(model_id: &str) -> bool {
     armed && !FIRED.swap(true, Ordering::Relaxed)
 }
 
+/// Background control-plane VRAM cache refresher (#53). Every few seconds,
+/// refreshes each loaded model's `last_free_mb` so `derived_limit` (served
+/// by `GET /models`) reads a cached value and never queries the device
+/// worker on the request path — a live query would queue behind inference
+/// forward jobs on the worker thread, stalling `/models` for seconds and
+/// tripping cortex's health poller into evicting the node from routing.
+/// Holds a `Weak` so a shutting-down harness lets the task exit. The query
+/// itself may queue behind inference, but that only delays this background
+/// refresh — no request-path caller is ever blocked.
+async fn vram_cache_refresh_loop(weak: std::sync::Weak<CandleHarness>) {
+    const REFRESH_INTERVAL: std::time::Duration = std::time::Duration::from_secs(5);
+    loop {
+        tokio::time::sleep(REFRESH_INTERVAL).await;
+        let Some(this) = weak.upgrade() else {
+            return; // harness dropped — exit
+        };
+        // Snapshot handles, then release the read lock before awaiting the
+        // (possibly slow) worker queries so we never hold it across an await.
+        let handles: Vec<LoadedHandle> = this.models.read().await.values().cloned().collect();
+        drop(this);
+        for handle in handles {
+            handle.refresh_free_mb().await;
+        }
+    }
+}
+
 /// Background auto-recovery task (#17). Drains poisoned model ids and
 /// rebuilds each via [`CandleHarness::recover_one`]. Holds a `Weak` so a
 /// shutting-down harness lets the task exit; processes one id at a time,
@@ -1261,25 +1346,67 @@ fn validate_vision_prefill(prompt_len: usize, vram_free_mb: u64) -> Result<(), I
 /// the caller as `max`), or if free VRAM is below the floor. Enforcing
 /// the *derived* cap means a VRAM-tight host rejects a prompt that
 /// wouldn't fit, instead of accepting it and OOMing mid-prefill.
+///
+/// The third VRAM check — the length-aware backstop (#65) — closes the
+/// poll-vs-request snapshot gap #67 leaves open. `max` is
+/// `effective_prompt_cap()`, the input budget derived at **/models poll
+/// time** from the tightest card's free VRAM *then*. If free VRAM has
+/// since dropped (a co-resident model loaded, a concurrent prefill grew
+/// its KV), a prompt at-or-below that now-stale cap still clears the
+/// static floor yet no longer fits — and OOMs mid-prefill, poisoning the
+/// device context (the 2026-05-26 beast incident the #47 work exists to
+/// eliminate). So we re-run the same length×KV-vs-VRAM physics #67 uses
+/// for the cap, but against **request-time** free VRAM, reusing the
+/// model's [`ContextProfile`] rather than re-deriving the KV cost. This
+/// gives the text path the live-VRAM guard the vision path already has
+/// (`validate_vision_prefill`). `profile`/`kv_bytes_per_token_per_card`
+/// are per-card and `vram_free_mb` is the tightest card's free VRAM, so
+/// the two are commensurable on both single-GPU and TP loads.
 fn validate_request(
     prompt_len: usize,
     vram_free_mb: u64,
     max: usize,
+    profile: Option<&super::context_limit::ContextProfile>,
+    cfg: &crate::config::ContextLimitConfig,
 ) -> Result<(), InferenceError> {
     if prompt_len > max {
         return Err(InferenceError::PromptTooLong { prompt_len, max });
     }
-    // VRAM check is skipped on CPU loads (vram_free_mb == 0 sentinel)
+    // VRAM checks are skipped on CPU loads (vram_free_mb == 0 sentinel)
     // because the (0, 0) reply from `query_vram` is also what a missing
     // worker returns. The CPU path has no per-GPU memory limit anyway —
     // host RAM is bounded by the OOM killer, not this check.
+    if vram_free_mb == 0 {
+        return Ok(());
+    }
     let min = min_free_vram_mb();
-    if vram_free_mb != 0 && vram_free_mb < min {
+    if vram_free_mb < min {
         return Err(InferenceError::InsufficientVram {
             free_mb: vram_free_mb,
             required_mb: min,
         });
     }
+    // Length-aware backstop (#65): KV the whole sequence (prompt +
+    // generation reserve) will occupy, plus the prefill activation
+    // headroom, plus the static floor as an additive cushion — all per
+    // card. A degenerate zero-KV profile (no full-attention layers) or a
+    // model with no captured profile skips this and rides the floor
+    // check above, mirroring `derive_limit`'s VRAM-ceiling fallback.
+    if let Some(profile) = profile
+        && profile.kv_bytes_per_token_per_card > 0
+    {
+        let tokens = (prompt_len as u64).saturating_add(cfg.output_reserve_tokens as u64);
+        let kv_mb = profile.kv_bytes_per_token_per_card.saturating_mul(tokens) / (1024 * 1024);
+        let required_mb = kv_mb
+            .saturating_add(cfg.activation_headroom_mb)
+            .saturating_add(min);
+        if required_mb > vram_free_mb {
+            return Err(InferenceError::InsufficientVram {
+                free_mb: vram_free_mb,
+                required_mb,
+            });
+        }
+    }
     Ok(())
 }
 
@@ -1565,6 +1692,7 @@ impl CandleHarness {
             recovery_tx,
             prefix_cache_cfg: config.prefix_cache.clone(),
             context_limit_cfg: config.context_limit.clone(),
+            admission_cfg: config.admission.clone(),
         });
         // Background auto-recovery task (#17). Holds a `Weak` so it can't
         // keep the harness alive. Spawned only when a tokio runtime is
@@ -1573,6 +1701,11 @@ impl CandleHarness {
         if tokio::runtime::Handle::try_current().is_ok() {
             let weak = Arc::downgrade(&this);
             tokio::spawn(recovery_loop(weak, recovery_rx));
+            // Control-plane VRAM cache refresher (#53): keeps each loaded
+            // model's `last_free_mb` current off the request path, so
+            // `derived_limit` / `GET /models` never query the device worker
+            // (which is saturated during inference) and never stall.
+            tokio::spawn(vram_cache_refresh_loop(Arc::downgrade(&this)));
         }
         this
     }
@@ -2006,6 +2139,7 @@ impl CandleHarness {
     pub async fn chat_completion(
         &self,
         request: ChatCompletionRequest,
+        principal: Option<String>,
     ) -> Result<ChatCompletionResponse, InferenceError> {
         let handle = {
             let models = self.models.read().await;
@@ -2030,7 +2164,7 @@ impl CandleHarness {
             LoadedHandle::Single(m) => m,
             #[cfg(feature = "cuda")]
             LoadedHandle::Tp(m) => {
-                return self.chat_completion_tp(m, request).await;
+                return self.chat_completion_tp(m, request, principal).await;
             }
         };
 
@@ -2059,6 +2193,15 @@ impl CandleHarness {
             return Err(self.trigger_recovery(&model_id).await);
         }
 
+        // Admission control (#53): refuse fast if the bounded queue is full
+        // or the wait elapses, rather than joining an unbounded lock-wait.
+        // The permit is held for the whole request (released on drop).
+        let _admit = loaded
+            .admission
+            .enter(principal.as_deref())
+            .await
+            .map_err(InferenceError::from)?;
+
         // Serialise concurrent requests against this model. Holds for
         // the duration of clear_kv_cache → prefill → decode so two
         // requests' chunked-prefill sequences can't interleave on the
@@ -2149,7 +2292,13 @@ impl CandleHarness {
                 "chat_completion: starting"
             );
 
-            validate_request(prompt_len, vram_free_mb, loaded.effective_prompt_cap())?;
+            validate_request(
+                prompt_len,
+                vram_free_mb,
+                loaded.effective_prompt_cap(),
+                loaded.context_profile.as_ref(),
+                &self.context_limit_cfg,
+            )?;
             if vision_route.is_some() {
                 validate_vision_prefill(prompt_len, vram_free_mb)?;
             }
@@ -2378,9 +2527,14 @@ impl CandleHarness {
     pub async fn chat_completion_stream(
         &self,
         request: ChatCompletionRequest,
+        principal: Option<String>,
     ) -> Result<mpsc::Receiver<ChatCompletionChunk>, InferenceError> {
-        self.chat_completion_stream_with(request, wire_chat::ChatProjectionConfig::default())
-            .await
+        self.chat_completion_stream_with(
+            request,
+            wire_chat::ChatProjectionConfig::default(),
+            principal,
+        )
+        .await
     }
 
     /// Same as [`Self::chat_completion_stream`] but lets the caller
@@ -2391,8 +2545,9 @@ impl CandleHarness {
         &self,
         request: ChatCompletionRequest,
         mut config: wire_chat::ChatProjectionConfig,
+        principal: Option<String>,
     ) -> Result<mpsc::Receiver<ChatCompletionChunk>, InferenceError> {
-        let stream = self.inference_stream(request).await?;
+        let stream = self.inference_stream(request, principal).await?;
         // Fill in the model's reasoning markers if the caller
         // didn't pre-populate them — they're a property of the
         // loaded model (which the HTTP handler doesn't reach into
@@ -2419,9 +2574,10 @@ impl CandleHarness {
         request: ChatCompletionRequest,
         response_id: String,
         message_item_id: String,
+        principal: Option<String>,
     ) -> Result<mpsc::Receiver<crate::wire::openai_responses::ResponseStreamFrame>, InferenceError>
     {
-        let stream = self.inference_stream(request).await?;
+        let stream = self.inference_stream(request, principal).await?;
         let meta = crate::wire::openai_responses::ResponseMeta {
             response_id,
             created_at: stream.created,
@@ -2442,6 +2598,7 @@ impl CandleHarness {
     async fn inference_stream(
         &self,
         request: ChatCompletionRequest,
+        principal: Option<String>,
     ) -> Result<InferenceStream, InferenceError> {
         let handle = {
             let models = self.models.read().await;
@@ -2466,7 +2623,7 @@ impl CandleHarness {
             LoadedHandle::Single(m) => m,
             #[cfg(feature = "cuda")]
             LoadedHandle::Tp(m) => {
-                return self.inference_tp_stream(m, request).await;
+                return self.inference_tp_stream(m, request, principal).await;
             }
         };
 
@@ -2595,7 +2752,13 @@ impl CandleHarness {
             );
         }
 
-        validate_request(prompt_len, vram_free_mb, loaded.effective_prompt_cap())?;
+        validate_request(
+            prompt_len,
+            vram_free_mb,
+            loaded.effective_prompt_cap(),
+            loaded.context_profile.as_ref(),
+            &self.context_limit_cfg,
+        )?;
         if vision_route.is_some() {
             validate_vision_prefill(prompt_len, vram_free_mb)?;
         }
@@ -2610,6 +2773,15 @@ impl CandleHarness {
         // role chunk was already sent above, so the client sees
         // immediate "stream open" feedback even when this request
         // queues behind another for the lock.
+        // Admission control (#53): refuse before opening the stream if the
+        // model's bounded queue is full / the wait elapses. The permit moves
+        // into the inference task and is held until it completes.
+        let admit = loaded
+            .admission
+            .enter(principal.as_deref())
+            .await
+            .map_err(InferenceError::from)?;
+
         let tool_schemas = build_tool_schemas(&request);
         if let (Some(worker), Some(handle)) = (loaded.worker.clone(), loaded.arch_handle) {
             #[cfg(feature = "cuda")]
@@ -2620,6 +2792,7 @@ impl CandleHarness {
                 let tool_schemas_inner = tool_schemas.clone();
                 tokio::spawn(
                     async move {
+                        let _admit = admit;
                         let _inference_guard = loaded_for_task.inference_lock.lock().await;
                         match stream_inference_via_worker(
                             worker,
@@ -2680,6 +2853,7 @@ impl CandleHarness {
             let tool_call_tokens_inner = loaded.tool_call_tokens.clone();
             let tool_schemas_inner = tool_schemas.clone();
             tokio::task::spawn_blocking(move || {
+                let _admit = admit;
                 let _g = span_for_task.enter();
                 // `blocking_lock` is safe here: spawn_blocking runs on
                 // a dedicated thread, not on the async runtime, so
@@ -2779,6 +2953,24 @@ pub struct InferenceStream {
 /// Auto-recovery (#17) — rebuild a poisoned model's device context
 /// automatically instead of leaving it bricked until a human reloads.
 impl CandleHarness {
+    /// Per-model admission load for `GET /health` (#53): in-flight + queued
+    /// counts for every resident model. Lock-free per-model reads, so this
+    /// only briefly holds the registry read lock to enumerate handles.
+    pub async fn load_snapshot(&self) -> Vec<cortex_core::discovery::ModelLoad> {
+        let models = self.models.read().await;
+        models
+            .values()
+            .map(|handle| {
+                let (in_flight, queue_depth) = handle.load();
+                cortex_core::discovery::ModelLoad {
+                    id: handle.model_id().to_string(),
+                    in_flight,
+                    queue_depth,
+                }
+            })
+            .collect()
+    }
+
     /// True while `model_id` is being auto-recovered (its slot is briefly
     /// absent from the registry during the reload).
     pub async fn is_recovering(&self, model_id: &str) -> bool {
@@ -2890,7 +3082,7 @@ impl Harness for CandleHarness {
             // physics + live free VRAM + measured prefill rate. `None`
             // for arches without a context profile. `cost` stays
             // operator-set in the catalogue, filled by the gateway.
-            let limit = h.derived_limit(&self.context_limit_cfg).await;
+            let limit = h.derived_limit(&self.context_limit_cfg);
             out.push(ModelInfo {
                 id: h.model_id().into(),
                 harness: "candle".into(),
@@ -3128,6 +3320,7 @@ impl Harness for CandleHarness {
             worker,
             arch_handle,
             inference_lock: tokio::sync::Mutex::new(()),
+            admission: super::admission::AdmissionController::new(&self.admission_cfg),
             reasoning_tokens,
             tool_call_tokens,
             chat_template,
@@ -3139,6 +3332,7 @@ impl Harness for CandleHarness {
             context_profile,
             prefill_rate: super::context_limit::PrefillRateEma::new(),
             derived_input_cap: AtomicUsize::new(0),
+            last_free_mb: AtomicU64::new(0),
         });
         if loaded.prefix_cache.is_some() {
             tracing::info!(
@@ -3149,6 +3343,14 @@ impl Harness for CandleHarness {
             );
         }
 
+        // Seed the control-plane VRAM cache (#53) while the worker is idle
+        // (load just finished), so `/models` has a value before the
+        // background refresher's first tick and never queries the worker.
+        let (free_mb, _) = loaded.query_vram().await;
+        if free_mb > 0 {
+            loaded.last_free_mb.store(free_mb, Ordering::Release);
+        }
+
         let mut models = self.models.write().await;
         models.insert(spec.model_id.clone(), LoadedHandle::Single(loaded));
         tracing::info!(model = %spec.model_id, "model loaded");
@@ -3372,6 +3574,7 @@ impl CandleHarness {
             tokenizer,
             devices: devices.clone(),
             pool: TMutex::new(pool),
+            admission: super::admission::AdmissionController::new(&self.admission_cfg),
             leader_handle,
             leader_device: leader_device.clone(),
             poisoned: AtomicBool::new(false),
@@ -3398,6 +3601,7 @@ impl CandleHarness {
             ),
             prefill_rate: super::context_limit::PrefillRateEma::new(),
             derived_input_cap: AtomicUsize::new(0),
+            last_free_mb: AtomicU64::new(0),
             next_snapshot_id: std::sync::atomic::AtomicU64::new(1),
         });
         if tp_loaded.prefix_cache.is_some() {
@@ -3409,6 +3613,14 @@ impl CandleHarness {
             );
         }
 
+        // Seed the control-plane VRAM cache (#53) — tightest free across
+        // ranks, while the workers are idle post-load — so `/models` never
+        // fans a query out to the inference-busy TP workers.
+        let free_mb = tp_loaded.query_vram_tightest_free_mb().await;
+        if free_mb > 0 {
+            tp_loaded.last_free_mb.store(free_mb, Ordering::Release);
+        }
+
         let mut models = self.models.write().await;
         models.insert(spec.model_id.clone(), LoadedHandle::Tp(tp_loaded));
         tracing::info!(
@@ -3438,6 +3650,7 @@ impl CandleHarness {
         &self,
         tp: Arc<TpLoadedModel>,
         request: ChatCompletionRequest,
+        principal: Option<String>,
     ) -> Result<ChatCompletionResponse, InferenceError> {
         // Tag every line of this request with a short req_id so a
         // grep over journalctl reconstructs one request even when
@@ -3474,7 +3687,11 @@ impl CandleHarness {
         }
 
         let tp_for_marker = Arc::clone(&tp);
-        let handle = tokio::spawn(chat_completion_tp_inner(tp, request).instrument(span.clone()));
+        let context_limit_cfg = self.context_limit_cfg.clone();
+        let handle = tokio::spawn(
+            chat_completion_tp_inner(tp, request, principal, context_limit_cfg)
+                .instrument(span.clone()),
+        );
         match handle.await {
             Ok(Ok(resp)) => Ok(resp),
             Ok(Err(e)) => {
@@ -3545,6 +3762,7 @@ impl CandleHarness {
         &self,
         tp: Arc<TpLoadedModel>,
         request: ChatCompletionRequest,
+        principal: Option<String>,
     ) -> Result<InferenceStream, InferenceError> {
         if tp.poisoned.load(Ordering::Acquire) {
             return Err(self.trigger_recovery(&request.model).await);
@@ -3685,15 +3903,30 @@ impl CandleHarness {
             "TP chat_completion (stream): starting"
         );
 
-        validate_request(prompt_len, vram_free_mb, tp.effective_prompt_cap())?;
+        validate_request(
+            prompt_len,
+            vram_free_mb,
+            tp.effective_prompt_cap(),
+            tp.context_profile.as_ref(),
+            &self.context_limit_cfg,
+        )?;
         if vision_route.is_some() {
             validate_vision_prefill(prompt_len, vram_free_mb)?;
         }
 
+        // Admission control (#53): refuse before opening the stream; the
+        // permit moves into the orchestration task and is held for its life.
+        let admit = tp
+            .admission
+            .enter(principal.as_deref())
+            .await
+            .map_err(InferenceError::from)?;
+
         let tool_schemas = build_tool_schemas(&request);
         let tp_for_task = Arc::clone(&tp);
         tokio::spawn(
             async move {
+                let _admit = admit;
                 let mut failure: Option<String> = None;
                 let mut pool = acquire_pool_lock(&tp_for_task.pool, &model_id).await;
                 let leader_handle = tp_for_task.leader_handle;
@@ -4196,6 +4429,8 @@ impl CandleHarness {
 async fn chat_completion_tp_inner(
     tp: Arc<TpLoadedModel>,
     request: ChatCompletionRequest,
+    principal: Option<String>,
+    context_limit_cfg: crate::config::ContextLimitConfig,
 ) -> Result<ChatCompletionResponse, InferenceError> {
     let req_start = std::time::Instant::now();
     let model_id = request.model.clone();
@@ -4279,11 +4514,25 @@ async fn chat_completion_tp_inner(
         "TP chat_completion: starting"
     );
 
-    validate_request(prompt_len, vram_free_mb, tp.effective_prompt_cap())?;
+    validate_request(
+        prompt_len,
+        vram_free_mb,
+        tp.effective_prompt_cap(),
+        tp.context_profile.as_ref(),
+        &context_limit_cfg,
+    )?;
     if vision_route.is_some() {
         validate_vision_prefill(prompt_len, vram_free_mb)?;
     }
 
+    // Admission control (#53): bounded queue + fast reject before joining
+    // the pool-lock wait. Held for the whole request (released on drop).
+    let _admit = tp
+        .admission
+        .enter(principal.as_deref())
+        .await
+        .map_err(InferenceError::from)?;
+
     // Acquire the pool lock for the duration of the request. After
     // Phase 3 the leader's TpLeaderModel lives in the device worker
     // thread, so the pool lock now serialises only subprocess RPC
@@ -4826,10 +5075,35 @@ pub enum InferenceError {
     /// failure mode that hid several client-compat bugs. Maps to 422.
     #[error("chat template could not render this request: {detail}")]
     TemplateRenderFailed { detail: String },
+    /// Admission control (#53) refused on load: the model's bounded queue is
+    /// full or the wait elapsed. Maps to `503 rate_limit_exceeded` +
+    /// `Retry-After` — a fast, retryable "busy" signal, not a stall.
+    #[error("model is busy; retry after {retry_after_secs}s")]
+    Overloaded { retry_after_secs: u64 },
+    /// Per-principal fair-share cap (#54) exceeded: this principal already
+    /// has its max requests in flight/queued. Maps to `429
+    /// rate_limit_exceeded` + `Retry-After`; a well-behaved client self-paces.
+    #[error("per-principal in-flight limit reached; retry after {retry_after_secs}s")]
+    PerPrincipalLimit { retry_after_secs: u64 },
     #[error(transparent)]
     Other(#[from] anyhow::Error),
 }
 
+impl From<super::admission::AdmissionRejection> for InferenceError {
+    fn from(rejection: super::admission::AdmissionRejection) -> Self {
+        use super::admission::AdmissionRejection;
+        match rejection {
+            AdmissionRejection::QueueFull { retry_after_secs }
+            | AdmissionRejection::Timeout { retry_after_secs } => {
+                InferenceError::Overloaded { retry_after_secs }
+            }
+            AdmissionRejection::PrincipalCap { retry_after_secs } => {
+                InferenceError::PerPrincipalLimit { retry_after_secs }
+            }
+        }
+    }
+}
+
 /// Build the model's prompt from a [`ChatCompletionRequest`].
 ///
 /// Prefers the model's own `chat_template` when one was loaded
@@ -6563,6 +6837,110 @@ mod tests {
         assert!(validate_vision_prefill(12_960, 12_445).is_ok());
     }
 
+    // ── #65: request-time length-aware VRAM backstop (text prefill) ──
+
+    /// A beast-like profile: 16 full-attn layers, 4 kv heads, head_dim
+    /// 256, f16, TP=2 → 32 KiB/token/card (same numbers as the
+    /// `context_limit` unit tests). At defaults this makes the
+    /// length-aware footprint `(prompt_len + 8192)/32 + 2048 + 1500` MiB
+    /// per card.
+    fn backstop_profile() -> super::super::context_limit::ContextProfile {
+        super::super::context_limit::ContextProfile {
+            max_position_embeddings: 262_144,
+            kv_bytes_per_token_per_card: super::super::context_limit::kv_bytes_per_token(
+                16, 4, 256, 2, 2,
+            ),
+            world_size: 2,
+        }
+    }
+
+    /// A prompt under the cap with ample free VRAM passes; the same
+    /// prompt over the cap is `PromptTooLong` before any VRAM math.
+    #[test]
+    fn validate_request_cap_and_fit() {
+        let cfg = crate::config::ContextLimitConfig::default();
+        let profile = backstop_profile();
+        // Under cap, 40 GB free → fits.
+        assert!(validate_request(8_000, 40_000, 100_000, Some(&profile), &cfg).is_ok());
+        // Over the cap → PromptTooLong, independent of VRAM.
+        assert!(matches!(
+            validate_request(100_001, 40_000, 100_000, Some(&profile), &cfg),
+            Err(InferenceError::PromptTooLong { .. })
+        ));
+    }
+
+    /// The CPU sentinel (`vram_free_mb == 0`) skips every VRAM check,
+    /// including the new length-aware one — host RAM is the OOM killer's
+    /// problem, not this guard's.
+    #[test]
+    fn validate_request_cpu_sentinel_skips_vram() {
+        let cfg = crate::config::ContextLimitConfig::default();
+        let profile = backstop_profile();
+        assert!(validate_request(1_000_000, 0, 2_000_000, Some(&profile), &cfg).is_ok());
+    }
+
+    /// The static floor remains a backstop: free VRAM below
+    /// `min_free_vram_mb()` is rejected before the length-aware estimate
+    /// even runs (so `required_mb` is the floor, not the KV footprint).
+    #[test]
+    fn validate_request_static_floor_still_binds() {
+        let cfg = crate::config::ContextLimitConfig::default();
+        let profile = backstop_profile();
+        assert!(matches!(
+            validate_request(10, 800, 100_000, Some(&profile), &cfg),
+            Err(InferenceError::InsufficientVram {
+                free_mb: 800,
+                required_mb: 1500
+            })
+        ));
+    }
+
+    /// A model with no captured profile (non-qwen3_5 arch) has no
+    /// length-aware physics to apply, so it rides only the static floor —
+    /// a fitting prompt with VRAM above the floor passes.
+    #[test]
+    fn validate_request_no_profile_rides_floor() {
+        let cfg = crate::config::ContextLimitConfig::default();
+        assert!(validate_request(500_000, 5_000, 1_000_000, None, &cfg).is_ok());
+    }
+
+    /// The acceptance test (#65): a cap derived against *ample* free VRAM
+    /// is later applied at request time against *tightened* free VRAM. A
+    /// prompt sized exactly at the now-stale `effective_prompt_cap()`
+    /// clears the cap and the static floor, yet no longer fits — the
+    /// length-aware backstop catches it with a clean `InsufficientVram`
+    /// instead of an OOM-poisoned context. Same prompt with the original
+    /// ample VRAM still passes, proving the guard only bites on staleness.
+    #[test]
+    fn validate_request_catches_poll_vs_request_staleness() {
+        let cfg = crate::config::ContextLimitConfig::default();
+        let profile = backstop_profile();
+
+        // Cap derived at /models poll time with 40 GB free on the tightest
+        // card — throughput binds, giving input = 87040 (the issue's
+        // worked beast figure).
+        let limit = super::super::context_limit::derive_limit(&profile, 40_000, 800.0, None, &cfg);
+        let cap = limit.input.expect("input budget derived");
+        assert_eq!(cap, 87_040);
+
+        // With that same ample VRAM, a prompt at the cap still fits.
+        assert!(validate_request(cap, 40_000, cap, Some(&profile), &cfg).is_ok());
+
+        // Now free VRAM has dropped to 5 GB between the poll and the
+        // request (a co-resident model loaded). The prompt is still ≤ cap
+        // and clears the 1500 MiB floor, but its footprint —
+        // (87040 + 8192)/32 + 2048 + 1500 = 6524 MiB — exceeds 5000 MiB.
+        let err = validate_request(cap, 5_000, cap, Some(&profile), &cfg)
+            .expect_err("stale cap must not let an over-VRAM prompt through");
+        assert!(matches!(
+            err,
+            InferenceError::InsufficientVram {
+                free_mb: 5_000,
+                required_mb: 6_524
+            }
+        ));
+    }
+
     // ── Tool-call body parsing ───────────────────────────────────────
 
     fn weather_schemas() -> ToolSchemas {

crates/neuron/src/harness/context_limit.rs

@@ -100,9 +100,9 @@ pub const KV_CACHE_DTYPE_BYTES: usize = 2;
 /// state, not a growing cache). Sharded across the TP world: per-rank
 /// KV-head count is `n_kv_heads / world_size`.
 ///
-/// `2 ×` accounts for K and V. Shared by the limit derivation here and
-/// the per-rank load-time logging in the TP paths (and, in future, by
-/// #65's length-aware pre-flight guard).
+/// `2 ×` accounts for K and V. Shared by the limit derivation here, the
+/// per-rank load-time logging in the TP paths, and #65's request-time
+/// length-aware pre-flight guard (`candle::validate_request`).
 pub fn kv_bytes_per_token(
     n_full_attn_layers: usize,
     n_kv_heads: usize,

crates/neuron/src/harness/mod.rs

@@ -1,5 +1,6 @@
 //! Harness registry — maps harness names to trait implementations.
 
+pub mod admission;
 pub mod arch;
 pub mod candle;
 pub mod chat_template;

crates/neuron/src/health.rs

@@ -30,6 +30,9 @@ impl HealthCache {
                 // direct read from the cache stays a well-typed
                 // HealthResponse on the wire.
                 activation: Default::default(),
+                // Per-model admission load is overlaid by the api handler
+                // from the candle harness (#53); the cache doesn't own it.
+                models: Vec::new(),
             }),
             has_gpus: RwLock::new(false),
         }

crates/neuron/tests/api.rs

@@ -114,6 +114,12 @@ async fn test_health_endpoint() {
 
     let body: serde_json::Value = resp.json().await.unwrap();
     assert_eq!(body["uptime_secs"], 0);
+    // Per-model admission load (#53) is always present, even with no models
+    // loaded (empty array) — cortex's load-aware router (#55) relies on it.
+    assert!(
+        body["models"].is_array(),
+        "/health must expose a models load array"
+    );
 }
 
 #[tokio::test]

helexa-router.example.toml

@@ -0,0 +1,39 @@
+# helexa-router.example.toml — example configuration
+#
+# Copy to helexa-router.toml and adjust for your environment.
+#
+# Environment variable overrides use the HELEXA_ROUTER_ prefix with __
+# separators:
+#   HELEXA_ROUTER_ROUTER__LISTEN=0.0.0.0:8088
+
+[router]
+# Plaintext listener. Operator/edge nginx terminates client TLS in front of
+# the router — the router never owns an inbound TLS listener.
+listen = "0.0.0.0:8088"
+
+# How often (seconds) to refresh each cortex's health + /v1/models topology.
+# poll_interval_secs = 10
+
+# -- Downstream cortexes -------------------------------------------------
+# Each [[cortexes]] entry is an operator-run cortex the router may dispatch
+# to. The router forwards the client's bearer verbatim (auth stays at
+# cortex) and routes on capacity (preferring matching `region`).
+#
+# Outbound TLS pinning (optional): set `tls_ca` to a PEM trust anchor that
+# enrols this cortex — the CA (or self-signed cert) its TLS cert must chain
+# to. The router then trusts ONLY that anchor for this cortex (platform
+# roots disabled), so the router->cortex hop (which carries the client's
+# bearer) reaches the cert you expect and a rogue endpoint presenting any
+# other cert is rejected at the handshake. A cortex whose `tls_ca` fails to
+# load is disabled (fail closed). Omit `tls_ca` for a publicly-trusted cert
+# or plaintext http:// on a private (e.g. WireGuard) network.
+
+# [[cortexes]]
+# name = "lair-cafe"
+# endpoint = "https://cortex.lair.cafe"
+# region = "eu-west"
+# tls_ca = "/etc/helexa-router/pins/lair-cafe.pem"
+
+# [[cortexes]]
+# name = "example-operator"
+# endpoint = "https://cortex.example.com"

helexa-upstream.example.toml

@@ -0,0 +1,52 @@
+# helexa-upstream.example.toml — mesh-level account/authorization authority
+#
+# Copy to helexa-upstream.toml and adjust. Env overrides use the UPSTREAM_
+# prefix with __ separators, e.g. UPSTREAM_DB__URL=postgres://...
+
+[server]
+# Plaintext listener; edge nginx terminates TLS (consistent with the stack).
+listen = "0.0.0.0:8090"
+
+[db]
+# PostgreSQL connection URL. Required.
+url = "postgres://helexa:helexa@localhost/helexa_upstream"
+# max_connections = 16
+
+[grant]
+# Flat free token grant every email-verified account receives (the floor of
+# the hybrid allocation; single-use top-up codes extend it).
+# free_token_grant = 1000000
+
+[abuse]
+# When this many accounts share one registration fingerprint, all are
+# silently deactivated (no notice to the user).
+# fingerprint_account_threshold = 5
+
+# -- Client auth: credentials operators' cortexes present to /authz/v1.
+# Each token maps to an operator_id (served-usage attribution). When no
+# tokens are configured the authz surface is OPEN (dev only). Distinct from
+# end-user API keys, which ride inside the resolve request body.
+# [[client_auth.tokens]]
+# token = "replace-with-a-strong-shared-secret"
+# operator_id = "lair-cafe"
+
+[authz]
+# Open reservations older than this are swept (released), self-healing a
+# reservation whose settle/release from a cortex was lost.
+# reservation_ttl_secs = 120
+# sweep_interval_secs = 60
+
+[auth]
+# HMAC secret for signing web-session JWTs. MUST be overridden in prod via
+# UPSTREAM_AUTH__JWT_SECRET; the built-in default is dev-only.
+# jwt_secret = "change-me"
+# session_ttl_secs = 604800        # 7 days
+# email_token_ttl_secs = 86400     # 24 hours
+# Frontend base URL used to build verify/reset links in emails.
+app_base_url = "https://helexa.ai"
+
+[email]
+# "log" (dev: logs the link) or "smtp".
+provider = "log"
+# smtp_url = "smtp://user:pass@smtp.example.com:587"
+from_addr = "helexa <no-reply@helexa.ai>"

helexa.ai/.env.example

@@ -0,0 +1,20 @@
+# helexa.ai frontend env. Copy to .env.local for local dev (gitignored).
+
+# Mesh data-plane (helexa-router, OpenAI-compatible inference). In dev,
+# vite proxies /v1 and /health here.
+VITE_ROUTER_BASE_URL=http://localhost:8088
+
+# Account control-plane (helexa-upstream). In dev, vite proxies /api here
+# (rewritten to /web/v1).
+VITE_ACCOUNT_BASE_URL=http://localhost:8090
+
+# Public-beta banner.
+VITE_PUBLIC_BETA=true
+
+# Models for the chat workspace (F3+).
+# VITE_ANON_MODEL=...
+# VITE_DEFAULT_MODEL=...
+
+# Develop the account dashboard (F4) against an in-browser mock before the
+# upstream account API ships.
+# VITE_USE_MOCK_ACCOUNT_API=true

helexa.ai/.gitignore

@@ -0,0 +1,6 @@
+node_modules
+dist
+*.local
+.env.local
+.env.*.local
+*.tsbuildinfo

helexa.ai/README.md

@@ -0,0 +1,34 @@
+# helexa.ai
+
+The public-beta frontend for the helexa mesh: a chat-first landing experience
+(anonymous + authenticated, with all chat history kept client-side in
+IndexedDB — no server-side history), a `/mission` page on European digital
+sovereignty, and full account self-service (register, recover, manage API
+keys, set per-key limits, redeem top-up codes) against `helexa-upstream`.
+
+Vite + React (SWC) + TypeScript + react-bootstrap + react-router + react-i18next.
+Lives as a top-level folder in the cortex monorepo; it is **not** a Cargo crate.
+
+## Develop
+
+```sh
+cd helexa.ai
+npm install
+cp .env.example .env.local   # adjust backend URLs
+npm run dev                  # vite dev server, proxies /v1+/health → router, /api → upstream
+```
+
+Other scripts: `npm run build` (`tsc -b && vite build` → `dist/`), `npm run
+preview`, `npm run lint`, `npm run typecheck`.
+
+In dev, `vite.config.ts` proxies the mesh data-plane (helexa-router) and the
+account control-plane (helexa-upstream) same-origin. Run a local router
+(`cargo run -p helexa-router`) for the chat path and a local helexa-upstream
+for the account path.
+
+## Status
+
+F0 scaffold. Theming + i18n (33 languages, usage-ordered selector), the
+`/mission` page, the chat workspace (Dexie + streaming), and the account
+dashboard land in subsequent phases — see
+`~/.claude/plans/we-need-to-plan-modular-graham.md`.

helexa.ai/eslint.config.js

@@ -0,0 +1,23 @@
+import js from "@eslint/js";
+import globals from "globals";
+import reactHooks from "eslint-plugin-react-hooks";
+import reactRefresh from "eslint-plugin-react-refresh";
+import tseslint from "typescript-eslint";
+import { defineConfig, globalIgnores } from "eslint/config";
+
+export default defineConfig([
+  globalIgnores(["dist"]),
+  {
+    files: ["**/*.{ts,tsx}"],
+    extends: [
+      js.configs.recommended,
+      tseslint.configs.recommended,
+      reactHooks.configs.flat.recommended,
+      reactRefresh.configs.vite,
+    ],
+    languageOptions: {
+      ecmaVersion: 2020,
+      globals: globals.browser,
+    },
+  },
+]);

helexa.ai/index.html

@@ -0,0 +1,24 @@
+<!doctype html>
+<html lang="en">
+  <head>
+    <meta charset="UTF-8" />
+    <meta name="viewport" content="width=device-width, initial-scale=1.0" />
+    <title>helexa.ai</title>
+    <meta name="title" content="helexa.ai" />
+    <meta
+      name="description"
+      content="helexa — near-frontier AI on a sovereign, operator-run mesh. Chat now; bring your own key."
+    />
+    <meta property="og:type" content="website" />
+    <meta property="og:url" content="https://helexa.ai/" />
+    <meta property="og:title" content="helexa.ai" />
+    <meta
+      property="og:description"
+      content="helexa — near-frontier AI on a sovereign, operator-run mesh."
+    />
+  </head>
+  <body>
+    <div id="root"></div>
+    <script type="module" src="/src/main.tsx"></script>
+  </body>
+</html>

helexa.ai/package.json

@@ -0,0 +1,43 @@
+{
+  "name": "helexa.ai",
+  "private": true,
+  "version": "0.0.0",
+  "type": "module",
+  "scripts": {
+    "dev": "vite",
+    "build": "tsc -b && vite build",
+    "preview": "vite preview",
+    "lint": "eslint .",
+    "typecheck": "tsc -b",
+    "i18n:check": "node ./scripts/check-i18n-keys.mjs",
+    "i18n:meta": "node ./scripts/check-i18n-metadata.mjs",
+    "i18n:lang-labels": "node ./scripts/check-i18n-lang-labels.mjs"
+  },
+  "dependencies": {
+    "@fingerprintjs/fingerprintjs": "^4.6.2",
+    "bootstrap": "^5.3.8",
+    "dexie": "^4.2.0",
+    "dexie-react-hooks": "^4.2.0",
+    "i18next": "^25.7.1",
+    "react": "^19.2.0",
+    "react-bootstrap": "^2.10.10",
+    "react-dom": "^19.2.0",
+    "react-i18next": "^16.4.0",
+    "react-icons": "^5.5.0",
+    "react-router-dom": "^7.10.1"
+  },
+  "devDependencies": {
+    "@eslint/js": "^9.39.1",
+    "@types/node": "^24.10.1",
+    "@types/react": "^19.2.5",
+    "@types/react-dom": "^19.2.3",
+    "@vitejs/plugin-react-swc": "^4.2.0",
+    "eslint": "^9.39.1",
+    "eslint-plugin-react-hooks": "^7.0.1",
+    "eslint-plugin-react-refresh": "^0.4.24",
+    "globals": "^16.5.0",
+    "typescript": "~5.9.3",
+    "typescript-eslint": "^8.46.4",
+    "vite": "^7.2.0"
+  }
+}

helexa.ai/scripts/check-i18n-keys.mjs

@@ -0,0 +1,332 @@
+#!/usr/bin/env node
+
+/**
+ * Simple i18n key consistency checker.
+ *
+ * Compares translation JSONs for all configured languages against the English
+ * baseline, for each namespace (common, home, chat).
+ *
+ * Exit codes:
+ *  - 0: all good
+ *  - 1: inconsistencies found or unexpected error
+ */
+
+import fs from "fs";
+import path from "path";
+import url from "url";
+
+// Adjust these if your i18n structure changes.
+const ROOT = path.resolve(
+  path.dirname(url.fileURLToPath(import.meta.url)),
+  "..",
+);
+const RESOURCES_DIR = path.join(ROOT, "src", "i18n", "resources");
+
+// Namespaces to validate.
+const NAMESPACES = ["common", "mission", "chat", "account"];
+
+// Languages to validate should track SUPPORTED_LANGUAGES in src/i18n/languages.ts.
+// NOTE: This list is intentionally narrower than SUPPORTED_LANGUAGES and does not
+// enforce that every supported language has wired resources. That enforcement is
+// implemented further below by checking the i18n index.
+const LANGUAGES = [
+  "bg",
+  "de",
+  "el",
+  "en",
+  "es",
+  "et",
+  "fr",
+  "it",
+  "pt",
+  "ro",
+  "ru",
+];
+
+function readJson(filePath) {
+  try {
+    const raw = fs.readFileSync(filePath, "utf8");
+    return JSON.parse(raw);
+  } catch (err) {
+    throw new Error(`Failed to read/parse JSON at ${filePath}: ${err.message}`);
+  }
+}
+
+/**
+ * Recursively walk an object and collect all key paths using dot-notation.
+ * Arrays are traversed structurally but their indexes are not part of the key path
+ * (we only care that the shape exists, not array lengths).
+ */
+function collectKeyPaths(obj, prefix = "") {
+  const keys = new Set();
+
+  if (obj === null || obj === undefined) {
+    return keys;
+  }
+
+  if (typeof obj !== "object") {
+    if (prefix) keys.add(prefix);
+    return keys;
+  }
+
+  // If this is an array, walk its elements but don't add indices to the path.
+  if (Array.isArray(obj)) {
+    obj.forEach((item) => {
+      for (const childKey of collectKeyPaths(item, prefix)) {
+        keys.add(childKey);
+      }
+    });
+    return keys;
+  }
+
+  // Plain object
+  for (const [k, v] of Object.entries(obj)) {
+    const nextPrefix = prefix ? `${prefix}.${k}` : k;
+    if (v !== null && typeof v === "object") {
+      for (const childKey of collectKeyPaths(v, nextPrefix)) {
+        keys.add(childKey);
+      }
+    } else {
+      keys.add(nextPrefix);
+    }
+  }
+
+  return keys;
+}
+
+function diffKeys(baseSet, targetSet) {
+  const missing = [];
+  const extra = [];
+
+  for (const k of baseSet) {
+    if (!targetSet.has(k)) missing.push(k);
+  }
+
+  for (const k of targetSet) {
+    if (!baseSet.has(k)) extra.push(k);
+  }
+
+  missing.sort();
+  extra.sort();
+
+  return { missing, extra };
+}
+
+function logHeader(title) {
+  // Simple console formatting without external deps.
+  console.log("\n" + "=".repeat(title.length));
+  console.log(title);
+  console.log("=".repeat(title.length));
+}
+
+function main() {
+  let hadIssues = false;
+
+  console.log("helexa.ai i18n key consistency check");
+  console.log(`Root: ${ROOT}`);
+  console.log(`Resources dir: ${RESOURCES_DIR}`);
+  console.log(`Languages: ${LANGUAGES.join(", ")}`);
+  console.log(`Namespaces: ${NAMESPACES.join(", ")}`);
+
+  // --- Wiring check: ensure each SUPPORTED_LANGUAGES entry has resources registered ---
+  //
+  // This prevents cases where a language is:
+  //   - present in LanguageCode and SUPPORTED_LANGUAGES
+  //   - has translation JSONs under src/i18n/resources/<code>/
+  // but is *not* wired into the i18n `resources` object (and thus silently
+  // falls back to English at runtime).
+  try {
+    const languagesTs = fs.readFileSync(
+      path.join(ROOT, "src", "i18n", "languages.ts"),
+      "utf8",
+    );
+    const i18nIndexTs = fs.readFileSync(
+      path.join(ROOT, "src", "i18n", "index.ts"),
+      "utf8",
+    );
+
+    // Parse SUPPORTED_LANGUAGES from languages.ts
+    const marker = "export const SUPPORTED_LANGUAGES";
+    const start = languagesTs.indexOf(marker);
+    if (start === -1) {
+      throw new Error("Could not find `SUPPORTED_LANGUAGES` in languages.ts");
+    }
+    const after = languagesTs.slice(start);
+    const bracketIndex = after.indexOf("[");
+    const closingIndex = after.indexOf("];");
+    if (bracketIndex === -1 || closingIndex === -1) {
+      throw new Error("Malformed SUPPORTED_LANGUAGES array");
+    }
+    const arraySlice = after.slice(bracketIndex + 1, closingIndex);
+    const supportedFromTs = new Set();
+    const codeRegex = /"([^"]+)"/g;
+    let m;
+    while ((m = codeRegex.exec(arraySlice)) !== null) {
+      supportedFromTs.add(m[1]);
+    }
+
+    console.log(
+      `SUPPORTED_LANGUAGES from TS for wiring check: ${Array.from(
+        supportedFromTs,
+      )
+        .sort()
+        .join(", ")}`,
+    );
+
+    // Languages that are intentionally "future" and may not yet have
+    // resources wired in. Keep them out of the hard failure path so
+    // CI does not break while their translations are still pending.
+    const FUTURE_LANGUAGES = new Set(["ig", "om", "so", "ti", "wo"]);
+
+    // Parse i18n resources object keys from index.ts.
+    // We look for a block like:
+    //   const resources: Resource = {
+    //     en: { ... },
+    //     fr: { ... },
+    //   };
+    const resourcesMarker = "const resources: Resource = {";
+    const resStart = i18nIndexTs.indexOf(resourcesMarker);
+    if (resStart === -1) {
+      throw new Error("Could not find `const resources: Resource` in index.ts");
+    }
+    const resAfter = i18nIndexTs.slice(resStart + resourcesMarker.length);
+    const resEndIndex = resAfter.indexOf("};");
+    if (resEndIndex === -1) {
+      throw new Error("Malformed resources object in index.ts");
+    }
+    const resourcesBlock = resAfter.slice(0, resEndIndex);
+
+    // Extract top-level language keys: lines starting with two spaces then <code>:
+    // Example: "  en: {" or "  fr: {"
+    const wiredLangs = new Set();
+    const lineRegex = /^\s*([a-z]{2}):\s*{\s*$/gm;
+    let lm;
+    while ((lm = lineRegex.exec(resourcesBlock)) !== null) {
+      wiredLangs.add(lm[1]);
+    }
+
+    console.log(
+      `Languages wired in i18n resources: ${Array.from(wiredLangs)
+        .sort()
+        .join(", ")}`,
+    );
+
+    // Now compare SUPPORTED_LANGUAGES vs wired resources.
+    const missingWiring = [];
+    for (const code of supportedFromTs) {
+      if (FUTURE_LANGUAGES.has(code)) {
+        // These are explicitly allowed to be missing until their
+        // translations and wiring land.
+        continue;
+      }
+      if (!wiredLangs.has(code)) {
+        missingWiring.push(code);
+      }
+    }
+
+    if (missingWiring.length > 0) {
+      hadIssues = true;
+      console.error(
+        "\nERROR: Some SUPPORTED_LANGUAGES codes are not wired into the i18n `resources` object in src/i18n/index.ts:",
+      );
+      for (const code of missingWiring.sort()) {
+        console.error(`  - ${code}`);
+      }
+      console.error(
+        "These languages will silently fall back to English at runtime. Ensure that:",
+      );
+      console.error(
+        "  1) ./resources/<code>/{common,home,chat}.json exist, and",
+      );
+      console.error(
+        "  2) They are imported and registered in the `resources` object.",
+      );
+      console.error("");
+    } else {
+      console.log(
+        "OK: Every SUPPORTED_LANGUAGES entry (excluding future languages) is wired into the i18n resources object.",
+      );
+    }
+  } catch (err) {
+    hadIssues = true;
+    console.error(
+      "ERROR: Failed while checking SUPPORTED_LANGUAGES wiring in i18n index:",
+      err.message,
+    );
+  }
+
+  for (const ns of NAMESPACES) {
+    logHeader(`Namespace: ${ns}`);
+
+    const basePath = path.join(RESOURCES_DIR, "en", `${ns}.json`);
+    let baseJson;
+    try {
+      baseJson = readJson(basePath);
+    } catch (err) {
+      console.error(err.message);
+      hadIssues = true;
+      continue;
+    }
+
+    const baseKeys = collectKeyPaths(baseJson);
+    console.log(`Baseline (en) keys: ${baseKeys.size}`);
+
+    for (const lang of LANGUAGES) {
+      if (lang === "en") continue;
+
+      const langPath = path.join(RESOURCES_DIR, lang, `${ns}.json`);
+      if (!fs.existsSync(langPath)) {
+        console.error(`  [${lang}] MISSING file: ${langPath}`);
+        hadIssues = true;
+        continue;
+      }
+
+      let langJson;
+      try {
+        langJson = readJson(langPath);
+      } catch (err) {
+        console.error(`  [${lang}] ${err.message}`);
+        hadIssues = true;
+        continue;
+      }
+
+      const langKeys = collectKeyPaths(langJson);
+      const { missing, extra } = diffKeys(baseKeys, langKeys);
+
+      if (missing.length === 0 && extra.length === 0) {
+        console.log(`  [${lang}] OK (keys: ${langKeys.size})`);
+      } else {
+        hadIssues = true;
+        console.log(`  [${lang}] Issues found:`);
+        if (missing.length > 0) {
+          console.log("    Missing keys (present in en, absent here):");
+          for (const k of missing) {
+            console.log(`      - ${k}`);
+          }
+        }
+        if (extra.length > 0) {
+          console.log("    Extra keys (present here, absent in en):");
+          for (const k of extra) {
+            console.log(`      + ${k}`);
+          }
+        }
+      }
+    }
+  }
+
+  console.log("");
+  if (hadIssues) {
+    console.error("i18n check completed with inconsistencies.");
+    process.exitCode = 1;
+  } else {
+    console.log("i18n check completed successfully. All keys are consistent.");
+    process.exitCode = 0;
+  }
+}
+
+try {
+  main();
+} catch (err) {
+  console.error("Unexpected error while running i18n check:", err);
+  process.exitCode = 1;
+}